Disability, Retirement, Survivors

Financial Literacy Month: A Perfect Time to Plan for Your Future

April 8, 2021 • By

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Last Updated: November 2, 2023

woman on computer typingApril is Financial Literacy Month—a time focused on educating people about the importance of planning for a secure financial future. Social Security is a vital part of any financial plan. We have online tools to help you understand your potential Social Security benefits and how they fit into your financial future.

You should periodically review your Social Security Statement with your personal my Social Security account. Your Statement is an easy-to-read summary of the estimated benefits you and your family could receive—including potential retirement, disability, and survivors’ benefits.

Additionally, our Plan for Retirement tool in your personal my Social Security account allows you to run various benefit estimate scenarios. You can compare different future earnings and retirement benefit start dates for how they could affect your benefit amount.

Start improving your financial literacy today by logging in to your personal my Social Security account. If you don’t have an account, we encourage you to create one today. Please share this information with your family and friends—and post it on social media.

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About the Author

Darlynda Bogle, Assistant Deputy Commissioner

Darlynda Bogle, Assistant Deputy Commissioner


  1. Olivia

    Taking into account the specifics of each company’s activities and the ways of implementing its infrastructure, it becomes clear that there is no universal solution to problems, just as there are no universal specialists who can navigate a variety of new technological solutions: modern server technologies https://www.airslate.com/bot/explore/swagbucks-bot , methods and options for reducing the cost of software licensing, acquiring solutions and other work packages necessary for business to optimize and reduce IT costs, ensuring reliability, scalability and high performance due to modern IT solutions.

    • James

      Hi there,

      Financial planning is a step-by-step approach to meet one’s life goals. A financial plan acts as a guide as you go through life’s journey.

      Essentially, it helps you be in control of your income, expenses and investments such that you can manage your money and achieve your goals

      Thank you very much for informing us about the Plan Your Retirement tool.

      Take care and stay positive

      Best regards

      James Y.

  2. Anuj j.

    Thanks for sharing these information!!!

    Regards, Anuj Jindal RBI Grade B Result Phase 2

  3. T

    I started receiving SS benefits at age 63. I’m 65 now. If I sell my home before my full retirement age, will SS take some of the money from the sale of my home? I’m also receiving Medicare. Thank you.

    • Vonda

      Hi Tina, thanks for using our blog. If you’re receiving Supplemental Security Income (SSI) benefits, a change in your household income and/or assets can affect your benefits and must be reported. This is because the amount of an SSI benefit is based, in part, on the income and resources available to the individual receiving SSI benefits and the income and resources of his or her spouse. Check out our Understanding SSI web page for additional details regarding income.

      If you’re receiving Social Security benefits, the sale of your home would not affect your benefits and does not need to be reported. We hope you find this information helpful.

  4. Doug G.

    After multiple tries I was able to get to the point in signing up for the MY SOCIAL SECURITY account where they’re now going to send me the code I need to officially set up my account. The only problem is I haven’t received mail at my home address in 15 years. I use my business address for personal mail in another county. My driver’s license has both address. Too bad there isn’t an option for this in the online sign-up area.

  5. Valois R.

    The service provided by the S.S. in Las Vegas NV, is a shame, the agents are unprofessional, arrogants and if you can talk to them, deceitful. the portal on the internet don’t work. all should be replaced including the director.

    • Vonda

      We are sorry to hear about your experience, Valois. You can submit feedback by visiting our Contact Social Security page. Once there, select the “Email Us” link. This will take you to the “Email A Question to our Support Team” form, where you can complete and submit a compliment, complaint, or suggestion. We hope this helps.

  6. Mr T.

    Please issued my pay benefits of retirement plan.gov on start 04/15_30/2021 service overseas in Thailand my 201/9village,banphan,phonnakaie district,sakonnakon,Thailand, 47230(by direct express card of mail ) my 67age birth year 1954

  7. Robert T.

    Extra income – paid surveys.


  8. Real P.

    These messages tell nothing related to facts on real like results.
    It takes forever to get to the news article you advertise then another three or four chicks to the ? supposedly to give pertinent information only to not.
    Be specific in your answers. REAL ANSWERS.

  9. Felicia M.

    Thank you for informing about the Plan Your Retirement Tool. Felicia Michele McNeil

  10. zara s.

    I would like to logging in into my Personal Social Security Account.
    However since August 2020 I cannot log in into my Account because of the some technical problem at Social Security site. The only way the problem can be solved if I will go physically into the local (Richmond, CA) SS office. The office has only limited appointments and I cannot schedule one.
    Would you please let me know when I will be able to have an appointment and resolve the prob lem with my account?

    • Vonda

      Hi Zara, thanks for using our blog. Sorry to hear you are having difficulties accessing your my Social Security account. For assistance with your account, you may call us at 1-800-772-1213 (TTY 1-800-325-0778) or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.

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