What You Should Know About the SSI Program

two people hiking with a sunsetThe Supplemental Security Income (SSI) program provides cash assistance to people with limited income and few resources.

But … how much do you really know about this program?

SSI provides monthly payments to people who are age 65 or older, completely or partially blind, or considered disabled under Social Security’s strict definition of disability. Social Security pays benefits to people who aren’t able to work due to a medical condition that’s expected to last at least one year or result in death. Blind or disabled children of parents with limited income and resources can also be eligible for the program.

To qualify for SSI, you’ll need to meet strict income and resources requirements. Income is money you earn, such as wages, disability benefits, and pensions. Income can also include the value of items you get from someone else, like food and shelter. Social Security doesn’t count all of your income, or Supplemental Nutrition Assistance Program (SNAP) benefits. Different states also have different rules on how much income you can bring in each month and still get SSI.

Resources include the things you own, although we don’t count everything. For instance, we don’t count a house you own and live in, and we usually don’t count your car. We do count income from rental property, bank accounts, cash, stocks, and bonds. Also, to receive SSI, you must meet other program rules about residency and citizenship. You can find more information about income and resources and eligibility requirements on our website.

SSI payments are the same amount nationwide. In 2016, the basic monthly SSI payment is $733 for an individual and $1,100 for a couple. However, the amount you get may be different. It depends on your income and living arrangements. Some states also add money to the basic benefit.

If you think you may be eligible, apply now. You can contact us toll-free at 1-800-772-1213 (TTY 1-800-325-0778) to set up an appointment to apply for SSI at your local Social Security office. Please visit our website for more information.



148 thoughts on “What You Should Know About the SSI Program

  1. I’m disabled collecting SSDI.
    I’m 59, too young to obtain my Social Security and Pension.
    Am I eligible for approximately 2 years of SSI payments?
    Please advise, and thank you.

      • If your SSDI payment before deduction for Medicare is higher than $753.00 you are not entitled to a federal payment. You should call the toll free # as stated in the article. You could be entitled to a State Supplement.

      • Hi Wayne, remember that the Supplemental Security Income or SSI program is a needs based program that gives cash assistance to disabled individuals with limited income and resources. The amount of SSI benefits is based, in part, on the income and resources available to the individual. For SSI eligibility, we will take into consideration any income and resources available to you. If your regular disability benefit combined with any other income, is lower than the regular monthly SSI payment (of $735), then you may still be eligible for SSI. Please call our toll free number at 1-800-772-1213 for further assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks.

      • I like to know why I can’t apply for ssi while playing the waiting game on my SSDI.
        I have worked 36 years. Now I have no income. None. I have depleted every penny. So why can’t I receive ssi.
        I have no food at times. My meds cost money. Please advise

      • Yes..after 24 months of disability you are eligible to apply for medicare which will give you medical help and SSI will provide with finance if you qualify



      • Dear sirs, I am currently on ssi disability I was wondering if I can qualify for supplemental insurance. I did not receive back pay or a supplement after my disability kicked in. I need this.

        • Hello Stephanie. Unfortunately, and because of security reasons we do not have access to personal records in this blog and cannot answer your question at this time. One of our representatives should be able to provide you with an explanation. Please call our toll free number at 1-800-772-1213 for assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks!

    • Hi, Karl. Thank you for your question. The Supplemental Security Income (SSI) program is a needs-based program that pays benefits to disabled adults and children who have limited income and resources. SSI benefits are also payable to people 65 and older without disabilities, who meet the financial limits. To be eligible for SSI, a person must have $2,000 or less in countable resources. Please visit our Understanding Supplemental Security Income webpage for more information.

      • Hi I am on dialysis with kidney failure and unable to work… I applied for SSDI on Oct 10th and I applied for SSI on Dec 20. In the same day I gave the SSA a Medicare/ Medicaid renal desease papper from my doctor’s and included all my current lab results for the DDS… I couldn’t work since September 9 because of my illness. Now I’m wondering is the government betting in me to loose everything and die? I know it’s a wait but gosh I gave all the info I could. Why is it taking so long? My Medicare didn’t even go through yet. What is the issue? Haven’t received nothing from SSA yet accept a week ago I got a form which I had to how I feel and do things on a daily basis.. why do it take so long?

