Will Remarriage Affect my Social Security Benefits?

married couple hugging Whether it’s a morning ceremony or an evening gala, excitement’s in the air. It’s wedding season! A time when many couples officially tie the knot. Social Security is with you throughout life’s journey, we wouldn’t miss the chance to be there after your wedding. 

If you’re getting married, along with the excitement of your impending nuptials, you may have some questions about changing the name on your Social Security card.

If you get Social Security disability or retirement benefits and you get married again, there are four ways in which remarriage may affect your benefits:

  1. If you receive Supplemental Security Income (SSI) benefits — If you marry, your spouse’s income and resources may change your SSI benefit. If you and your spouse both get SSI, your benefit amount will change from an individual rate to a couple’s rate.
  2. If you receive benefits as a widow, divorced widow, widower, or divorced widower — You cannot get benefits if you remarry before age 60 or if you are disabled and remarry before age 50. If you remarry before you turn 50, you will not be entitled to survivor’s benefits, unless the marriage ends.

—  If you remarry before you turn 60 and that marriage ends, you may become entitled or re-entitled to benefits on your prior deceased spouse’s earnings record. Your benefits begin the first month in which the subsequent marriage ended if all entitlement requirements are met.

  1. If you receive divorced spouse’s benefits — Generally, your benefits end if you remarry. Check out if you are divorced for more information.
  2. Benefits for a child under age 18 or student ages 18 or 19 — Benefits end if you marry. You can find more information in our page Benefits for Children.

Also, your remarriage after age 60 does not prevent you from becoming entitled to benefits on your prior deceased spouse’s Social Security earnings record. Visit our Benefit Planners for more information.

Facebooktwitterlinkedinmail

254 thoughts on “Will Remarriage Affect my Social Security Benefits?

  1. I’m 74, my first wife died 3 years ago. I remarried last year. My present wife is not a citizen yet but does have a green card. Is she entitled to any benefits now? How about after I die, will she receive benefits based on my SS income?

    • Hello Elve. Thank you for your question. Generally, you may be eligible to receive benefits on your ex-spouse’s record at age 62, if:
      • You were married to your ex-spouse for at least 10 years;
      • You are unmarried;
      • Your ex-spouse is entitled to Social Security retirement or disability benefits and,
      • The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.
      See our Retirement Planner: If You Are Divorced for more information. We hope this helps.

      • Hello Elve,

        If you are a victim of the Gov Pension Offset (GPO) you may not receive any Spousal Retirement from your husbands account. 81% of those denied a Spousal Retirement because of GPO are WOMEN.

  2. My husband gives me an allowance of 600 month but it use to be 1500 month. We have been married 10 yrs. He’s 86 and I’m 55. Could I draw on his AS benefits now since I took a loss in pay since I married him…im a home spousal provider ( as he states on tax return s my ocupation – and he amended my earnings and credits [ I didn’t have knowledge of]). What does this mean to my credits for my future with SS

    • Hello Guadalupe. Thank you for your question. If you have not worked or do not have enough Social Security credits to qualify for your own Social Security benefits, you may be able to receive spouse’s benefits.
      To qualify for spouse’s benefits, you must be:
      At least 62 years of age; or
      Any age and caring for a child entitled to receive benefits on your spouse’s record who is younger than age 16 or disabled.
      Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to begin receiving spouse’s benefits before you reach full retirement age, your benefit amount will be permanently reduced. See Retirement Planner: Plan For Your Retirement for more information.
      We encourage you to contact us at 1-800-772-1213 (TTY 1-800-325-0778) for questions relating specifically to your work credits. It will be helpful to have information such as Forms W-2, pay stubs, etc. Hope this helps.

      • Hello,

        If you never worked, were underemployed, or have trust account income, you will receive a Spousal Retirement Benefit. If you worked, earned the same or greater than your husband, were an educator, law enforcement, or other health a safety professional you will be punished and denied a Spousal Retirement Benefit if you are a victim (81% are WOMEN) of the Gov Pension Offset. The SSA Gov Pension Offset is anti income equality.

  3. I am on Social Security disability for anxiety disorder. If I marry someone with a minor child, then will I receive an additional 50% increase in disability benefits for the child.

  4. I was wondering what happens to the Social Security Benefit money of someone who is incarcerated. My ex-husband owes me over $50,000 in back Child Support and is now in prison for life, but before his prison sentence he was steadily employed, meaning he has earned Social Security benefits. So where do his earned benefits go, who are the benefits paid to and why can’t he receive benefits in prison?

    • Is he disabled or past retirement age? If so he will not get payments while incarcerated but his dependents can unless his impairment is related to the felony for which he is incarcerated

  5. I was on permanent disability and when my ex husband died they changed it to widows benefits. Why? I divorced him years ago. Not saying I want to get married again..but if I did which rule applies to me?

  6. I am 65 years old my husband just walked away from the marriage. We were married 40 years. I get no support from him or help of any kind. I was wondering if I can receive any money to help me. I am on social security but need a little more to make ends meet. His check is way more than mine.

