Don’t be Spooked about Retiring Online

woman holding a light jack-o-lantern Vile vampires and wicked witches are some of the classic scary monsters that haunted us as children. As adults, some of the scariest parts of our day might be all the stresses that come with everyday life. Medical appointments, car maintenance, and running errands — it can be overwhelming enough to make us want to scream.When doing online business with Social Security, you can put your fears behind you. There’s nothing scary about filing for Social Security benefits online. You can do it while snacking on holiday candy from the comfort of your home or office. Applications for retirement, spouse’s, Medicare, and disability benefits are all online.

If you don’t wish to use the online application, or the application for the benefit you want isn’t available online, you can:

  • Call us at 1-800-772-1213 (TTY 1-800-325-0778); or
  • Visit your local Social Security office. An appointment isn’t required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply.

Almost like magic, when you create a safe and secure my Social Security account, you can:

  • Keep track of your earnings and verify them every year;
  • Get an estimate of your future benefits if you’re still working;
  • Get an instant letter with proof of your benefits if you currently receive them; and
  • Manage your benefits:
    • Change your address;
    • Start or change your direct deposit;
    • Get a replacement Medicare card; and
    • Get a replacement SSA-1099 or SSA-1042S for tax season.

That’s the kind of magic we continue to deliver with our world-class customer service. We hope you tell your friends and family about how we’ve taken the fright out of filing online!


31 thoughts on “Don’t be Spooked about Retiring Online

  1. I’m confused! Can I start drawing Social Security when I retire in August 26, 2016. I’ve signed up for Medicare also but want to start that at the same time. Can you give me some guidance and assistance?

  2. questions I’m 64 and still have 2 children in middle, and high school . I would like to retire in 2016 . was wondering is what my S.S. income would be. How do I find out about my benefits..

    • Thank you for your question David. The Social Security Retirement Planner provides detailed information about your Social Security retirement benefits under current law. It also points out things you may want to consider as you prepare for the future. When you start receiving Social Security retirement benefits, your Children may also qualify to receive benefits on your record. You can create a My Social Security account to review your earnings record and get an estimate of your future benefits. Setting up an account is quick, secure, and easy. Happy planning!

  3. I already receive retirement benefits from SSA along with Medicare A & B. Can I also receive disability benefits ? I am 65 years old. I will be 66 this year.

    • You can apply for Disability Benefits before you reach your full retirement age. It appears that you will attain your full retirement age at 66 this year. Disability payments are established at the highest rate possible, meaning you could get a higher monthly benefit amount. We can continue paying your retirement benefits while we consider your application and wait for a medical decision. We pay disability benefits through two programs: the Social Security disability insurance program (SSDI) and the Supplemental Security Income (SSI). In addition to meeting our definition of disability, you must have worked long enough–and recently enough–under Social Security to qualify for disability benefits under the SSDI program. SSI is a needs based program that can pay benefits to individuals age 65 or older with limited income and resources. For more information and to see if you should apply for disability or SSI benefits, please contact your local office or call us at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday and ask one of our representatives to assist you. Generally, you will have a shorter wait time if you call later in the week. We hope this information helps you.

  4. Why are you asking him questions as if he is a customer service agent? It’s a generic email/press release, folks. If you’re waiting to receive your answers, you’ll be waiting until the day you die. Both figuratively and literally. That’s why there is a telephone number listed for you on the email you received, or you can otherwise take a number and wait in line at the Social Security office nearest to you.

    • Why is this even here? How come blue cheese is not all blue? Does SS give money to any other federal agency’s? The windfall profit act really hit me between the eyes. Stupid me didn’t know about this and it took away 55% from my account. What a jolt that was. Oh well, live and learn. Where’s the food stamp line?

  5. Dear Sir/Madam:

    Since birth, my left arm is defective, I can not rise up and smaller than my right arm. However, I never consider myself as disable because I almost can do everything what others can do. Is there any other benefits I can claim?

    • Thanks for your question. As you may already know Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability. Disability benefits are paid to people who are unable to work because of a medical condition that has prevented them from working or is expected to prevent them from working for at least 12 months, or result in death.
      To see if you are eligible to receive other benefits or social services from the state in which you live, contact your local social services office. Or you can visit the U. S. Department of Health and Human Services (HHS) web page for more information. We hope this information helps !

  6. Retiring workers don’t want to earn a Master’s Degree in Social Security law and regulations; they want service. They deserve an interview with a trained technician who will help them get all that they’re entitled to from the program. That’s not easily accomplished by everyone filing online.

  7. I am 73 urs of age & I get Medicare. But I’m wondering if I am eligible for any additional services. I have:
    MS (Multiple Sclerosis) a disease of the Central Nervous System. This disease has no cure at this time but I hope one will be developed.
    I wondered if Medicare gives people like me any other assistance? For instance any kind of financial help for getting my Condo cleaned? For times when I can’t walk at all, it’s like my feet are crazy glued to the floor & I cannot life them up!
    Please let me know what is available to help me out.
    I thank you I’m advance.