          • The answer you won’t get from official channels is that the support for less government has many results. One of the big ones is loss of staff because budget cuts are made to all agencies regardless of their importance to the public. Chances are your elected officials in Congress have contributed to this. Less money to spend means less hiring. Hiring is not tied to real need so the idea that government can be like business is false. Anyone running a business would not risk doing to their customers what your elected officials are doing to you by not letting SSA hire the number of employees needed to provide the level of service you spent your whole life paying for through your taxes. This translates into longer waits for hearings, longer lines at offices, longer waits to get through on the phone, delays in getting changes made and some local offices and stations closing. Since an agency is not competing, cost savings can be made by your elected officials knowing you have no where else to go. If you want better you need to hold elected officials accountable for what you paid for.


            I waited 4 years to see a judge, but in the process the said I wasn’t insured because I haven’t worked! You can take that to the appeals counsel and then take it to federal court, It seems to me they play these games because the bottom line is! THE DON’T WANT TO PAY YOU YOUR BACK-PAY

        • We apologize for the long waiting Michael. The length of time it takes to receive a decision on your disability claim can vary depending on several factors, and it could vary from case to case. We consider the nature of your disability and try to obtain medical evidence from your doctor or other medical sources as quickly as possible. Generally, Medicare entitlement for dialysis treatment begins the third month after the month a regular course of renal dialysis begins. This factsheet provides general information for dialysis patients. For information about Medicaid, you will need to contact your local Medicaid office. Please continue working with your local office if you have specific questions about your claim. You can also call our toll-free number at 1-800-772-1213 for assistance. Representatives are available between 7 a.m. and 7 p.m., Monday through Friday but you will generally have a shorter wait time if you call later in the week. Thanks!

          • We are not a car blue book. There is not always black and white. You sound phony, and I am sorry but something like a robot. By now we know ssa people are some they heartless individuals. Decisions can be made in a timely manner. You people drag it on hoping we drop off the face of the earth. So please stop with apologies. No one is being this. Instead walk the walk and talk the talk. Help people

          • My husband is an amuptee and was recieving benefits at one time. Then one day out the blue SS told him he was no longer considered Disabled and cut his benefits off. That was almost 9 years ago. Now, he’s been trying to regain his benefits and we would be homeless if it weren’t for family. He reapplied twice and was denied. Now, he is over due a prosthesis that should be reviewed every 1-2 years. On top of that he can no longer work because he has scar tissue from wearing the old one for so long.
            This is the third time he has reapplied and he’s been waiting a month for some kind of reply from SS. This waiting makes people give up on the system for help. His limb will never grow back (duh) but thats not considered disabled under current requirement. What is wrong with that picture.

        • Yes. They take thieir sweet time hoping we all either give up or die.
          Our government does not care about their people their pockets full their family warm . Then we don’tafter. We help our politicians to get rich with our misery

        • With your renal condition,Medicare provides nursing home and special medical accommodation where where dialysis and reasonable care is provided. You got to present your case well

    • I am 71yrs.old and live on my Social Security which ritisis 1728 a month. Its not enough. To be able to afford food and pay me bills and utilities. I was on disability before they switch me over to SS when. I hit 66 years of age. I have rheuatoid art

      • When you became 66 years old your payment stayed the same and now comes out of the RSI fund. What is your complaint? As far as your concerned nothing changed.

        • John, I wonder how old you are and whether or not you’ve ever had to deal with a chronic condition or any type of hardship. Your comment, “What is your complaint.” is obnoxious. For those of us, who worked our entire lives only to become disabled, lose all our assets and then receive less that 50% of what we had when we COULD and DID work, it is frustrating, depressing and almost unbearable. In my case, I lost my health, my job, and my husband. I now find myself having to accept charity. I have been physically handicapped since birth and never before had asked, nor expected to need to ask, for help as I do now thanks to life’s little trifecta of catastrophes. If you make it to retirement, completely unscathed, you should consider yourself very lucky. But until or unless you spend even just a day in someone else’s shoes, try not to be so condescending and judgmental. If you are foolish enough to think this will never happen to you, enjoy your blissful ignorance as long as it lasts.

          • I can identify with you! My husband and I both worked over 35 years and do without medication we need so we can buy food! We draw a little over the poverty level so do not qualify for any other help! We cannot afford supplemental insurance! While people on ssi by the way ssi comes off the working man that pays in SS and they get free medical help plus housing heat bill paid and food stamps. They get three times what the working man gets! Also women that don’t work get all their husband drawed SS! My inco me is counted when they try to determine if my husband qualifys for medical assistance and I don’t get one Nicole from him! Sounds like idiots are us working people!