    • We are sorry to hear of your situation, Barbara. Generally, during the initial interview, when individuals apply for their Social Security benefits, we explore other possible eligibility that could pay them a higher benefit amount. In cases where individuals are eligible for benefits on their own record and for benefits as a spouse, we always pay their own first. If their spousal benefits are higher than their own retirement benefits, he or she will get a combination of benefits equaling the higher spouse benefit. However, a person’s benefit amount can never exceed the highest single benefit amount to which that person is entitled. For more information, please see our Retirement Planner: Benefits For You As A Spouse.
      You may be eligible to receive additional assistance from the state where you live. You can get information about services in your area from your state or local social services office. You can also visit the U. S. Department of Health and Human Services web page for more information. We hope this information helps.

  7. I collect social security from my own earnings, will this be affected if I get married again? He is also on social security from his earnings.

    • Thanks for your question, Sharon. If you get Social Security disability or retirement benefits on your own record and you marry, your benefit will stay the same. For information on how marriage effects benefits, please visit our “Frequently Asked Questions” page. Also, if your new spouse is a Social Security beneficiary, you may become eligible for spouse’s benefits on his/her record after one year of marriage. See our Retirement Planner: Benefits For You As A Spouse for more information.

  8. My name is Mark ! and i live in Sacramento california and the cost of living is very high i collect disability benefits every month ! My question is can i get reimbursed for my medical costs and travel costs associated with my initial disability event ?i was approved in 2003 Also ! May i Apply for and receive my SSI benefits before i reach retirement age ? I feel that would be far and very helpful ! send a private reply to my submitted email adrees ok ? Thank you ! Mark !

    • Hi Mark. Since we do not have access to personal information, we do not do direct messaging in this venue. We ask that our followers contact their local office or call our toll-free number at 1-800-772-1213 with questions about their specific case. Telephone representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Also, we pay disability benefits under the Supplemental Security Income or SSI program. SSI is a needs-based program that pays benefits to disabled individuals based on financial need. Generally, when you apply for disability benefits, we take applications for both programs. Our agents will be able to provide a thorough explanation. Thank you.

  9. Hi I get a disability check from SSA and my husband gets his VA Retirement and VA disability will I get some of his retirement and at what age?

    • Thank you for your question Diane. In your case, you may be able to get spouse’s retirement benefits if and when your spouse starts receiving Social Security retirement or disability benefits. However, keep in mind that if you qualify for benefits on your own record and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit. See our Retirement Planner: Benefits For You As A Spouse for more information.

  10. My husband passed away in 1996. I was awarded a widow’s pension at that time of 60% of his pension because I was not 65 years old. I am now 83 years old and have been receiving $1177.00 a month for nearly 5 years. Have I not passed the penalty age and could I get 100 percent of his pension at this time. I also have paid into Social Security but have not been permitted to collect that amount either.
    I wonder who is getting the money I am not.
    Please advise. Thank you

    • Hi Frances. If a person begins to receive benefits prior to their full retirement age, their benefits are reduced. The reduction factors are permanently applied to all of the benefits the person may qualify for. Generally, survivor’s benefits are paid at a higher rate. Sometimes, a person could be entitled to more than one benefit at the same time and may receive a combination of benefits equaling a higher amount. For example, a person may be entitled as a retired worker on his/her own record and also as a spouse or widow on another record. However, this individual’s benefit amount can never exceed the highest of either benefit amount to which they are entitled to. To see if you qualify for a higher benefit than what you are currently receiving, contact your local office or you may call our toll free telephone number at 1-800-772-1213, Monday through Friday between 7 a.m. and 7 p.m. and ask a representative to assist you. Thanks!

  11. I get my deceised husbands SSI Iam 73 now what I would like to know if I remarry but I don’t take my new husbands name would their be a change in my income from my exciting husban

    • Thank you for your question Gail. Widows that remarry after age 60 (age 50 if disabled), may continue to qualify for benefits on their deceased spouse’s Social Security record. If your new spouse is a Social Security beneficiary, you may want to apply for spouse’s benefits on that record. If that amount is higher, you may be entitled to the higher amount, based on both records. Generally, you must be married for one year before you can get spouse’s benefits. Please visit our Frequently Asked Questions web page to see how marriage can affect Social Security benefits. We hope this helps!

  12. I get my late husbands SSI plus mine , I want to get married but I don’t want to take my new husbands last name. What I would like to know would any of the SSI change money wise

  13. hi I”m Matt. I would like to know if i get married and she works would that change anything for my benefits .Also is there a way I can get more money a month through a additional program,because I get disability now but its not a lot ?Also what would happen if I claim my step child ?

    • Good question Matt. For the person receiving Social Security disability insurance (SSDI) benefits, marriage does not affect his or her benefit. These benefits are based on earnings and are not subject to income and resource limits. Also, under this program, your eligible children may also qualify to receive benefits on your record. In the other hand, for the person receiving Supplemental Security Income (SSI), getting married may affect his or her benefit. This is because the amount of the SSI benefit is based, in part, on the income available to him or her and the spouse. See “If I get married, will it affect my benefits?” for more information.

  14. , I am retired on my own work history, I would like to sell my home. I am 63 and I would like to know how it would affect my benefits ,being that I have not reached full retirement age

  15. Me and the wife now was married for 27 yrs got a divorce and remarried each other again would we be entitled to each other’s social security if something happened to one of us .

