Social Security’s Top Five Blog Posts

man on his laptop This blog is a go-to source for Social Security news and resources. That’s why we named it Social Security Matters — it matters to everyone, even if you don’t think you directly benefit from Social Security benefits today.

The popularity of our blog has grown. We’d like to share some of our most popular posts with you so you can share what you’ve learned with your friends and loved ones. Here are five of our top posts.

It’s easy to share these links on social media — just click on the icons below the article to post them to your preferred site. Knowledge really is power. The more informed your community is, the stronger we all will be.


96 thoughts on “Social Security’s Top Five Blog Posts

  1. im so sick of social security they hardly ever give you a raise and when they do its so small and than they take it away by raising the medicare.every year my check gets smaller till one of these days i wont get anything and yet everything has gone up so much we never have any money .if this country can help everyone else what about their seniors they dont seem to care .

    • CONGRESS decides raises, CONGRESS is in charge of wjat Social Security does. Blame them and blame yourself if you keep voting for them because it’s the Republican majority CONGRESS that doesn’t care for seniors or anyone else but their rich master corporations. What is wrong with you???

      • you have hit the nail right where thes Rich Republicans never Retire.
        They hang on eating away the Taxes we working folks pay. The coffers are empty when it comes time for us. so they CHOP off lithe benefits that are gone.

      • What is wrong with you? In the last couple of years of the Obama Administration, you received a zero raise, yet you get all partisan and blame Republicans and their rich friends in spite of the fact there are more rich Democrats in congress. Congress passed the COLA law years ago and when the law resulted in a bigger increase, no one bitched.

        • If you were better informed you would know that the Republicans obstructed every budget and forced President Obama to accept a lot less. If you were better informed, you would realize there are 3 co-equal branches of government. If you were better informed you would realize BLS is given a formula to use and Congress (regardless of who is in the White House) determines which markers to use to determine inflation rates. If you were better informed, you would know that inflation was actually deflation in 09 and 10 after the Bush economy almost threw us into another Great Depression. And if you were better informed, you would realize that the GOP has been proposing a chained COLA that will make all future COLAs smaller except in unusual circumstances. But keep voting the way you do and you will continue to stay unhappy.

          • If you were better informed you would know that we are paying hundreds of billions every year for illegal immigrants that Democrats let in and want to continue letting in for votes. This money could be used for SS.

    • You are so right. The politician rather give other countries money and cut back American Soc. Security. I’m trying to apply and the application wont go forward nor will it accept the re-entry number they gave me. How do you get past this?

      • We are sorry to hear you’re having difficulties with your application, Donna. One of our agents can assist you in completing your application.
        Please call our toll free number at 1-800-772-1213, Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later during the week.

  2. If i am citizen of united states how i am struggling when i am suffer with any sickness and then i can’t get help with social security administration.i think is a discrimination and it’s wrong for a citizen treat that way.

    • Sure is!! It is said that the poor will always be with us. In this case the backlogs will always be with us. The government continues to cut/freeze SSA staff and replace it with technology expecting things to improve, they never will, get used to it.

  3. I’ve submitted an appeal request -non-medical for WEP
    I’VE not received any updates or correspondence from SSA. I Have called the 800 number which results in no updates or status
    Please help. Abuser
    Ron Whitney

  4. Dear Sir Jim Borland
    I am Mr.Takaphan Jaruhungsin. Order my form
    SSA-7161-OCR-SM Or SSA-7162-OCR-SM
    Please send the form to me by my address
    201/9 Village,Ban Phan, Phonnakaie, District,
    Sakon Nakhon, Thailand, 47230
    My tell: +66 88-193-7865
    I had recive my retirement of OPM Department of Federal retirement service open
    season for payment by 01/04/2018 of benefit social
    security please send the form on 15/05/2018 –
    01/09/2018. (This form send from Wilkes-Barre, PA!)
    Thank you very much.
    Mr.Takaphan (T) Jaruhungsin

  5. Hi..
    Had signed for s/s on line.
    Password trouble.
    Won’t let me access my account.
    Who do I contact.?


    • Thank you for using our online services, Patrick!
      You can speak to a Social Security representative for help with a my Social Security account between the hours of 7:00 a.m. and 12:00 midnight Eastern Time, Monday through Friday. Toll-free: 1-800-772-1213 After you hear “Briefly tell me why you are calling,” please say “Help Desk” for help with a my Social Security account.
      Note: Although our regular telephone service representatives are not available after 7 p.m., Monday through Friday, our Help Desk representatives can assist you until 12:00 midnight Eastern Time.