          • You are so right Kathy! I like your response to John! I read his comment and shook my head! Read your comment and smiled! Cheers for you young lady 👍

          • Hey, respectfully, this guy is so obviously here to help. I don’t think he was being rude. None of his comments are feely feely, but they are all informative and professional. I honestly think he was asking for more information, because it wasn’t clear what that person wanted help with. Are you even possibly interpreting his tone wrong? It’s hard to do that with post and comments, but I think I am a fair person and I feel he was attacked unfairly.
            His comment /questions was never implieing that someone was complaining about being disabled. He asked what her complaint was. Her issue. What is her concern??? He never said she was complaining.
            I’m disabled, too. and believe me, I have been through it pysically and emotionally and I’ve lost precious people and things, too. I know your pain. So, as somebody else looking in, I just needed to say that I hope you can consider my thoughts about it. Read some of the other post. I could be totally wrong and he hates us all, but really? I think you really jumped the gun here. I understand frustration, but you were harsh on the wrong person. just saying

      • Your Social Security Disability Income is now just Social Security retirement due to your age. Your income amount is probably still over the poverty income level, so you would not be able to receive any other assistance from the federal government and more than likely not state assistance. But depending on which state you live, you should call your state’s Department of Health & Human Services. Also you may qualify for assistance with your electric or gas (heat and/or air) costs.

        • I currently receive SSDI. My monthly payment is higher than most, so I do consider myself to be fortunate in that regard. The part that is so frustrating is that, if I received just a little bit less each month, I would be elligible for other programs such as food stamps and heating cost assistance, which would result in more total funds than I get now. So glad I worked hard and excelled so that I could end up on this side getting less than others, who chose to do less along the way. I do not begrudge anyone getting assistance, but why is the system designed to give less to those, who paid in more? (Remember, we AND our employers DID pay into the system. This is not some federal program for those, who did not.)

          • I am on ssi; worked all my life at different fobs thru different times, some tax some not , but I did hard work all my life; you make do with what you get, if I can, you can; stop the ignorant eating out , playing what the hell you are’ nt

          • Kathy,
            I know several people in your situation, just having a hair more income than necessary to qualify for benefits. The solution is, purchase dental insurance. One person I know has two policies and NO TEETH. But, the monthly premium is used in the calculations, and it lowers the adjusted income to qualify for benefits, which far exceed the cost of the dental plan.

          • Kathy
            That a ridiculous statement if I ever heard one. The system is set up based on need, not greed. You say you get more than most? Consider yourself fortunate. And to make a blind assumption that other people chose to do less than you in their careers, indicates to me you are suffering from some kind of magical thinking syndrome if there is such a thing

      • You are getting more than most people, so stop complaining. Just the name was changed and you get the same, but now it’s called social security benefits.

      • Wow! 1728? You must have made a lot of money to get that much. I only get 1340 and manage to make it. It isn’t easy so you should have put some money aside. Social Security was never meant to completely be your income for retirement. It was only meant to help you have something.

      • There are limit to how much social security provides for single if your income is under $720 /month…You need to plan yourself and try meal on wheels and contact local senior help

    • In 2015, foods stamps were cut from roughly $115 per month for single disabled adults, down to $10. Food stamps are particularly vulnerable to budget-cutting measures.

    • Hi Phyllis Bell, for information about the food stamps program, also called the Supplemental Nutrition Assistance Program (SNAP), you will need to contact your local SNAP office. Also, if you’re unable to work because of a medical condition, you may be eligible for disability benefits. The Social Security Act sets out a strict definition for disability. We pay disability benefits to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. However, if a person thinks that he or she meets our definition of disability, we encourage them to apply for disability benefits when they become disabled. For more information, visit our “Frequently Asked Questions” web page on disability. We hope this information helps.

  2. If I am legaly blind trying to submit the information to social security
    To update my health where and how do I do it the local office gives Me the run around telling me they don’t know and they don’t ask questions to there supervisors

    • Do you have a relative or friend that you trust to help you with this? You need to make an appointment at your local Social Security office and have someone you trust to take you with your information.
      Be persistent! I have not ever found anyone to be rude or give me a hard time at Social Security.

    • I recommend getting a lawyer. Lawyers, who work to help people get benefits, only get paid if the case is won. Also, their payment is regulated and there is a cap on those payments. I made the mistake of trying to do it alone or with the help of familty and friends, which only delayed my approval and cost me dearly while I depleted all of my savings trying to survive.