    • It appears that you and your wife meet the eligibility requirements needed for spouse’s benefit. According to current policy, a spouse must meet a 1 year duration-of-marriage requirement. Generally, a surviving spouse or widow meets this requirement, if the marriage took place no later than 9 months immediately preceding the day on which the worker died. To learn more, visit our Survivors Planner: Survivors Benefits For Your Widow Or Widower. If you have specific questions about your situation, please call our toll free number, 1-800-772-1213. Representatives are available Monday through Friday, between 7:00 a.m. and 7:00 p.m. Thanks!

  16. Female 54 years old under 100% disability via SSDI and if she gets married to Retired person over 65 is their any impact to the amount paid to her via SSDI?

    • Thank you for your question, Lucy. If you get Social Security disability (SSDI) benefits and you marry, your benefit will stay the same. On the other hand, If someone is receiving disability benefits under the Supplemental Security Income or SSI program, getting married may affect their benefits. This is because the amount of SSI benefit is based, in part, on the income and resources available to the individual receiving SSI benefits and the income and resources of his or her spouse. We hope this information helps.

  17. I want to change my address, but as I was opening my aaount and had given my ss dddate of birth number , address, phone #, my info was gone. I could not retrieve it. I wanted to give you my new address, but could not finish opening my account. I think hackers might have taken my personal info!!! Help! I knew I should not have tried to do this online!

  18. Thanks , I am thinking if I get married with a person that has a pension higher than me, and I receive SSI and SSA, it seems that I can keep the small amount because he receives a higher amount…. Suppose that we are already married and if he has 76 and he dies and we do not have the year that you need to have here in California, what happens to me .. if I will be receiving just 262 , (with no SSA 653 ) …. I mean then what happen if he dies before the year and I am alone?… thanks for your answer…

  19. If I marry my girlfriend and she is on SSI and I am on Social Security Disability and I just turned 65 will it affect her benefits or mine?

    • Good question, Bert. For the person receiving Social Security disability insurance (SSDI) benefits, marriage does not affect his or her benefit. These benefits are based on earnings and are not subject to income and resource limits. For the person receiving Supplemental Security Income (SSI), getting married may affect his or her benefit. This is because the amount of the SSI benefit is based, in part, on the income available to him or her and the spouse. See “If I get married, will it affect my benefits” for more information.

  20. I’m 66 I receive my last husband ss, his benefit is higher than mine, if I remarry how would this affect my benefit I’m marring a man 67 who get ss also.

  21. Mjrjones1982@yahoo.com. . My question is how long do I have to wait to remarry and continue to receive my SSI off my ex husband. And when I remarry I am not changing my name. The guy I. Marry isn’t old enough to collect any SSI.

  22. Hi, I’m a female of 66 years young and collecting social security. Will remarrying effect my social security?

    Thanks
    Ghada

  23. Hi. I am 51 years old & disabled. My husband passed 5 years ago & therefore I am collecting his survivor benefits as it was more than my disability. I have now met someone and we would like to marry & grow old (er) together. Will I lose my survivor benefits?

  24. can i still get benefits from my marriage as a widow if i remarry? and do i get my partners insurance benefits if we marry?

  25. Can I draw off my ex spouse ssi if he is drawing his retirement and disability now he’s not 62he be 61in June and I will be 44 in March but we both disabled and we are devoiced but we still live together and have been since we devoiced

    • Hello Judith, you may be able to receive benefits on your ex-spouse’s record if:
      • You were married to your ex-spouse for at least 10 years;
      • You are unmarried;
      You are age 62 or older;
      • Your ex-spouse is entitled to Social Security retirement or disability benefits and,
      • The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.
      For more information, please visit our Retirement Planner: If You Are Divorced. We hope this information helps!

  26. I am 67 year old widower. My wife passed away two years ago at the age of 62 after 36 years of marriage. I am planning to marry this year with newly found love. Will my spousal benefit be affected by new marriage? Websites does not specifically answer for this except I am entitled to benefit of former spouse. I want to make sure whether the amount will be affected or not.

    Thank you

  27. If I’m collecting SS on my husbands work record and divorce……if I remarry can I collect from new husbands SS? I’m 74

    • Hi Betty, if you remarry, you generally cannot collect benefits on your former spouse’s record unless your later marriage ends. Also, you generally must be married for one year before you can get spouse’s benefits on your new spouse’s record.

  28. ssa//ssi//ssdi what is the difference with the 3 of them i stay confused .. i ask the difference and it all sounds the same except…..if you get this and ssa and ssi they take money from one and dont give it to the other how can i live alone with 730.00 and if i live with some one they think that someone is helping me with food and money we are both in the same boat and it is sinking every day they take money from one and dont give anything to the other …wrong wrong wrong

  29. I understand that if married to a retired police officer receiving a pension a spouse’s social security is reduced by 75%. Is that true if I marry him after he retired and has been already drawing his pension? I would be his second wife.

    • Hello Nancy. Generally, a pension based on work that is not covered by Social Security (for example, Federal civil service and some State or local government agencies) may cause the amount of your Social Security benefit to be reduced. Your Social Security benefits can be reduced based on one of two provisions.
      Your own Social Security benefit can be reduced based on the Windfall Elimination Provision.
      Your spouse’s benefits under Social Security may be affected by the Government Pension Offset. Generally, we won’t reduce your Social Security benefits as a spouse, if you receive a government pension that’s not based on your earnings.
      Please call our toll free number at 1-800-772-1213 if you need further assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks!

