New Fact Sheets Added to Your Online Statement
Reading Time: 1 MinuteLast Updated: November 2, 2023
Your Social Security Statement, available on my Social Security, tells you how much you or your family can expect to receive in disability, survivor, and retirement benefits.
We’ve added new fact sheets to accompany the online Statement. These new fact sheets provide clarity and useful information, based on your age group and earnings situation. They can also help you better understand Social Security programs and benefits.
You can access your Statement and the new fact sheets using your personal my Social Security account.
The new Statement fact sheets cover the following topics:
- Retirement readiness for workers in four different age groups.
- Workers with non-covered earnings who may be subject to the Windfall Elimination Provision and Government Pension Offset.
- Social Security basics for new workers.
- How people become eligible for benefits (for workers not fully insured).
- How additional work can increase your future benefits.
- Medicare readiness for workers age 62 and up.
If you don’t have a my Social Security account, be sure to create one so you can access your Statement, fact sheets, and other useful information about Social Security. You can create your personal my Social Security account on our website.
To learn more, visit our Social Security Statement webpage. Please share these resources with your friends and family.
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Tags: my Social Security, my Social Security account, online services, retirement, retirement benefits, Social Security benefits, Social Security statement
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Darlynda Bogle, Assistant Deputy Commissioner
Darlynda Bogle, Assistant Deputy Commissioner
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Angie F.
As I continue to work, on a limited basis … I have 2 questions …
Will the amount I receive from SS go up as I earn more income and pay more into SS?
Why do we pay more into SS?
If I am eligible for an SS increase, is that something I have to apply for, or will it happen automatically?
V.V.
Hi Angie, thank you for using our blog to ask your question. Each year we review the records for all Social Security recipients who work. If your latest year of earnings turns out to be one of your highest years, we refigure your benefit and pay you any increase due. This is an automatic process, and benefits are paid in December of the following year. For example, in December 2021, you should get an increase for your 2020 earnings if those earnings raised your benefit. The increase would be retroactive to January 2021.
Check out our Receiving Benefits While Working web page for more details.
Robert T.
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Robert D.
How money can you make in a year if you want to work. Before losing SS money
V.V.
Hi Robert, thanks for using our blog. You can get Social Security retirement or survivors benefits and work at the same time. However, there is a limit to how much you can earn and still receive full benefits. The amount you’re allowed to earn while receiving benefits depends on your age. If you attain full retirement age in 2021, the earnings limit is $50,520 but we only count earnings before the month you reach full retirement age. Beginning with the month you reach full retirement age, earnings no longer reduce your benefits, no matter how much you earn. If you’re under full retirement age for the entire year, then we deduct $1 from benefit payments for every $2 earned above the annual limit. For 2021, that limit is $18,960.
Visit our Receiving Benefits While Working web page for more details.
If you’re receiving Social Security Disability (SSDI) or Supplemental Security Income (SSI) and want to work, there are work incentives. Check out Social Security’s Red Book for descriptions of the many work incentives.
Lucas H.
Uhhh I’m completed? When I get paid
Fannie W.
Is any consideration being given to forgiving payments to social security for retirees who exceeded income limit
V.V.
Hi Fannie, thanks for using our blog. You can get Social Security retirement or survivors benefits and work at the same time. However, there is a limit to how much you can earn and still receive full benefits. The amount you’re allowed to earn while receiving benefits depends on your age. If you attain full retirement age in 2021, the earnings limit is $50,520 but we only count earnings before the month you reach full retirement age. Beginning with the month you reach full retirement age, earnings no longer reduce your benefits, no matter how much you earn. If you’re under full retirement age for the entire year, then we deduct $1 from benefit payments for every $2 earned above the annual limit. For 2021, that limit is $18,960.
Visit our Receiving Benefits While Working web page for more details.
ROBERT S.
My wife was born in1979 she has some heath problems can she draw ssi or some other benefits. I’m 75 years. Thank You.
V.V.
Hi Robert. We pay disability benefits through two programs: the Social Security Disability Insurance program (SSDI) and the Supplemental Security Income (SSI) program. To qualify for SSDI benefits, you must have worked long enough and recently enough in jobs covered by Social Security (usually within the last 10 years). The (SSI) program is a needs based program that gives cash assistance to disabled individuals with limited income and resources. We pay disability benefits to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. If your wife thinks she may be eligible to receive disability benefits and would like to apply, she can use our online application.
If she is unable to file online, she can call us at 1-800-772-1213 for assistance or she can call her local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.
Johnston B.
I called many times to seek help and assistance to explain to Social Security staff that I don’t have my SOCIAL SECURITY account and I have been trying to set up my SOCIAL SECURITY account again many times but I am still unable to register. I need help to register. Please advice!
V.V.
Hi Johnston, thanks for using our blog. Sorry to hear you are having difficulties creating a my Social Security account. For assistance with your account, you may call us at 1-800-772-1213 (TTY 1-800-325-0778) or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.
Tee T.
Oh I went though the same exact thing for almost a year and it just got fixed. What i did was kept calling and emailing them. Serious like every other day. They had my wrong info and that need to get fixed. That’s why I was never able to finish the process. I know I didnt give you a total solution but its what helped me. You know what does the squeaky wheel get? Right? Good Luck