There’s Plenty You Should Know About Social Security Disability Benefits!

woman in wheelchair in library Life is unpredictable. When something interrupts your plans, it’s good to know there’s a way to supplement your income, in case of an unexpected life event.

Social Security has a strict definition of disability based on your inability to work and provide for yourself and your family. Disability benefits are available only to people with impairments so severe that they prevent any kind of significant, profitable work. Social Security pays only for total disability. No benefits are payable for partial disability or for short-term disability.

We pay disability via two programs: the Social Security Disability Insurance program, for people who have worked and paid Social Security taxes long enough to be eligible, and the Supplemental Security Income program, which pays benefits based on financial need.

When you apply for either program, we will collect medical and other information from you. Our disability examiners will make a decision about whether or not you can do work that you did before, adjust to other work because of your medical condition, and if your disability has lasted or is expected to last for at least one year or is likely to result in death.

Certain factors may speed or delay the decision in your case, like the nature of your disability and how quickly we can get your medical records. We may also need to send you for an additional medical examination at no cost to you.

If you would like to apply for disability benefits, you can use our online application. It has several advantages, including immediately starting the process, no waiting to get an appointment, and no trip to a Social Security Office. It’s easy, convenient, and secure.

You can find out everything there is to know about disability benefits online.



196 thoughts on “There’s Plenty You Should Know About Social Security Disability Benefits!

  1. would a self employed individual qualify for disability if diagnosed with arthritis, Carpel tunnel and lower back disc Hernia or degenerated discs. what steps should be followed to begin process? individual is in pain every single day while working……

    • Self-employed people can qualify for disability benefits as long as they have worked enough years to qualify and have worked and paid self-employment taxes recently.
      If you are self-employed, you likely file a Schedule SE at tax time. To be eligible for Social Security benefits, you have to pay the self-employment tax, which consists of Social Security and Medicaid taxes. The self-employment tax rate was 15.3%. Part of this, 12.4%, goes to Social Security, and the remainder to Medicaid

      • The customer service representatives who work for SSA can give incorrect information to those receiving benefits. The wait to speak with a rep. is mostly long and can be unfruitful. SSA needs to be people friendly and it is not.
        People need simple understandable terms for receiving their benefits they are due when experiencing a disability. SSA needs to be reliable and focused on human need. They can’t be when the reps. are critically under qualified, unprofessional, and nasty.

        • We apologize for the long wait, and regret to hear that we did not provide the level of customer service you expected. Remember, many services, including applying for retirement, disability and Medicare benefits, creating a my Social Security account, requesting a replacement Medicare card, or reporting a change of address or telephone number are conveniently available anytime at our website. Thank you for bringing this matter to our attention.

    • FYI: FILE NOW! at the moment 87% of those claims filed in 2012 are still waiting another 12 to 18 months for a hearing. 90% get denied. Then another 12 to 18 month in Federal court “only your attorney goes to this hearing”. So if you file now you may see some money in about 7 years! No Joke. I am one that files in 2012. I have attorney 24/7 in home care giver paid by senoon attorney nd disabled services. I was self employed and now 47 yeas old having to use a walker. With no income living with family. My 80 yr old mother is working 3 jobs so u can have medication, etc. Even though I paid into social security as well did each one of my companies over 27 years, yet the Government won’t let me have the money I paid incase I couldn’t work. We need a better system. What’s with all the young men & woman I see that walk fine, talk fine, think fine, laugh, smoke and drink, yet they are getting social security disability? I know disabilities are physical as well as mental. But, these people are just like everyone else I see that work. If you apply and get awarded you will get back pay from the date you filed/or became disabled. Remember you pay taxes on all that backpay. Don’t claim all in award year go back and spread it out over past 5 years per IRS. It is not a big deal to amend your taxes and keep from paying otherwise you will pay out a chunk because of your high income for the year. Yes, backpay is income and taxed as so. Good Luck.

      • I completely agree. I have had two invisible conditions for twenty years. Their doctors told me themselves. I hardly leave home and my family wonders why I dnt qualify for aid. People see me leave places in pain. Employers have always dismissed me, couldnt complete my education bcuz of the pain and episodes, yet I dnt qualify. My life has never been normal and I cant take care of myself and I dnt qualify. Outrageous really.

        • I get it that the system has been abused and that guidelines are in force to reduce fraud. But when I sit here going thru all the proper hoops,have an attorney, and I’m patiently waiting for a hearing date now and I can’t work, have Zero income, single mom, deadbeat ex, and I’ve been dealing with this since 2012, I wonder every day wtf am I doing wasting my time knowing I will be denied again.

          Makes being honest n legit useless.
          I’ve worked all my life since 16 and I’m 54, Scandinavian descent but basically everybody just looks at me as being white. And when I finally buckle down and decide to go and get food stamps or welfare and treated like a common idiot or Criminal as if I’m not supposed to be there it’s not for my type of people? Whatever that is.

          I’m made to feel degraded for trying to feed my family. I was even ask by one of the workers straight to my face how much money I had in my purse. I looked at her and I said how much money do you have in your purse. You think I would be here if I had money in my purse and how dare you ask me that to begin with. And did you ask that family up over there witj9 people what they have in their purse or just me because I look white.

          I have been denied foodstamps because of an income of a Dollar too much or one too many cars when they’re not even letting them my ex-husband but you won’t take my name off. If anybody feels discrimination I tell you from my point of view I’m the one discriminated against. I’ve worked all my life the last 15 years I’ve had enough on my statement yet i cant have it….it’s my money I put into it but someone tells me Nothat I can’t?

          The state just wants the money. It’s our money we put into it it’s our rights to have it it’s there for us if we don’t use it they keep it. What right is that? How can they tell us if we are or are not in pain or disabled enough to even get our own money for disability payments to help us out for a little bit until with you I’ll figure out what’s going on with our minds and bodies whatever but no fight for it and fight for it and fight for it. And then there’s just me. Watching family members abuse the welfare system family members abuse the food stamp system to where they cut all that out for everybody now.

          But I guess the worst is watching your own husband on disability the 18 years you married because of an injury but yet he does not look or act disabled. Then nobody takes away his disability and my children is in lieu of Child Support get ssi but Because that’s what it’s for. But then he goes remarries start having more kids and then my kids money are getting taken away because of is second-chance family. Pat that guy on the back and go ahead you get another chance with a family to start over, screw your kids not just one have more kids and take money away from your first kids. And you don’t even see you or pay anything on your own either for them. Just let security take care of them for you and it’s all good. Keep having kids at 50 years old when you already have teenagers and your teenagers are now losing money and you’re justifying it saying your new kids have a right to it really.

          So I sit there and I watch and I take it it Social Security they don’t care about it cuz the rules. Just fight about it can’t do nothing about it you can have as many kids as they want and it just keeps get the split between the kids.

          And here I sit and watch you do cash jobs under the table when you’re not even supposed to be working while you’re on disability Social Security and not reporting it to them or the MIRS they are and running and jumping picking up kids moving furniture moving everything when you have your bad back. But yet I’m denied.
          BUT I look at my statement and realize I’m worth more dead than alive to my family.
          Sad realization only options I have a death or denial.

          Anyway that’s my story sorry it’s a long story and this was the short version.

          Just sick and tired of being sick and tired. And I keep telling my kids just watch one day one day I’m going to snap. LOL

          • I would love to feel sorry for you, but if you used half of the energy you used writing that long letter as trying to get a job you would be employed. Obviously you are one of the 25% of social security receipient trying to dilute the fund to receive something tax free and further drawdown its reserves.

          • I do not know what your illness is, but my husband had an obscure illness. It took 2 years to prove he was ill. He’s still ill. Thankfully we went before a judge who realized he could not use his hands any longer and at age 64 too old to learn new trade. I wish you luck and am sorry for the mean-spirited comments by others.