  30. I now receive benefits from my ex-husband’s social security. I am 74 and wish to marry a non-US citizen. Will I lose my current benefits?

  31. I am considering remarrying my 1st husband whom I was married to for 18 years. Will I be able to draw on his social security after losing benefits from my 2nd husband?

  32. What if my ex spouse remarried. Would i still b eligible. He married 2 yrs after our divorce tp the woman he had an affair with while we we still married

    • Hello Linda. If you are divorced, but your marriage lasted 10 years or longer, you can receive benefits on your ex-spouse’s record even if he’s remarried, as long as you meet all other factors of eligibility.

  33. I draw SSDI, If I get married and my spouse also draws SSDI will our income change? I also get help with my premiums and my pharmacy RX. Will I loose my extra help?

  34. Me and my ex husband remarried after our devorce. My husband passed away. I now receive benefits for him. My question to you if my first husband should pass Wil I be eligible for benefits from that husband too although his wife is still alive.

  35. i want to get married and my fiance is getting ssi i am getting ssdi will my fiance loose all his ssi benifits if we get married

  36. I want to know what is the correct way to change the last name after marriage. If wife wants to keep her parents’ last name, must be hyphenated?

    • In order to change your name on your Social Security card, you must show us a document that proves your legal name change. If the document you provide as evidence of a legal name change does not give us enough information to identify you in our records, you must show us an identity document in your “old” name (as shown in our records) and another document showing your “new” name.
      We offer the option to mail your completed application with the (original or certified) documents to your local Social Security office or the nearest Card Center in your area.
      To learn more on the process and what documents you will need to get a card, please visit our “Social Security Number and Card” web page. We hope this helps!

  37. Hello my Name is Salvador C. Pulido I’m receiving social security benefits I’m 67 years old and widower. If I get married some time this year will my wife be able receive social security benefits under my social security ?
    Thank you
    Salvador C. Pulido

  38. I am currently retired and receiving social security ..I was married for 41 years and got divorce I am 66 now..I am currently engaged and I am wondering that if I do remarry will that affect my social security benefits and my Medicare benefits?

  39. My ex husband is on as. Age 70. And I am on sad. If we get married again will we lose money. We where married 30 years. We want to remarry each other but worry we would lose money. Thank you.

  40. I am currently receiving social security benefits. I am a divorced 72 year old woman. If I were to marry someone who is still working or even someone on social security would that affect the amount of my benefits?

  41. What if I’m collecting on my ex-spouses SS, I’m 65 or 66, and I decide to remarry. He is remarried, and we’ve been divorced for 10 years…. Could I continue to collect on my ex-spouses SS?

  42. I Am 70 and drawing part of my deceased husband’s SSD included in my own SS benefits , will remarriage affect my current benefits ?

  43. My husband passed 5 years ago and I’ve been drawing his social security since then , I’m considering getting remarried and I wanted to find out if I will loose my social security if I do, my boyfriend also lost a spouse and he’s drawing his own social security will that also affect him,

  44. I am a 70 yr old, single female, I receive a social security check each month based on my wages.
    If I get married, will that change my social security amount each month?
    Thank you.

  45. Question: I am currently 80 years and currently receiving SSN benefits. The total benefit include both mine and my decreased husband’s benefits. I’m planning to remarry and understand that I will lose the my former husband’s benefits. If something happens (death/divorce?) happens to my new spouse can I resume receiving the benefits of my first spouses? Please advise – Thanks

  46. I am 66 years old and receive Social Security from my deceased ex-husband . If I remarry will I lose my Social Security..

  47. What requirements need to be met if I remarried after my husband passed, then divorced after I turned 60 yrs. Old. The remarriage lasted 11 yrs. I was married to my husband who passed away for 10 yrs Thank you for your time.

  48. I ask if a woman that is 71 and remarries will lose here s.s.. and all I got was info about everything before 60 yrs old.

  49. I am a 75 year old widow for 14 yrs. I draw retirement benefits on my own. If I remarry will it effect

  50. My fiance and I are in our 70’s. Both already collect SS checks. His is much larger than mine. Will I continue to get my small check and / or will I be able to claim some of his immediately after we are married ?

  51. I am receiving my deceased wife’s Social Security benefits because they were more than mine. I am age 72 and would like to get married to a 53-year-old. Will I lose my deceased wife’s Social Security.

  52. I am drawing social security on my own earned income/ previous wages (not my deceased husband”s). If I marry, will my monthly amount decrease?

    Thank you.

  53. My fiance, age 74, is receiving her deceased husband’s social security benefit because his benefits are larger than his at the time of his death. I am 75 yrs. old;
    when we marry, will she continue receiving her deceased husband’s benefits or will she receive her original social security benefit amount?
    Thank you very much.

  54. Hello! I am 68 collecting my own Social Security and pension even though I was divorced ( I collect none of m y ex husband’s SS).

    My fiance is 73, and collects his own SS and a pension as well.

    When we get married, will one of us have to forfeit half of their SS payment? Thank you!

