Working While Disabled — Social Security Can Help
Reading Time: 2 MinutesLast Updated: July 15, 2021
For millions of people, work isn’t just a source of income. It’s a vital part of who they are – it gives them purpose and pride. It’s a connection to community. We’re here to help you get back to work if you’re disabled.
If you’re getting Social Security disability benefits, we have good news for you. Social Security’s work incentives and Ticket to Work programs can help you if you’re interested in working. Special rules make it possible for people receiving Social Security disability benefits or Supplemental Security Income (SSI) to work – and still receive monthly payments.
The Ticket to Work program may help you if you’d like to work. You can receive:
- Free vocational rehabilitation.
- Training.
- Job referrals.
- Other employment support.
You can read more about working while receiving disability benefits on our Ticket to Work Program page.
Work incentives include:
- Continued cash benefits for a time while you work.
- Continued Medicare or Medicaid while you work.
- Help with education, training, and rehabilitation to start a new line of work.
If you’re receiving Social Security disability benefits or SSI, let us know right away when you start or stop working. This is also important if any other change occurs that could affect your benefits.
If you returned to work, but you can’t continue working because of your medical condition, your benefits can start again. Plus, you may not have to file a new application.
You can learn more about the Ticket to Work program by reading our publication, Working While Disabled: How We Can Help.
Part of securing today and tomorrow is giving you the tools to create a fulfilling life. Getting back to work might be part of that. We’re here with a ticket to a secure tomorrow.
Did you find this Information helpful?
Tags: Disability, Medicaid, Medicare, Social Security benefits, social security disability benefits, SSI
See CommentsAbout the Author
Jim Borland, Acting Deputy Commissioner for Communications
Jim Borland, Acting Deputy Commissioner for Communications
Comments
Comments are closed.
Debra S.
Simple break down of working while on disability, before it affects my SSDI amount?
V.V.
Hi Debra, thank you for your question. Social Security has special rules that make it possible for people with disabilities receiving Social Security Disability (SSDI) or Supplemental Security Income (SSI) to work and still receive monthly payments. These are called work incentives.
For SSDI beneficiaries, there is a Trial Work Period (TWP) and then an Extended Period of Eligibility (EPE). The TWP allows you to test your ability to work for at least 9 months. During this period, you will receive your full disability benefit regardless of how much you earn as long as your work activity is reported and you continue to have a disabling impairment. In 2020, any month in which earnings exceed $910 is considered a month of the 9-month trial work period.
Once you’ve completed your TWP, you get a 36-month safety net called the EPE. During the EPE, you get benefits for all months your earnings or work activities are below the Substantial Gainful Activity (SGA) level as long as you continue to have a disabling impairment. Social Security will suspend cash benefits for months earnings are over SGA and start benefits again if earnings fall below the SGA level. In 2020, you are earning SGA if your earnings, after any allowable deductions, are more than $1,260 in a month.
Check out Social Security’s Red Book for descriptions of the many work incentives.
Nellie
Do covid bonuses count toward ssdi wages? I know vacation, sick, and regular bonuses don’t.
These covid bonuses are temporary .
Thank you
V.V.
Hi Nellie, thanks for using our blog. When Social Security is evaluating bonus/incentive payments, there are many factors to consider to determine if the income counts as earnings. Please contact your local Social Security office. Look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.
Maurice C.
Hi Jim ,I just got approved for receiving my SS disability ,I am diabetic and went trough several foot toes and bones removal and lower back surgery .my question is :
my SSI won’t cover my expenses (rent ,utilities ,food ect)
If I need extra income ,can I still apply for unemployment ?
or getting a part time job that I can do without causing healt
issues ?Would it affect my SS disability benefit income since i need extra income for covering my expensives ?
Thank you for helping me about my rights !
waiting to hear back from you >
eugene o.
how do i get a copy of s.s diability benafits
V.V.
Hi Eugene, thanks for using our blog. Check out our Frequently Asked Questions web page for details on how to get a benefit verification letter. This letter is sometimes called a budget letter, a benefits letter, a proof of income letter or a proof of award letter. You also may be able to request a benefit verification letter by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a proof of income letter. We hope this helps.
MARCOS C.
My question is, I have my case on appeal thru SSA for disability, but I have no payments any more from the insurance company on my long term disability, so I need to make some income, the questions are can I work? and how much, without been cause any problem with my ongoing case before SSA
V.V.