  6. Mr Fernandez. :You forgot to tell Patrick that to actually get to speak to a SS Help Desk you have to remain on hold for up to 2 hrs. My 93 year old mother in law got a letter from SS asking her to call them. She was on hold almost 2 hrs!!!!! She said a nice man kept coming on the line telling her that someone would be there to help her “soon”. After 2 hours she hung up!!! This is outrageous!!!!!!! And there is NO excuse for a federally funded program to not have enough employees to answer an elderly americans question about what her letter from SS was about!!! Shame on you!!! I called later for her and was on hold for almost 2 hrs also and finally had to hang up. My family needed their dinner. I am outraged at this!

    • We apologize for the long wait and sincerely regret to hear you did not receive the level of customer service you and your mother in law expected. We have referred your complaint to our Office of Operations to follow up and to take corrective action as necessary. We appreciate your feedback, and thank you for bringing this to our attention.

  7. My husband and I were of appropriate age to qualify for “file and suspend” and did so before the deadline. Now, however I am unable to reach anyone at the Social Security office that can give me accurate information on how to activate this program. Is there a reliable source or department that I should be contacting? Every time I call I get a different agent at Social Security and a different answer…


    • Hi Nolan. We do not have access to personal information in this venue, therefore, we cannot update any information on your Social Security records.
      When living abroad, you may contact your local U.S. embassy or consulate for assistance. Also, our Office of International Operations home page provides more information to assist our customers living abroad.
      Just a reminder – Please be cautious about posting personal information on social media. Thanks!

  9. I am on disability and I want to try and work a few hours per day, and I will be 62 this year, does it matter how much money I can earn per month and still get my disability

    • Yes, it does matter how much money you make. Generally, the rule that you can earn a maximum income of $1,410 a month and still receive Social Security. For more information, I suggest checking out the blog They have a lot of good info on Social Security. Best of luck.

    • Thank you for your question Buddy. Social Security strongly supports those individuals who want to return to the work force while supplementing their disability benefit income. We have Work Incentives that allow people to work and still receive their benefits. A person may still be eligible for disability benefits under the Social Security Disability Insurance program if they work. However, their earnings cannot exceed a certain amount. This is called the Substantial Gainful Activity (SGA) limit.
      In addition to the amount of money you make, Social Security may also look at the number of hours you’re able to work. We hope this information helps.

  10. No response on why SSA takes 3 years to process a disability application through the hearing stage.

    You should ALL BE FIRED!

    Since taxpayers are paying your salaries and getting low productivity in return, you should all be terminated. Stop letting attorney advisors and others work from home when they have a 75000 case backlog to tend to.

    You do realize americans are starving in the streets because social security refuses to issue a decision to their disability case.

    You guys are lucky I’m not your commissioner. You would all be on the unemployment line.

    • Also adding. Why are you guys asking congress for more money? What do the people at SSA do anyway?

      You can have kiosks to take social security card requests. 14 billion dollars is an insane amount of money that SSA goes through when they can’t even process disability applications in a timely manner.

      My fellow americans: Petition your congress to reorganize SSA into something meaningful.

    • Not all cases take 3 yrs . .mine check in hand in 8 months. Guess I was deemed pretty CRAZY ! LOL That was in 2008 awhike ago

  11. Question: My husband is over 70 and receiving SS benefit. I am 67 and am enrolled in medicare but have not asked to start receiving benefits based upon my earning record.
    Is there a provision that would enable me to receive benefits based upon my husbands earning record now and then change to my record when I reach 70?

    • Hi Adam. If you get Social Security benefits, if you’re enrolled in Medicare or if you get SSI benefits, you must report your change of address, as soon as possible. See our Frequently Asked Questions web page for more information.

  12. My mom has changed addresses twice since mid year 2017. I would like to get her a permanent mailing address such as a p.o. Box so that every time she changes facilities we don’t have to chase down her mail. Currently her health is failing and she won’t be able (she’s 91)to go to the post office and complete a change of address form. When I look online it specifically states the government prohibits me from changing information on anyone other than myself. How can her address be updated so that her SS information is not randomly mailed elsewhere.?

    • Thank you for contacting us, Cornelia. It sounds like your mother may need help managing her Social Security benefits. We recommend that you consider becoming her Representative Payee.
      A Representative Payee is different than having “Power of Attorney”. As a representative payee, it will make it easier for you in the future to update information on your mother’s record.
      To make an appointment with the local Social Security office, call our toll free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks.

  13. I probably do not have the correct forum for what I am posting about social security but here goes anyway.

    My mother recently died (on 12/31/17 at approx. 11:30 pm). Now as we all know SS pays a month behind, so the payment she received on 1/3/18 was for 12/17. However, on 01/11/18 SS reclaimed the payment and took it back out of her account. I called and was told basically because she died before the end of December [roughly 30 minutes] that they then reclaim the entire month of December. In other words if she had waited another 30 minutes to pass her Dec. payment would not have been reclaimed. Can anyone explain how this makes any sense. Oh well, guess that is just another way to “rebuild” the deficient. Cheap shot if you ask me.