  55. I am divorced and draw my benefits from my own Social Security benefits. I would like to remarry. Will this affect my amount of earnings?

  56. After remarrying how long would it take being married before the new wife would be eligible for husbands social security

  57. My current husband was married for 15 years to another woman and now he’s remarried and they have been married over 15 years. He dies. Which spouse receives his social security benefits?

  58. roommate who needed green card married brother on SSI.Roommate married 6/4/15 one month before brother died 7/8/2015. Said her income was low so brother would still qualify for SSI. Widow had $100,000 in another credit union bank in another state. Wouldn’t that make my brother not qualified so Widow should pay back benefits that were paid in June and July. I was against the marriage where she secretly had a confidential marriage while he was on heavy morphine medication.

  59. I have a friend who gets SSI and she’s wondering if she married a gentleman who also recieves SSI will one of them lose their check. He is 80 and a widower but recieves his SSI because it is more than his deceased wifes and my friend is 67 and also recieves SSI.

    • Thank you for your question, Kimberly. For individuals receiving Supplemental Security Income (SSI), getting married may affect their monthly benefit. This is because the amount of the SSI benefit is based, in part, on the income available to him or her and the spouse. See “If I get married, will it affect my benefits” for more information.

  60. I am 71 and receive survivor benefits if I remarry do I still receive survivor benefits. please answer thankyou

    • Great question, Linda! If you remarry after you reach age 60 (age 50 if disabled), your remarriage will not affect your eligibility for survivors benefits. Thanks.

    • Hi June! It is possible for a person to be eligible under two records at the same time. However, we are only going to pay the highest benefit amount from either records – meaning- that you will only be allowed to receive one payment. Hope we’re able to provide clarity. Thanks!

  61. I was married for 19 1/2 years, divorced for almost 22 years, remarried, I am 61 1/2 years old, my ex isn’t married can I draw from his social security?

    • : Hello Sarah, you may be able to receive benefits on your ex-spouse’s record at age 62 if:
      • You were married to your ex-spouse for at least 10 years;
      You are unmarried;
      • Your ex-spouse is entitled to Social Security retirement or disability benefits and,
      • The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.
      For more information, please visit our Retirement Planner: If You Are Divorced.
      If you’re currently married, please see “Benefits for you as a spouse“. If you need further assistance, call us at 1-800-772-1213, Monday through Friday, between 7 a.m. and 7 p.m.
      Thanks!

  62. I am on SSDI, my partner is on SSDI. How will this effect us, both, pro and con, if we marry. Does the 10 year rule apply? Any and all information would be most appreciated.
    With Thanks;
    LRB

  63. I am 70 years old and getting divorced from my 68 year old wife. We both collect Social Security benefits. What happens if I remarry and I later die? My new wife will be under retirement age at the time we get married. So my question is about two scenarios. First, I die and my new wife is under the retirement age. What happens to my benefits? Second, I die and my new wife has already retired. What happens to my benefits?

    • Hello Richard. A widow can start receiving reduced benefits as early as age 60 (age 50 if disabled). Survivor’s benefits are paid at a higher rate, if your wife is receiving benefits on her own record at the time of your death, she will have to contact us to see if she is eligible for a higher (survivor’s) benefit amount.
      Please visit our Benefits Planner for Survivors for more information.
      Thanks!

    • Hello Clara, if you’re referring to Medicaid, Medicaid is administered by states. You will need to contact your local Social Services or Medicaid office.
      Generally, getting married does not affect your Medicare benefits.
      Please call our toll free number at 1-800-772-1213 for further assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks!

  64. My first husband is deceased, I remarried but the marriage ended just before our 15th anniversary. I have been divorced for 3 years now. I receive Social Security benefits. Would I be eligible for benefits based on my first late husband’s earnings?

    • Thank you for your question, Mary. As a divorced spouse of a worker who died, you may be eligible to receive benefits just the same as a widow.
      Current law provides that if you remarried, you cannot collect benefits on your former spouse’s record unless your later marriage ends (whether by death, divorce or annulment).
      See our Retirement Planner: If You Are The Survivor for more information. For specific questions and to see if you’re eligible for benefits, please call us at 1-800-772-1213, Monday through Friday, between 7 a.m. and 7 p.m. or contact your local office directly. Thanks!

    • Good question Sharon. For individuals receiving Social Security disability insurance (SSDI) benefits, marriage does not affect their benefit. These benefits are based on earnings and are not subject to income and resource limits.
      For individuals receiving Supplemental Security Income (SSI), getting married may affect their benefit. This is because the amount of the SSI benefit is based, in part, on the income available to them and the spouse.
      See “If I get married, will it affect my benefits” for more information. Thanks!

  65. Hi, I’m entitled to widows benefits once I turn 62. I am currently 50. I would like to get married again, he is 76. If he passes away will I still be entitled to my late husbands SS or will I be able to collect on my new husbands SS once I’m of the correct age?
    Thanks in advance. He really wants to get married and I’m afraid of being left without enough income. I will be able to collect on my own but my husbands SS was more than mine will be.

  66. Receive deceased spousal benefits from *** – ** – ***. Just remarried at age 79. Want to change my name social security card. Will I lose my spousal benefits?