Hi Marcos, thanks for using our blog. For your security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213 for assistance or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.
janet m.
my names is janet musgrove my janetmusgrove16@gmail.com I need to know when i actually got off of disability insurance. I think I got off while I was living Bakersfield California now i living Staten Island New York.I am in overpayment and it is base on i Got off disability because i was working. I reported everything now I am 26,000 over payment is there is any honest person can answer me thank you call me at 7186882680
V.V.
Hi Janet, thanks for using our blog. For your security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213 for assistance or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.
marcia e.
Can I file for partial disability? Thanks, Marcia
V.V.
Hi Marcia, thanks for using our blog. We pay disability benefits through two programs: the Social Security Disability Insurance program (SSDI) and the Supplemental Security Income (SSI) program. To qualify for SSDI benefits, you must have worked long enough and recently enough in jobs covered by Social Security (usually within the last 10 years). The (SSI) program is a needs based program that gives cash assistance to disabled individuals with limited income and resources. We pay disability benefits to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. If you think you may be eligible to receive disability benefits and would like to apply, you can use our online application.
jaime s.
How much am i allowed to earn while on disability
V.V.
Hi Jaime, thank you for your question. Social Security has special rules that make it possible for people with disabilities receiving Social Security Disability (SSDI) or Supplemental Security Income (SSI) to work and still receive monthly payments. These are called work incentives.
For SSDI beneficiaries, there is a Trial Work Period (TWP) and then an Extended Period of Eligibility (EPE). The TWP allows you to test your ability to work for at least 9 months. During this period, you will receive your full disability benefit regardless of how much you earn as long as your work activity is reported and you continue to have a disabling impairment. In 2020, any month in which earnings exceed $910 is considered a month of the 9-month trial work period.
Once you’ve completed your TWP, you get a 36-month safety net called the EPE. During the EPE, you get benefits for all months your earnings or work activities are below the Substantial Gainful Activity (SGA) level as long as you continue to have a disabling impairment. Social Security will suspend cash benefits for months earnings are over SGA and start benefits again if earnings fall below the SGA level. In 2020, you are earning SGA if your earnings, after any allowable deductions, are more than $1,260 in a month.
Check out Social Security’s Red Book for descriptions of the many work incentives.
Ann G.
I have been offered a job while receiving disability benefits. What is the time frame for trying to see if you can work but still be qualified to restart my disability checks if I cannot work. Also, who do I contact to inform them of possible job. Thank you for your time.
V.V.
Hi Ann, thank you for your question. Social Security has special rules that make it possible for people with disabilities receiving Social Security Disability (SSDI) or Supplemental Security Income (SSI) to work and still receive monthly payments. These are called work incentives.
For SSDI beneficiaries, there is a Trial Work Period (TWP) and then an Extended Period of Eligibility (EPE). The TWP allows you to test your ability to work for at least 9 months. During this period, you will receive your full disability benefit regardless of how much you earn as long as your work activity is reported and you continue to have a disabling impairment. In 2020, any month in which earnings exceed $910 is considered a month of the 9-month trial work period.
Once you’ve completed your TWP, you get a 36-month safety net called the EPE. During the EPE, you get benefits for all months your earnings or work activities are below the Substantial Gainful Activity (SGA) level as long as you continue to have a disabling impairment. Social Security will suspend cash benefits for months earnings are over SGA and start benefits again if earnings fall below the SGA level. In 2020, you are earning SGA if your earnings, after any allowable deductions, are more than $1,260 in a month.
Check out Social Security’s Red Book for descriptions of the many work incentives.
To report work, you can call us at 1-800-772-1213 or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.
Keith
I have a partial disability to my left shoulder it was awarded to me thru workmans comp.my att.wants me to settle with them but I still have problems with it that are not going to go away would this program help me in anyway???
V.V.
Hi Keith. We pay disability benefits through two programs: the Social Security Disability Insurance program (SSDI) and the Supplemental Security Income (SSI) program. To qualify for SSDI benefits, you must have worked long enough and recently enough in jobs covered by Social Security (usually within the last 10 years). The (SSI) program is a needs based program that gives cash assistance to disabled individuals with limited income and resources. We pay disability benefits to people who are unable to work because of a medical condition that is expected to last one year or more or to end in death. If you think you may be eligible to receive disability benefits and would like to apply, you can use our online application. We hope this helps!