68 thoughts on “Retire Online with Social Security, Quickly and Easily

  1. How long will it take to get the spousal benefits I applied for on Dec19th,2018. My alimony has run out and I just paid my rent with my social security benifits, I can’t pay any more bills till I get the spousal benefits

    • Hi, Kim. For your security, we do not have access to private information in this venue. We ask members in our Blog community to continue to work with their local office with specific questions about their case. You can also call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. and 7 p.m., Monday through Friday. We hope this is resolved soon.

  2. My birthday is April 2, 1949. I am trying to apply for benefits to be paid. In 2015 I filed and suspended my SS benefits (have not received any yet). In 2019 I will be seventy (70) and will need to start collecting benefits. I have a My Medicare account and tried the password that I thought was up to date, but was not let in. I would like to start receiving benefits when I am 70. Perhaps I need to complete the application (since I have already filed). I have the same wife and bank account as in 2015.

  3. Maybe I should drive a black 2016 Challenger drive around the block at somebody’s house so they can get $365 more and their social security

  4. My mother in law is concerned about receiving her monthly security check. Has anyone heard of check s not being released¿

  5. Currently, I am employed and taking my late husband’s SS. My plan is to retire at the end of June 2019. Starting July 1st, I would switch from my husband’s SS to start taking my SS. Would it be best if I made an appointment with SS in person?

  6. Why am I unable to apply online for my Retirement Benefits? Keep trying and I am told over and over again I cannot apply and to call. If I wanted to call, then I would have applied over the phone. Help, please.

  7. I can’t get on my account portal lately because I never receive the security code text on my phone as I have in the past. Seems to be something wrong with the system. Any one else having this issue?

    • Hi Michael If you’re asking about Social Security retirement benefits, you may start receiving benefits as early as age 62 or as late as age 70. Monthly benefits are reduced if you start them any time before your “full retirement age”. Your full retirement age depends on your date of birth. It may be between age 66 and 67. This could affect the amount of your benefits and when you want the benefits to start.

      The Benefits Planner: Retirement provides detailed information about Social Security retirement benefits.

      If you’re already receiving Social Security benefits and you’re asking about Medicare, if you live in one of the 50 states, Washington, D.C., the Northern Mariana Islands, Guam, American Samoa, or the U.S. Virgin Islands, we’ll automatically enroll you in Medicare Parts A and B.

      If you’re not getting benefits, you can use our online application to sign up for Medicare. You can sign up for Medicare even if you don’t plan to retire at age 65.

      If you need additional assistance, please call our toll free number at 1-800-772-1213 (TTY 1-800-325-0778) . Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. or contact your local Social Security office.

  8. i was born before Jan 1954 and qualify to restrict my benefits by being spousal on my wife’s claiming when I soon will be 66, my FRA.

    My local Soc.Sec. office is adimant that I cannot claim restrictive unless my wife also is born before Jan 1954 (which she is not) and files restrictive.

    I think i am 99.9% correct that she files for her SS benefits on my 66th birthday and then i file a resritive spousal claim that will be in effect until i decide to file for my permanent benefits and then my wife would qualify to claim spousal off my account (unless she is deemed to automatically do so) since it will be much higher for her.

    How can I convince my local office that they are wrong, or can i just make the claims online ??

  9. My birthday is 4/11/53. To receive FRB, do I need to work up to 4/10/19 (day prior) or the actual date of birth (4/11/19)? I cannot find this information on any sites. Thank-you.

  10. How long does it normally take to begin receiving checks after applying for social security retirement benefits? Does the government shutdown affect the application and processing time?

    • Hello Alan, for specific tax filing questions, you will need to contact the Internal Revenue Service (IRS). Their toll-free number is 1-800-829-1040.
      That said, it is important to note that some people who get Social Security must pay federal income taxes on their benefits. But, no one pays taxes on more than 85 percent of their Social Security benefits.
      You must pay taxes on your benefits if you file a federal tax return as an “individual” and your “combined income” exceeds $25,000. If you file a joint return, you must pay taxes if you and your spouse have “combined income” of more than $32,000. If you are married and file a separate return, you probably will have to pay taxes on your benefits.
      See Benefits Planner: Income Taxes and Your Social Security Benefits for more information.

  11. I have filled out my online application for SS retirement.
    however I do not see a submit application at end of form, just save and exit! How do I submit my form ???

