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Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors

July 3, 2025 • By

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Last Updated: July 7, 2025

Two people walking up the stairs in a school settingThe Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.

The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.

“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”

The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.

Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.

For more information about Social Security programs and benefits, visit www.ssa.gov.

Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”

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  1. Chris

    The key thing to remember is to watch your social security check and see if the taxes are still there. If you don’t keep more money then obviously the SSA lied or didn’t understand the components of the bill. If you do keep more then the Trump administration and the new leaders should be thanked and given credit. I know I was excited to see that they uncovered over 12 million people fraudulently collecting and that’s a win in itself .

    Reply
  2. David

    Based on the new federal tax deduction on social security it does work out to zero tax for approximately 90 percent of recipients

    Reply
  3. EJB

    So when will I stop seeing taxes taken out of my monthly deposits ?

    Reply
  4. Gary

    The thing is we already paid taxes on social security when taxes were taken out of our paychecks. So in reality we’re paying double tax because taxes are taken out of our hard earned social security checks.

    Reply
  5. John F.

    It doesn’t give you any information on who’s eligible not to pay on their Social Security. I don’t know if I have to claim my Social Security at the end of the year or not now.

    Reply
  6. Rick B.

    I am with Benjamin S. Who is in the 90% and who is in the 10%? Is there a bright line?

    Reply
  7. M.H. O.

    At no point did the House bill or Senate version, which was later passed by the House and signed into law by Trump, ever include a provision to eliminate the tax on Social Security. Read the fine print.

    Reply
    • David G.

      I am 77 years old and collecting Social Security will I have to pay income tax on social security in 2025

      Reply
    • Karen G.

      When will taxes be taken out of social security?? What is the the expected date?? Waiting… cannot find. answer

      Reply
  8. Maggie

    Sad, that we have to pay taxes on SS pension. I worked all my 40 years, tow to three jobs, still have to pay taxes. Others hardly ever work.

    Reply
    • Scott B.

      This government has been screwing the middle class for a hundred years. It doesn’t matter who is in office; all of them are corrupt.

      Reply
      • Bruce c.

        Pyramid scheme

        Reply
      • Brybo

        Saw a chart of the current politician’s net worth- they earn about $170k/year, but just about all are millionaires- hmmm, how does that work? Guess that insider trading rule against that doesn’t apply to them or maybe all their spouses are extremely wealthy and they married well 🤣

        Reply
    • Michelle S.

      And the one’s that never worked gets more a month than us who worked our Fannie’s OFF!!! It’s not right and so dang corrupted. If I didn’t have my pride and willingness to want to work for my money, I would just stop everything and become a a non working bumb and get paid more for being a damper on society then I do for being a asset to society.
      It’s just CRAZY!!!!

      Reply
      • Donnie

        How much more? Since you say “they” get more than you get where can I go to see just how much we’re talking?

        Reply
  9. Jim M.

    The full details of the SS tax relief are missing
    I don’t know what the impact is for me and when it goes into effect

    Reply
    • Scott B.

      This government has been screwing the middle class for a hundred years. It doesn’t matter who is in office; all of them are corrupt.

      Reply
      • Michelle S.

        Didn’t you know that one of the requirements to be a politician is that you have to be a corrupted person!!!
        It’s so sad but 99.9% of them are definitely corrupted.
        I unfortunately am ashamed to say this but I grew up in a very very hard core political family. And I grew up seeing how corrupt politicians are. Because of what I saw, to this day I can’t stand politics or politicians. And I keep as far away from politics that I can. I wouldn’t even vote until I was 60 years old. Don’t really know why I started. But I did. Who knows if I’ll continue to vote with the way thing’s are going.

        Reply
    • Joe W.

      Same complaint here, Jim.
      I doubt if anyone at SSA reads these comments, but if they are …..
      Hey SSA – what is effective date for this change?? It should take place immediately!!

      Reply
  10. Tom L.

    This is just another example of Washington DC not “permanently fixing ” anything! They throw us a temporary “deduction “for a few years instead of a fix. Social Security should never have been taxed! Period!

    Reply
    • BENJAMIN S.

      What are the specifics of the bill? I want to know if I am on the 90% list!

      Reply

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