  67. Re-sending this comment: I am *** – ** – ***, receiving deceased spousal benefits from *** – ** – ***. Remarried a month ago or so ago at age 79. Want to a) change my name on social security card, and b) do I still receive spousal benefits?

  68. My fiancée is 64 and currently gets ssdi. We’re planning on getting married. Will he lose his benefits?

    I currently work part time and make $10/hr.

    Thank you!

  69. I am unclear on how my situation would be handled.
    I am 67 years old, divorced and currently collecting my ex-husband’s social security. If i get remarried, will I loose my
    social security payment?….I will receive a greater amount by waiting until age 70 to collect my social security, does this change by remarrying?

    Thank you.

  70. Can a woman who is receiving her husband’s social security still receive it once he dies and she re-marries? She is 66 and they have been married for 45 years.

  71. my ex husband passed away suddenly in may, I was is only wife. we had one child. am I eligible for his social security even though I remarried 9 years ago. we were married 29 years.

    • Hello Cathy, if you remarry after you reach age 60 (age 50 if disabled), the remarriage will not affect your eligibility for survivors benefits.
      Please call our toll free number at 1-800-772-1213 if you need further assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m.
      Thanks!

  72. Hi I am 62 thinking about getting married okay I gets spousal with my disability. I draw off move ex husband who died .we were married 10 years and 1 month.

    • Hello Deborah, if you get Social Security disability or retirement benefits on your own record and you marry, your benefit will stay the same. However, your divorced spouse’s benefits end if you remarry.
      For further assistance, call our toll free number at 1-800-772-1213 and speak to one of our agents. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m.
      Thanks!

  73. I am receiving divorced spouse SS benefits. When I remarry a man who is NOT on SS at all, do I lose my benefits? What about my Medicare be efits?

    • Hello Patricia. If you remarry after you reach age 60 (age 50 if disabled), your remarriage will not affect your eligibility for survivors benefits. Thanks!

  74. IF you are retired and you receive SS benefits based on your own work record and you should get married after 70 will your benefits be affected?

  75. My husband died when I was 57 they tell me I will not receive Social Security from him If I get remarried before 60. If my new husband dies would I be eligible for his Social Security or do we have to be married for a certain period of time?

    • That’s right, Yvonne. You cannot get widow’s benefits if you remarry before age 60 (age 50 if disabled).
      Generally, individuals must be married for one year before they can get spouse’s benefits. In most cases, an applicant for surviving spouse benefits must meet a 9 months duration-of-marriage requirement.
      Thanks!

  76. I am 73, considering remarriage, am currently drawing my own social security benefit…..will marriage affect my monthly benefit?

  77. I am 64 and collect my own social security I also have a disabled son who collects on mine. I am thinking of remarrying does this affect mine and my sons social security?

    • Unfortunately, and because of security reasons we do not have access to personal records in this blog and cannot answer your question at this time. One of our representatives should be able to provide you with an explanation. Please call our toll free number at 1-800-772-1213 for assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks!

  78. If a widower remarries is his new spouse eligible for any his benefits? The spousal benefit was not received by the former spouse. She expired before widower was eligible for benefits.

    • Hi Albert. For your wife to qualify for spouse’s benefits on your record, you must be receiving retirement or disability benefits. Also, if your wife is receiving Social Security benefits on her own record, we pay that amount first. But, if she also qualifies for a higher amount on your record as a spouse, she may be able to get a combination of benefits that equals that higher amount. Visit our Retirement Planner: Benefits For You As A Spouse for more information.

  79. If u get remarried and draw your deceased husband social security but u were on as I and they changed it. Will it be cut off.

  80. i am 67 years old and recieving social security benefits from a ex spouse i was married to for 26years. He is deceased as of 2014. If i remarry can these benefits be reduced or changed. The new husband is 50 years oold or less and still works for a long time to come

  81. Will my social security benefits remain the same if I remarry? I am 63 and retired. What about his whenever he starts receiving his? He is 65 and not retired yet.
    Thank you for your help,

    Miranda

  82. I receive SS Disability Benefits & a pension from my former employer as a single person over 50. If I get married with my significant other (she’s doesn’t receive benefits and not employed, also over 50); does she qualifies for benefits under mine? And, does my benefits be affected?

    • Hi Joseph. For your wife to qualify for spouse’s benefits on your record, she must be 62 years old. If she is 62 or older and qualifies for her own retirement benefits and for benefits as a spouse, we always pay her own benefits first. If benefits as a spouse are higher than her own retirement benefits, she will get a combination of benefits equaling the higher spouse benefit. Benefits paid to her as a spouse will not decrease your disability benefit. Visit our Retirement Planner: Benefits For Your Spouse for more information.

  83. I an a little confused on the amount of funds taken back if you work between the age of 62/66. How much can you work and not have funds removed? What I’m thinking is that for every two dollars you make one dollar is taken from your SS pay.. there is the only base to start with is the amount from S/S. So to make a short point, if you work any little bit while getting S/S, and lets sat you make $75.00, S/S will take $25.00. Right of the bat. There is no cushion.

  84. I am 39 and going to remarry my ex-husband who is 62,
    I am on disability and he gets Social security. I was wondering if it would some how effect our income?

  85. I am 77 years old and receive social security benefirs from my deceased spouse’ If I remarry, will I lose those benefits?

