Medicare

Online Bill Payment for Medicare Premiums

August 3, 2017 • By

man smiling and looking at laptop Social Security is here with tools and information to help you secure today and tomorrow. Did you know that you can pay your Medicare premiums online? If your bank offers the option to pay your bills online, you can use their service to pay for your Medicare premiums bill from the Centers for Medicare & Medicaid Services (CMS).

You, or your representative, must sign up for your bank’s online bill payment process and you can contact your bank directly for assistance. Social Security and CMS are not involved in establishing the online bill pay service with your bank. Before you contact your bank to set up the process, make sure you have the following information available:

  1. Amount of your Medicare premium bill
  2. Account number: Medicare claim number without dashes. You can find this number on the red, white, and blue Medicare card.
  3. Biller name: CMS Medicare Insurance
  4. Biller’s address:

Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355

You’ll need to tell the bank how much money to deduct from your account to pay for the Medicare premium. You’ll also need to update the amount with your bank whenever there is a change in the Medicare premium amount. This usually happens in January when CMS announces the new Medicare premium rates. You can find more information at Medicare.gov or CMS’s online bill pay webpage.

Remember, CMS does not charge a fee for processing the electronic payments, but in some situations, a bank may charge their customers a fee for using their online bill payment service. If you have any questions about bill pay, please contact your bank or financial institution directly. You can also visit CMS’s  online bill pay for more information on paying your Medicare premiums.


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Jim Borland, Acting Deputy Commissioner for Communications

Jim Borland, Acting Deputy Commissioner for Communications

Comments

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  1. Lorraine Thompson

    I
    am an individual who pays extra for my medicare because of my income,
    the first time I got a letter saying pay the difference by a certain
    dates. I spoke to an SSA rep a little while ago and she said I should
    have got a letter back in February I never recd it. I am afraid of being
    cut off of my medicare i will send the check immedately. Is there any
    way to insure I will not be cut off.

    Reply
    • lor

      I got the answer thanks, please disregard my comments

      Reply
  2. Debbie Johnston

    Why has my medicare premium increased and being taken from my SS check?

    Reply
    • Vonda

      Hi Debbie, thanks for using our blog to ask your question. Information about Medicare changes for 2021 is available at http://www.medicare.gov.

      If you get Social Security, Railroad Retirement Board (RRB) or Civil Service benefits, your Medicare Part B (Medical Insurance) premiums are deducted from your benefit payment.

      Reply
  3. Irene Rivers

    I requested my Medicare Prescription Drug Plan payment to come out of my monthly social security deposit. But I received a payment booklet from WellCare to pay monthly. I called WellCare and they said I had to contact you in order to get my 2021 premium of $15.10 deducted from my social security direct deposit each month. Thank you for making that correction.

    Reply
    • Vonda

      Hi Irene, thanks for using our blog. For details on monthly Part D premiums including how to get your premiums automatically deducted, check out the Medicare web page. We hope this helps!

      Reply
  4. Debra A. Gravley

    I just started Medicare back in October They sent me a bill. Will I receive a bill again or do I need to contact Social Security?

    Reply
    • Vonda

      Hi Debra, thanks for using our blog. If you get Social Security, Railroad Retirement Board (RRB) or Civil Service benefits, your Medicare Part B (Medical Insurance) premiums will get deducted from your benefit payment.

      If you don’t get Social Security payments, RRB, or Civil Service benefits, you’ll get a bill called a “Medicare Premium Bill” (CMS-500). Medicare offers four ways to pay your Medicare bill.

      If you were being billed and have since signed up for Social Security, the premiums will automatically start coming out of your benefits. If that results in a Medicare premium overpayment, Social Security will automatically refund the premium overpayment. You will get a refund check separate from your regular monthly Social Security benefit. We hope this is helpful!

      Reply
  5. David Del Giorgio

    My SS benefit is set to begin in Dec 2020, the first payment will be made to me around January 27,2021.
    I received a Medicare premium bill for coverage from 01/01/2021 – 03/31/2021.
    Payment is due 12/25/2020.
    Pay the CMS Medicare bill or will the scheduled deduction from SS benefit cover it in a timely manner for January , 2021.
    Thanks

    Reply
  6. Jeanie Ely

    My husband and I pay for our medicare through automatic deduction. I also have my medicare taken out of my SS check. I feel like I’m paying twice.

    Reply
  7. FRF

    I am trying to find an answer to my question. I turned 65 in October, but delayed applying for medicare until now because I did not need it, but SS is billing me starting in September 2020, how come? Can I appeal this? and to who? Thank you.

    Reply
  8. Deborah T. Gold, PhD

    I started Medicare before I signed up for Social Security and have been paying for premiums from my bank account. I would prefer that the Medicare premiums be deducted from my Social Security check now. Will that happen automatically or do I need to do something? If so, what? Thank you.

    Reply
    • Vonda

      Hi Deborah, thanks for using our blog to ask your question. If you get Social Security, Railroad Retirement Board (RRB) or Civil Service benefits, your Medicare Part B (Medical Insurance) premiums will automatically get deducted from your benefit payment. We hope this is helpful!

      Reply
  9. ELAINE L HAMMOND

    How can I pay my additional Part B premiums with a credit card?

    Reply
    • Vonda

      Hi Elaine, thanks for using our blog. If you get Social Security, Railroad Retirement Board (RRB) or Civil Service benefits, your Medicare Part B (Medical Insurance) premiums will get deducted from your benefit payment.

      If you don’t get Social Security payments, RRB, or Civil Service benefits, you’ll get a bill called a “Medicare Premium Bill” (CMS-500). Medicare offers four ways to pay your Medicare bill.

      Reply
  10. James D.Nichols

    I am retired under CSRS since 2005. I have Medicare A&B. My premium for part B is taken out of my annuity which is direct deposited to my bank account. I just received from OPM the Notice of Annual Adjustment. My Part B premium is listed as $148.50. Thought all of 2020, the Par B premium was $289.20. Why the reduction. There has been no reduction in our income. I believe we should be paying a higher premium. IRS provides the income information to OPM. What gives, did IRS make an error? SSA?

    Reply
    • Sue

      Happy new year, James, and thank you for using our blog. Based on your question, it appears that you paid a higher Medicare Part B premium in 2020 due to IRMAA, which stands for Income Related Monthly Adjustment Amount. This means people with higher incomes pay more for Medicare. For details, check out our Medicare Premiums: Rules For Higher-Income Beneficiaries web page. Your 2020 premium was based on your 2018 federal tax return, while your 2021 premium is based on your 2019 return.

      Your 2021 COLA notice should have included the amount you pay for Part B in 2021 and an explanation. You can securely view and save the Social Security COLA notice online via the Message Center inside your my Social Security account. If you don’t have an account, create one today. If you need additional assistance, please call your local Social Security office. You’ll find the phone number in our Office Locator. We hope this helps!

      Reply

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