          • great letter and so very much the truth but are those jerks going to listen to us of course not they have an income and more BONUSes because they are the government great job and Vent took the words right out of my mouth thank you now I know im not alone

    • Nope. The judge will most likely hold you to ridiculuous expectations & limit all of your accomplishments and dignity in total CONTEMPT. YOU aren’t disabled unless you are half dead. Claiming EARNED BENIFITS makes you a TARGET. Eveything you say or write will be USED against you.

    • Hi Alejandro. You may find our listing of impairments useful. The Social Security Act sets out a very strict definition of disability, much different than the requirements for other government programs. We pay disability benefits to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. No benefits are payable for partial disability or short-term disability. To learn more about the process we use to decide if you are disabled under our rules, visit our Disability Planner: How We Decide If You Are Disabled. Thanks!

      • I’m 65, disabled, retired, and on medicinal cannabis. My question is: can I get additional SSDI to off set the $$ I’m spending on my medical purchases? It’s VERY expensive ($400 oz.) and is NOT covered by insurance. The doctor who prescribes does not take insurance. I MUST see him every three months in order to keep my “medical card” up to date. I was shocked when I added up my receipts for one year! Another plus, would be to have prescription plan for cannabis.
        Hope you can help.

        • Hi Carol. The amount of the Social Security benefit you receive is based on the amount of your average lifetime earnings and your age at the time you applied. Generally, your benefits can increase if you continue to work. The other way your monthly benefit amount could increase is based on the Cost-of-Living Adjustment (COLA), which is announced each year in October. You may want to check and see if you are eligible to receive social services from the state in which you live. These services include Medicaid, which may help pay for medication that Medicare does not cover. We hope this information helps.

    • I know for sure if this dept. is any-thing like it was in 2011 people are screwed. my husband worked as a electricain for 38 years never missing a days work I mean a man they don’t make them anymore. he was on his way to work june 30,2011 he was 15 min. from the job site and got into a 3 car accident he was air lifted to kern county trauma center would several teams were put together to see over him by GODS grace
      he made it, he was left with severe spinal damage and head trauma this is were SS/ADMIN. comes in ok so he had taken out extra ltd though his employer which was prudential, now when i got the first phone call it was from prudential and when i ask about ssdi I was told this well we (prudential) and the SS/ADMIN agreed that Wayne would be better staying with us prudential, first who are they to decide this, I still can’t believe that my husband did not get to make that
      decision or even my-self and yes he was
      already drawing his ssr and had been for
      1 year at the correct age. and he would had kept on working had the accident not happened, about a month after my first phone call from prudential regarding my husband i called them and ask again about LTD though SS because I knew that it would only be for 2 years with them and was told when this runs out (WE) will help roll him over into SSRD OK thank you I said them 2 years later our life was turned up said down again
      and had it not been for my sisters we would had been living on the streets on top of starving to death, I would like this to go on record. And again i will ask WHY would you do this to a man who honestly deserved this SSRD one more thing I would like to mention one of the calls I made to SS/ADMIN where they are so very rude every time I have ever called they said his file had been archived and I said then un/archive it no
      no we can’t due that and I said but you can beet my husband out of his money and the women hung up on me. I know they will never pay this because it would be the biggest pay-out (mistake) they ever made and from what I have read lately they make a lot of mistakes we will even go one step further we will even let the pentiles go and they can start making it right as of now, but they still will not because that would be admitting they screwed him and knew it when they did it and if the truth is known I would bet money that this has happened to mure people then any one knows in cases like ours or worse were it was just a older man that did not have a wife or any one to help him oh when I think about that it burns my butt. so if any one has a commit on that I would like to here it. or better I wished some one with the SS/ADMIN would reed this and call us you know one of the good honest ones still working, believe me in 5 years I have seen my share of RUDE NOW CARING PEOPLE IN OUR STATE AND FEDERAL OFFICES AND IT IS A SAD THING. We the all american man and or consumers don’t stand a chance in this world any more. Thanks Cindy kern county california (BAKERSFIELD)

  2. I am now in Stage 5 CKD. I was at John Hopkins last week. They told me I need a dependable vehicle, someone to stay with me 24/7 for six weeks and to do fundraising to acquire more money so I can afford the meds afterwards. I received SSI but my husband and I live paycheck to paycheck. Are there any other resources out there that could help?

    • You need to apply for ACA Health Insurance at or go to your local Community Based Services Office for assistance. If your household income is below $50,000 you will likely qualify for subsidy. Your time is limited, check it out now before open enrollment ends. Do not listen to what others say negatively, check it out yourself.

    • Ignore Marti. When you get SSI you are automatically entitled to MEDICAID . Apply at your County assistance office. Stay away from the ACA, you don’t need it.

        • Here where am from and every county I’ve lived in they always ask any one who applys for help black white green it don’t matter its part of the applcation

      • You don’t automatically get Medicaid when you get ssi or ssdi . You have to wait for two years then apply for Medicaid and Medicare. I know this because my husband is retired and gets his ssi he had to wait for the two years to get Medicaid and you have to go into the hospital for that to do anything for you. So yes she needs to apply for help with meds and drs if needed. I’m not sure where you get your information at but, there is a waiting period for Medicaid of two years. I know because we went through this to. And Medicaid does NOT help you unless your admitted to the hospital overnight does not help with medications or drs visits at all you’ll have to apply for Medicare for that kind of help and there’s still co pays even with Medicare and Medicaid.

          • Thank you for your comment Lisa. Medicaid is a jointly funded, Federal-State health insurance program for low-income and needy people. Medicare is our country’s health insurance program for people age 65 or older. However, individuals receiving Social Security disability benefits (SSDI) can become eligible for Medicare benefits after they receive disability benefits for 24 months.

        • To clarify, Medicare is our country’s health insurance program for people age 65 or older. However, individuals receiving Social Security disability benefits (SSDI) can become eligible for Medicare benefits after they receive disability benefits for 24 months. Medicaid is a jointly funded, Federal-State health insurance program for low-income and needy people. It covers children, the aged, blind, and/or disabled and other people who are eligible to receive federally assisted income maintenance payments. Click here for more information about Medicaid.

        • Yes ur rite I just found that out,is that a newer law cause I am on disability for 8 years now,took 3 to get and I didn’t have to wait 2 years for medical which I did gualfy for,my disabity lawyer got me medical while I was waiting on my disabity, I guess things have changed a lot wonder if any thing else has

          • When someone is approved for SSDI, they are eligible for Medicare 24 months after their Established Onset Date. That is the date the ALJ or Adjudicator decided you became disabled and were unable to work. They may be eligible for Medicaid until their Medicare kicks in, if their income is low enough.

            When someone receives SSI, they are also eligible for Medicaid. You may have to apply for Medicaid, depending on the state you live in after approval for SSI.

            If your state expanded Medicaid and you meet the income requirements, you may be eligible for Medicaid without receiving Social Security Disability. Some states have General Relief and/or Medicaid for those that can prove they are disabled according to state criteria.

            If someone is low income and receives Medicare, they may be eligible for Medicaid to help with Medicare expenses. There may also be help with the cost of Prescription Drugs through Extra Help.

            Medicare Savings Programs-

    • If u r on diysos you automatically auifh for ssd. Lots of dialysis cell terse can get the .Ed’s
      Ailey to the. And they can give to you
      Talk to your lid.ey dr too
      I’m a nurse, .a e physical therapy at home can help keep u more mobile good luck

    • I read on the Medicare site recently that they pay for dialysis regardless of age and regardless of time on Medicaid. Please check with Medicare. I am in stage 4 and looking at possible assistance as well.

  3. What about the SOAR Program? Does it really
    work for those who are identified as chronic
    homeless? How long does a homeless individual
    have to wait before receiving benefits? Many of
    the homeless/mentally disabled are trying to get
    into rehabilitation/recovery programs that provide
    transitional housing. Expediting services would be
    wonderful! Can the SOAR program be handled by a Faith-Based or Community Based Organization that would have a long term setting based on authorizing paperwork from the SSA. Lastly, now all of what has been stated pertains to women & men who are homeless veterans and who’ve submitted for VA disability compensation. Their paperwork is being
    processed by the Veterans Benefits Administration (VBA) and it’s by them to the clients that SSA can be
    applied for too at the full level of compensation. Is that true … too? VA and SSA can be a joint source of income for veterans somewhere between $3,800 to
    $4K per month? Please advise so that the federal pledge of “Eliminating Homelessness” can soon begin.

