Financial Literacy Month: A Perfect Time to Plan for Your Future
Reading Time: 1 MinuteLast Updated: November 2, 2023
April is Financial Literacy Month—a time focused on educating people about the importance of planning for a secure financial future. Social Security is a vital part of any financial plan. We have online tools to help you understand your potential Social Security benefits and how they fit into your financial future.
You should periodically review your Social Security Statement with your personal my Social Security account. Your Statement is an easy-to-read summary of the estimated benefits you and your family could receive—including potential retirement, disability, and survivors’ benefits.
Additionally, our Plan for Retirement tool in your personal my Social Security account allows you to run various benefit estimate scenarios. You can compare different future earnings and retirement benefit start dates for how they could affect your benefit amount.
Start improving your financial literacy today by logging in to your personal my Social Security account. If you don’t have an account, we encourage you to create one today. Please share this information with your family and friends—and post it on social media.
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Tags: Disability, my Social Security, my Social Security account, retirement, retirement benefits, Social Security benefits, social security disability benefits
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Darlynda Bogle, Assistant Deputy Commissioner
Darlynda Bogle, Assistant Deputy Commissioner
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Great post
Deb S.
My spouse gets SS disability and is permanently disabled. Will I continue to get his SS disability when he passes on or does that stop after he passes?
A.C.
Hi, Deb. You are eligible to apply for survivor benefits when you reach age 60 (age 50 or over if you are disabled). However, there are other factors that may affect your entitlement to these benefits. You can find more information on survivors benefits here. We hope this helps.
Mark H.
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Toni C.
I’m on s.s I wS married to my ex husband for all most 30 years can I file Under him so I can get more money I only make 177.00 they take my insurance out after that I only get 24.00 a mth
V.V.
Thanks for your question, Toni. If you are divorced, you can receive benefits based on your ex-spouse’s record (even if they have remarried) if:
– Your marriage lasted 10 years or longer.
– You’re unmarried.
– You’re age 62 or older.
– The benefit that you’re entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.
– Your ex-spouse is entitled to Social Security retirement or disability benefits.
Check out our Benefits For Your Divorced Spouse web page for more information. We hope this helps!