Simplify Your Life Week

A busy woman working at a laptop.You’re a busy person! Today’s world is fast-paced and leaves you with a lot to juggle each day.

This is Simplify Your Life Week, and we’re here to help save you time and energy so you can spend more time on the things you enjoy.

What if we told you there’s a place that can help you meet many of your Social Security needs at once?

You can access many of our convenient and secure services online when you visit our “What You Can Do Online” website. In a matter of minutes, you can open your free my Social Security account and view your earnings history in your Social Security Statement. The Retirement Estimator is another great tool to help find the best retirement age for you based on your earnings and your individual circumstances. This is a simple and quick way to see what you could be getting every month after you start receiving retirement benefits.

When you join the millions who already do business with us online, you can find out if you qualify for benefits. Then, you can get estimates of the future retirement, disability, and survivor benefits you or your family could be eligible to receive. After that, the next step is applying for those benefits electronically! In most retirement cases, that’s it. You don’t have any more papers to sign or documents to provide.

If you already receive benefits, you can access your benefit verification letter, change your address or phone number, and start or update direct deposit information.

Simplifying your life isn’t just about removing distractions; it’s also about improving your quality of life. Let us help you, whether you’re going through a major life change or you want to rest easy after seeing the options your future holds. Using our online services is just one more way you can make your life less complicated!


53 thoughts on “Simplify Your Life Week

      • Be glad that you are getting SSI, obviously you haven’t worked much or paid into the system; be grateful for what you are getting; if it’s not enough, go out and get a job.

        • I just read about money being taken out of someone’s SSI, that is normal, we do pay some small amount of taxes on that money.. As far as me getting a job, I started working at 12 years old, sweeping and taking out trash at a small store by my house, and I worked until I turned 74, I am now 78 and don’t know what to do because I have always worked and sometimes 2 jobs..

          • Keep I mind SSI is a needs based program and the amount you receive is based on your income and resources. Call your local office and they can provide you an explanation.

          • Ms Judy, you need to get some rest and relaxation! You earned it!!! Wish you the best!

  1. have SHORTER paragraphs for us NEURO cognitive folks; thanks!

    2 many different subjects shown in SAME paragraph; separate those thoughts for us please. thanks 😉

    • First of all, learn English, be a productive person and give, don’t take from this country. We are blessed in so many ways with our way of live and opportunity, and need good immigrants willing to educate themselves, work hard and give back to America.

    • Vivian, for your security we do not have access to information about your account on this blog. You should continue to work with your local office or call our toll free number at 1-800-772-1213 for further assistance. Representatives are available Monday through Friday between 7:00 a.m. and 7:00 p.m.

  2. I live in Southeast Asia and your online application form says I cannot have a mysocial securtiy online account without a US address. I did not receive a printed benefit verification letter this year. How are people living abroad suppose to print out or receive this letter? Thank you attention to this matter

    • We are sorry for the inconvenience, William. The “my Social Security” authentication system requires address verification as one of the essential criteria for issuing an account. People with APO/FPO/DPO addresses can create an account overseas, but our system does not support registration and account creation for users with a foreign address yet. Please contact your local U.S. embassy or consulate for any assistance related to your Social Security benefits

  3. I’m not sure how virtuous this new digital relationship between SSA and “covered workers” is. It does not seem to work for beneficiaries. I’m glad workers can be reassured of their insurance status and that there are no complaints about their accounts being robbed. Beneficiaries, on the other hand, are reporting a lot of welfare theft under color of welfare fraud, i.e. those unresolved 2011 overpayment underpayment scandal ruled illegal by the Social Security Caucus. It is not better than okay for SSA to thank the workers for their contributions, it is by making beneficiaries happy that workers are insured, as a matter of self-interest or charity, and thereby “thanked” as states don’t tend to say. The problem is that the SSA bureaucrats overly identify with microeconomic taxpaying workers, and communism is maybe more foolish of a form of politics than fascism. To do God’s work SSA must cherish alms for the poor.. The poorer the people who are helped, the richer the underpaid, half-starved and abused beneficiaries feel, and beneficiary satisfaction is the standard by which social welfare is judged. The question for the worker/taxpayer propagandist whose lifetime contributions might scrape as high a $1 million, is, how many disability beneficiaries does it take to balance the federal budget? The answer: one. Other beneficiaries do other freely chosen and creative ventures for peanuts, other are cranky, discriminatory, severely mentally ill substance abuse associates of convicted murderers with military training. But workers are nearly universally megalomaniacal thieves of other people’s welfare, who couldn’t do god’s work if someone paid them to because they haven’t already done it for free. Here is an amendment to the 9th edition of Health and Welfare that is edifying Congress as we watch the Perseid meteors.