  14. Me and my ex-husband are both 63 year of age as of Jan 2018. We were married for 20 years before getting divorced.
    Can I get social security through his benefits even if they are lower then mine at this stage in life and then when I turn 66 plus 3 months drops his and turn around and get social security thru my employment and earn more?

  15. I have worked my whole life. In 2009 at age 52. I applied for disability because of numerous disabilities (3 bad disc in my back, mild heart attack, atrial fibulation, copd, athritis in both knees) among other issues. Bottom line I was turned down after all appeals. I reapplied on advice from my lawyer. I was turned down again after all appeals. Third time with the same disabilities I reapplied I was grant ssd but did not qualify for disability because I haven’t worked in 10 years. Can u say age discrimination. They finally give it to me at 60yo but here’s the kicker 750.00 a month instead of the 2400.00 I would have received in 2009.

    • Yes my husband had this happen to him, we feel violated, why would you take credits away, when did this change, feels like I’ve been scammed by my own people

  16. If I could have worked I would be working still that’s why they call it disability. But they waited so long as to make it beneficial to them. Why pay 2400.00 a month when we can just keep denying until we only have to pay 750.00 which is poverty level. Can’t even affort to live on that.

  17. I have a question not a comment .. Which I’ve been having difficulties getting anyone at the AS office to give me definite answer.
    I am a widow and I’d like to know is if I remarry what spouse would I collect off of (my deceased husband Or current Spouce) .. Then what If both happen to pass away?? I’m Looking at this purely from a financial side. Because I’m my opinion I feel I’ve earned my first husband’s social security..
    I want to be advised as to what is financially in my best interest.

    • Hi Sally! As a widow, if you remarry after you reach age 60 (age 50 if disabled), your remarriage will not affect your eligibility for survivors benefits.
      If your new spouse is a Social Security beneficiary, you may become eligible for spouse’s benefits on his record. Generally, you must be married for one year before you can get spouse’s benefits.
      Also, you may be eligible for survivor’s benefits on your current husband’s record. However, we are only going to pay the highest benefit amount from either record – meaning that you will only be allowed to receive one payment. If you’re due two benefits, you get the one that pays the higher rate, not both. We hope this information helps.

  18. Wanting to change by mailing address. Difficulty finding address change page. My husband and I share the same e-mail address. g for Gerald and r for Royce. {grl381

    • We do not have access to personal information, therefore, we do not do direct messaging in this venue. Please be cautious about posting personal information on social media and communicating personal information via email.
      Visit our Frequently Asked Questions web page for information on this topic, thanks!

    • Hi Chuck, if your bank offers an online bill payment service, you can use it to pay your Medicare premiums electronically. You can also sign up for Medicare Easy Pay, a free service that automatically deducts your premium payments from your savings or checking account each month. For general information on Medicare visit Thanks!

  19. I turned 66 on November 7, 2017. I started my SS draw then. ( first paymet was in Dec 2017 ) My wife stated here SS draw at age 62. She turned 65 on September 11. 2017. She has been recieving appox $345.00 per mo.

    Question. How much increase is she eligible to recieve today?

  20. I have a tenant that was evicted. She is on SSD. How can I recover the money she owes us? I am told I cannot garnish her SSD which is a terrible policy. Those on SSD know this and use this to steal from unsuspecting landlords.

  21. There is no better way for a government agency to stay connected to their people than through a blog.
    It helps us stay updated and understand what the government has in stock for us.
    Nice setup you have here.
    My Resource

  22. My situation was simple. I am single, have only a small pension, but significant assets from socking away money into retirements savings throughout my career. For me it made sense to wait on SS until age 70 as it is the one source of income I have that is not at the mercy of the stock/bond market, that is not money tied up in real estate, and that may actually have a cost of living increase from year to year. I see it as my solid income source, my security. Retirement savings and the pension are the “spare” money that will allow me to maintain a solid middle class life style without having to pinch and squeeze every nickel and dime, and my paid off house is my long term care insurance, to be sold if needed.

    I also worked well into my 60s before retiring, and was fortunate enough to retire when the stock market was booming during the few years I had to depend on savings for my main income (altho I also had a high paying contract job for half a year that helped tied me over too). Since I am entirely dependent on only my income in retirement and do not expect family to ever have to support me, I believe I made the right choice for my situation. Knowing when to retire really does depend on every individual’s specific situation!
    – Tootsie from

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  26. I am thinking about withdrawing my Social Security application and instead taking spousal benefits from my husband’s Social security. If I withdraw and pay the money back how long does it take to start my new benefits? The Social Security office told me it would take 12 months. Is this true?

