Can I Keep This Benefit Payment?

two women looking at laptopSocial Security is with you through life’s journey, securing today and tomorrow for millions of people. We know that reliability and dependability is an important part of your financial security. We use the same throughout the month eligibility rules for the first month’s Social Security check through the last month’s check, so it’s easy to know when checks are payable.

If you meet all the requirements to receive benefits, Social Security pays your benefit after you have lived throughout the month. At 62, the first month many people are eligible for benefits may be in the month after their birthday. Social Security follows an English law that says you actually reach your age the day before your birthday. So, if you were born on the first or second day of the month, your first month of eligibility will be your birthday month. If you were born on any other day in the month, the first month you could be eligible to receive benefits will be the month after your birthday month. When starting benefits after age 62, people are eligible to be paid for the month they file, since they were previously age 62 throughout the month.

For example, if Michael is born on June 1 or 2 and is age 62, he is eligible in June, and the first month he will receive his benefit payment is July. If Michael’s birthday is any other day in June, the first month he will be eligible for benefits is July and his first benefit will be paid in August. If Michael starts benefits at age 63 and files in June, he can be paid for June in July.

Benefits are always paid the following month for all types of Social Security benefits including retirement, disability and survivors.  This does not apply to Supplemental Security Income (SSI).

Being eligible throughout the month also applies to the month of death of a Social Security beneficiary. To be eligible for the payment, the person must have lived all month long to receive the payment that comes the following month. That includes throughout the entire last day of the month.  Your survivor may be eligible for a payment for the last month and should contact us at 1-800-772-1213. For information about applying for survivors benefits, visit our website at  www.socialsecurity.gov/planners/survivors/howtoapply.html.

Understanding how the benefits are paid gives you a sense of certainty about your payments.

You’ll know how to plan when starting benefits and what happens to the last check. We continue to secure your today and tomorrow by providing the Social Security information you need.

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166 thoughts on “Can I Keep This Benefit Payment?

  1. Speaking out for the preservation of social security for the elderly is dangerous in the Trump world today. He is known to retaliate against anyone who does not agree with him. Congress needs to put back the money they (borrowed) from the social security funds. There should also be no payouts for the grossly wealthy who do not need it.

      • I agree with both suggestions: legislature payback and no payments to the wealthy. Imdont have much faith in either of these happening.

        • What is your definition of wealthy? Each person has to pay into SS as do their employer. So why do you think they should lose that money which a retirement plan?

          • Yes you have paid but if your financially stable you should think of those who are not. It’s not that they haven’t done their part but perhaps there’s a unforeseen situation as is with many people. Wouldn’t you rather it go help people who really need it?

      • He thinks he’s in Russia. He’s thinks he can run this country like a business. It just doesn’t work that way.
        If you win the lottery,there should be no payments until or when they can prove they have LOST all that income.He retaliates against the people he is supposed to serve. That threat needs to stop too.this is The United States!

    • And the Clinton’s never retaliated? Your remark was childish and unsubstantiated. When the $ is “borrowed” is is guaranteed by Treasury notes. It is best you know what you are talking about before you open your trap.

      • Message to AKA. Are you an employee of the federal government or SSA? I see that you follow this blog closely and provide numerous responses. Perhaps you are well versed on Soc Security policy and procedures. Your responses / advise would be more creditable if you were were more thoughtful and considerate to others. In one response, you would have been more helpful and informative if you explained the structure and use of the SS Trust fund which provided support to many individuals with disabilities. Most folks do not understand that SS payments are not ‘money in the bank.’ People who are working contribute funds for those who are receiving benefits.

      • I also agree with AKA. The comment about Trump is absurd. Act like an adult not a liberal. When a govt official is loaned money in reality they should pay it back. But previous admins decided to keep large funds for their personal use
        But when a vrooked attorney from kentucky stole a half a billion and prosecuted he decided hed rather cut his ankle bracelet off and skip the country and keep the money.
        Fraud is the biggest problem that drains SSAs funds.

