General, Medicare

In Times Like These, Every Cent Counts

June 20, 2015 • By

Reading Time: 1 Minute

Last Updated: August 19, 2021

Two men use a laptop computerIn the good old days…

If, as a child, you asked your grandparents for 50 cents to go to the store to buy ice cream, they might have taken you on a journey down memory lane before giving you the money for your treat. Apparently, in the “good old days,” 50 cents bought you a whole meal, a trip to the movies, and an outfit. When was the last time you bought something substantial for 50 cents without a discount coupon?

The world is different now, and everything costs more than it used to.
Every cent counts, and you can help your parents and grandparents who understand the value of the dollar, save about $4,000 each year in their prescription drug coverage. Extra Help with Medicare helps people with limited resources and income pay for costs like monthly premiums, annual deductibles, and prescription co-payments that are related to a Medicare prescription drug plan. Many people aren’t aware of these important savings. Do your parents and grandparents know about the Extra Help? Let them know!
You must receive Medicare, meet the resource and income limits, and live in one of the 50 states or the District of Columbia to qualify for Extra Help.
You can apply for Extra Help online. It’s so easy! Just go to, or call Social Security to apply over the phone or to request an application. You can also apply in person at your local Social Security office.
Our parents and grandparents taught us so much, especially the value of savings. Let’s show them we learned the lesson. Help them apply today!

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About the Author

Doug Walker, Deputy Commissioner, Communications

Deputy Commissioner, Office of Communications


  1. Garrett

    It is tough to locate knowledgeable people today on this subject, but you sound like you are aware of what you’re talking about! Thanks

  2. Chin

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  4. joananne m.

    I’ve just commented—–did you not receive it??????

  5. joananne m.

    This country is going to hell in a hand basket—our government helps foreign countries with billons of dollars and we seniors ,many of us struggling financially get no cola again—no cola in 2010,2011 and now no cola for 2016—-disgraceful!!!!

  6. David

    need help my wife and my self got the two percent rase in January and then my wife lost her old age pension that she had from the state she makes below the $677 you’re supposed to get but because we got the raise we’re supposed to all of a sudden be disqualified for her to get that income that is horrible now we have to go to food banks I need old junk food we can’t afford to go to the storewe only get $15 for food stamps for two people that’s horrible something needs to be done

  7. Martha F.

    When I first started out years ago I worked for about ten years and paid into the SS system. Then I became a teacher in Texas and worked for sixteen years. In 2009 I suffered two strokes. After the first one I was out of work recovering for two months then returned to work only to suffer another one in May and that last stroke left me with severe numbing from head to toe on my whole right side of my body. I lost most of my vision on that eye and am unable to drive due to the numbing because I can’t feel the pedals. I have a lot of trouble walking and am taking high doses of seizure medication that make me very sleepy. Due to this I was unable to return to my teaching position. I am receiving early teacher retirement but was told by Social Security that I am unqualified to receive any Social Security because I’m receiving teacher retirement. I feel this is very unfair because I worked and put into the Social Security for ten years. The amount of money I receive from the teacher retirement is a lot less than what I would be getting if I could work but my bills stayed the same and it is hard to pay everything. I feel very cheated!

  8. Debra S.

    Yes they use your spouses income even if not living together which is unfair, some people their money is their money I’m SSI I get no help I’m plated from base of Skull to Tailbone run of 2 spine stimulators and deaf in one ear. I have Human Gold Plus My pain management don’t take their Referels , my Referral Department wants me to go to another Pain Management Dr I have they made me Drug Addict the Dr I go to she helps me I don’t get much a month 150 out of pocket to see Pain Management Plus 100 on Medication it leaves hardly nothing what good is our system they don’t care

  9. winston w.

    Does this e mail has anything to do with up dating our information for SSI or other possible benefits.
    We have not been able to enter the web page to exchange information on line.
    Should we visit the Social Security Office near by.

    • James L.

      Hi Winston, thank you for your question. If you are referring to a my Social Security account, we apologize for any inconvenience. A my Social Security account allows you to review estimates of your retirement, disability and survivors benefits, your earnings record, and the estimated Social Security and Medicare taxes you’ve paid. For assistance, you may call 1-800-772-1213. After you hear “Briefly tell me why you are calling,” please say “Help Desk” for help with a my Social Security account.

      However, this account does not allow you to review your SSI benefits. If you need further assistance regarding SSI, you should visit your local office.

  10. Charley M.

    Why does the SSA make the program so difficult to understand and find info on. It is 2nd only to the US Tax Codes which are mind boggling. We are not stupid & some of us have college degrees, but trying to learn about, keep up with changes, determine what our entitlements are & get help is daunting.
    Computers came along too late for my mother so she never learned them, so I must help her. Additionally, she worked all her life, but they didn’t deduct that much back in the day when folks only made .75 cents an hour. I must help her with extra money monthly because her SSA amount is below the annual poverty level. And, w/o the medical supplement I pay for she would be exposed to substandard health care.
    Wake up & smell the coffee SSA, America’s elderly is starving and the medical industry does not want to service your beneficiaries for pennies on the dollar treatment… Appears to be a gov’t culture problem like the one with the VA. Oh, that’s right, the politicians need a couple more years to figure out the VA problems is caused by a negative VA employee culture toward Veterans. You see, they view themselves as guardians of the VA budget that should be used for their compensation perks and not for veteran programs and heath care.

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