  3. I have no faith in SSI here in CA. When I first went on SSDI I was also given a stipend of $157 a month in SSI. Over the ensuing years, politicians have whacked away at my SSI to balance their budgets. The result is that after ten year plus, I’m bringing home $57 less than I was ten years ago. Every time I’d get a small COLA, California took an axe to my SSI claiming that it was SUPPLEMENTAL, every time my SSDI managed to creep upward, my SSI was supposed to go down by a like amount. Trouble is it went down a whole faster than my SSDI was going up until finally I had no SSI at all and my SSDI was nowhere near what the combination of the two had been at the start, hence the hole I’m still in today. So I don’t get all that excited over these stories about how all these wonderful programs are there just for us elderly disabled working poor types because I know if the pols think they need that money worse than I do they’re going to take it. When I’m back to where I’m getting at least what I was getting in 2005, we can talk but at COLAs consisting of less than three dollars a year, it’s not likely to happen in what’s left of my lifetime.

    • Your SSI and Social Security received the appropriate COLA’s. California decided to reduce the State Supplement payment, your beef is with them.

    • Correct. Unfortunately, people commonly know very little about SSI or SDDI, and misinformation is common. As a result of Bill Clinton’s “reforms” besides ending actual welfare aid, the disabled/seriously ill poor became the fastest-growing group of homeless people by 2000.

    • Tom, I understand your predicament. I get just enough SSDI to be ineligible for SSI or any other assistance, such as food stamps or heating assistance. If I got less SSDI, I would have more in combined assistance. So, I now stand in line at various pantries (mostly church run and/or church funded) in need of charity to make ends meet. I guess this is what has become of “separation of church and state.” That would be funny, but it’s not. I don’t think anyone understands, until it happens to them, how devasting and depressing the situation can be. I am thankful to have what I do. I know others are finding it much more difficult to get by. However, having relatives in “poorer” countries, I also know that seniors and people with disabilities are often better off in a socialist (NOT COMMUNIST – for those of you, who have been brainwashed into being phobic) society. Why is it that the “self-proclaimed greatest country in the world” can’t do better for it’s less fortunate members? No one, who has worked all their life, all of a sudden wants a handout. We just want to be able to live with a modicum of dignity and not be made to feel like failures. The truth is, you can do everything right and still have it go terribly wrong. I wish you all the best and hope you can find some way to make things better.

  4. People on SSI get more money than I do on plain disability where I worked. Them on SSI has never worked a day in their life. Its not fair at all. Thanks

    • That is bias, there are plenty of individuals who have worked in the past and are receiving SSI, many just don’t qualify for anything else because of not having enough work history due to disability acquired at a younger age prior to obtaining enough work experience to put towards the other programs.

    • That’s not true. I worked my whole life, when not raising 4 kids. I am in constant pain now and would love to work but can’t. You are wrong in your thinking.

    • That’s simply NOT true. I worked for years became disabled and was on SSDI $402.00 a month and SSI $21.00 a month tried to go back to work and was cut off. Disability never went away I just tried to ignore it and return to work so I didn’t feel like I was getting a handout. Now I am back on SSI. $735.00 after paying all my bill’s leaves me about $10.00 dollars a month and I get a Whopping $35.00 a month in Food Stamps. That doesn’t even buy 1 weeks worth of groceries. Please don’t make comments about other people until you’ve walked a mile in their shoes.

    • You sound so uneducated. I worked 10 years before marriage, I raised 3 children to adulthood which included homeschooling them K-12! I went back tow ork, the my husband was laid off after 35 years, his health started going, I began developing severe arthritis all over my body, I can’t walk or stand, and I’m on ssi now since I did not work to earn ENOUGH work credits for SSDI otherwise I would have bee
      n approved for that.

  5. I don’t really understand how ssi works. If I get 760 from regular social security how much more does ssi provide to you?

    • Take your gross SS payment before any deductions and subtract $20.00 which is disregarded. If the remaining amount is higher that the amount paid in your State you are due nothing further.

    • Thanks for your question. Keep in mind that the Supplemental Security Income or SSI program is a needs based program that gives cash assistance to disabled individuals with limited income and resources. The amount of SSI benefits is based, in part, on the income and resources available to the individual. For SSI eligibility, we count the gross amount of your Social Security benefit amount, minus $20. The total cannot exceed the SSI monthly payment of $735.00. See “Understanding Supplemental Security Income (SSI)-Income” web page for more information.