          • Agree .. For many people out there that don’t understand; being a liberal adult is quite common.

          • I failed to see any question or any factual information youve provided. Its understandable when people come here to voice their frustration over personal situations. Especially when they have lost everything with no place to go,no food,no money,sick with no meds and no hope. The people who die waiting on Ssa is staggering. They feel betrayed by a govt that they believed in. Theyve become desperate and forgotten from a system put in placethat was meant to help qualified citizens.. Theyve come here to vent at times so the frustration may not always be factual. They dont deserve nasty,cruel,rude,mean people just trolling the site with their childish comments and no real advise or helpful information to give.
            The only advise or information the Comissione that monitors this site directs people to call the SSA or create an account,send an email or refer a publicaton to read.. Which is repeated through out the blog is unnecessary. Post this information once at the top of the blog seems sufficent. Unless theres a more complete and helpful answer to a question their desperately seeking. I suggest you troll another blog if you have nothing helpful to say.

      • being up Clinton when Clinton has nothing to do with trump makes your remark sound childish and unsubstantiated… and if you do disagree with trump watch out that’s not how the US should be run.. we are still a free nation …

      • wow! that was really rude. and no the goverment took money from social security and did not put it back and now they complain and scare everyone saying the ss will not be enough down the road for everyone

        • What i didn’t get? Is for 2017 we only got 1.2% increase for SSDI and SSI.We should of gotten more i am hoping in 2018 we get 8.2 % or like we got on 2016

      • This isn’t CHILDISH !! this social security check CONGRESS “IS BORROWING” AND HAS NEVER PUT BACK, is the very money I need to live off of. You need to stop talking while you have that silver spoon in your mouth !!!!

        • Social Security is a pay-as-you-go system. Social Security taxes collected from today’s workers pay the benefits of today’s retirees. Any funds in excess of what is needed to pay today’s benefits are invested in special issue, U.S. Government, interest-bearing securities. This investment – the purchase of U.S. Government securities – is what constitutes the “borrowing” that people are sometimes concerned about. Any funds that have been “borrowed” from the Social Security Trust Funds have always been paid back in full, plus interest. Please check out our Trust Fund Frequently Asked Questions page for more information.

          • Why, when someone fights so hard for their disability, and only 1/2 their heart is working, does SSA drag their feet giving them their disability, and when they do get it, 2 years later, and they pass away 2 months later, why they don’t give their spouse the back pay? SSA office gives it quick to alcoholics, but not to someone whose worked hard all their life, but give it to the alcoholics so they can buy more alcohol. Messed up system

          • What a bunch of bull! The government has never paid any stolen, not borrowed, any money back. The ” special issue, U.S. Government, interest-bearing securities” are worthless paper. The stolen funds are part of the 20 trillion outstanding debt. Do not insult us with your bull!

      • Why do you have to be so freaking NASTY! You remind me of that so called president ‘trump’ . before you say it… My response isn’t nasty and without hints of hate. I J S

        • No room for the never trump HATERS! True that is a hate group! The biggest problem lies with Bill Clinton who “balanced” his budget by doing away with “general welfare ” fund and paying welfare out of Social Security funds. Had this not happened there would be no SSI Payments breaking the Social Security Fund Account that was created for the workers who became disabled to the point of not being able to do substantial gainful employment and the people lucky enough to live to whatever age the congress will decide a person can retire! You should only draw % of what you have paid in! If you haven’t contributed you have no business drawing from SS. Bring back general welfare fund and workable people will go back to work! Might be their first time to try to work

          Ok let’s here it!

          • Sorry. As Daniel Patrick Moynihan clearly stated: you are entitled to your own beliefs but not your own facts. SSI began under Richard Nixon. It never took a dime from the social security trust funds. It is paid out of general revenue. It is also not a personal retirement investment as you infer, but social insurance. That means the monthly amount is tied to your average monthly contributions in earnings, but since you don’t have the money in a sub-account in your name, you can never run out. You will be paid as long as you are alive. It may be time to rethink the formulas since more people are living longer than they were in 1936. However, there are no lifetime caps because it is insurance against lost wages or self-employment income. Congress has partially offset longer lives by (eventually) moving the full retirement age to age 67, but you can still start at age 62. Finally, Treasury Funds are an enormous IOU against the federal tax payers. For years the world has found them a gold-plated and safe place to park money, and they have the full faith and guarantee of the US government….even if they have to print new money to pay them off!

