Disability, SSI

Making Wise Choices When a Representative Payee Manages Your Money

January 23, 2020 • By

Reading Time: 1 Minute

Last Updated: July 16, 2021

" "Some of the millions of people who get monthly Social Security or Supplemental Security Income benefits need help managing this money. A person assigned to help you manage your monthly benefits is called a representative payee. We may decide you need a representative payee if we receive information that indicates you need help to manage your money. We try to select someone who knows you and wants to help you. Your representative payee should be someone who you trust, who sees you often, and who clearly understands your needs.

A representative payee receives your monthly benefits on your behalf and must use the money to pay for your current needs. Eligible costs include:

  • Housing and utilities.
  • Food.
  • Medical and dental expenses.
  • Personal care items.
  • Clothing.
  • Rehabilitation expenses (if you’re disabled).

If there is someone you want to be your representative payee, tell a Social Security representative, and they will consider your request. Social service agencies, nursing homes, or other organizations are also qualified to be your representative payee. Ask them to contact us.

If you receive a decision that you are appointed a representative payee and don’t agree that you need one, or if you want a different representative payee, write to us within 60 days to appeal that decision.

If you can’t manage your finances, someone else can help. If you have a trusted friend or family member who can be your representative payee, our publication, A Guide for Representative Payees, will provide more information on our representative payee rules.

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About the Author

Darlynda Bogle, Assistant Deputy Commissioner

Darlynda Bogle, Assistant Deputy Commissioner

Comments

  1. Kathy C.

    I don’t need or want a payee

  2. abdelaziz h.

    Hi dear
    My luggage & my backpack were stolen respectively from the house I was living in & from a pub patio…IAll my documents were stolen consequently…
    my address was: 12513 Crystal Rock Terrace
    Germantown, MD 20874
    My SSN:280989940

    • Sky

      Please people stop putting your personal information out for the whole world to see!

  3. Lucas G.

    Lucas Gonzalez

  4. Baytronik

  5. Andrey A.

    Thank you with my health insurance and license permit

  6. Anita K.

    I am not sure if this is the space to ask this question,
    but here it goes…I have a few house issues that I am not able to repair. How do I or can I get help? Please let me know. I’m all out of options looking for help.

    signed…desperate
    Anita Keith

    • Linda

      I know that some cities have people who can help. Call your city and ask if there is help. Also some churches can help too.

  7. Sheila C.

    I’m reading this and I’m confused the way that it sounds is like I have finely gotten my social security i can’t understand because I have been disabled all my life my mom received ssa for me and never told me I have done everything I can to get my social security they deny me but they never give me a real reason why I feel like I don’t matter and would be better off not to exist

  8. Tony G.

    very true everyone needs to know about their budget and not want to spend spend . I’ve seen to much of this with folks rep payee here

  9. Don R.

    These emails are great, they cover important issue for retires and individuals who receive SS. Thank you

  10. Troy H.

    I was contacted today by phone 903.200.8435. Who identified themselves as the social security administration from La Port Texas. They said they were suspending my account. Pure scam but thought you would want to know

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