  8. I already left a comment. I was taken out of my position at Citibank, NA in NYC by 9 docs who all specialized in different illnesses. None of them had me tested for Multiple Sclerosis MS. Even though I stressed that I fell all the time. I also had a serious problem when I ate. My food would not go down correctly yet I could not throw up. It was very painful & scary. The food would clog up my nose & would eventually shoot violently from my body. This was happening from my twenties until about 5 yrs ago when a doc in San Diego felt he knew the proble, he did a series of test & pronounced that I had a rare disease found mostly in MS patients called:
    Acalascia (not sure I spelled it correctly). It did not
    allow my opening for the food to go down to open in a normal way. I was operated on successfully, followed all Doc’s orders & got 100% well. What a relief to be able to eat like a normal person. I am a
    very happy person & don’t let anything that is tossed in my path make me bitter or unhappy. I am an artist & I paint & sculpt so I feel very blessed to have such talent. I have a walker & a wheelchair for days when I’m not functioning 100%. But if you have programs that can make my life more comfortable I would appreciate knowing about them. Thank You In Advance,


  9. I bcame deaf due to a sickness called acoustic neurofibromotisis or so(nf2) and the doctor dd surgery on my both ears. The surgery made me lost vision on my left side completely and the right side is bluring. I cant walk properly, i was on soc sec dsability. My spouse bcame hostile to me and i was seperated from her. This made a Rev father, to accomodate me, my condition was so bad. The rev father, whose is late now dd his best for me to ve accomodated me in his appartment @ 216 rockaway av, brooklyn. I was assisted to come to nigeria due to my deteriorating condition to seek further medical helps. However, i want to return to New York, i am a U.S citizen, i ve no where to live and i am deaf completely and blind on completely on my left eye. My host Rev theophilus Ojo has passed on, my ssd has not bn paid into my chase bk account, i use direct deposit to receive my ssd stipend. Kindly help me on how i can get a place to stay wth my disability on arrival to new york. Also i will want my benefit paid directly to my chase bank account ny.

  10. I retired on November 13 2015. I got plan B with Medicare, which covers 80 percent. I need supplement health insurance to cover the 20 percent. other insurance companies are too expensive and confusing. I must have feet surgery and I can’t cover the pre op fee. Any suggestions, help. Thanks.

  11. I have been receiving disability benefits for the past 15 years. When I get to retirement age will my financial benefit be decreased? (I received a higher financial payment monthly due to not being able to work.) Thank you in advance for your help.

    • Hi Kathy. When you receive disability benefits under the Social Security Disability Insurance (SSDI) program, we will automatically convert your disability benefits to retirement benefits, when you attain your Full Retirement Age. The benefit amount will generally remain the same.

  12. i filed online for retirement benefits on sept.17. i never got a confirmation number. my benefits should start in jan, 2016. how do i get a confirmation letter or number?

    • Thanks for using our blog. In your case, we suggest that you call our toll free number at 1-800-772-1213, Monday through Friday, between 7 a.m. and 7 p.m. One of our representatives should be able to provide you with information about your application for retirement benefits. Or you can contact your local Social Security office directly.

    • Thanks for your question, Janet. The SSA-1099 is mailed by January 31 each year. Beneficiaries with a my Social Security account can use online services to get a replacement SSA-1099 on or after February 1 through December of each year.

    • Your payments are established almost immediately after we process your application. Remember that benefits are paid the month after they are due. So, for instance, if you want your benefits to begin with the month of March, you will receive your first benefit payment in April. The earliest age to apply and receive Social Security Retirement Benefits is 62, but if you decide to get benefits before your full retirement age, your benefits will be reduced. Also, you can create a My Social Security account to review your earnings record and get an estimate of your future benefits. When you are ready, you can complete your application for retirement benefits online.

  13. When you suspend Social Security at age 66 to gain 8 percent more in monthly payments, when exactly does the first payment of the added monthly payment begin? It is after 4 years when you reach age 70 or do you wait until the end of the fifth year when you are about to be 71?

  14. I am a truck driver and being a resident of NewYork city, a lot of deductions are taken from my paycheck every week. I know the taxes I am paying Fund Medicare, Medicaid and all other kind of deductions. Me myself, I dont have no benefits. If I am sick today I’ll have to pay out of my pocket. My question is how can have benefits and do I have to pay for the benefits and what kind of Social Security benefits an I have?

    • Hi Amadou. You can create a my Social Security account and view your Social Security (earnings) Statement online at any time. With this online account, you also can get estimates of your future retirement, disability, and survivors benefits, and the estimated Social Security and Medicare taxes you’ve paid. In addition, you can find general information about our services and programs anytime at our website. We hope this information helps!

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