  6. In a nutshell, SSI/SSDI are for those who are medically determined to be disabled. SSI is for those who were in the workforce for little or no time before becoming disabled. SSDI is for those who were workers for a certain length of time before becoming fully disabled. Some receive dual benefits, which gets complicated because receiving one reduces the amount of the other.

  7. The increase of 0.3 % = a $4.00 increase here in Ohio. When in Ohio the inflation rate rose 0.8 %. So how is the government able to continue scamming the people by using C.O.L.A. when in most cases inflation rate is higher ?

    • You can’t imagine my disappointment when I learned it was 0.3 and not 3.0 percent. That turned out to be nothing compared to the fact that the resulting dollar amount was exactly equal to the amount of the increase in my Medicare. So, basically, no increase. They may just as well have made it a 30%, heck why not even a 300%, increase, if the net result to me was going to be $0.00 in the end. I practically had a nervous breakdown. All I was looking for was a few extra dollars each month, so I could afford one gallon of milk. Honestly, I don’t know what made me believe that Congress, who manages to give themselves raises whenever they like, would lift a finger to help those, who truly need it. I wonder… Do any of them have to do without milk if it goes up 10 cents? The system is completely broken and none of us should be surprised by anything that happens. I really just wish, as the saying goes, “they would stop pissing on my head, while telling me it’s raining.” I moved to TN 8 years ago, in order to be in a “no income tax” state. Well, since I have no taxable income, that turned out to be pointless. And, now I live where the sales tax is almost 10%. So, basically, I decreased my income by moving here. A word of warning: It’s going to get much worse, very soon.

  8. I am currently on SSD and should receive about 1500 a month but due to garnishments I receive only 268 a month for the next four years. I have to live in a unfinished basement as it’s only 200 a month and all I can afford. I’m really sick but cannot afford to see a doctor or have even one prescription filled. My request for assistance was denied because I should receive almost 1500(in fact i receive 268). What can I do?

  9. I have been denied. It has been a devistating experience so far. I learned funding is an issue. I had an idea that has potential but all i get is a smile & a nodd. I believe there is a funding solution. I also believe the application & hearing processes should be more civil. The DMV has better customer service.

    • Hi Derrick, I hope you will follow through with the appeal process. After putting in 27 years of work, I was a passenger in a car accident that rendered me too disabled to work in my field any longer; so I applied for SS. It took a year – 1/2 to get a denial letter. Lucky for me, I had a case manager who actually told me EVERYONE gets denied the first 2 times, and if you follow through with the appeals you will eventually get approved [if all your medical documents check out]. I know what you’re thinking; it seems like the system is set up for us to fail. I felt like that too; so now my time is spent volunteering with like-minded people to continue protecting and preserving our benefits. The government should NEVER be able to tell me they have the choice of gutting what I paid my tax dollars to afford myself for 27+ years.

      It’s harsh to think about; but please don’t give up. Go through the appeal process. Good luck to you !

  10. I currently receive 734.00 monthly on the 3rd and 20.00 on the 1st of the month.i get food stamps thats it I have three kids and they get no benefits. My rent is 350.00 monthly. My light bill been running high I paid 446.00 this month for last month I am living off that me and my kids is living in poverty. What can I do? They didn’t qualify for any benefits money wise or do I get help for my lights.

    • Goto your local human services office and they have programs that pay directly to the electric company if you do all the paperwork when they ask because there are limited funds you can qualify to get two large payments a year

  11. I am 65 yrs old. I am rated at 40% disabled thru the VA. I have not been able to find a job in over 7 1/2 yrs. I have a bad back (lower) and a ruptured disc at C6-7 with C5-6 deteriorating. I make $1331/mo from military retirement. Would I qualify?

    • Hi Doug. First of all, we want to thank you for your service to our country. Please keep in mind that the Social Security Act sets out a very strict definition of disability, much different than the requirements for other government programs including veterans benefits. Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability. Disability benefits are paid to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. At age 65 you may be eligible to apply for Retirement Benefits. Please call our toll free number at 1-800-772-1213 for further assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks.

  12. I get SSI and the max is $735 but they take $73 out every month because I work and got over paid and I’m only 30

    • One of our highest priorities is to help people with disabilities achieve independence by helping them take advantage of employment opportunities. Work incentive employment supports disabled and blind SSI beneficiaries go to work by minimizing the risk of losing their SSI or Medicaid benefits. Some incentives allow us to not count some of your income or resources. We DO NOT count the first $65 of earned income plus one–half of the amount over $65. Therefore, we reduce your SSI benefit only $1 for every $2 you earn over $65. Click here to see examples of the “Earned Income Exclusion”. Thanks!