  86. 1) I am 71 year old male receiving Social Security retirement benefits. If I remary a 61 year old working female, a non social security retirement recepient, will it affect my social security retirement income benefits that I am currently receiving?

    2) Same scenario as above with the only exception that: if we marry when she reaches early retirement age of 62 and starts receiving Social Security retirement benefits how will our marriage affect hers and my Social Security benefits?

  87. I am currently receiving my survivers benefits from my deceased husband, I remarried one year ago. can I switch my benefits to my new husband’s retirement amount because it is more than my deceased husband check.

    • Hello Laura. Individuals must be married for one year before they can get spouse’s benefits. You will have to contact us to see if you’re eligible for a higher benefit amount than what you’re receiving now.
      Generally, survivor’s benefits are paid at a higher rate.
      Please call our toll free number at 1-800-772-1213, Monday through Friday, between 7 a.m. and 7 p.m. Or contact your local office directly. Thanks!

  88. If i will earn roughly 2400 in social security when i retire, what exactly happens if i get married? The page talking about this is very vague and says it will change. Where are the rates, information? Sadly, this may impact whether people get married or just live together. Thank you kindly

    • Hi Kathie, thank you for the question. Widows that remarry after age 60 (age 50 if disabled), may continue to qualify for benefits on their deceased spouse’s Social Security record. If your new spouse is a Social Security beneficiary, you may want to apply for spouse’s benefits on that record. If that amount is higher, you may be entitled to the higher amount, based on both records. Generally, you must be married for one year before you can get spouse’s benefits. Please visit our Frequently Asked Questions web page to see how marriage can affect Social Security benefits. We hope this helps!

    • Hi Fran, thank you for the question. A Social Security representative will be able to help you. To find out how much you may be eligible for on your ex-spouses record and to discuss your options, contact us at 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. and 7 p.m., Monday through Friday or visit your local Social Security office.

  89. Can’t find an answer to my question ” is there a time limit necessary for remarried couples to wait before being eligible for spousal benefits.
    Both were 66 or older. One was divorced, one never married. One is on full SS retirement the other still working.
    I can find nothing that comes close to answering my question.

  90. How do I go about changing my name and get my survivors benefits deposited into my new account with my new last name with out interruption?

    • Hi Nancy, thank you for your questions. See our Frequently Asked Questions web page on how to change your name on your Social Security card.

      If you’re receiving Social Security benefits (retirement, survivors, or disability), you can start or update your direct deposit information by using your personal my Social Security account.

      If you’re unable to conduct business online, you can start or update your direct deposit by contacting the bank, credit union, or savings and loan association or by calling Social Security at 1-800-772-1213 (TTY 1-800-325-0778). See our Frequently Asked Questions web page for more information.

    • Hi Betty, thank you for the question. Widows that remarry after age 60 (age 50 if disabled), may continue to qualify for benefits on their deceased spouse’s Social Security record.

      If your new spouse is a Social Security beneficiary, you may want to apply for spouse’s benefits on that record. If that amount is higher, you may be entitled to the higher amount, based on both records. Generally, you must be married for one year before you can get spouse’s benefits.

      Please visit our Frequently Asked Questions web page to see how marriage can affect Social Security benefits. We hope this helps!

  91. hello I am disable and getting ssd. I am divorce and possible getting married again, in general what should I know if my possible future wife cant work due to take of me. Im 51 yrs old. could you please comment? thank you.

  92. If i was married to my husband for 17 years got a divorce. And remarried before i was 50. Can i still get SSI from my x husband? He also remarried.

    • Hello Rita, you may be able to receive benefits on your ex-spouse’s record at age 62 if:
      • You were married to your ex-spouse for at least 10 years;
      You are unmarried;
      • Your ex-spouse is entitled to Social Security retirement or disability benefits and,
      • The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.
      For more information, please visit our Retirement Planner: If You Are Divorced. Thanks!

  93. I plan to start social security at age 66 in November. My wife is still working and a few years younger. Can I collect first from her social security before my own?

    • Hi James, thank you for your question. You may be able to get spouse’s benefits but, under existing law, if you are eligible for benefits both as a retired worker and as a spouse, you must apply for both benefits and you’ll receive the higher of the two benefits. This requirement is called “deemed filing” because when you apply for one benefit you are “deemed” to have also applied for the other.

      However, if you turn 62 before January 2, 2016, deemed filing rules will not apply if you wait to file at your full retirement age or later. This means that you may file for either your spouse’s benefit or your retirement benefit without being required or “deemed” to file for the other. See our Deemed Filing For Retirement And Spouse’s Benefits FAQs web page for details.

    • Hello Charles. If you remarry after you reach age 60 (age 50 if disabled), your remarriage will not affect your eligibility for survivors benefits. However, you should always report important changes and update your benefit records. Please contact your local office or call our toll free number at 1-800-772-1213 Monday through Friday, from 7 a.m. to 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks!

  94. If my husband is deceased and I am collecting his Social Security and I should marry someone else, he predeceased me can I then collect his social security if it’s larger than my first deceased husband?