    • The 4K a month figure is a pipe dream. The SOAR program was designed to give extra training to those individuals who are already involved in either public or private social work or who have frequent contact with the homeless. SOAR trained people are better able to seek out and combine resources to meet unique individual needs. They can help individuals apply for benefits and refer people who want help to places who can provide temporary shelter. You still have to meet the eligibility requirements of any agency in order to receive monthly cash assistance.

    • Donald M. Clark, using someone with SOAR Training does not guarantee approval. Someone with SOAR Training cannot replace an Attorney or Non Attorney Representative and be paid.

  4. Hello,

    If an individual who is truly disabled social security will deny your claim. From what i seen on youtube individuals who put in fraudulent claims are approved. For myself i applied foe social security disability after i was hit by a car at 40 mph and left me wirh 6 screws in my neck. My claim denied. I was hit again on the freeway with left me with occupidental naulgeria and herniated disc in my T6 and T7 of my spinal cord.claim denied. At least when i go back to work i got my medical marijuana candy i just love the chocolate covered cherries they do the job and i do smoke which i would do on the job would care i would suffer at no expense oe take hydrocodone. I have a family to support and social security does care on the individual who are truly disabled in my opinion.

    • Your comment doesn’t make sense. You repeatedly say that you were unable to get SSD, yet in your last sentence, you state that SS does care about the individual who is truly disabled.
      Which is it?

          • Bull..I was injured on the job..broke my spine into..2 10 inch titanium rods in my back, called Harrington rods, same device used for people with scoliosis, 2 plates and 11 2-3/4 inch screws. This happened August 2011, was denied from the gitgo. Took me till Sept. 2012 to be approved. What puzzles me is why do my neighbors on either side of me receive the same benefits as I, and they have never worked a day in their lives. Both of them able bodied. I had worked since I was 14, started paying into Social Security at age 16, was injured at age 49, and these two yahoos get the same pay as me. Crazy!!!

      • She meant to say doesn’t care for those truly disabled thease stories i see here are so sad it’s hard for me to understand how the system cant see or should i say administrator’s cant see who is truly disabled if an mri is performed you cant fake a misalignment in an individual’s spine or disc bulge bones mistrued they are rolling dice with there eyes wide shutt and a lot of truly disabled people are falling through the cracks is so sad .

        • To those who have applied continue appealing the claims when your denied. Do not give up. Also find a Disability Attorney to this seems your case having an Attorney. It took 3 years before I was approved. You have to be very patient with social Security and at the same time place calls to them to check on your claim. GOOD LUCK TO.ALL!!

          • Not true about “everyone” being denied the first time. I was approved the first time with no attorney. This is a misconception. That being said, I’d give anything to be able to work full-time again. I miss the camaraderie, sense of purpose and those glory days with little pain. It’s sad how many folks drop off the radar when you’re not part of the majority any longer…makes for a depressing lonely life. I won’t give up hope though and am extremely grateful for the help from SSDI. Best of luck to all of you who are having to wait for what feels like an eternity!

        • Thank you very much for your comment.. I’ve been trying for two years to get my disability I got denied so now I have an attorney helping me. Everyone gets denied the first time sometimes you have to keep applying until your approved is what my attorney has told me. There’s cases people being denied several times before getting ss or disability. And could take up to five years.

      • I find it very odd that she was injured on a highway not once, but twice……
        What are the odds?????
        I feel for her, having said that?????

        • I was in two car accidents, one on July 13, 2004 just after 7pm in the rain and again July 11, 2015 just after 7pm, no rain. Same highway, a few miles apart. Neither were my fault.

        • Wow a ex dope head qualifies yet all these folks including myself with health issues are denied. This system needs an overhaul seriously.

        • Under current law, the definition of disability excludes drug addiction or alcoholism as the primary basis for a disability. See Program Operations Manual DI 90070.050 for more information.

    • Your writing is so poor that I can’t tell your past, present or future. Going back to work indicates you aren’t disabled. The answer for you is pot candy. Have a good life. And by the way with your attitude and beliefs, file a fraudulent claim since you believe that is what it takes to be approved.

    • You were given false information. It would be virtually impossible, under the very stringent rules and requirements of disability aid programs, to fraudulently obtain benefits. You can’t simply walk into an office, say you are disabled, and receive benefits! The application process is long and difficult, requiring rounding up records, obtaining medical confirmation of the severity of one’s disability, etc. And cases are routinely reviewed.

      • Correct. Get a good disibility lawyer. Show them your accumulated paperwork from doctors. Psychiatrists and therapists if disibility is mental. A good disibility lawyer should be able to (reasonabley) tell you what your chances are. Remember, they only collect a fee if you win, so obviously, they will not waste their time if they do not think they will prevail.
        Then, BE PATIENT. Most people are indeed turned down 3 times . Thats where your disibility lawyer comes in. They will ask for a hearing before an administrative law judge. Chances are, your disibility lawyer had gone before said law judge multiple times in the past. I.E, they know each other, have history, etc.
        It took me 18 months. Finally went to the hearing with my lawyer. 8 weeks later got my award letter. 4 weeks later, got my back pay. I am 61 yrs old. SS gave me the identical monthly amount i would have gotten if i worked till my full retirement age of 66 and 2 months. So in reality, i was able to retire at 59!!
        Moved to sunny florida from the north and love life.
        So, to capsulize, you will need to:
        1. Have very recent documention to support your claim.
        2. Find the BEST disibility lawyer in your area.
        ( you are pretty much wasting your time if you go it alone )
        3. If lawyer accepts your case, do everything they ask.
        4. Sit back, and be PATIENT!!
        * I worked and made a very good living for 35 years.
        * My story pertains to SSDI.

        • Social Security is a hard one to understand. My husband was diagnosed with a terminal heart condition and was not a candidate for heart surgery. Social Security denied him even with all the proper paperwork and documentation. We did get a lawyer and he eventually got his disability but it took so long he only lived a few months after winning. The sad thing is there are so many people who receive disability for being diabetic or some other problems that are not as severe. I just don’t understand. I used to work for the State of Arizona for 15 years doing benefits such as food stamps, cash assistance, medical and other things as well. And the big deal was how everyone said SSA denies almost everybody, that , that is the name of the game. Really sad as I see people who qualified but function as normal as any one who is not disabled. How does that happen?

          • I am so sick of seeing all these posts complaining about all the perfectly “healthy” people who “aren’t as severely” disabled as they are, or aren’t disabled at all “eadily” getting disability whIle they, who are of course far more deserving can’t qualify. Many of the complainers say they’re still working, despite the fact that disability benefits were intended to help people who are so severely disabled that they can’t and will never work again. Worst are those who complain about “undeserving” people getting disability benefits and in the same post griping how strict the rules are! Don’t any of these people bother to even read the article, which ALWAYS clearly states that you have to be so disabled you cannot work? Don’t any of these people who apply even bother to read ANY of the information on the website that clearly lists every condition, all the criteria, and describes the entire process in minute detail? Many of hem even say they have attorneys yet they’ve been waiting for years and years – do they ever bother to ASK their lawyer what’s going on, or consider getting another one? There’s nothing wrong with being dissatisfied if something isn’t ight, but not one of us here knows anything about anyone else’s situation. None of us has the knowledge, nor all the facts about anyone else’s case so it’s really ignorant to make these false claims about how people with nothing wrong with them get disability. This is false, false, false. Unless and until you have the actual facts, figures, proof, and correct information about specific incidents from OFFICIAL sources, not scuttlebutt, your neighbor, or some raving lunatic talk show host, you have no right to make such false claims. Just because someone doesn’t “look” like what YOU think a disabled person should doesn’t Ean they are not disabled. You are not doctors, and even if you were, you cannot diagnose anyone you haven’t examined and treated, seen their records, and know their situation. How would you like a stranger accusing YOU of not being disabled enough to get benefits? How do you know people who receivenjoy NY government benefits don’t deserve them – did you see their application, do you know all their financial business, did you examine them or their medical records? NO! And one more thing – Congress has slashed the budgets and closed offices and cut the SSA’s workforce to half and keeps cutting – how do you expect less than half the people to get through a workload that keeps growing? Please people, can we just be at least realistic, if not rational? Think about it before you make wild false allegations and accusations about others and the SSA. Keep complaining and Congress will “reward” you all right. They’ll use your complaints to shutdown the program completely and you’ll be out of luck. They’ve been trying to do it since its inception and now we’re on the very brink of losing it. DON’T give them the final ammunition they need to pull the trigger. You think you have it bad now? Think about the results and consequences before you speak and act. Please stop judging!!!