    • Thank you for your question Lawrence. You may be eligible to receive assistance from the state where you live. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems. You can get information about services in your area from your state or local social services office. You can also visit the U. S. Department of Health and Human Services (HHS) web page for more information. We hope this information helps.

  13. Hi I receive ssi income and I’m 35 disabled I just moved into an extended stay hotel cause I can’t no longer afford a home. Is there any other way or how can I get social security to help me. I can barely afford copays for meds

    • You may be eligible to receive additional assistance from the state where you live. You can get information about services in your area from your state or local social services office. You can also visit the U. S. Department of Health and Human Services web page for more information. We hope this information helps.

  14. I’m a little confused. I receive SSDI for total disability (lupus, ra, ptsd, herniated disk in neck and back, degenerative disk disease). If I’m receiving SSDI, can I receive additional SSI payments?


  16. Filing Taxes ..Help Need more Understanding here, I get SSI, & I work part time..the system says I can not get a SSA 1099/ 1042s , when doing my taxes last year with turbo tax, I was in error on the state reporting because my rent along with my earned salary wasnt enough, I use $100 of my SSI for that and didnt know where to add the amount…so do I just add my monthly for 12 months and total it for that tax refund..Homestead/Heating Credit. Im using turbo again, dont know if I should add both amounts on Fed or just state, since Fed says its non taxable due to its under 25K.. what proof do I use? FORM3?

    • Hi Bobby. An SSA-1099 is a tax form we mail each year in January to people who receive Social Security benefits. It shows the total amount of benefits you received from Social Security in the previous year so you know how much Social Security income to report to the IRS on your tax return. The forms SSA-1099 and SSA-1042S are not available for people who receive Supplemental Security Income (SSI). For income tax related questions, you will need to contact the IRS. Their toll-free number is 1-800-829-1040. We hope this information helps you.

  17. Boehner’s back? Monoclonal antibody with up to six week recovery from painful delivery to a specific area and/or Staph infection treated with state attorney general adulterated doxycycline hyclate?

  18. yo tengo 73 años y solo recibo del seguro social por mes s 438 oo Dolrs no se si clasifico para tener beneficios Gracias

  19. is it true that if I file for disability with a lawyer, after the lawyer locks me in with a representative and fee agreement form, they deliberately slow down my application and do everything on paper instead of on- line electronically.
    The lawyers delay the disability decision by not submitting documents or using the post office instead of email in order to accure a larger retroactive benefit so they can collect more money, since they get 25% of the retro moneys when I am approved???.. and that the social security administration knows this but their willing accomplices because the workers get OT to work these paper cases that lawyers submit..why aren’t you stopping this fraud???..

    • Yeah, wow, you can live like royalty on $731 a month. Why don’t you apply instead of complaining?@topaz: nothing in your post is true. You may have hired an attorney who is incompetent or dishonest, but that has nothing to do with the SSA nor the SSDI process itself. Additionally, you are never “locked in” to any particular attorney; they work for YOU and if you’re not satisfied with the job they’re doing then fire them and find another. You also need to remember you have to take a little initiative as well; call your attorney and ask for updates on a regular basis. Finally, if your attorney really is doing what you claim, then you need to file a complaint against the attorney with the Bar association in your state. It costs you nothing and they will investigate your claim quickly. Again however, you need to cooperate with them and provide all the information they ask for in a timely manner, just as you need to do with your current attorney. If there is “fraud” going on as you claim, it is NOT being perpetrated by the SSA.

  20. Under the immigration law if someone sponsors a person to come to the United States, they have to show they have the financial capability to take care of that person and not rely on government resources. That person or persons who sponsor the immigrant is liable for taking care of him/her. But I know many immigrants who come to the US and are given SSI. This is not right. You should look at the sponsor to see their financial situation before giving the immigrant the SSI. It is not the responsibility of the government to bring an immigrant here and take care of him/her. The sponsor should not bring an immigrant here if unable to financially take care of the person. This would be an abuse of the government resources. You should comply with the immigration law and make sure that the sponsor is responsible for the financial needs of the immigrant.

    • Thank you for your comment Joseph. The Supplemental Security Income program pays benefits based on financial need. When an alien has a sponsor, we generally will count the sponsor’s (and his or her spouse’s) income and resources as the alien’s income and resources.

  21. Thank you Marge. your information about contacting The Dept. of Health and Human Resources was a great idea the best I have heard so far. thank you.