    • Hello Mary. First, if you remarry after you reach age 60 (age 50 if disabled), your remarriage will not affect your eligibility for survivors benefits.
      Also, it is possible for a person to be eligible for Social Security Survivors Benefits in more than one record. However, we are only going to pay the highest benefit amount from either records. Yes, you could be eligible for the highest benefit amount, as long as you meet all factors of eligibility.
      We hope this information helps!

  95. What if I want to get married. Will I lose my SSD?
    What if I want to get married and he is retiring, will I lose my SSD?

  96. I’m a 59 year old male I live on Social Security disability I was divorced from my first wife long ago. I have just remarried to a Philippine woman last May I spend much of my time in Philippines I intend to retire there. My wife has a nine-year-old child I have been financially supporting for nearly 5 years. I am the only father he knows. My wife is also pregnant with my child the child is due to be born in December or January this year. The child will be born in the Philippines I will be there. I will be able to prove the child is my biological child will that child be eligible for anything from my continuing Social Security Disability Benefits that I live on? If so do I need to file now that my wife is a dependent and also her nine-year-old son also my dependent as I rent a home that we live in in the Philippines. I assume I need to apply when my child is born in December or January what application process do I need to go through to receive Social Security benefits from my disability benefits for my dependent baby that is about to be born. in the Philippines I assume this can be handled to the Social Security Office in the Philippines in Manila.. Terry3381@gmail. Com

  97. i AM 72 AND WANT TO MARRY AN 82 YEAR OLD. I MAKE MORE THAN HIM, IF I DIE BEFORE HIM, DOES HE GET MY HIGHER AMOUNT. OR DO WE HAVE A TIME LIMIT OF HOW LONG WE HAVE TO BE MARRIED BEFORE HE CAN GET MY HIGHER AMOUNT.

    • Hello Donna. Marriage does not affect your Social Security disability insurance (SSDI) benefits. These benefits are based on earnings and are not subject to income and resource limits.
      Marriage, in the other hand, affects Supplemental Security Income (SSI) benefits. This is because the amount of the SSI benefit is based, in part, on the income available to you and your spouse.
      See “If I get married, will it affect my benefits?” for more information. Thanks!

  98. SSI always talks about if a woman remarries and not about a man remarring. I’m 77, if I remarry what are my new soouse’s SSI benefits?

    • Hello Arizona, for individuals receiving Social Security disability benefits, marriage does not affect their benefits. These benefits are based on earnings and are not subject to income and resource limits. For individuals receiving Supplemental Security Income (SSI), getting married may affect their monthly benefit. This is because the amount of the SSI benefit is based, in part, on the income available to that individual and his or her spouse.
      See “If I get married, will it affect my benefits” for more information. Thanks!

  99. I really don’t understand what happens if you remarry. im 44 and my husband passed away. I receive disability for myself and I don’t receive any benefits from him. im thinking if I understand I will possibly have my benefit may decrease due to new husbands income. I wanted to know about that and what if the husband you just married doesn’t have income will my benefits still be cut ?

  100. if a person on ss gets a roommate or has someone live with u, does it effect the amount of ss benefits u receive. does the roommates income effect it.

    • Hello Ann, your living arrangements do not affect your Social Security benefits. These benefits are based on your prior work activity and earnings, and are not subject to income and resource limits.
      If you’re receiving Supplemental Security Income (SSI) benefits, your monthly (SSI) benefit amount we pay is affected by your living arrangements. We also take into consideration any other income, and resources for SSI benefits.
      For further assistance, call our toll free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks!

  101. I have ssi my fiancee he gets ssdi but he owes ssi he works and now he don’t get ssi anymore if we marry will my ssi go away?

    • Good question Laramie. For the person receiving Social Security disability insurance (SSDI) benefits, marriage does not affect his or her benefit. These benefits are based on earnings and are not subject to income and resource limits.
      For the person receiving Supplemental Security Income (SSI), getting married may affect his or her benefit. This is because the amount of the SSI benefit is based, in part, on the income available to him or her and the spouse. See “If I get married, will it affect my benefits” for more information. Thanks!

  102. I was widowed when I was 46 years old. I continued to work full time (plus OT) until I had a medical emergency and became disabled In 2013 when I was 56 years old. My question is this: iF I get remarried, and in many many (!!) years I die before my new husband, can he get my social security instead of his, as mine is almost double compared to his…..

    • Hello Joyce. If you are the widow or widower of a person who worked long enough under Social Security, you can receive reduced survivors benefits as early as age 60 (age 50 if disabled). See our Benefits Planner For Survivors for more information. Thanks!

  103. My fiancee is 76 and drawing benefits from her late husband. I am 82 and drawing my own benefits, and my wife is deceased. If we marry, will we lose some of our benefits?

  104. I am entitled to ex-spousal benefits but do not have his Social Security number. Will that prevent me from getting the benefit? I have name, address and DOB

  105. This does not answer my question. I receive my own Social Security. I will be 70 next month. My spouse is deceased for 10 years. My friend is 70, his wife is deceased. He has Teachers Retirement and a very small part of his deceased wife’s SS.
    Would marriage affect either or both of our SS checks ?

  106. I am currently age 60 and 7 months old. will my social security disability benefits and surviving spouse benefits be affected if I remarry?

Leave a Reply - (comment policy)

Your email address will not be published. Required fields are marked *