Hurricane season is here. Time to stock up on candles, flashlights, and bottled water, for the possibility of inclement weather. It’s good to be prepared for possible misfortune, and to know that you’re covered in case misfortune or disability occurs. Life can be unpredictable and tragedy can strike at any moment.
Social Security has your entire family in mind when it comes to coverage and benefits. We’re here to help secure today and tomorrow — during every stage of life.
Most people think of retirement benefits when they think about Social Security, and that certainly is a big part of what we do. In fact, most of the benefits we pay go to retirees and their families — about 41 million people.
If you work and pay Social Security taxes during your lifetime, you can look forward to a strong foundation of income from Social Security during your retirement. You can build upon that foundation with pensions, savings, and other income.
However, Social Security is more than retirement.
If you become disabled before you retire, and you can’t work to support your family, Social Security has you covered with disability benefits. If you have a disability that prevents you from working and is expected to last a year or longer, or result in death, you should apply for disability benefits.
Your work and taxes earn benefits for not only you, but your entire family, too. Family benefits can include retirement, disability and, in the event of your death, survivors benefits. This coverage includes everyone in your family who depends on you for support. This includes your minor children who are under age 18, or age 19 if still in secondary school, as well as your spouse. It also can include older children who have severe disabilities that began before age 22. Statistics show that 1-in-4 of year-olds becomes disabled before reaching retirement age. Social Security disability benefits provide a much-needed financial support to people when they need it most.
Whether through survivors, disability, or retirement benefits, Social Security is here to help you and your entire family when the need arises. We’re with you through life’s journey.
Be ready. Learn about the Social Security disability benefits to which you may be entitled by reading our online publication, Understanding the Benefits.