    .May Day – April fool’s day is not a federal holiday – March is National Social Work Month HA-5-8-15

    An Act: To select a more appropriate date than April fool’s day for the submission of the Actuaries’ Annual Reports of the OASDI and Medicare Trustees and amend Section 1161 of the Social Security Act 42USC(7)XI-B§1320c-10 and end this absurd discrimination against the extraordinarily challenging mental disability of the Actuary. Be the Democratic-Republican (DR) two party system Abolished, referred to the Actuary, Commissioner and Trustees (ACT).

    April fool’s day is not a federal holiday, nor should it be a prescribed federal working day for the Medicare and SSA Actuaries. May day is claimed by Armed forces month, and is both a distress call, as used in the title of this amendment, and a holiday, March is National Social Work month. March 1, 2016 sounds like a good deadline for the annual report of the current Chief Actuary or his more educable relief. Commissioner Carolyn W. Colvin took office on Valentine’s Day February 14, 2013 and was subsequently confirmed. Who better to officiate a more honorable deadline than Cupid herself?

    SSA cannot afford to be played for a fool anymore. The Chief Actuary must recuse the HHS Secretary to be faithful to the Americans with Disabilities Act (ADA) and civil rights. He most recently conspired to estimate the HHS Secretary and Child Support Enforcement officer of the day suggestion to steal disability insurance when a DI beneficiary collects unemployment and the National Alliance for the Mentally Ill (NAMI) reports a bill was introduced in Congress that amounts to attempted deprivation of relief benefits in violation of civil rights criminal statute 18USC§246 hereby thwarted to forgive the conflict of interest.

    The Actuary and Social Security Trustees must recuse the HHS Secretary as an accounting fraud whose indelible lies have driven her to actually attempt the lesser, albeit civil rights offense – deprivation of relief benefits – on at least two occasions. She probably believes this reinforces popular belief in her several falsehoods of greater than one, or even the two years in prison the Actuary is attempting to rob the DI beneficiaries of, not to mention drug counterfeiting coup of the FDA and her obsessive-compulsive “enforcement” abolished by the Slavery Convention of 1926 – HHS must not be confused with, stress, interfere with or infringe upon, the SSA Actuary’s professed immunity.

    OASI Table IV.A.1 in the 2014 annual report contains more than the two errors detected – (1) the high cost spending was in the low cost projection and (2) an interest rate (+/-3.4%) must be declared for projections to retain some, but not all, of their previous level of accuracy. There is no shortage of actuarial work saving the DI trust fund by filling in the zeroes and negative balances on the DI Table IV.A.2 and recalculating OASDI Table IV.A.3 to save the DI trust fund.

    Even with the most difficult part of the “pain in the OASDI” calculus work week taken care of by the academically unqualified and newly stateless “fraud” on mental disability who balances the federal budget for the hostile fire pay of +/-$666 a month DI for more than 42 months (Revelation 13:10), the Actuary has at least a day of work recalculating OASDI Tables IV, before it would be wise to spend a week explaining the projection of the Free Disability Insurance Reallocation Tax (DIRT) Act (2.3% DI 10.1% OASI) and Without Income Limit law (WILL) (130% expansion) in such a way that would enlighten the editing of the 2015 annual report.

    Congress, with the consent of the Chief Actuary, must select a more appropriate date in 2016, preferably earlier in the year, March 1, for National Work Month, and amend Sec. 1161 of the Social Security Act 42USC(7)XI-B§1320c-10 from April 1 to the suggested date of March 1. The Free DIRT and WILL Acts inspire early action updating the 2015 Report with an actuarial legislative slip opinion projecting updated OASDI Tables IV in September 2015 for the new fiscal year beginning FY 2016 when FICA paystubs would begin publishing the new but equal tax-rates.