      • to DH Fabian, it is not about simply receiving benefits, it is true that it is easy enough to scam the system and that is the reason for truly disabled waiting for so long. I have known people of “total disability” building things without a contractor, I have seen people who are sitting at the SS office with “learning” disability talking about how to preserve the check, when she can wash dishes or clean hotel rooms, she had no problem learning the social media, but having problems with learning how to fold towels? a lot of people can change their prior occupation and would get off the disability benefits but chose not to. Now in the age of technology a lot of new jobs can be available to people, that will help the fake ones to get a new job and the truly disabled to be approved.

    • All claims ate denied the first time unless certain conditions. They want you to hire a attorney or advocate to help you reapply.they take a percentage of backpay. But you get approved.

  5. I have had 5 surgeries, 2 back 2 neck and bladder…I never tried for SSD until I was unable to clean homes anymore,I always had pain, but at 50 I was done..I got denied twice..I know several people that never had any surgeries , that got approved right away…one girl, that was teaching gymnastics, got it for having a bad back..Her sister is getting it because she took Xanax and oxycontin, and got a dui…somehow they said she suffered seizures (not taking pills) and she got it right away…It’s disgusting how SSD works…If you get a good lawyer your in, if you fake your in, if your honest and really disabled your screwed….I am praying that this turns around soon….

    • Totally agree those scam artists get bebefits with no difficulty but folks like myself who have worked for these benefits and need them for everyday life are denied so sad and frustrating. Things need to change.

      • That is false. Take some time to learn what is actually required to apply and qualify for disability benefits. One is required to provide medical verification, not only of a disability, but of the fact that the disability is so severe as to make gainful employment impossible.

        • I agree its rather hard to recieve benefits theres alot that has to be done to get any benefits i feel sad when people say they’ve been trying for years and are in worse shape than i am i feel guilty i fell off my lawn mower in 2011 went to doctor they treated me for pulled mussel for 3 weeks and it never got any better so doc sent me to get an MRI a week later doc comes in looks at the floor and says im sorry to tell you but you have some issues that are going to take more to get over than just a few mussel relaxers i went to a pain clinic recied 2 epidural injections started on hydrocodone 3 up to ten mg in a years time which never helped with pain i filed for disability in that same year month after my 2nd injection nov 2011 i had a heart attack they put two stents in i was in recovery when ss office called and did my interview over the phone she tried to get me to reschedule i said no im ok lets get this over with so she interviewed me ,then they had a case worker call me ever so often over the next 4 months asking questions and asking for forms from doctors i had seen on my back the pain clinic said i had a misalignment in my lower spine from l5 to l2 my spine pushed forward said i didn’t need to pick up more than a gallon of milk jan 2012 another heart attack and another stent placement by February 2012 i was notified that i was approved for ssd i had worked 23 years i was so frustrated to see that i was only intittled to draw 927 a month my children i thought would each draw half of what i was drawing wrong she said your family benefit is 1300 so you get 927 and they get 126 each i said to the case worker well thats not enough to live on but its better than nothing then she explained that if i hadn’t mentioned my kids that 927 would be all that would be allowed i said even after paying in for 23 years she said yes so all you people trying to get disability even if its fraudulently you best if possible keep working now all thats left is my son and he has one year left in school and his benefit will end and now i have medicare premiums and humana insurance my benefits are 870, i just went through open heart surgery and im taking 27 different medications im up to 100mg morphine twice daily and 7.5mg oxycodone for continuous break through pain 2x daily baclofen for mussel spasams been diagnosed with type 2 diabetes i have diabetic neuropathy in legs feet and hands im 52 any one wanna trade places with me open heart surgery is the worst thing to try and get over i would just a soon die than go through that ever again if i have choice and dont die if i have another attack im not do surgery if they cant do a stent im not doing it no way no sir ree.

          • This should be a help site for social security not bash someone’s character shame on all of you bash hrads

    • The majority of first applications are rejected, actually. Contrary to what the public were led to believe, the application process is very long and difficult.

    • Therese Rogers, I agree with you 100%. I truly hope they fix the system soon. I know people who are severely disabled and cannot get disability, but fake it and pretend to be mental or whatever and they get first try. Very sad.

    • Therese Rogers, you have no way of knowing what someone’s medical records state unless you read them. You also have no way of knowing what someone was approved for and why unless you know SSA Laws and how they are applied.

  6. It is true, some people who are truly disabled, are pass on. I have seen it for myself. My daughter is BIPOLAR. I HAVE TRIED 4 times. To fet her on ssi. They give sorry reasons why not. Like she went to the prom. And she had baby sat one time for friend with who had a son the same age as my daughter. My daughter was their to play with the little sister. We had her in girl scouts from dasieys to, borines. Than seniors. She has not one friend. , from All that time. The same School District. No Friends at all. SHE HAS EVEL THOUGHTS. With MENTAL HEALTH You can not see it. So it is not their…

        • Right it’s not funny. I went through a lot to get my disability benefits. I’m now 55 I had my aorta and fermoral arteries replaced with artificial ones. Less than a yr later I had a brain bleed in my sleep.Then I was diagnosed with pseudo tumor celebri. Which is too much fluid in the brain cavity. That is causing my optic nerve to swell. I see an eye doctor twice a yr. To keep an eye on my eyesight. Bulging herniated disc, arthritis, diabetes melitis, I have no feeling in part of my feet and legs that cause me to fall a lot. That one of my falls i landed on my face chipped some teeth that got shoved up my jaw and to my right side of my mouth. No dental insurance. That i also banged up my knees pretty bad.I have a very hard time walking. I have restless leg syndrome, aortic valve needs to be repaired,high blood pressure, among other things .I worked 35 yrs of my life. With enough medical information the process is a lot easier. I’m not saying it wasnt a struggle. Believe me I got mistreated because I didn’t look disabled. Fought long and hard. Denied 2 or 3 times. Got an attorney and appealed it. Law judge was very kind. My attorney was excellent. The system has so many people on disability it takes time. My advice is don’t give up. I have so my issues it’s unreal. But my attorney collected lots of medical documentation. I’m lucky to be alive. I thank God for that. Don’t give up. Thank you SSA. For all you’ve done for me.

    • bipolar is a scam, we all have “good days and bad day”
      Give us a freaking break with this imagined illness.
      Just as fake as some REMF claiming PTSD because the mess hall runs out of chocolate sprinkles.

      • Says the highly educated and experienced medical doctor with hundreds of years of physical and chemical science to back his ludicrous statement…troll. No, that’s not accurate…ignorant, hateful troll.

  7. I would like to know who to contact on the facts that my application date was CROSSED OUT by the CR & postdated to the next year and that i WAS NOT GIVEN SSDI benefits. I was given SSI benefits and the employer stated on a form filled out by the SSA that the insurance adjuster for the employer would give me x amount per month and never did, this resulting in lower benefits by the SSA. This all comes out of th SSA paperwork I do have and I have been trying to get this resolved through the SSA with nothing more than blatant lies and obstacles. It would be great to get this fixed through the SSA right away as I’ve been getting far too low of my SSA monthly benefits for quite some time. I don’t want to think that this was set up this way but it’s looking as such by folks that work in the SSA.
    Sincerely. DJ.Padilla

    • Send a letter to your Congressman, maybe he can make sense out of what you are saying. SSI payments are not based upon what an insurance adjuster fails to do. Good luck.