          • Why don’t all of you check what you have written prior to posting it? Some of this is pure gibberish. Slow down and get it right.

    • As for the social security preservation or lack thereof….The age to receive benefits will undoubtedly be increased, with reduced benefits for those like myself who have put so much into the pot.

      BTW – The gov’t did not “borrow” the money. The money was misappropriated, stolen by politicians more concerned with re-election than their own Country. These idiot politicians are destroying our Country year by year. Soon the debt will be too much to overcome. Dooms Day is quickly approaching. I think any politician that has served for more than 20 years in federal gov’t ought to be thrown in jail for what they have done. As I type this the politicians are on vacation yet again.

      • 100% agree. Throw all past office holders all in jail and drain the swamp of all present office holders that do not vote for paying back stolen funds.

    • We deserve to be protected from government shutdowns stopping the essential llfeservices that our SSA)SSDI, Medicare Mediicaid benefits provide. We kept our end of the deal and paid into this contract with the American People and Government. Playing chicken with our lives Everytime some politicians ego causes him to use us as ransomees in some political idea they can’t get passed by constitutional means goes beyond cruelty, it is criminal. This perennial threat needs to be ended. It is just not right to use us as a means to achieve someone’s political goal. In fact we were promised our benefits would be protected – the President said so. So what is being done to insure people don’t get hurt in a misguided approach to buld a wall or force another loss of our ability to borrow capital?

  2. I’m 100% disabled. I receive workers’ compensation.
    Before I turned 62 I also received Social Security disability at 100% but was off set by workers’ compensation.
    I’m now in my seventies, 71 in Dec 2017. My disability is getting worse by the day. Do I qualify for in-house assistance? And if I do what steps do I take?
    Thank you, really appreciate your emails.
    William Leroy Hicks

    • No, Federally there is no such thing but the State may be able to help. Contact your local county VA rep if you are a veteran, if not contact your local Public Assistance Office.

    • We are sorry to hear about your condition, William. You may be eligible to receive social services from the state in which you live. These services include free meals, housekeeping help, transportation, or help with other problems. To get information about services in your area and find out if you qualify, you will need to contact your state or local social services or welfare office. We hope this helps!

      • Can you please address these yearly letters, form, prequesting information and if not returned within 60 days were cut off for 1 year. Yes I did get that amount back.
        I just recently got another letters and did returned it on time. But no confirmation that the form was received. Now I’m stressed not knowing.
        Thanks.

        • Hi Rogelio. Unfortunately and because of security reasons we do not have access to personal records in this blog and cannot answer your question at this time. One of our representatives should be able to provide you with an explanation and answer questions about the content of the letters you received. Please call our toll free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Or contact your local Social Security office directly.

      • Me. Clifton, thank you for providing this valuable information. It’s a little frightening, and discouraging, when simple needs or efforts to maintain a very basic, small life become more and more difficult.
        I’m very grateful for the reply you provided William. I will reach out to those services and do my best to remain hopeful!

    • Medicare right now does cover that 100 % look it up .. it’s in Home Health Care under medicare You pay nothing. not sure if it needs some kind of in network or out of network . sense medicare is usually who ever takes it you can go with like ALL INSURANCE should be . and no profit for health .

      but there may be other charges you would have to ask medicare and if you have a med cap plan it may cover everything else .

  3. Question: I am 88 years old. I still work full time, draw my Social Sec. and pay taxes on it as well as my salary.
    I pay SS on my salary as well. I have Medicare only.
    In just a few months I will have to retire, my body is beginning to deteriate and can hardly get around. I have no retirement from my company. Would I draw Disability
    or continue with SS only. Would there be any additional funds.