    • Hello Val, If you became entitled to retirement benefits less than 12 months ago, you may be able to withdraw your retirement application and re-apply at a future date.
      The process may take some time, but it shouldn’t take 12 months.
      Just a reminder – The Bipartisan Budget Act of 2015, made some changes to Social Security’s laws about claiming retirement and spousal benefits. If you were born before January 2, 1954 and have already reached full retirement age, you can choose to receive only the spouse’s benefit and delay receiving your retirement benefit until a later date. If your birthday is January 2, 1954 or later, the option to take only one benefit at full retirement age no longer exists. If you file for one benefit, you will be effectively filing for all retirement or spousal benefits.
      Generally, if you qualify for your own retirement benefits and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.
      We hope this information helps!

  27. I am a retired American citizen living in Shanghai, China. Every year in late June I received Form SSA-7162-OCR-SM from SSA. However, until now I have not received the form for 2018. How can I get the form?

    • See “Ways to pay your Medicare bill“. If you need immediate assistance, call our toll free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m.
      Generally, you will have a shorter wait time when you call later during the day or later in the week. Thanks!

  28. I fill for social security 31/2 years ago . was approved in 2018 I’m owed 31/2 year payment. social security screwed up my claim now going to take longer. I should not be pentlize for there mistake in November it will be 4 years. it’s just not right, can you do some about it.It was to be sent one week after my second check witch was August 15th 2018 it been 22 day as of this date. Thank you for your time

    • We apologize for any inconveniences, Jeffery. Unfortunately, but for security reasons, we do not have access to personal records in this blog.
      Please continue working with your local office. You can request to speak with the manager to see how we can help to expedite resolution of your situation. If you are unable to visit the local office, you can call our toll free number at 1-800-772-1213, representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks.

  29. I live overseas and moved. I believe my 7162 form, that I get every 6 months, was returned by the post office.

    Very difficult to find, download, and send to Maryland… Why so difficult???

    Can this simple task be done?

    • Hi Jeffrey. Under current law, we are required to periodically verify if individuals living outside the United Sates are still eligible for Social Security benefits.

      The Foreign Enforcement Questionnaire (Form SSA-7162) is the primary measure for maintaining the benefit payments to beneficiaries residing outside the United States. It is generated automatically and mailed to beneficiaries annually or biannually depending upon the countries in which they reside.

      We recommend that individuals living outside the United States contact the nearest Federal Benefit Unit or U.S. embassy in the area for any assistance related to Social Security programs and benefits. Also, our Office of International Operations home page provides more information to assist our customers living abroad.

  30. I receive widows benefits when I turned 66, but someone fraudulently claimed MY benefit using my social security number. I reported it as soon as I received the letter saying they sent money to a claim made online in my name. Now for the past 8 months my Medicare B benefit (which I pay out of my widows benefit )is blocked since my own Medicare number was being used by the fraud perpetrator. How can I resolve this? I take time off work to go to my local office but they say it’s in a processing center and they can’t help me get my Medicare back until the fraud is resolved. I need help – I can’t go to the doctor for months. Any advice?

  31. I have lived in the Philippines for more than a year and have tried to have the ssa unit in the US embassy in Manila to update my addess with the SSA in the US. but they have not. I have emailed them starting July 2018 but as of this writing Jan 18 2019 my address has not been changed from my US address to my Philippine address. Can you suggess what I should do? Walter

  32. I am 64 years old. I try to apply for my Social Security Benefits (SSB) every year since I was 62. Every time I applied they coerce me into NOT getting my SSB. They do this by telling me that I can either have my SSB or Medicaid for my son but not both. They tell me is my choice. I either request for my SSB and my son’s Medicaid is suspended or my son gets Medicaid and I get no SSB. My son is terminally ill with Duchenne Muscular Dystrophy; without Medicaid he will die. In my eyes this subjects have nothing to do with each other. I have over 40 points accumulated, meaning I have worked all of my life. I am retired military with several wars under my belt. Now that I retired I do not like them giving me a coerce choice and telling me I have to choose; either my SSB or my son’s life. Apples and Oranges – not the same. Why?

  33. My ssa payments were suspended Jan 22,2019. They did not recieve the ssa form 7162. I did mail the form 7162_last August 2018. I am going to send the new form again. Question, soon will my SSA payments be reinstated 2. Is the address SSA 7162 wilkes-barre pennsylvania,
    18767-7162 , USA the correct address to send it to. Thanks

  34. Form 7162 for persons living outside of USA and collection SS benefits….
    1) When do you file it, end of the year?
    2) For Canadians, mail to OIO Baltimore? (I saw info that said Wilkes Barre PA as well)
    3) Can it be faxed in (or mail only??)


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