    • Padilla, what do you mean your application date was crossed out ?

      SSA decides when you became disabled based on your medical records and non medical evidence. When was the last time your worked or paid into Social Security.
      If your Established Onset Date is not before your Date Last Insured, you are not eligible for SSDI. What was your Established Onset Date and your Date Last Insured ? You must have worked and paid into Social Security at least five out of the past 10 years before your Established Onset Date to be eligible for SSDI.

  8. CV: I am totally disabled and have been for about 5 years now. At one point the doctor told me he didn’t except me to live more than two weeks. They have no idea what is wrong with me. The only thing that still works well for me is my hands and at times they go numb. I am a wreck to say the least. I have collected SSDI the whole time until I turn 65 then they put me on SS with Medicare. If the full retirement age is 70 why would they put me on SS and not leave me on SSDI until I am 70 years old? My husband is partial disabled but goes to the VA and gets benefits and is now retired and gets SS. Without his income and even with it we just barely get by. President-elect Trump will end Obama care but Paul Ryan says his plan is better and wants to do away with Medicare and SS. What he will replace it with I have no idea but worries me.

      • Susan I couldn’t wait. I am totally disabled and have been for at least 5 years or more. Had I not gotten Social Security Disability we could not have made it. I didn’t change to SS THEY switched me to SS at age 65 and I don’t understand why. Why didn’t they wait until I was 66 like you say?

        • Social Security disability benefits automatically change to retirement benefits when disability beneficiaries attain their full retirement age.
          For your security, we do not have access to personal information via this blog. We suggest contacting our toll free telephone number at 1-800-772-1213 and speaking to one of our representatives for specific concerns about your situation. Representatives are available Monday through Friday between 7 a.m. and 7 p.m. Thanks!

  9. I filed and was granted SSD, I recived my first check in September, I was told By the SSD office by phone I should receive my back pay perhaps before my next check, it is now January 19th and still have not received it, When I call Social Security they all tell me it takes 60 to 90 days…Hmmm?
    What is the hold up? I keep telling these bill collectors 30 more dsys, I’m fixing to start Loosing everything? ?

    • How long did your case take to be resolved and even though your waiting on the retro pay from when you first applied

    • We apologize for the delay and inconveniences you are experiencing Richard. Unfortunately, but for your security, we do not have access to personal records in this blog. Please continue working with your local office. You should be allowed to speak with the manager to see how we can help to expedite resolution of your situation. If you are unable to visit the local office, you can call our toll free number at 1-800-772-1213 (TTY 1-800-325-0778. Representatives are available Monday through Friday between 7:00a.m. and 7:00p.m. Generally, you will have a shorter wait time if you call later in the week.

  10. I’ve been denied 2 times, now I got a lawyer and went in front of the judge. I’m waiting for the results. …..if I don’t get it I’m killing myself.

    • Wish all the best its where I’m at waiting for a court date with the judge, how long of wait was it for you to get a date for a court hearing date after your second denial.

      • The length of time it takes to get a hearing can vary from state to state. We attempt to resolve all claims promptly, but there may be delays due to the volume of pending appeals in your area. Please continue working with your attorney and local hearing office on specific questions about your case. Thank you for your support and for using our blog.

    • Tricia,
      more for the rest of us.

      I was denied 4 times before I got a lawyer, but he took $4000 for his representation back in the 90’s.

      If you are denied, you are not truly disabled.

  11. I was approved finally after 3 years. However, social security sent $24,560.00 to domestic relations even though I didn’t know any money on my case. Now Domestic relations is saying they did not get it. This money has vanished into thin air and neither place will help me find it!

    • File a police report, KEEP bugging the detectives. THAT check was issued then who cashed or deposited it is on record. Fraud should get YOU a new check, but get a different bank, credit union or dependable relative who’s trustworthy to receive it for you.

  12. I hope someone can give me correct feedback a with this issue.I was on ssi before i got married 6 yrs ago. social security stopped because my husband made too much money for me to receive husband became disabled during our marriage.HE receives SSD and retirment pension.I still have my disability and haven’t worked.Now we are seperated and are living under the same room in which is so difficult.But i have no where to live.I have no money and still unable to work.Now i don’t know if i have to go through the whole process of waiting for status hasn’t changed as far as the disability i have if anything its worse.I’m very upset that getting married stopped me from continuing to receive benefits.Now I’m in an awful situation where I don’t have money for copays for docs and prescriptions or food or a place to live etc…

    • I would think you options are limited but your divorce lawyer should be able to get you a portion of his pension. I would go to your ss office in person, bring a physician report and let them know you need to restart your ssi. They may say you need to be divorced first to qualify. Once you have your benefit back you can find housing options. Some disabled housing rent is just 30% of your income.

    • For your security, we do not have access to personal information via this blog. We suggest contacting our toll free telephone number at 1-800-772-1213 and speaking to one of our representatives for specific concerns about your situation. Representatives are available Monday through Friday between 7 a.m. and 7 p.m. Thanks!

    • take any paperwork from your previous approval and any subsequent work showing divorce and physical health, but go to your SS office ASAP.

    • Peggy lavon, as long as you and your husband live under the same roof, you aren’t eligible for SSI. Your husbands income is factored into your SSI benefits because when you are married you have a legal and financial responsibility for each other.

      If/when you no longer live under the same roof and SSA can verify this, you will have to file a new SSI application and go through the process all over again. You may or may not be found disabled. It will depend on your current medical records, If you are found disabled, you will have to meet the financial criteria for SSI. The soonest you might be eligible for SSI would be the month after you file your SSI application.

  13. I was approved for ssi at 61 after waiting over 2 years. When I turn 62 3 months later Social Security made me take early retirement. I lost a lot of money for the rest of my life, is Social Security saying I’m not disabled now? Seems as though I should have gotten retroactive pay since I was disabled before early retirement started. Have you heard this to be true?

    • Hi Roger, keep in mind that the Supplemental Security Income (SSI) program pays benefits based on financial need. We have strict guidelines that apply to individuals receiving benefits under the SSI program. If an SSI recipient is insured and qualifies on his or her own record for their own retirement benefit, they are required to apply at age 62. Failure to apply for additional benefits will result in suspension or termination of their SSI benefits. We hope this information is helpful.

  14. What is failed to be mentioned here is the stress and turmoil one has to go through to apply & receive what they’ve worked their whole lives for!! We work for it, we’ve earned it, BUT, we still have to fight for it!!

    • No you pay in which is paying the current benefits out to others. The money you pay in is microscopic in comparison to the amount you would be paid in benefits. You are NOT entitled to it, it is NOT retirement benefits. It is something you are entitle to APPLY for. Your SSA statement states clearly YOU MAY be entitled to benefits. You don’t work for it and earn it. Educate yourself. You pay in peanuts like a Life Insurance Policy. The problem is Too many people have been on this then what it was intended for and the well is dry. If you put in several thousand over 40 years, Then how do you expect to get a years salary out of it every year until age 65. SSDI and SSI do not pay past the 65th birthday. At that point you are expected to be retired. Retired because WHO WOULDN”T QUALIFY as disabled at age 65 years of age. Give me a break people. Do you even hear yourselves. Whiny, entitled, arrogant people who thinks that someone is getting something and they aren’t as bad off as you. Who are you to judge. you have not read their medical records. you have not seen their files. SSA awards cases not on a medical condition. It’s HOW a conditions IMPACTS or IMPAIRS YOUR ABILITY. Also so many are surprised when they are not seeking medical treatment that they are denied. You have to prove your severe impairment does impair your activities severely and for AT LEAST A year. No medical evidence NO CLAIM! If you have a condition that has not last a year, you too will be denied, unless your condition is expect to end in death in less than a year. So yes, they screen cases well. If someone files a fraudulent claim, they would have to be claiming something that is not objective and can’t be said other than taking someone’s word for it, for example a mental impairment. Plus they would have to be a damn good actor to fool all their treating doctors and therapists.
      If you truly know someone who you believe to be a fraud and collecting they REPORT THEM TO SSA so SSA can investigate. Stop your whining and put your money where your mouth is.