    • I’m started drawing SSA Disability at age 52 due to a destroyed back, so I drew disability at about $50 more per month until I reached my 65th birthday. it then switched from disability to regular SS at the same amount I had been getting.

      • I disagree. Social Security is not a welfare program. If you paid into it, you are entitled to receive the benefit, no matter what your income is. Period.
        Isn’t the government paying interest on the money it has borrowed from Social Security? It is a LOAN, not a raid. Period.
        One of the problems with SS Disability is the Fraud involved. I think I read that 50% of disability payment are fraudulent. Look at all the advertising the scamming attorneys do, urging you to claim Disability, so that can take a huge chuck of your settlement.
        I am a tax preparer. You would not believe the people that come in that get Disability or SSI. And there is nothing wrong with them. I remember one woman whose wrist hurt from flipping hamburgers at McDonald’s. Another had a “bad Back”. He was maybe 40 years old. 2 weeks later, I saw him roofing his house a couple block from our office

        Billions could be saved every year if we cracked not on all the scammers.

        • The above post somehow got was a reply to another post where someone said the wealthy should not get Social Security. I have no ideqa how it got posted here.

          • Our ethical requirements from the IRS do not allow us to discuss any tax related matters of any individual without their express permission.

            If we could do this , I could probably come up with a billion dollars of potential fraud. What a shame, and what a scam.

        • First YOU said your a tax preparer. YOUR NOT a DOCTOR. Second,that guy that said he had a bad back,he also may have big bills he can’t afford to pay the doctors and has no choice but to endure that kind of pain to get income in that CONGRESS KEEPS TAKING and SAYING their paying back.
          Why can’t Congress,Everyone of them give their entire salary back to the social security Dept.. In one year of their salary it would put a hugh dent in the amount THEY have to BORROW. Let’s face it they can afford one years salary, your the tax preparer,you must have seen that,too.

          • Give me a break Maka. Yes, I am not a Doctor, but is very evident when you see someone humping shingles up to a roof, that they can not disabled to the point they could not work.

            I have seen thousands of these type of people in the last 30 years. I could write a book about all the fraud.

  4. I receive a mere $564.00 a month, and its not enough to live on! I’m 68 and have recently had a Bo lateral mastectomy due to breast cancer! Are there any programs that can help me pay my bills?

        • LIke AKA said There is no disability after you reach full retirement age. Your payments stay the same.
          which is 65 with some activation dates before your converted over for me my il be at full retirement age @ 66 no matter what the laws says …as for your payments do stay the same unless congress finds it there heart to give us more each year which they can but won’t .

        • Disability ends when you reach full retirement age.

          Why didn’t she save for her retirement to supplement her social security Where was her head the last 68 years.?

          • i agree with this statement.
            most people on here are arguing that they should get more but did nothing to be sure they were going to be taken care of in their retirement years.

          • Bettg, I do have lots of compassion. Why do so many people think it is the government’s responsibility to take care of all our our needs. If we could weed out the fraudsters, we could give the seniors a bigger SS check.

            So. so many people do not want to take care of their future by putting money into some type of retirement account. I see it every day.

            A couple that makes $75,000-$100,000 a year, and say they cannot afford it. Sure they can’t with their $500,000 house and drive a Hummer, etc.

    • Hi, Lucinda. Thank you for your question. For your security, we do not have access to personal information in this venue. We do ask that members in our Blog community continue to work with our offices with questions about their specific case. Please call us 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. to 7 p.m. to speak to one of our representatives. Generally, you’ll have a shorter wait time if you call later in the day. Or you can contact your local Social Security office.

      You may be eligible to receive social services from the state in which you live. These services include free meals, housekeeping help, transportation, or help with other problems. To get information about services in your area and find out if you qualify, you will need to contact your state or local social services or welfare office. We hope this helps!