  22. Hello :
    Im receiving ssi benefits and currently living with my older son in his house, every month I pay my share of expenses(rent, electricity,water and heat). He will be getting married in the summer. Do I have to report the change of him getting married since Im the one living in his house and given the fact that our living arrangements will not change ?

  23. I applied for disability and got approved for a lump sum and then my case would close. However, I was just told I can’t collect my disability lump sum because I am on SSI and you can’t collect SSI and ssdi benefits. Here is the kicker I am not nor have I ever collected an SSI benefit, they are saying they are withholding 13,000 dollars because they gave me several thousand dollars in payments last year. I am not at all aware of any of this. Can anyone explain this to me because I am so confused.

    • We wish we could be more help Stephanie. For security reasons, we do not have access to personal records via this blog. Please continue working with your local office. If you are unable to visit your local servicing office, you may call our toll free number at 1-800-772-1213, representatives are available Monday through Friday, between 7 a. m. and 7 p.m.

  24. Why do I see all those ads on tv on how a person can get SSI for 2643 a month. If they are using false advertisement that is illegal and yet they work for th USA. They sounds real fishey to me. Why can the Gov’t waste our money advertising about people able to get 2643 a month and people who receive SSI can only get less than a thousand a month is pretty discriminatory and they should be fired and let people with disabilities at least live a normal life. Please respond to my comment ASAP and let me know why?? Please hurry.

  25. Hey my name is ernestina Ortega I have a comment when you’re on SSI do you supposed to get more money like to help you and if you have a child that’s not on disability I need more money to help to support me and my child cuz I’m making very low and come every single month and I want to know is when you live on your own with your child would you give us to help with like rent bills food clothing and stuff so the reason why I asked that cuz I am on my own I’m living on my own and I’ve been living on my own since I was in my twenties so that’s all I was asking for is just a little help if you help those people I need so but if your on Social Security would you get more benefits from SSI program means to take care of yourself in your child cuz my child is not on disability and I wanted to know can you make it possible or happen so but I have dreams that I want to do like there’s things I want to do I wish I could make money on the side but it’s whole hard to Soul but that’s all I had to ask to see if you will help someone in need thank you for your time hopefully hear from you God bless you and bye bye

    • Hi Ernestina. Benefits issued through our Supplemental Security Income or SSI program are based on the needs of the individual and are only paid to the qualifying person. There are no spouse’s, children’s or survivors benefits payable. Individuals receiving SSI benefits may also be eligible to receive social services from the state in which they live. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems. You can get information about services in your area from your state or local social services office. Or you can visit the U. S. Department of Health and Human Services web page for more information.
      If you get SSI benefits and are thinking about returning to work, please check out this link to a summary about SSI Work Incentives. We hope this helps !

  26. When people are on disability it gets harder when they have kids that are not on disability cuz when people are on disability it’s a struggle but it’s kind of weird that the government is increasing everything and we get sold something so little that’s not fair but if you think of this ain’t Fair and maybe you should contact the White House authorities and ask them what they think to see to help people that are on disability cuz when people with disabilities that that have kids it’s a long ride for them it’s a struggle so please help us hope so security disabilities out you guys won’t regret what God’s been given use

  27. I applied for supplemental security income in June of 2017. I was denied because I was 240 dollars over the limit to qualify. I appealed this decision in July. I sent them all of my financial records as they requested and it seems as if it still is not enough. They want the same information again after I had already sent them what they wanted. I called the central call center at 1 800 772 1213
    and the people I talked to told me they have nothing on their system that showed I had appealed the decision
    but when I called back just last week the person I talked to told me they had requested more financial records about the money I have. I appealed in July, and again in September along with all of my financial records. It is now the last week of November and they want the same information I had already sent them. I called the central call center and the person I talked to said they had sent me a notice about how I was to send this information in.
    I told the call center I never received a notice and they blamed the US post office for the fact I never got the notice. That was in the middle of October of this year.
    I am going to do the only thing else I can do and that is going to the local office, which actually isn’t my local office because it is in a different county than the one I live in. I am going to have my bank give me two copies of my monthly statements, notarized and signed as received by the local office. I don’t know what else I can do because I have six hundred dollars to my name and if this doesn’t work I stand the chance to lose everything I have because I can not pay the property tax on my house or the insurance on my car. Cna someone please help me? I do not have nowhere else to go. And no one else to talk to.