      • You are wrong. We pay into this system so we can have a supposedly decent retirement. “Under the 1935 law, what we now think of as Social Security only paid retirement benefits to the primary worker. A 1939 change in the law added survivors benefits and benefits for the retiree’s spouse and children. In 1956 disability benefits were added.”
        I cannot stand that people think we are getting a handout from the government, I have paid into this fund for the last 41 years. If I become disabled, then I should be able to apply and get it. When I turn full retirement age, I will get it. You need to educate yourself. Social Security was meant to supplement retirement benefits from your job. The system is broken. Too many people that don’t deserve it are getting it and those who do deserve it are denied. I don’t care what SSA people claim, there is a problem with the system. It takes entirely too long to get the benefits. I am lucky that I have a decent retirement and don’t need to apply yet.
        And, all of you on here who denigrate or make fun of people who are disabled or who may not have perfect grammar, shame on you!!!!

      • If you are so educated and gifted, why is it that you spend your time ranting and raving about all these people that according to you have chosen to cry disabled just so they can barely make it financially from one month to the next, in what’s supposed to be the prime of their life. Only instead of enjoying themselves doing things their old friends go out doing only they avoid you like the plague bc of your disabilities that you say we all pretend to have just so we never have anything to leave home for except maybe another Dr. APT. that if we’re lucky we may get to take the bus to, n just a f.y.i my carpal tunnel isn’t my only physical issue, I Also get the joy of metal disorders as well, the things u said easier about PTSD being fake it’s what happens when u run out of chocolates is that really what u Said? Well let me ask u a oersonal question then. Let’s role play briefly seeing as u like to assume you know what someone diagnosed with a severely traumatic mental disorder stems back from running out of chocolates. The only one running out of chocolates will b u from your ass after you get treated like the no good piece of trash you constantly treat everyone else on this site expressing deep dark editions, all for you to pound on them like big bubba is slamming ur stinkk hole, making u pry yourself free from around your ankles just in time to eat every last speck of u guessed it your favorite ur own shit it’s ok u can call it chocolate, just when u think ur done the worst is over, that’s when your new friend gets creative this is your life as u grew to know it. Locked up fag sex slave finally u get free after more than ur life being made to live this way. So ur first day in the real world i’d imagine you big bad mean man would be hitting the streets job search right. Just bc u may have lead a charmed life in the Role of “Big Bubba” remember not everyone has been so lucky

  15. I have grand mal pseudo seizures due to conversion disorder that last anywhere from 5 minutes to 4 hours, early menopause, am in a bed or wheel chair anywhere from a few hours – a week after seizing (convulsions, irregular breathing to stopping up to 45 ish seconds at a time and half the time catatonic), random leg give outs, an inset vertebrae on the 12th lumbar, chronic ptsd with regular breakdowns of blacking out and disappearing beneath 4 people’s noses in the house (I’m tiny) and it can’t be treated (seizures) because they’re non epileptic, don’t smoke anything or drink, have manic bipolar and insomnia, nerve damage in my frontal lobe (brain), and I have circulatory anemia. I was denied twice in Iowa and had to move back to Nebraska after finding out the only specialist for my issues within four states is here and have been denied again, sent in my appeal 2 weeks ago, working with (disability attorney of over 40 years), and I’ve had over 350 seizures since march 21,2013. I’m also 21. The government makes it as hard as fudge biscuit!

  16. Can my wife draw additional disability benefits? She’s retired and drawing regular SS now, based on her work history alone, but has a handicap that makes her SS income and my work income (<50k/year) difficult to live on.

    • Hi Steve, individuals can apply for Disability Benefits before they reach their full retirement age. Disability payments are established at the highest rate possible, meaning your wife could get a higher monthly benefit amount. We can continue paying her retirement benefits while we consider her application for disability and wait for a medical decision. Keep in mind that in addition to meeting our definition of disability, individuals must have worked long enough–and recently enough–under Social Security to qualify for disability benefits. For more information and to see if she should apply for disability benefits, your wife can contact her local office or call us at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday and speak with one of our representatives. Generally, you will have a shorter wait time if you call later in the week. We hope this information helps you.

    • Hi Helen, the acting Commissioner is Nancy A. Berryhill. She will serve as the Acting Commissioner of Social Security while we await the confirmation of a permanent Commissioner.

  17. I have Ben down the ruff road I applied for ssi and disability back in 2000 was denied and I applied in 2012 was denied in 2015 now I’m on a now case fI led in 2016 I have all papers.of everything I have bilateral curpal tunnel syndrome server and I have spondylolisthesis server I have Ben out of work sence 2011 and still fighting to get help

    • robert, when someone is denied at application, they can appeal for Reconsideratioin, if their state has Reconsideration.

      What three times are you talking about ?

  18. After a lateral stroke which has left absent sensations on the left side. That was June 2013, attorneys advised disability judges would require a 12 month wait to see period if sensations return. I’m over 55. Can’t do many types of work, condo I was leasing was sold so had to move out. Found my car is comfortable to live in except for the spasms and pain from the stroke. Insurance, no help as there are more doctors who accept Medicaid.
    In summary, I have two sources to end my life, to end the pain. So glad I was able to work since I was 17 to get kicked while down when I was debilitated.

  19. SSA – POMS: DI 26520.001 – Overview of the Vocational Rehabilitation

    “In several amendments to the Social Security Act, Congress indicated its clear desire that individuals who apply for disability benefits should be promptly referred to State rehabilitation agencies with the aim of rehabilitating as many as possible into productive activity.

    Every case forwarded to the DDS for a decision of disability is considered for VR referral regardless of the applicant’s age, medical condition or whether the benefit claim is allowed or denied.”

    It is obvious that the SSA doesn’t follow their own policies. Eliminate the Vocational Rehabilitation reimbursement program if the SSA cannot follow it.

    The SSA waits after they received benefits for two years before sending them a Ticket-To-Work brochure. Then it is Voluntary.

    Ticket-To-Work is voluntary, but Vocational Rehabilitation is not. Benefits can be withheld(deductions) for refusing VR without good cause.

    SSR 78-24: Disability — Refusal to Accept Vocational Rehabilitation Services

    SSR 78-24 and SSA – POMS: DI 26520.001 have not been rescinded.

    • Veterans can receive Vocational Rehabilitation through the VA while they wait for their hearing. Refer them to the VA Vocational Rehabilitation after they have been adjudicated by the DDS.

      SSA – POMS: DI 26520.001 – Overview of the Vocational Rehabilitation

  20. Vocational Rehabilitation Service is free for all under federal and state funding. The only time the SSA has to reimburse VR is if the claimants gets approved for benefits and complete the 9 months and other conditions are met. Then the SSA could reimburse the VR and terminate the claimant’s benefits at the same time.

  21. If the SSA get the lazy freeloader to do Vocational Rehabilitation, then then SSA could save billions of dollars.

    Their backpay would be offset by the Vocational Rehabilitation work earnings and some would have their benefits terminated.

    Even the current beneficiaries collecting benefits could be force to do Vocational Rehabilitation or have their benefit withheld(deduction).

    Those with a MIE diary date should be force to participate in Vocational Rehabilitation. They wouldn’t be eligible for the Ticket-To-Work, so the SSA wouldn’t have to reimburse the State Vocational Rehabilitation.

    • While legislation repealed Social Security Act Section 222(b) and Section 1615(c), refusal of Vocational Rehabilitation is still mentioned in Section 222(d) and Section 1615(d).

  22. The SSA administrative expenses come from the Disability Insurance trust fund. As more fraudsters get approved there isn’t enough money to pay the fraudsters and the administrative expenses. The fraudsters would get the money from the trust fund first before the administrative expenses are paid. Congress just has to reduce the SSA’s budget so all the fraudsters can be paid.