  5. I believe your example, “if Michael is born on June 1 or 2 and is age 62, the first month he will receive his benefit payment is July.” is wrong!! According to the previous paragraph, “So, if you were born on the first or second day of the month, your first month of eligibility will be your birthday month.”
    Didn’t anyone proof read this before publication?

    • Right, you can say the money comes at the end of the month you live through, but, it takes another month to send the check to you.

    • I believe you are correct, Mary. The rule (not the example) is more likely the actual policy. Blog editor, please address this!

      • Retirement benefits can begin the first month a person is age 62 throughout the entire month. At 62, the first month many people are eligible for benefits may be in the month after their birthday. However, Social Security follows an English law that says you actually reach your age the day before your birthday. For example, a person born January 15, 2003 will attain age one on January 14, 2004. Therefore, a person is age 62 throughout an entire month if the 62nd birthday is on the first or second day of that month. Thanks.

          • Betty, I am not a troll. You sound like something that rhymes with witch. I am a very conservative person, not a crying liberal that believes the government is Santa Claus.

        • Annoying comments as if no one ever gets disabled. People ramming vans into people here and in Barcelona kill and maim people. Those maimed are not lazy because psychos decided to ram a van or truck into them. If it happens to someone you know or someone in your family – you’ll think differently but it seems you lack empathy for others.

  6. Is social security benefits at full retirement need to be filed with the I.R.S. if it’s the only income?? Account says I don’t need to file .

    • If your SS is your only income, you do not have to file a Federal tax return. Your state may have different rules, or you may qualify for some type of rent or property tax credit from you state or some other state benefit. The folks at H & R Block will be able to explain the rules.

    • Hi Frank, some people may have to pay federal income taxes on their Social Security benefits. This usually happens only if you have other substantial income (such as wages, self-employment, interest, dividends and other taxable income that must be reported on your tax return) in addition to your benefits. For further income tax questions, you will need to contact the IRS. Their toll-free number is 1-800-829-1040. We hope this helps!

  7. Who is AKA and what qualifications do they have to be responding to the questions here? I don’t think they’re a SS employee because of the snippy replies.

  8. AKA is anonymous tag line for someone ashamed to put their name on their comments. The person appears to be very ignorant about social security, disability and SSI. Hopefully they do not work for SSA.

    • I’m no Expert but he or she ( AKA) made me mad by being up Clinton etc etc, i hate that when i see it, i normally don’t say a thing In the places like this because you all are right those who work in the GOV should answer all the questions that mater . I make a lot of comments on you tube, i don’t brother much with face book or tweeter .

  9. I have a serious question. It’s been a few years but it still is bothering me. Does anyone know or can anyone explain to me these two issues.
    It’s kind of a long story so I will try to be as concise as possible. I am 47yo and on disability. I am a married. I have been newly married since 2011. I have two (now adult children) I applied for disability at the very end of 2014. At the time my youngest was in his last year of high school. I was approved in early of 2015. Only the few months it took to gather my medical info as I have been dealing with cancer. With an onset date of May, 2009. I never received a benifit for my son. As I was told by one SsA agent that I made too much money in child support. While another told me that child support was not considered income. I’ve also heard it’s counted but only one third. Now because of my illness. I my husband being my caregiver was temporarily unemployed. Because of my child support they said which was $1025. Monthly basically the only $ we had I was not eligible for SSI. I only received my SSDI which was $508 at that time. Also they said I didn’t pay enough in my record although .. as I said i had $508 from SSDI of which I payed into. So there’s one question about child support and SSI.
    I basically never fought this as I was too week at the time. Now more importantly today.
    After my son turned 18 I was awardees SSI .. I get in total just under $800. a month in the combo of SSI and My SSDI. I have become ill again with recurrence and my husband is carting me to Boston for treatment. So he is not working again at this time. I now try to see if we are eligible for an increase in SSI. They say I am not. I am considered singer and not a couple?? Hence the amount I get stays. That a couple is meaning both people are disabled?
    Does anyone have any input on this? I am a bit shy to say the least considering my past experiences. Not so much about the past as that’s the past but on SSI for a married couple in out situation? Where the wife is disabled and the husband has income at this time?
    Thank you in advance.
    K

    • Sorry for your illnesses You have very many issues. You need to talk with an expert in your area. If you can’t afford a lawyer, contact your local bar association for a free referral, or may you have an Area Aging Assistance program.

