Retirement, Survivors

You and Social Security, Together for a Lifetime

May 31, 2018 • By

Reading Time: 2 Minutes

Last Updated: November 3, 2023

two women smiling togetherSocial Security is with you throughout life’s journey. During May, we celebrate Older Americans Month, and we want to highlight how we are here for you. We’re there when you get your first job, when you get married, and through years of work when you are paying Social Security taxes. Our programs serve as vital financial protection for millions of Americans, and part of our journey together includes making sure you know what that protection means to you in your later years.

We’re there to help you stay in control of your benefits with our online services — helping you do business with us from your preferred location. For example, if you damage or lose your Medicare card, you can order a replacement card easily with a personal my Social Security account. Having a personal my Social Security account helps free up your time to do other things that truly matter to you.

If the time comes when you can no longer manage your benefits, you can count on Social Security to be there. Our Representative Payee Program helps millions of beneficiaries who cannot manage their Social Security or Supplemental Security Income benefits. A representative payee is a trusted family member, friend, or institution who can receive and manage the funds we pay for someone who receives benefits.

Your representative payee receives the payments on your behalf and must use the money to pay for your needs, which include housing and utilities, food, medical and dental expenses, personal care items, clothing, and rehabilitation expenses (if you’re disabled).

Your representative payee can use the rest of your benefit money to pay the cost of your care and provide money for your personal needs. Social Security looks for qualified individuals or organizations to represent you.

Working with a representative payee is just one of the ways Social Security helps you secure today and tomorrow. Visit our representative payee website for more information.

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About the Author

Jim Borland, Acting Deputy Commissioner for Communications

Jim Borland, Acting Deputy Commissioner for Communications


  1. Bisulay U.

    I did not receive Form 7162 this year. What should I do?

    • Vonda V.

      Hello Bisulay, thanks for using our blog. We recommend that individuals living outside the United States contact their local Federal Benefits Unit for any assistance related to Social Security programs and benefits. Also, our Office of International Operations home page provides more information to assist our customers living abroad. We hope this helps!

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  9. Albert A.

    Today is Nov. 6, 2019. I have not received form SSA-7162 this year. What can I do? I currently reside outside the USA

    • Ann C.

      Hi, Albert. Since you are living outside of the U.S. you can contact your local Federal Benefits Unit for any assistance related to Social Security benefits. Also, our Office of International Operations home page provides more information to assist our customers living abroad. We hope this helps.

  10. Robin H.

    When you receive your benefit in August it is for the month of July so please tell me why social security takes back the August benefit from your checking account? Your family/wife will need it to pay the current bill.

    • Ann C.

      Hi, Robin. In some instances, the financial institution will automatically return payments upon notification of the beneficiary’s death, but you are right, Social Security benefits are paid the month after they are due. We may pay amounts due a deceased beneficiary to a family member or legal representative of the estate. For more information and to file a claim for the amounts due in the case of a deceased beneficiary, please visit here. lease take or send the completed form to your local Social Security office. If you have any questions, call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday from 7:00 a.m. to 7:00 p.m. Generally, you will have a shorter wait time if you call later in the week. We hope this information is more helpful!

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