The uninsured rate among African Americans remains incredibly high. According to the Urban Institute, despite historic gains in coverage during the first two Affordable Care Act open enrollment cycles, 1 out of every 10 African Americans (ages 18-64 years old) still live without healthcare coverage. Health insurance coverage increases access to quality medical care. Healthier individuals are more productive in the workplace, have more stable personal lives, and are less likely to pay huge out of pocket healthcare costs.
We need to connect the remaining uninsured people with the information and resources they need to get covered and thrive.
With this in mind, Enroll America’s Get Covered Academy empowers partners through training to reach more people within the uninsured community. The Get Covered Academy helps organizations expand enrollment efforts and foster a long lasting culture of enrollment nationwide.
Enroll America developed the Get Covered Connector, a free, easy-to-use online scheduling tool that connects individuals with a local expert for free, objective, in-person assistance to help them get coverage. In fact, consumers who received individualized, in-person help were 60 percent more likely to complete their application compared with those who tried to enroll online without help.
Enrollment experts can answer questions and help families explore the options available to them. Consumers can be sure they’re enrolling in a plan that meets their needs and budget. One huge obstacle preventing African Americans from enrolling in a healthcare plan is a lack of information about the newer plans and affordable health insurance choices. For example, many consumers don’t know that there’s financial help available to lower the cost of their monthly premiums, making coverage more affordable.
Enroll America unveiled a new tool called the Get Covered Plan Explorer to help consumers estimate their total health care costs for the year. This tool shows whether the plans available in their area cover their prescription drugs and favorite doctors. By offering consumers a complete picture of their total health needs, the tool allows consumers to better understand their options and feel confident that they’re getting the best possible deal for their health care needs.
African Americans stand to benefit from the options available to them through the Affordable Care Act. Both the Get Covered Connector and the Get Covered Plan Explorer will serve as big steps forward in reducing the disparities in health coverage for African Americans.