    • Hello Roger, we apologize for this inconvenience. For security reasons, we do not have access to personal records via this blog. Please continue working with your local office. You can request to speak with the office manager to see how we can help to expedite resolution of your situation. If you are unable to visit your local servicing office, you may call our toll free number at 1-800-772-1213 for assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later in the week. Thanks.

  28. Please help me find the code or regulations that require SSI recipients to apply for early retirement benefits. I cannot find them. I’m also considering how these reduced benefits (which remain reduced throughout the lifetime) might come back to hurt the individual later.

  29. Sir., I am relatively broke, living only on SS and SSI at about 930.00 bucks a month! I have bought Sub penny stocks over the years, not lately though, and have lost 99.9 percent of the time! I am trying to eventually buy a car or van when I sell out the 2 remaining P-Stocks I continue to hold that show promise! How much I lost over the years is not exactly know, but it amounts to 1,000’s of dollars!

    I just discovered that P-Stocks are speculative and usually illiquid which I found out by myself when I tried to sell out (VOIS) but couldn’t!

    Now I am having an Audit by SSI, and the ONLY, yes ONLY money I live on is through SS and SSI! I always plan to be transparent, so what do you suggest when February 22nd. comes around and my “Audit” arrives in Orange county, California? I really am scared stiff because I don’t know all the laws and regulations! Plese offer whatever you can? Thanks Tom Atkielski (twatkielski@yahoo.com) or 714-420-7544! I it will cost me, I won’t be able to afford it!


    I am completely broke with no assets at all. My and my wife have finally got into public housing, She does not work, because she takes care of me. I have copd, I’m bipolar and have made a good salary. Why does it take so long to get approved? I have and the doctors have sent all of them to the social security administration I have all of my doctor reports including my physiological reports from my doctor. I think I am just applying for social security supplement insurance? My wife has ptsd and can’t work? how much can we both get on social security supplement insurance?

    • Hello Kathleen. Some people with low income & limited resources, may be able to receive both the Supplemental Security Income (SSI) and “regular” Social Security benefits, depending on their situation and whether they meet all the requirements.
      Generally, the more countable income you have, the less your SSI benefit will be. If your countable income is over the allowable limit, you cannot receive SSI benefits. Some of your income may not count as income for the SSI program. Visit our web page: Understanding Supplemental Security Income SSI Income — 2018 Edition for more information.
      If you think you may be eligible, call 1-800-772-1213 (TTY 1-800-325-0778) to set up an appointment to apply for SSI at your local Social Security office. Representatives at our toll free number are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks!

  31. I am currently on SSI and I am considering apply for Social Security retirement. How will this affect my SSI?

  32. my brother is currently going through a divorce , his marriage lasted 10 years he receives SSI benefits. will his ex spouse continue to receive his SSI after his death?

    • Hi, Frances. We are sorry to hear about your brother’s situation. Benefits issued through our Supplemental Security Income (SSI) program, are based on the needs of the individual and are only paid to the qualifying person. There are no spouse’s, children’s or survivors benefits payable. In certain cases, a spouse and children may qualify for family benefits. Social Security survivor benefits are based on the earnings of the person who died, not based on need like Supplemental Security Income (SSI) benefits. For more information about survivors benefits, please visit our Benefits Planner for Survivors webpage. We hope this helps.

    • Hello Alberto, you may be eligible to receive social services from the state that you live. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems. You can get information about services in your area from your state or local social services office. Or you can visit the U.S. Department of Health and Human Services web page for more information.
      We hope this helps.

  33. This doesn’t tell me how many hours I can work if I’m disabled. And receiving SSI and disability. I’m 36 and recieve just enough to cover the necessary bills. Nothing extra. No phone or cable, or even money for medicine. My son & I don’t even live payday to payday. So I’m looking for something to let me know what is the legal amount I can work online to support my child. Its weird that I recieve the same amount as my sister and her bf. Their household income from the gov to them is double my household income. They are not reporting they live together and they use half their money on meth. How in the world is this possible and acceptable to the government? People are lying to the government and nothing happens to them. Yet I’m honest…cause I hate liars. And yet I can’t find anywhere for help with household needs of bills. Ugh. Sorry for whining about stuff. It just really ticks me off when I see 2 people, and these aren’t the only ones I’ve seen getting benefits by lying. Cause I see other ppl tht really need help and can’t get the help needed. What is so freakin wrong with the world?

    • Hello Gena. You may be eligible to receive additional assistance from the state where you live. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems. You can get information about services in your area from your state or local social services office.
      You can also visit the U.S. Department of Health and Human Services web page for more information.
      We hope this helps!

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