    • For SSI purposes they consider you a single disabled individual. The couples rate is when both individuals are disabled or aged with income that meets the SSI criteria. Child support only had an impact on SSI eligibility. As far as your child receiving a benefit from your SSDI your $508 probably also was the amount of the family maximum that could be paid to you and your family members and in that situation there was nothing they could pay your child. That is common when one has a low SSDI payment. With your husband not working and being your caregiver I would suggest that you contact the state as they do administer a program which will pay him as a caregiver for you. Good luck to you.

    • You would have to actually have someone from Social Security look into your record to verify.

      I can say that I am almost positive on what happened in your case though.

      When someone gets SSDI it is true that children can get benefits BUT you have to have money left over in your family maximum.

      Here is an example: John receives $1,000 per month in SSDI and his family maximum is $1,500. His child, under 18 can receive $500 (half of his record but not to exceed the family maximum).

      In your case, I would highly suspect that your SSDI payment of $508 was equal to the family maximum. Generally, someone’s family max is 1.5 times what their check is. BUT in some cases, when a worker has paid enough into Social Security to become “insured” to get SSDI they didn’t pay enough in to be able to have a family maximum of 1.5 to 1.8 times their benefit rate.

      Many times, if someone’s check is less than $800, their check amount is the same amount as the family maximum.

      Because your check is $508, technically your child would be able to receive half of that, which would be $254 per month.

      In your case, I would suspect that your family max was $508 and your payment was $508. Essentially, your child is entitled to a payment BUT can not be paid because what you receive already takes up the whole family maximum amount.

      You were not awarded SSI because your income was too high, taking into account your child support payments. When your child turned 18 and you stopped receiving child support money, you then became eligible to receive SSI.

      The reason (that I suspect, again you would have to confirm with someone that actually works for SSA) you didn’t get back-pay for your child is that your $508 payment ate up the entire family maximum. Leaving nothing left over that your child could get off of your record.

      Everything you said, sounds to be correct, I do not think there is anything wrong or anything to fight.

      If you get in touch with Social Security through your local office or their 1-800 number, just ask “When my payment was $508, what was the family maximum on my record”

      If they confirm that the family maximum was also $508, then you know everything I said is correct.

  10. You all should do some serious research. Lyndon Johnson
    “borrowed” the SS and Medicare funds to pay for his “Great Society” program. Both funds are now being paid from taxes and “borrowed” money. That is partially why we, the U.S. Govt, in in debt over 17 trillion dollars.

    • That is true . i knew that .. SS has saved so many lives and the US in so many ways, i still can’t believe or understand how Paul Ryan wants to privatize it . sense SS put him though school and saved his but til he meet his rich wife.

      • He went on survivorship benefit in college when his father passed away. His father made his big money from the Federal Highway program ( construction company got Fedreal money ) yet he has the nerve to say in Florida during the 2012 campaign where his mother retired in Florida to the crowd that he would never tondo anything to harm his mothers benefit! This is what I mean about those that want to cut benefits until their family receives benefits but they no empathy for t”the others” They are so religious they forget ” There but for the grace of God ho I

  11. If I collect at 62, and stay unemployed until full retirement, will my benefits increase at 67? Or would working part time until 67 AND taking SS increase my benefits at 67 at all?

