General, Retirement

Financial Literacy Month, A Perfect Time to Plan for Your Future

April 30, 2020 • By

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Last Updated: November 2, 2023

April is Financial Literacy Month, a month focused on educating people about the importance of planning for a secure financial future. Social Security is a vital part of any financial plan, and we have online tools to help you understand your potential Social Security benefits and how they fit into your financial plans.

You should periodically review your Social Security Statement through your personal my Social Security account. Your Statement is an easy-to-read record of your earnings that determine your future benefits. You’ll want to verify that your recorded earnings are correct as they affect the amount you could receive. Your Statement also provides a summary of the estimated benefits you and your family could receive, including potential retirement, disability, and survivors benefits.

Start focusing on your financial literacy today. Log in to your my Social Security account and view your Statement.  If you don’t have an account, create one today.

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About the Author

Darlynda Bogle, Assistant Deputy Commissioner

Darlynda Bogle, Assistant Deputy Commissioner


  1. Powertrac T.

    I truly appreciate that you are spreading awareness through your blogs to the people.

  2. Sally

    i got my check. ty

  3. About C.

    ´´Financial Literacy Month, A Perfect Time to Plan for Your Future´´

    The above-quoted words = I would like to see the nuts and bolts of this process. Example:

  4. Haley

    When will I get my check

  5. Marian H.

    I am a US citizen living abroad. I have checked with the IRS on their website and they specifically say that ALL citizens (including those of us who are collecting Social Security Retirement) who are qualified to file 1040 are qualified to receive the stimulus payment of $1200.00.
    (Here is the link:
    “A31. Yes, U.S. citizens living outside the country are eligible for the Payment. Anyone eligible to file Form 1040 or Form 1040-SR is an eligible person if they have a valid SSN and can’t be claimed as a dependent of another taxpayer. Nonresident aliens who file or would file Form 1040-NR or Form 1040-NR-EZ are not eligible for the Payment.”
    Note: IRS website is a very good resource for facts.

  6. Joseph C.

    How will i know when my stimulus payment arrives. I get ssi and it goes on my Direct Express Card that Social Security provided about 6 years ago. On a norm two days before you get your ssi you get a phone call from Direct Express telling you that you’ll be getting you monthly payment on the 1st at 1a.m. so will they be giving us the same notification for the stimulus payment too?

  7. Tiffiany

    I got a deposit date of the 29th on the get my payment tool I do get SSI and I have no dependent I was wondering if I got a date the why I have not received my payment at this time it just not making any since at all to me

  8. LOUISA W.

    Warmest Aloha to you n Staff extraordinaire!

    I appreciate your guidance n advise here!
    Requesting that next Stimulus checks Are Directly deposited in our SS benefit accounts ASAP AS EVERYONE ELSE!

    We SS Receipients are already vetted n On RECORDS WITH SS DEPARTMENT!

    Please Share our voices To DEPT of Treasury
    So that No Down Time! For us Retirees who HAS SPENT MORE TO BE SAFE N SECURE DURING THIS PANDEMIC!

    Mahalo Nui Loa

    • Cindy

      I have not got mine eathiwr I am in kendallville in

  9. Shafie Y.

    I can,t have an account. I don,t have an address in U.S. why we can,t use our address on record. Citizen who live abroad to make end meat are treated as second class citizen.

    • Vonda V.

      Hi Shafie, thank you for your question. At this time you must have a U. S. mailing address to create or access your online account. The “my Social Security” authentication system requires address verification as one of the essential criteria for issuing an account. People with APO/FPO/DPO addresses can create an account overseas, but our system does not support registration and account creation for users with a foreign address yet.
      Even though you are unable to create a my Social Security account, you may still file applications online.

      You can apply online for retirement benefits if you:
      •are at least 61 years and 9 months old;
      •are not currently receiving benefits on your own Social Security record;
      •have not already applied for retirement benefits; and
      •want your benefits to start no more than 4 months in the future. (We cannot process your application if you apply for benefits more than 4 months in advance.)

      We recommend that individuals living outside the United States contact the nearest Federal Benefit Unit or U.S. embassy in the area for any assistance related to Social Security programs and benefits. Also, our Office of International Operations home page provides more information to assist our customers living abroad.

  10. Gwen J.

    Hello, I’m writing to ask if you might possibly be able to HELP ME!!! I’m a single, 51 yr old woman, & I’ve been on SSDI for over 13 yrs! My income is $783.00 per month, & I’m not a dependent. I have no other source of income. Everyone i know has received their stimulus package, EXCEPT FOR ME! I have a valid SS i.d., & a valid Drivers License, as well as my case #, so why isn’t that information readily available to the IRS? We were told that, if we get less than $12,000. per yr, we don’t have to file taxes, & that we didn’t need to do ANYTHING, that they ( the IRS) would use our SSDI info for the check. I also have direct deposit, for the last 12 yrs.

    • William

      The AARP states that A Care pkg was created for people on SSI and SSA. All you need to do is be a bit more patient.
      All your docs verify your status as eligible. The U.S. Gov. is working on your behalf.
      You should recieve it shortly.
      Stop looking and you’ll be pleasantly surprised.
      God bless.

    • Smith

      Well I received SSD and I just got my check today I was worrying just like you I also have direct deposit it’s coming I guess you just have to wait and stress out. Oh I also did not receive my dependent money yet.

      • LaDonna C.

        How did you get your check? I am reading everywhete that checks for people ssd dont get them until in may. I guess your one of the lucky ones . Ive not heard of anyone else getting theres already on ssi or ssd.

      • Loida

        I am recieving survivor benefits and i have two minor children and also received survivor benefit. The IRS announced that everyone who have minor dependent need to go to Non filers Inter payment info which i did before the deadline. I do received my stimulus check 1,200 but i did not recieve the 500 each for dependent..Please anyone could tell when can i get the 500 for each dependent?. Thanks


          My mom hasn’t gotten her money yet either. I told her to be patient and it will come. It tough I know so hang in please.

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