  12. Karen cook stop and block account takeover fraud stop account takeover fraud identity theft and scammer and spam and hackers and cyber criminals 010101010101 my social security account and social security number theft stolen fraud and mobile phone syware governmental 2012to 2018 report fraud waste abuse stop account takeover protect social security number benefits payment and personal information mobile phone social media accounts retirement endpoint global endpoint Jan/20/2019

  13. My birthday is Feb 24. Ill be 66 i want to file for retirement benefits but when i sign in i keep messing up on my password and now they are sending me a letter with my password in 5 to 10 days. What is the latest i can file online? Or can I call on the phone? And get helped. Im terrible about online stuff. I only have i smart phone , no computer. Can you help me?

  14. I will be 65 in Feb.I am still employed and do not plan on retiring @ 66.
    Thru my employer I have an HSA account so they said that would discontinue if I signed up.
    Even if I don’t plan on retiring at this time do I still need to sign up for Medicare Part B?

    • Hi Kathleen, thank you for your question. If you do not want Medicare Part A or B because you are actively employed and have coverage from an employer group health plan through that active employment, you do not need to do anything. Once you lose that health insurance or are no longer actively employed, whichever comes first, you can enroll in Medicare Part A and B during a Special Enrollment Period (SEP).

      We always suggest that individuals speak to their personnel office, health benefits advisor, or health plan representative to see what’s best for them, and to prevent any penalties or delayed enrollment in the future.

  15. To make a “My Account” with social security it is asking for a mailing address and a phone number. We have a US mailing address, but our phone number is for another country…will it accept an international phone number?
    If you live outside the US and want to file online, are you able to do so? If yes, how do you get the “necessary documents” to SS if you are living outside the US?

    • Hi Glen, thank you for your questions. We use a second method of authentication to check the identification of my Social Security account holders when they register or sign in. This is in addition to the first layer of security, a username and password. You can choose either a cell phone or your email address as your second identification method. Using two ways to identify you when you log on helps us to better protect your account from unauthorized use and potential identity fraud.

      We recommend that individuals living outside the country visit our Office of International Operations home page, which provides additional information for our customers living abroad including how to file for benefits.

  16. is St. Lucia, WI an “acceptable country” to receive SS funds? It looks as if I am reading it correctly that only Cuba and North Korea are the 2 countries you cannot live to collect SS funds, correct?

  17. my date of birth i s 3-1-1953.what is my full retirement date to receive my social security benefits March ist ? or April ist

  18. If I am already receiving Social Security, but went back to
    work after a few years, and as of this past June, 1918,
    will Social Security note my change in earnings and
    adjust my payments accordingly without my notification?
    What time frame will it take to establish my new
    Social Security monthly payment?
    Thank you,
    Dr. Roberta M. Contii

  19. Greetings,
    I applied for benefits online on May 2018, and I was contacted for additional documents on Dec 2018. At this time I have not heard anything about my card like case. I was found 100% disabled by DoD and 100% disabled by VA. I submitted all pertinent documents for an illness that started on Aug 2017. The Social Security Administration is proudly publishing in their website how wounded warriors receive expedite service, but my case reflects otherwise. Even when I call I talk to Representatives those reps make the commend that the expedition on wounded warriors cases is not true.
    Please help!!!

  20. What if I have medical insurance already and don’t want to pay for Medicare benefits? Also, do I apply at this site for Medicaid?

    • Hi Toni. Generally, individuals receiving Social Security benefits are automatically enrolled in Medicare Parts A and B.

      If you are at least 64 years and 9 months old and aren’t receiving Social Security benefits, you can apply for Medicare online.

      If you do not want Medicare Part A or B because you are actively employed and have coverage from an employer group health plan through that active employment, you do not need to do anything. Once you lose that health insurance or are no longer actively employed, whichever comes first, you can enroll in Medicare Part A and B during a Special Enrollment Period (SEP).

      We always suggest that individuals speak to their personnel office, health benefits advisor, or health plan representative to see what’s best for them, and to prevent any penalties or delayed enrollment in the future.

  21. 02/11/2019
    The following was sent groundmailed out.