  12. HELL YES QUIT SCREWING US ON THE MONEY
    THAT WE WORKED FOR AND PAID OUT SOCIAL
    SECURITY YOU MONEY HUNGRY BIGOTS

  13. My spouse has terminal lung cancer and is receiving SSDI I am 63 and started my benefits at 62 which is quite less than what he gets. My question is if he were to pass can I switch to his benefits or amt I stuck with mines.
    Thanks

  14. I think if your income from other sources are more than $100,000 a year, you should not receive SS. I also think that SS should not be given to illegal aliens or to people who have never paid much of anything into the system. The politicians have raided SS funds for years and never paid them back. The US govt should ensure those funds are returned in full, plus interest, and no politician in office should receive any salary until it is paid back in full, and in addition, politicians should never get “retirement benefits for being in office” Someone can serve a 2-year term and get retirement benefits, and what other job can you get that will let you do that…. in addition, while they are in office, they are given “benefits” that we taxpayers would never get, plus a totally different medical package, etc…. which carries over to when they are no longer in office…. this is why they raided SS decades ago, and yet, never paid anything back into the system.

  15. It is unfair that we have worked all our lives and contributed to SS as well as our spouses and when we retire we can only claim one or the other. We should both be able to receive benefits from one another and people in general could live a better life. I work and i should receive mine and his and vice versa. It is not enough the money they distribute to us this is something that should be considered when they are making there budget since we do contribute and have worked hard and should be able to enjoy retirement.

  16. My ex-spouse of 17 years has been on disability for about 8-9 years. We divorced 1 year ago. I just turned 61 and he is 5 years younger than me. I still work but when I do retire, will I be able to claim his SSI or SSDI (not sure which he gets) or will I have to use my own SS? His benefit would be more than mine.

    • If you are eligible for retirement benefits on your own record and divorced spouse’s benefits, we will pay the retirement benefit first. If the benefit on your ex-spouse’s record is higher, you will get an additional amount on your ex-spouse’s record so that the combination of benefits equals that higher amount. See our Retirement Planner: If You Are Divorced for more important information. Thanks!

  17. I am caring for my son who is disables. I have not worked and taking care of him full time. He is 45 years old. Is their a caretaker pay I can take out for him?

    • Hi Linda. Individuals receiving disability benefits may also be eligible to receive social services from the state in which they live. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems. You can get information about services in your area from your state or local social services office. Or you can visit the U. S. Department of Health and Human Services web page for more information. We hope this helps!

    • Thank you for your concern, Linda. We take allegations of fraud very seriously. If you suspect fraud, waste or abuse of Social Security benefits, we encourage you to report it. You may remain anonymous, but please keep in mind that your decision for anonymity may limit our ability to conduct a complete investigation.

    • Thank you for your question, Leila. Generally, Social Security will not pay benefits while you reside in any facility under the authority of your state’s Department of Corrections. Even though you are no longer in prison, you are still under the control and custody of your state’s Department of Corrections until you complete your court-ordered sentence and you are officially released, or until the Department of Corrections places you on parole. See more at Benefits after Incarceration.

    • Thank you for your question, Octavia. Everyone working in covered employment or self-employment regardless of age or eligibility for benefits must pay Social Security taxes. Generally, if you continue to work while receiving retirement benefits, your monthly benefit amount could increase.
      Also, some people have to pay federal income taxes on their Social Security benefits. This usually happens only if you have other substantial income (such as wages, self-employment, interest, dividends and other taxable income that must be reported on your tax return) in addition to your benefits.
      For further income tax questions, you will need to contact the IRS. Their toll-free number is 1-800-829-1040. We hope this information helps!

    • Good question MaryJane. For a person receiving Social Security disability retirement benefits, marriage does not affect his or her benefit. These benefits are based on earnings and are not subject to income and resource limits. For a person receiving Supplemental Security Income (SSI), getting married may affect his or her benefit. This is because the amount of the SSI benefit is based, in part, on the income available to him or her and the spouse.
      See “If I get married, will it affect my benefits” for more information.
      To report this change to Social Security, contact your local office or call our toll free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Thanks!

  18. I’m 67 years old, I want to go back to work. I’m currently receiving Social Security. Will I be able to keep my SS and my check?

  19. I’m 48 yrs old and I wanted to know more information about school. Will it affect my benefits to full time for online schooling? Can I go to school full time with online school?