  23. My claim for SSDI was filed in June 2016 and I was approved in the “initial” stage last month, Dec 2016. So It can’t be said everybody gets denied the first time. Was hit by a truck 19 years ago walking across the street. 4 lane road…hit and run. Blew out the main artery in my leg. They put a 5in graph into the upper thigh. In May of 2014 they replaced the whole artery from upper thigh to just above the ankle using the vein from my left arm from wrist to upper shoulder. Most days the lymphedema and the aches get the best of me. Get a good Lawyer and always have faith. I will be receiving my first check in Apr 2017.

    • I saw a dog yesterday look both ways before he crossed a congested road and I told my wife imagine, if humans did that too. In other words look before you cross.

  24. The article doesn’t mention what happens when the governor(s) of your state reduce SSI faster than your SSDI benefits go up and you wind up in a hole that, given the moronic way in which COLAs are being figured these days, you will never climb out of. Allowing state governors to balance budgets on the backs of SSDI and SSI recipients somehow just doesn’t strike me as fulfilling the original intent of the programs.

    • Tom Bales, the amount of SSI is controlled by SSA, not governors. If someone receives SSI and SSDI and has not other income, they should receive combined monthly benefits is $755 in 2017.

  25. I moved to Bolivia.
    The postal service here has not worked since December 2014.
    I have yet to receive any letters from the states.
    I am disabled considered March 2014.
    When do I need to redo my medical to be considered disabilied still?

    • Thank you for contacting us Clinton. For assistance related to your Social Security benefits, please contact your local U.S. embassy or consulate. This link includes the U.S. Embassy email address. Also, our Office of International Operations home page provides more information to assist our customers living abroad. We hope this information helps!

  26. Social Security disability attracts fraudsters from everywhere. Fake auto accident injury, pain management(pill mill), Veteran Administration, Short and long-term disability insurance companies, worker compensation, unemployment, public and private pension retirees looking for disability as another early retirement, prisoners release program, TANF(welfare), etc.

    There are so many fraudsters from all these programs applying for Social Security disability. Social Security disability is plagued with fraud.

  27. My husband and I are 50 and have been married for 10 years. He has not worked in over 12 years due to a variety of health conditions, and it now appears that he will never be able to do so. He does meet the definition of disabled, but doesn’t have any work credits in the past 12 years. Is there any way for him to qualify for disability in these circumstances aside from waiting until he’s 62 and applying for retirement against my benefits?

    • Thank you for your question. If someone is not insured for “regular” disability benefits (SSDI), he or she may be eligible for Supplemental Security Income (SSI) benefits. SSI is a needs based program that pays benefits to people with limited income and resources who are disabled, blind, or age 65 or older. Please visit our Frequently Asked Questions web page for more information. To see if your husband should apply for SSI benefits, please contact your local office or call us at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday and ask one of our representatives to assist you. Generally, you will have a shorter wait time if you call later in the week. We hope this information helps.

  28. Hello,
    I would like to know if individuals receiving SSDI receive the COLA increase for 2017? We did not receive one for 2016, and now it looks as though we won’t receive one for 2017.
    Please let me know why we are not being granted an increase this year.
    Thank you.

    • Hi Lynn. The 0.3 percent cost-of-living adjustment (COLA) to monthly Social Security benefits began in January 2017. The COLA adjustment for Supplemental Security Income (SSI) benefits was effective in December 30, 2016. For some beneficiaries, their Social Security increase may be partially or completely offset by increases in Medicare premiums. For security reasons, we do not have access to personal records in this forum. Please call our toll free number at 1-800-772-1213 for further assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks.

  29. My brother retired from a job in Dietary transporting Food Carts with the V A Hospital. Can he apply for SS or SSI? He can not work due to extensive medical reasons.

    • Thank you for your question Lo. We pay disability benefits through two programs: Social Security Disability Insurance(SSDI) and Supplemental Security Income(SSI). The SSI program is a needs-based program that pays benefits to disabled adults and children who have limited income and resources. SSDI benefits are based on earnings and are not subject to income and resource limits. The Social Security Act sets out a strict definition for disability. We pay disability benefits to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. However, if a person thinks that he or she meets our definition of disability, we encourage them to apply for disability benefits when they become disabled. You can help him apply online, which is quick and easy. He can also apply by calling our toll free number at 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. Or he can contact his local Social Security office directly.

  30. I’m a 100% p/t disabled service-connected veteran denied twice for SSDI and now I’m informed my “work credits” have expired, so that’s it. Game over. Guess that’s how the SA wins.

  31. Social Security is wonderful if you are also not a Texas teacher. My husband and I were married for over 60 years, 50 of those years we owned an independent business and MATCHED his 7 employees SS as well as his own. I was a teacher to supplement our income. When he died in July 2016, I was informed that as a Texas teacher receiving a TRS retirement income, I would be ineligible for his survivor’s benefits. I get “0” from the social security paid in over all of those years plus some. Yes, I receive my teacher retirement (which isn’t much), but I get NONE of the spouse’s survivor’s social security benefits! I am on my own!

  32. I have a question.

    I am trying to understand what is my best option here. I was recently medically retired from the Army after 5 years for a leg injury in a training exercise. I went through a medical board for a whole year and got 90% overall disabled for more than 1 disability from the VA.

    I work at a warehouse now as an intermittent employee, no more than 25 hours a week and I am hurting myself quite a bit with all of the lifting, bending, and physical demands the job requires. I thought I would be able to physically maintain a job, but I am not sure I can anymore. Looking for some help and asking around, my friend who is retired military keeps telling me to apply for SSDI because he just recently did and is going to help him a lot more.

    There are desk jobs and computer jobs that I could do, but so far I have been having issues trying to get into certain jobs due to lack of experience and lack of position availability. Recently applied for Vocational rehabilitation program from the VA, but waiting a while and I really need to get a different job before I destroy myself more than I have to.

    My main question is, being a lot and way younger, would it negatively affect me if I do apply for SSD benefits? Is it better to try to get a desk job and work as much as I can or will it not make a difference at all if I apply for it now than applying for it when I am much older?

    Thank you.

    • First of all, we want to thank you for your service to our country Chris. Please keep in mind that the Social Security Act sets out a very strict definition of disability, much different than the requirements for other government programs including veterans benefits. Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability. Disability benefits are paid to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. However, if a person thinks that he or she meets our definition of disability, we encourage them to apply for disability benefits when they become disabled. A person may still be eligible for disability benefits under the Social Security Disability Insurance (SSDI) program if they work. However, their earnings cannot exceed a certain amount. This is called the Substantial Gainful Activity (SGA) limit. In 2017, the SGA limit is $1,170 per month (or $1,950 for blind applicants). In addition to the amount of money you make, Social Security may also look at the number of hours you’re able to work. For more information visit our “Frequently Asked Questions” web page on disability. We hope this information helps!

      • Thank for a fast reply, just have one more question after reading this. Since I am trying to get better, going through therapy, treatment, surgery and such. If I get approved for example, and along the years I get better or change my career to something I can possibly do, ie go to university for another career to do something less physically demanding. Would there be a problem if I go back to work normally? Can I remove SSDI benefits completely if I believe I can get better future wise?

        Or is it something that I will not be able to do anymore because I am already receiving SSDI?

        Thank you, sorry for the many questions your answer helped me greatly.

        • No problem Chris. In general, your benefits will continue as long as you are disabled. However, the law requires Social Security to conduct disability reviews periodically to see if individuals receiving disability benefits are still disabled. How often we review cases depends on the individual’s medical condition. Also, even though the Social Security Act sets out a very strict definition of disability, we have work provisions that can encourage people on disability to return to the work force and fulfill their desire to be productive. For more information about your continuing eligibility, please visit our Disability Planner: Reviewing Your Disability. We hope this information helps!

  33. I have been trying to get several issues resolved with SSI and have even gotten my US Congress office evolved.
    Dealing with a tramatic brain injury as one of my disabilities the SSI office makes me jump through hoop after hoop after hoop to recover money that is owed to me. Even more devious undermining SSI ideas of taking money from me were dropped this spring.