    Furthermore, the Chief Actuary must meet the earlier deadline for the Annual Report because he cannot afford to be the fool Congress plays us for anymore, nor indeed be mesmerized by his own hypnotism, and SSA’s work would be so much more rewarding with more money to pay more estimable classes of poor people with qualifying disabilities, like African-Americans under Title VI of the Civil rights act of 1964, spouses of gay beneficiaries, and early retiring menopausal female teachers, whereas of August 5, 2015 there are two new amendment amendments to slightly reordered Sections 85(D-2) and 145(B-1) of the 9th Ed. of Health and Welfare (HAW) still dated July 26.

    The Americans with Disabilities Act turns 25 this year, Medicare 50, Social Security 80 and Hospitals & Asylums 204. The day for the tyrannical Baby Boomers to correct Tables IV was US v. Thomas Fillebrown, Secretary of Commissioners of Navy Hospitals 32 US 28 7 Pet. 28 (1833) whose arrest by a jury, short term of detention, long spell of severe illness and extra-long trial to redress the deprivation of relief benefits, was cited by Justice Story in Minis v. US 40 U.S. 423 (1841). I assure you OMB Table 4.1 can settle for my 41st birthday August 11 whether or not the Perseid meteors put on much of a show with all the USDA smoke and prayers for rain this summer, the extraordinarily difficult OASDI tax calculus, that should be reviewed at least every two years, is right, and free fiscal year 2016 that begins October 1, 2015 for me.

  4. I served 45 years in serving the United States and now am getting messed over by the United States. I served 25 years in the military and 20 years in civil service. I have ran into 2 very bad situations I do not think is right. After serving and paying Social Security over those 45 years the Social Security rules say unless my wife is a United States Citizen she cannot claim from my Social Security. I think I earned it and my wife should be able to claim it when she turns 65.There are others that have not served and wives have not worked at all and are allowed to draw on their husbands Social Security. Would you please help me with this?

    My second request I am requesting help with is my wife will be able to claim the military SBP but the draw back is Social Security will take out 30% tax on it. I think that is a big exuberant, don’t you.

    Thank you very much for any help you can give me!!

    David Knutson


    • David, thank you for your service to our country as a service member and civil servant. If you qualify for Social Security benefits, your wife may be able to get benefits on your record — see “Benefits For Your Spouse” for eligibility information. She would also have to meet the requirements for non-citizens living in the United States. If you have specific questions, please call our toll free number, 1-800-772-1213 (TTY 1-800-325-0778) and ask to speak with one of our representatives, who are available Monday through Friday between 7:00 a.m. and 7:00 p.m. Or, you can contact your local Social Security office. For information about the Survivor Benefit Plan or SBP, please contact the Department of Defense.

    • Hi Carlos. Because you live outside of the United States, it’s best to contact your local U. S. Embassy or Consulate to apply for your benefits, or if you already receive Social Security benefits, to report your new address in the Philippines.

  5. How does anyone get the idea that these blog articles are opportunities to request personal assistance? These comments should be comments on the blog entry, not personal life stories or requests for help.
    If you need help, contact Social Security or your Representative in Congress.

    • As though they listen or care. I was disabeled as a Pilot & declared disabeled in 2005. When I turned 65, my disability turned into retirement. With same pay. I dont get it as I can neither fly or do any other job as I am mostly bed riden. WHO CARES.

      • You’re right Chohaan, when you reached your full retirement age, we automatically converted your disability benefits to retirement benefits. We do not base your Social Security benefit amount on the severity of your disability. We base it on your average lifetime earnings before your disability began.
        Disability payments are established at the highest rate possible, and we used the highest years of your earnings to calculate your monthly benefit amount.

  6. please reply to my question
    my husband was born in 1950
    he will retire in 2016 at age 66
    can he get full benefits on his 66st bday or must he wait until 66 1/2?

  7. My wife died five years ago, I received benefits from Social Security, but immediately when I reached the age of 65, those benefits were stopped without any explanation …. what I need to do?

    • for your security we do not have access to information about your account on this blog. Please contact your local office directly or call our toll free number at 1-800-772-1213 for immediate assistance. Representatives are available Monday through Friday between 7:00 a.m. and 7:00 p.m.