  20. Making ends meet is difficult with the ever rising cost of food. I want to know simply how much I am allowed to earn to supplement my SSA benefits if I become self employed and the earning are in another country, specifically Canada

  21. Hello,
    I just retired a few months ago at age 62. I’m having trouble finding information on if/how my combined income with my retired spouse can affect my benefits.
    Thank you

    • Hello Dan. Generally, your Social Security benefits are affected when you are younger than full retirement age and you continue to work and make more than the yearly earnings limit. When we figure out how much to deduct from your benefits, we count only the wages you make from your job or your net earnings if you’re self-employed. We include bonuses, commissions, and vacation pay.
      We don’t count pensions, annuities, investment income, interest, veterans, or other government or military retirement benefits.
      Some people have to pay federal income taxes on their Social Security benefits. This usually happens only if you have other substantial income (such as wages, self-employment, interest, dividends and other taxable income that must be reported on your tax return) in addition to your benefits.
      Please call our toll free number at 1-800-772-1213 for further assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m.
      We hope this information helps!

  22. People in our government have been trying to get their hooks on our SS funds for many years, and they have now succeeded. So what do they plan to do with these funds? Invest them? Possibly loose them through incompetence and or corruption, then shrug their shoulders and say sorry? What guarantee do we or the SSA have to protect us?

    • Hello Peggy, Social Security disability benefits automatically change to retirement benefits when disability beneficiaries attain their full retirement age. Benefits are not interrupted with this transition and the benefit amount will generally remains the same. If you were born in 1958 your full retirement age is 66 and 8 months. Thanks!

  23. I would like to know if I am able to draw a small job income check. If so I would be a meet and greet person.
    How would I find out if I can qualify?

    Thank you

  24. I am divorced, but in the divorce documents it states that I am to receive 20%of my ex husbands social security. He is a U.S citizen. I am not and live in Australia. How do I go about claiming this s.s due to me. We divorced in December 2012!

  25. Can I change the date that I receive my SS check? It comes the 3rd Wed of the Mo. and my bills are due
    before it arrives, causing me hardship to pay my bills on time.

  26. I now get my check on the 19th of the month.my bills all fall the first of the month. is there ant way I can change my date to the first Wed. this would help me to get my bills payed on time. Thank You

    • Hi Sharon. Unfortunately you cannot change the date you receive your benefits. If you were receiving or applied for Social Security benefits on or before April 30, 1997, or if you receive both Social Security and Supplemental Security Income (SSI), you will receive your benefit on the third of the month. If you receive only SSI, you will receive your benefit on the first of the month. If you applied for Social Security benefits after April 30, 1997, the birthday of the person whose record you receive benefits under determines your payment date:

      Date of Birth Payment Day:
      1st through 10th Second Wednesday
      11th through 20th Third Wednesday
      21st through 31st Fourth Wednesday

      Go to Schedule of Social Security Payments for the current payment dates.

    • Hello Gerardo. Unfortunately, and because of security reasons we do not have access to personal records in this blog and cannot answer your question at this time. One of our representatives should be able to provide you with an explanation. Please call our toll free number at 1-800-772-1213 for assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks!

  27. I’m 4 years divorced of 19years. I’m trying tonget disibility social security, and of course was diened. My ex retired 4months ago, I’m only 53. Is there anyway I can draw from him now?
    Thanks for any advice, grasbing at straws

  28. i received an amount of $225.00 in my checking account last Friday. I have no idea what this payment is for as my regular SS check arrives on second Wednesday of the month. Can you please explain what this deposit is for?

  29. I received an SSI check on 10/1/18 that I don’t believe is for me. I am on regular social security and that payment amount went into my bank on 10/3/18. How do I let someone know so the SSI payment can go to the correct person if it wasn’t supposed to be for me? I never got a notice in the mail that I would be getting two checks in October.

    • Thank you for your question, Beverly. Individuals can become eligible for Medicare benefits after they receive disability benefits for 24 months. We start counting the 24 months from the month they were entitled to receive disability, not the month when you received your first check.

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