Disability, Retirement, Survivors

Financial Literacy Month: A Perfect Time to Plan for Your Future

April 8, 2021 • By

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Last Updated: November 2, 2023

woman on computer typingApril is Financial Literacy Month—a time focused on educating people about the importance of planning for a secure financial future. Social Security is a vital part of any financial plan. We have online tools to help you understand your potential Social Security benefits and how they fit into your financial future.

You should periodically review your Social Security Statement with your personal my Social Security account. Your Statement is an easy-to-read summary of the estimated benefits you and your family could receive—including potential retirement, disability, and survivors’ benefits.

Additionally, our Plan for Retirement tool in your personal my Social Security account allows you to run various benefit estimate scenarios. You can compare different future earnings and retirement benefit start dates for how they could affect your benefit amount.

Start improving your financial literacy today by logging in to your personal my Social Security account. If you don’t have an account, we encourage you to create one today. Please share this information with your family and friends—and post it on social media.

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About the Author

Darlynda Bogle, Assistant Deputy Commissioner

Darlynda Bogle, Assistant Deputy Commissioner


  1. Tatiana l.

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  3. Kristen B.

    Interesting share!

  4. Praveen S.

    This is interesting article with full of information. Thanks for teaching me.
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  5. Veronika

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    • Tina L.

      I’m so sorry !! From my heart!!! It takes me awhile to comprehend things. An I got excited about getting a home!!! I have heart vascular trouble. An anxiety. So I will let you go. An like I said. I’m so so sorry My name is Tina Marie long. Maiden Namr. Parkhurst) SSI an SSDI. Ss. 316- 64- 7237. BD. 11/ 06/ 1955. I just had to make. Sure. They was real. But I will call. I’ve had e anxiety for a couple of days. So that should give you enough info. An you will find the rest. Ok. Then maybe you will understand me a little bit. I’ve really been confused lately. Thank y’all for listening or reading why I didn’t mean to I thought someone was tasting me back. But I’m really Sorry from my heart.

      • Tina L.

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  6. Mitra S.

    I’ve already planned where I want to go to learn financial literacy and so on. But I can give advice to people who are having trouble with college, like I was. I had a hard time graduating, and the only thing that helped me was finding help from professionals. That’s why I recommend to turn here https://www.trustmypaper.com/ and here they will be able to help already fully with the writing of various written works. Good luck.

  7. Don

    Great post

  8. Deb S.

    My spouse gets SS disability and is permanently disabled. Will I continue to get his SS disability when he passes on or does that stop after he passes?

    • Ann C.

      Hi, Deb. You are eligible to apply for survivor benefits when you reach age 60 (age 50 or over if you are disabled). However, there are other factors that may affect your entitlement to these benefits. You can find more information on survivors benefits here. We hope this helps.

  9. Mark H.

    Thanks for sharing this post with us! Social security plan has now become an inevitable part of future plan of every individual. The government should have policies for providing different benefits for senior citizens so that they could lead a healthy and happy lifestyle. Being a professional writer, I have to write on different topics. But I like to write reviews on books the most. You can visit this https://gradesfixer.com/free-essay-examples/the-tell-tale-heart/ webpage to find some samples on different topics, both social or literature. Your article encourages me to write something related to senior citizens’ care! Thanks!

  10. Toni C.

    I’m on s.s I wS married to my ex husband for all most 30 years can I file Under him so I can get more money I only make 177.00 they take my insurance out after that I only get 24.00 a mth

    • Vonda

      Thanks for your question, Toni. If you are divorced, you can receive benefits based on your ex-spouse’s record (even if they have remarried) if:

      – Your marriage lasted 10 years or longer.
      – You’re unmarried.
      – You’re age 62 or older.
      – The benefit that you’re entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.
      – Your ex-spouse is entitled to Social Security retirement or disability benefits.

      Check out our Benefits For Your Divorced Spouse web page for more information. We hope this helps!

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