  34. I would like to join a direct sales company, I would have the opportunity to make money by selling the product and signing people into the business. However, Since I draw disability, I fell I cant do this. I s that the case?

  35. I am 65 and on disability. How long can I collect disability benefits before I must file for retiremen]t benefits and how much will I recieve per mont

    I am now 65 and I am on disability. How long c an I continue to collect disability benefits and how much will I receive per month when I do retire?

    • Thank yo for your question, Wayne. Social Security disability benefits automatically change to retirement benefits when disability beneficiaries attain their full retirement age. Benefits are not interrupted with this transition and the benefit amount will generally remains the same.

  36. Can someone tell me how SSDI backpay is done? All I’ve read it’s supposed to be one bulk payment. My EOD is 10/2013. I had a hearing 6/2017. Got fully favorible. Received my first SSDI check 10/2017. One backpay in 3/18 (which is about 1/4 of owed). How do other backpayments determined? Is it spread out? Where are the rules? Confused. Ty for any advice.

  37. I was told that after receiving disability for one year I could then get medicare. Is this true? If it is, how to I apply? My year will be up in Dec. of this year.

  38. I,m 73 years old and on social security, this is my only source of income. I,m on dialisis, waiting for a kidney transplant.
    A friend of mine asked if I was still paying copays. He indicated he no longer has to pay copays as he essentially has onion or, only SS. Would I also be able to not have to copays? My copays currently are approximately 25 percent of my SS.

  39. So, does having C3-C4 fusion surgery that needs to be completely redone, along with C4-C5, C5-C6, C6-C7 disc herniation repair resulting in an addition of. 3 more plates put in. (Total of of 4)
    Disc bulge at L4-L5. surgery because of superimposed disc herniation
    Dengerative disc disease.
    Drainage tube implant in right eye, to help prevent constant pressure build up.
    Ocular complications, including retinopathy and edema.
    Vitreo retinal surgery (air bubble put in eye to try to stop the eye vessels from bleeding) that didn’t work the first time ( Oct 2016) then a second vitreo retinal surgery a month later, to remove the air bubble and replace it with an oil bubble.
    Right eye vision is 20/400, resulting in the loss of near acuity, far acuity, depth perception, or peripheral vision. In other words – blind in right eye.
    Left eye vision fluctuates from 20/30 to 20/50. Having same symptoms as right eye before loss of vision.
    Mild small vessel ischemic changes in the feet.
    Chronic obstructive pulmonary disease, and cannot be exposed to extreme heat, extreme cold, dust, fumes, odors, gases or poor ventilation. Coughing spells so severe that neck is restricted to the point of passing out and dropping to the floor, hoping not to break neck in fall.
    Pain management for the last two years, injections in neck, back and shoulder, and will be a continuous monthly specialist visit. &
    Depression .
    34 years of working for the same company, hasn’t been able to work in 2 1/2 years. Cannot provide for himself let alone his family, qualify him for disability? ????????

    • Thanks for your question, Lisa. Back pay depends on the type of benefit that you apply for. Many factors go into determining whether or not a claimant qualifies for back pay once approved. For example, in cases of disability, a claimant is not entitled to benefits within the five-month waiting period. Benefits will be paid beginning with the sixth full month after the date the disability began. If all factors of entitlement are met, a claimant could possibly qualify for back pay depending on the situation. Call our toll-free number, 1-800-772-1213 or your local office for specific questions about your claim. To find your local office, check out: We hope this helps.

  40. my husband died 4 years ago, he was receiving social security disability payments. im now 60 how do i collect them?

    • Hello Kim. As a widow, you can start receiving reduced benefits as early as age 60 (age 50 if disabled).
      You cannot apply for survivors benefits online. If you need to apply for benefits, call our toll free number at 1-800-772-1213 (TTY 1-800-325-0778). You can speak to a Social Security representative between 7 a.m. and 7 p.m. Monday through Friday. Generally, you will have a shorter wait time if you call later during the day or later in the week. You can also visit your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to speak to someone. Even setting up an appointment weeks in the future will establish a protective filing date, so we urge you to get on the calendar to protect your benefits. Thanks!

  41. The heart of your writing whilst appearing reasonable originally, did not really sit well with me after some time. Someplace within the paragraphs you actually managed to make me a believer but only for a very short while. I nevertheless have a problem with your jumps in assumptions and one might do nicely to fill in those gaps. In the event you actually can accomplish that, I could certainly end up being fascinated.

  42. Can someone tell if i someone receiving ssd benefits what is the max salary you can make and if under the max and someone receives a lump sum for a family member who passed is this money counted towards ther income..

    • Hello Steve. Social Security disability insurance (SSDI) benefits are based on your earnings (before you became disabled) and are not subject to income and resource limits.
      For individuals receiving Supplemental Security Income (SSI) benefits, we must take into consideration any other income and resources available to those individuals.
      A person may still be eligible for disability benefits under the Social Security Disability Insurance (SSDI) program if they work. We have Work Incentives that allow people to work and still receive their benefits. However, their earnings cannot exceed a certain amount. This is called the Substantial Gainful Activity (SGA) limit. In 2018, the SGA limit is $1,180 per month (or $1,970 for blind applicants).
      In addition to the amount of money you make, Social Security may also look at the number of hours you’re able to work.
      We recommend you read our publication “Working While Disabled – How We Can Help

  43. From year 1997 I became Disabled permanent and SSDI start paying from year 2000 and also they never paid any benefits to my wife under my record Which she had right for benefits and she passed way year of 2005 again they didn’t pay any benefits to or children please somebody help me

    • Hello Paul. You can create a my Social Security account with us and sign in to report your wages if you work and receive Disability Insurance (DI) or Supplemental Security Income (SSI) benefits. Or you can call our toll free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks!

  44. I left the comment earlier about this ticket to work but from 6 to 7 I do go to Taylor Texas to feed a sweet old lady that helps me Focus I don’t get paid it’s just something that I like doing to get me out of the house then doing it for over a year it’s been hard but so I cannot stop taking care of her cuz she’s a dear friend of mine that has dementia and she knows me and it’s comfortable with me and we both make each other feel special I forgot to leave that my last comment so I can’t do things around those hours because I saved from 5 to 8 so I’m I’m lost just a lost soul please tell me what to do

  45. Its been a month since my hearing
    For SSD my case was excepted. My lawyer said i would receive a letter in the mail. How long should i wait before getting in touch with SS office, if i dont receive a letter.

    • Thank you for contacting us, Nadine. You can check the application status in your my Social Security account which will show if a decision has been made on your appeal. If you do not already have an account, you can create one. Go to Sign In or Create an Account. If you’re unable to check the status of your appeal online, you may call us at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday from 7 a.m. to 7 p.m. or you can contact your local Social Security office.

  46. I have been applied a several times and hav been denied, in the process of waiting have become homeless .i have also often a attorney and still have to wait .

    • Hello Lisa. The length of time it takes to process a claim or to get a hearing can vary from state to state. We attempt to resolve all claims promptly, but there may be delays due to the volume of cases in your area. Some individuals may be eligible to receive additional assistance from the state where they live; while they wait for a final determination on their disability claim. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems.
      You can get information about services in your area from your state or local social services office. You can also visit the U.S. Department of Health and Human Services web page for more information. Thanks.

  47. My husband has been on Social Security Disability for over 15 years. He turns 65 this year, does his need to notify Social Security. Will loosing his long term disability insurance change the amount he receives?

    • Marcia, thank you for your question. When someone is receiving disability benefits under the Social Security Disability Insurance (SSDI) program, we automatically convert their disability benefits to retirement benefits, when they attain their Full Retirement Age. The benefit amount will generally remain the same.

  48. On disibility now for 11 years with a heart condition
    Tryed to get the disibility parking to make my life somewhat more comfortable and still have not got it
    This is adding more stress to my life and can’t under stand it I will try to apply for it again here is hoping

  49. Still can not understand what your mean .please let talk me know what did i do some wrong before ..and please try keepping help to me ,let show the best way for how can I have to do ? Thanks

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