  8. Social Security has simplified my life for me. As I’m in my 6th month waiting for my backpay from disability, I’m now homeless ,I have no way to cook so ear what I can about every 3rd day my supplimental settlement was put in escrow for a home purchase as to not squander that money. I did ask how long til I received the other, and was given # of day range. No that we’ve exceeded that date range,my escrow money is now lost. After explaining this situation to local and national offices their best response is “contact us if you don’t hear from us within the next 30 to 60 days. I just read an article how all federal agencies are working together to end all veteran homelessnes. It appears to not be the case. It seems they are willing to let us die so they don’t have to pay us. Been trying to get my benefits since 2007

    • Jim, if you are a veteran, let us first, thank you for your service to our country. We are sorry to hear of the inconveniences that you’re having. Unfortunately, but for your security, we do not have access to personal records in this blog. Please continue working with your local office or call our toll free number at 1-800-772-1213 for further assistance. Representatives are available Monday through Friday between 7:00 a.m. and 7:00 p.m.

  9. I recently found out that I owed back SSDI, in the amount of $17,000 dollars. If I owe this, I will be glad to pay it back. My question is will they let me make payments. Right now I have nothing, and if they take all of my monthly checks I will be left with nothing. How do they handel this type of matter, and how long will it take to get an answer to if they will let me make payments?
    Thank You

    • Thanks for following up on this important matter, James. To request “partial withholding of your benefits” to repay the overpayment, you will have to contact your local office as soon as possible or call our toll-free number at 1-800-772-1213. Representatives are available between 7 a.m. and 7 p.m., Monday through Friday, but you will generally have a shorter wait time if you call later in the week.

  10. Yeah no wonder the Soc Sec administration is gonna be bankrupt soon

    I am disabled & receive monthly SSDI checks. & I’m getting SCREWEDcbecayse I was honest unlike my ex wife! I am disabled & have not worked sense 2007. I put in for SSDI in multiple injuries but they put my rt arm as the dominate didabiliy. I have neurrooathy in both legs @ have gone through spinal fusion & I&D. Failed fusion. Then my arm I’ve had about 35 surgeries _& Need more on both but can’t afford the trio fo masshile where my Dr is. My ex hauled me into court in 2013 & said she was unemployed. They upped my ÇS from 325 a month to 550. She never proved she was unemployed nor showed proof if income. I later learned that SSDI payments mad to the children are subtracted from the CS order. They tried 5 min to contact Soc SDC. & couldn’t & was ordered to go back to court once it was confirmed. My 3 boys from 1st marriage got it & 2 and ex lied _& said no because Sic Sec was not reached ( this was in sub 2013. I notified the state of masshole on this & insteadcof having her the recioiant fill it out they wantedcme gto fill out an income _& earnings. I called soc sec & they confirmed she WAS getting SSDI & WAS ABOVE MY CS order but would not sag anything else. I later received a letter from the state of masshoke that according to their records a reduction in CS was warranted bug they failed to contact my ex in regards to Rosenberg vs Meridian . i stopped paying CS because in the past she had me in court with in a week. She hasn’t this time & she texted me she wasn’t because she doesn’t want to pay back the 559 a ninth x 36. I was honest calling mass hole DOR & why I stopped paying because the SSDI ammt is 159 more than the ZcZs order _( remember she said she was unemployed? She’s working 7 days a week at a hospital. They sag I I’ve 2500 in back CS even though the law says u don’t & she’s already getting 675 a month in SSDI for my daughtervokus the 550 CS because she never filed she was gettingvit NIR did nasshike DOR EVER subt4act it from the CS order & now Soc Sec is garnishing 659 a month from my 1200 a month SSDI check ! You do he math!! He’s fetttung 575 month ssdi for daughter + 559 month in CS because massgole never subtracted my ssdi payment to her from is & now Sic sec is tàkung 625 a ninth out of my 1200 monthly ssdi check!! Do the math that’s almost 2’009 a month for 1 kid &I’m disabled!! I couldn’t fill out the Mass hole form because Zsoc Sec says I have no fright to know how much in SSDI my ex is getting for NY daughter because I’m disabled she lives 30 min from courthouse I live 8 he’s away & am such. Infection in rt are & open wound by my belt line. They sat only a judge cab change it & they identified it way bac k they had evidence supporting NY claim but they nor SIC SEc will help out a disabled pe4son masshile state guidelines are lies & full if SGIT!! They are all for the woman & scree us over royalty & soc security does the same!! Screws the guy & protects the woman! U can’t afford a lawyer & it blows she’s scanning the system lying & breaking state & fed laws & u can’t do nothing accept due

