Will Remarrying Affect My Social Security Benefits?
Reading Time: 2 MinutesLast Updated: October 14, 2021
Whether it’s a morning ceremony or an evening gala, excitement’s in the air. You’re getting remarried! Social Security is with you throughout life’s journey and we are here to help you on any Social Security related questions, after your special day!
If you’re getting remarried, you may have some questions about changing the name on your Social Security card. Also, if you’re remarrying, you may wonder how that affects your Social Security benefits.
Remarrying may affect your benefits if you receive any of the following benefits:
- Supplemental Security Income (SSI) payments — your SSI payment amount may change as a result of your new spouse’s income and resources. If you and your spouse both get SSI, your payment amount will change from an individual rate to a couple’s rate.
- Widow/widower, or divorced widow/widower payments—
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- If you remarry before age 50 — you won’t be entitled to survivor’s or disability benefits unless you divorce.
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- If you remarry between the ages of 50 and 59 — you can’t get benefits. Note: If you remarry before you turn 60 and that marriage ends, you may become entitled or re-entitled to benefits on your prior deceased spouse’s earnings record. Your benefits begin the first month in which the subsequent marriage ended if all entitlement requirements are met.
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- If you remarry after age 60 — you may still become entitled to benefits on your prior deceased spouse’s Social Security earnings record.
- Divorced spouse’s benefits — Generally, if you remarry, benefits paid to you from your prior spouse’s account stop. Check out if you are divorced for more information.
- Children’s benefits (under age 18 or student ages 18 or 19) — Children’s benefits end once the child marries. You can find more information in our Benefits for Children page.
Visit our Benefits page for more information. Please share this information with family and friends – and post it on social media.
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Tags: Children, social security, Social Security benefits, Social Security card, SSA, supplemental security income, survivors benefits
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Jim Borland, Acting Deputy Commissioner for Communications
Jim Borland, Acting Deputy Commissioner for Communications
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Sherri
If my mom is receiving my deceased fathers social security, and she gets remarried. Will she lose my fathers benefits due to being married?
Luis A.
Hi Sherri. Please note that if your mom gets married after age 60, her benefits as a surviving spouse will not be affected. But, it may be possible that she may be able to get a larger benefit amount from her future husband. If she qualifies for a higher amount as a spouse from her future husband, she will get a combination of her own benefits and benefits as a spouse that equals that higher amount. For more information, visit our Benefits Planner: Survivors | If You Are The Survivor. If you have specific questions, please call us call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. We hope this helps.
jackie t.
if a person on ssd is incarcerated an check is stop and if person. who draws ssd will start back up
SHANNA D.
CAN I RECEIVE MY DECEASED HUSBAND AMOUNT OF SOCIAL SECURITY RATHER THAN MY OWN SINCE HIGHER? EVEN WHEN REMARRIED??
Ann C.
Hi, Shanna. Thanks for your question. If your marriage lasted for at least 10 years, you may be eligible for surviving divorced spouse benefits based on your ex-husband’s earnings, beginning at age 60. If you are disabled, you could begin receiving benefits as early as age 50 if the disability started before or within 7 years of your ex-husband’s death. If you remarry after you reach age 60 (age 50 if disabled), the remarriage will not affect your eligibility for survivors benefits. For additional information on survivor benefits, check out our Survivors Planner. We hope this helps.
Luci
I am 71 my husband died and I received part of his social security. If I remarry will I lose it
Luis A.
Hi Luci. We are sorry for your loss. Please note that if you remarry, it will not affect the benefits you are currently receiving. However, you may b e eligible to a higher benefits amount under your future husband’s earnings record. You can find more information on survivors benefits here. We hope this helps.
MARIE M.
IF YOU ARE SERVIERS BENIFTS AND GET SSI IF YOU MEET YOUR LIMIT OF 783 WILL I BE STOPED and will your servers benefits be raised
Ryan
Why do the disabled constantly get penalized? How is this fair? You’re basically saying disabled people can’t actually get married because they’ll go broke. How does it make ANY SENSE AT ALL to take income away from people for wanting to be together? This is fascist bullshit. We can already barely survive on the peanuts you give us, get chastised for being on it in the first place, already have to deal with the completely unfair and convoluted process ON TOP OF THE DISABILITY ITSELF!! Now you want us to basically shut up and die alone?
Patricia
I was married and my husband died (2013) and I received a widows pension because my pension was less.
I remarried three years ago. Should my pension be adjusted to my present husbands?
Please respond via Email. Thank you
Ann C.
Hi, Patricia. For your security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. We hope this helps.
Cindie S.
Can I receive my husband’s benefits if I remarried before 50 and since marriage ended before I turned 50 my first h yet husband passed 2004 we were married 21 years. This coming January he would’ve turned 60, I am turn in ng 59 trying to plan my future…
Ann C.
Hi, Cindie. You are eligible to apply for survivor benefits when you reach age 60 (age 50 or over if disabled). However, there are other factors that may affect your entitlement to these benefits. If you remarry after you reach age 60 (age 50 if disabled), your remarriage will not affect your eligibility for survivors benefits. You can find more information on survivors benefits here. Thanks!
Dennis C.
me and my former wife are thinking of getting re married,we are both at max ss age and i was on disability that changed to regular at ss at 66,how would this effect or SS
Ann C.
Hi, Dennis. Thanks for your question. If you receive retirement or Social Security disability insurance (SSDI) benefits, your marriage will not affect your benefit. If you are receiving Supplemental Security Income (SSI), widow or widower’s benefits, your marriage may affect your benefit. To learn more about how marriage affects benefits, visit our Frequently Asked Questions. We hope this helps.
mary a.
the amount of money I receive in social security is on my husbands and my amount of social security combind do I loss my part if I remarry at age 71
Ann C.
Hi, Mary. Thanks for your question. If you receive retirement or Social Security disability insurance (SSDI) benefits, your marriage will not affect your benefit. If you are receiving Supplemental Security Income (SSI), widow or widower’s benefits, your marriage may affect your benefit. To learn more about how marriage affects benefits, visit our Frequently Asked Questions. We hope this helps.