Thanksgiving is the time we reflect on what we’re thankful for. As it happens, this is also open enrollment season for the Affordable Care Act. Embracing the spirit of both events, I’m thankful for access to quality, affordable healthcare and for my son’s health.
At age 22 and recently out of college, my son became critically ill. Having to undergo major abdominal surgery, fortunately he had health coverage. If he were uncovered, he would not have been able to cover the $10,000 in medical bills on his own. Early on, the State of Maryland adopted legislation that allowed young adults to remain on their parents’ insurance until age 26. It’s a blessing our family is still grateful for. Since its passage, the Affordable Care Act made it mandatory for all states to adopt this provision, allowing young people, like my son, to have affordable healthcare.
Healthcare access is important for everyone. Life can change in the blink of an eye. While most people don’t like to think about it, disability can happen to anyone, at any time. In fact, 1-in-4 young people in their 20s will become disabled before reaching retirement age. Another issue that negatively impacts uninsured young adults is unpaid medical debt, which is the largest contributing factor to negative credit reports. Don’t run the risk of accruing significant medical debt and ruining your credit. Through the Affordable Care Act, you now have the ability to get affordable coverage. In fact, 8 out of 10 individuals potentially qualify for financial assistance. So, don’t take the risk of remaining uncovered.
If you are in need of health coverage or know someone who needs health coverage, I encourage you to visit HealthCare.gov or call 1-800-318-2596 for more information. Access to quality healthcare has a positive impact on health outcomes. #GetCovered for your sake and your parents’ as well, they will be thankful.