  11. My wife passed away 2 years ago from cancer.
    She worked all her life and paid into ss 35 plus years.
    I turned 60 last year and went to ssi office to see about survivor benefits.
    I couldnt get any because i make too much, which isnt that much by todays standards, less than 6 figures.
    Well, i lost a huge chunk of yearly salary when she died and I am not making bills, college loans, etc, etc.
    I cant make anything work with my ss until i reach full retirement age.
    It just doesnt make any sense ii would have to be at poverty level to get this benefit.
    She paid all her life into this, but others who never contributed get the money, her money.
    This is wrong, and sends a very wrong message.
    Be a bum and you can get money. Work your butt off, have a tradgedy and you may lose all you gained.
    I am so dismayed by this, i just cant believe it and get it outta my mind, especially when my daughters weddings come and I got nothing to give now….
    Is there any recourse at all?

    • We are sorry to hear about your loss Mr. Alexander. You can still work and receive your Social Security retirement benefits at the same time. However, if you are younger than full retirement age and make more than the yearly earnings limit, this can reduce the number of payments you receive through the year. For 2016 that limit is $15,720. This limit changes in the year you reach full retirement age. Visit our Retirement Planner where you can see “How We Deduct Earnings From Benefits”. To learn more, please visit our Frequently Asked Questions web page or read our publication “How Work Affects Your Benefits”. If you have additional questions, please call our toll free number at 1-800-772-1213, Monday through Friday between 7 a.m. and 7 p.m. and talk with one of our representatives.

  12. i am drawing SS but it is far less than i expected, so i am still working, question? once i stop working for good will my SS payment increase?

  13. I am A medical patient on disability in this state (Baton Rouge, Louisiana) but, my medical is also in another state (Houston Texas) so, I would have to move there; how do I transfer my benefits to that state (Houston Texas).

  14. I am a retired teacher in Texas. My husband and I were married for a little over 60 years when he died in 2016. We had owned and operated an independent automotive parts store throughout all of those years and even though I taught school in Texas for many of those years, much of the profits that would have been used as part of our householld funds (along with my limited teacher pay) went to pay our taxes. I taught for only 27 years before retiring at age 65, but in Texas, teachers are not paid huges salaries equivalent to the education requirements to be certified, so my teacher retirement is not large.
    When we both retired, our combined retirements helped us to live adequately, but not lavishly and we DID try to save for any future emergencies. When he died, I applied for HIS survivor’s benefits, but received word that the GPO (Government Pension Offset) would allow only “0” of his survivor’s benefits. Consequently, my income now at ate 82 is only what I receive from my teacher retirement. Since we worked together and pooled our resources for all of those 60 years of marriage before he died, it doesn’t seem quite fair that as his wife, I cannot receive his survivor’s benefits to help me live now.
    In Texas, both the GPO and WEP (not allowed to receive one’s OWN SS benefits WITH teacher retirement) seem unfair. GOOD teachers are a VERY IMPORTANT part of our future because they are preparing the future generations, yet their salaries are not equivalent to required education for certification. I fear that our future will be at a loss if we don’t attract good, well-educated teachers and pay them accordingly.
    I currenly live frugally on my small teacher retirement income, but my dear deceased husband’s survivor’s benefits would certainly help me to feel a bit more secure!

  15. Planning to move to South Carolina would my Social Security Disability benefits decrease? I am also getting SSI will i loose it?

    • Hi Diane, thank you for your question. Social Security disability benefits are not based on the state the person lives. Those benefits are based on earnings. The Supplemental Security Income (SSI) program is a needs based program that pays benefits to disabled adults and children who have limited income and resources. SSI amounts could be different depending on where an individual lives since some states provide supplemental payments. It is important to report a change of address promptly by calling our toll-free number, 1-800-772-1213 between 7 a.m. to 7 p.m., Monday through Friday.

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