    January 21st, 2019_01212019
    Whom zone riviera questioneess, represent,
    Whom zone riviera questioneess, represent,
    The following write is sent to njpension njtreasury without anything more. Only simple replies about matters in way of emailing are done.
    #
    October 4th, 2018 ************************************
    I’ll start here by saying I’m receiving social security from mental anguish because of the later years in nj state services. Quite a few to a few many years now has common juncture against things here; more by way of this insuranced and national benefit about insurance review and more to say troublesomely. At the age of 54, the expense disstanards around bordentown township are amazingly high thus putting a childhood simple estate property to near impossible keeping. A fair conduct would be review into exceptionize.

    Should the nj officials know if federal ssa does perspection at 55 years of age and if parallels with parallels unto pension benefits?
    Would nj pension please forward information to social security because its complex about matters.
    I had requested about a large payment done somewhat not long ago at all and you sending back on that status unto account.


    I HAVE NOT GOT THIS SPECIFIC INFORMATION BACK FROM NEWJERSEY PENSION. THEY ARE NOT CONTACTING SSA FOR ME THEREFORE NEVER HELPING FOR ANY TYPE OF REVIEW.

  22. I am currently collecting social security benefits from my late husband/s account, but in March 2019, I will be 70 and need to start collecting my own benefits. How can I do this?

    • Hi Patricia: You can apply online for retirement benefits if you:
      •are at least 61 years and 9 months old;
      •are not currently receiving benefits on your own Social Security record;
      •have not already applied for retirement benefits; and
      •want your benefits to start no more than 4 months in the future. (We cannot process your application if you apply for benefits more than 4 months in advance.)

      If you are unable or do not want to apply for benefits online, or you need to speak to us for any other reason, you can schedule an appointment by:
      •Calling us at 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. to 7 p.m., Monday through Friday; or
      •Contacting your local Social Security office. Thanks!

  23. I will be receiving ssi retirement, and a portion of my spouses retirement, beginning March 27th, 2019. Am I entitled back pay for these two benefits? and when can I expect it.

    • Hi, Chiffon. Thank you for your questions. Unfortunately, but for your security, we do not have access to private information in this venue. We ask that members in our Blog community to work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. You can also contact your local Social Security office. We hope this helps.

  24. I will be receiving ssi retirement, and a portion of my spouses retirement, beginning March 27th, 2019. Am I entitled back pay for these two benefits? and when can I expect it.

  25. I turn 70 in September, 2019, but I am still working. May I apply in January, 2020, for benefits retroactively to September 2019, so I will receive the back benefits in 2020 when I will be retired and in a lower tax bracket?

  26. I turn 62 on April 28, 2020, and I plan to retire early May 2020 from my full time job. When should I apply for my Social Security if I decide that I need the income to help with my retirement annuity?

    • Hi, Joe. If you are receiving Social Security retirement benefits, you will be automatically enrolled in Medicare Hospital Insurance (Part A) and Medical Insurance (Part B) at age 65. However, you may refuse Medicare Part B, during your Initial Enrollment Period, if you or your spouse, actively work and have coverage under a group health plan, based on that employment, then you do not need Medicare part B until the work activity ends or that health care coverage is dropped. We always suggest that individuals speak to their personnel office, health benefits advisor, or health plan representative to see what’s best for them, and to prevent any penalties or delayed enrollment in the future. For more information, visit here. Please contact your local Social Security office for further assistance or call our toll-free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7:00 a.m. and 7:00 p.m. We hope this helps.

  27. Hi I started collecting my ss at age 62 n I get early retirement money n now I will be 66 this year so will I be getting my full retirement money

    • Hi, Beverly. Thanks for your question. Your payment amount is based on when you decide to start your benefits. If you choose to get benefits before full retirement age, they will be reduced. The amount you receive when you first get benefits sets the base for the amount you will receive for the rest of your life. Your benefits are reduced a fraction of a percent for each month before your full retirement age. For more information, visit our Benefits Planner: Retirement. We hope this helps.

  28. I was told I could retire at age 55 and no one would be denied this as long as you have long term residence and applied at the residence you currently live.

    I did enter into enrollment at 6 years old, why don’t you have a page for us?

  29. When my husband passed away 01-6-2007, the information I gave and sent was that giving me lead way for my paper work. My retirement age is 67, so will I have to do more paper work , come in office with a appointment.

  30. The information that was given after my husband death, did that open up for me with my retirement at the age of 67. Was I old enough to receive anything at the time.I received the $255. but any of his Social Security monthly. have a lot of questions. I hope you can answer. Thanks

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