What Day of the Month Do I Get my Social Security Payment?

" "Timing is everything, and the arrival time of your monthly payment from Social Security can be key to keeping your financial house in order.

As you budget to pay your bills and save for future needs, keep in mind that your monthly retirement or disability benefit will be paid at the same time each month. To see your next payment date, create or log on to your my Social Security online account and go to the “Benefits & Payments” section.

In general, here’s how we assign payment dates:

  • If you were born on the 1st through the 10th of the month, you’ll be paid on the second Wednesday of the month;
  • If you were born on the 11th through the 20th of the month, you’ll be paid on the third Wednesday of the month; and
  • If you were born after the 20th of the month, you’ll be paid on the fourth Wednesday of the month.

There are exceptions. For example, children and spouses who receive benefits based on someone else’s work record will be paid on the same day as the primary beneficiary.

For others, we may issue your payments on the 3rd of each month. Among other reasons, we do this if:

  • You filed for benefits before May 1, 1997;
  • You also receive a Supplemental Security Income (SSI) payment;
  • Your Medicare premiums are paid for by the state where you live; or
  • You live in a foreign country.

Individuals who receive SSI payments due to disability, age, or blindness receive those payments on the 1st of each month.

If your payment date falls on a federal holiday or weekend, you can expect to receive that month’s payment on the weekday immediately prior.

You can see a current schedule for Social Security and SSI benefit payments in an easy-to-read calendar.

Social Security is with you through life’s journey, helping you to secure today and tomorrow through important financial benefits, information, and planning tools. To learn more, please visit our website.

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113 thoughts on “What Day of the Month Do I Get my Social Security Payment?

  1. Is the payment 1 month in the arrears? In other words, if I was born on the 24th of a month, I would expect to receive my payment for May on the 4th Wednesday of June, right?

  2. I have a question please ok!! My question to you is I am a widow! What is different is I’ve been drawing dissabilty since 2008 I am 56 years old ok in August 6, 2017 my husband died he was already drawing his dissabilty and had been for several years when he died they took all of his check except for 240.00 monthly he was drawing close to 1,400 monthly when he died ok so I draw 1,089.00 a month from my record and I also get 240.00 or 245.00 a month from him so with the 2 checks 1 off my record and 1 off of his I draw close to 1,300.00 a month what I’m saying is we were both drawing our dissabilty before he died is this correct? I’m not sure on this and I would like to know please! I’m thinking that I would be able to draw more since I was already drawing my dissabilty before he died or will I draw this for so long and then when I get 60 or so will it change then and I I would draw more?? I would appreciate any input you could give me because I can’t get a straight answer from the social security office I would really appreciate any input you have please! My e-mail is liz.miller5519@gmail.com and my phone number is 256-505-8216 my name is Elizabeth Miller please let me know you received my question. Thank you sincerly

    • Hi, Elizabeth. Unfortunately, your question is a bit more complex than we can handle in this forum. For your security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. Just a reminder – please be cautious about posting personal information on social media. We hope this helps.

  3. I get my social security/disability checks on direct deposit, but wondering if I could also get a paper copy of my paperwork?
    Thank Yoooooooou

    • Hi, Alan. Thanks for your question. If you need a benefit verification letter, you can view, print, and save your benefit verification letter by setting up a personal my Social Security account online. For questions regarding your benefit verification letter, we ask that members in our Facebook community contact our offices. You can call our toll-free number at 1-800-772-1213 for assistance. Representatives are available between 7:00 a.m. and 7:00 p.m., Monday through Friday. You will generally have a shorter wait time if you call after later in the day. We hope this helps.

  4. Are you a member of the US Government Social Security Administration or a private company? Why would you ask about the timing of my SS payments each month and then proceed to ask personal info to set up my Social Security Account with you?

  5. SSA, you say I will receive my SS at the same time each month, whether most of my expenses HAVE TO BE PAID around the 1st of the month – but I receive it on the 3rd Wednesday, which varies from the 15th through 21st. Since the first is when all but three of my expenses are due, I end up with NSFs of $35 on each one which has cost me almost a third of my SS in some months. Have tried to change to a various date, but only my landlord will wait without charge to me. But I don’t qualify for a change to the 1st of the month. When I first retired, it was on the first. Then SSA went to Congress stating they wanted to change the date as we have now because people was getting beaten so thugs could get their checks. Then two years later, we had to have direct deposits – but they kept the same payment day – 2nd, 3rd, or 4th Wednesday of the month. Of course, then we got Obama and we didn’t get a increase in COLA for 10 years. The 1 “increase” we got (0.38%) actually cost me $2/month. The increase the first year of Trump of 2.0% was set by Obama and resulted in all of that increase went to pay Medicare. It is time that we get an increase that we would have received if the government had paid interest instead of stealing it. We would be getting at least double to triple what we get down.

  6. I have been getting calls from “Social Security” and if I do not dial a phone number, they are going to put me in jail.

    • Hi, Thomas. Keep in mind we do not usually make random calls. If anyone receives calls saying that they are from Social Security, do not give out any personal information. Suspicious calls should be reported to the Office of the Inspector General at 1-800-269-0271 or online. You can also report these scams to the Federal Trade Commission through a new site specific to Social Security scams, here. We hope this helps.

  7. Thanks for this information; I am new to this and I wasn’t sure. When I first applied I was told one thing and then I received documentation in the mail stating a different amount (less) and it arrives on a different date. So, thank you for this info.

  8. I asked for an estimate of my SS benefits at the age of 70…seems like weeks ago and I still haven’t gotten it. Can you check and see where it is please?

    • Hi, Diana. For your security, we do not have access to private information in this venue. Good news, though! Our Retirement Estimator gives you future estimates of monthly Social Security benefits based on your actual Social Security earnings record. Also, we have a variety of benefit calculators to help you plan for the future. Which calculator you choose depends on what you want to do. The best way to start planning for your future is by creating a my Social Security account online. With your personal my Social Security account, you can verify your earnings, get your Social Security Statement, and much more. We hope this helps.

  9. How long have to wait for my child benefits claim? i applied January 23, 2019, according to my claim examiner we have to wait for the paternity investigator. i thought the maximum processing is about 120 days? what happen? my child is undrrgo to school this august so please help me for this.matter. tyi

    • Hi, Leon. Thanks for your question. The length of time it takes to process an application can vary. For your son’s security, we do not have access to private information in this venue. We ask that members in our Blog community to continue to work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. We hope this is resolved soon.

  10. If disability payments are coming on the 3rd, will payments continue to come on the 3rd when disability shifts into retirement, even if retirement would otherwise come later in the month? If not, how is the transition made?

    • Hi. Thanks for your question. When you reach full retirement age, we will automatically convert your disability benefits to retirement benefits, but the amount remains the same as well as the payment date. Also, starting the month you reach retirement age, you will get benefits with no limit on your earnings. We hope this helps.

    • Hi, Penelope. Good question! The amount of your widow or widower benefit is based on several factors, including: the earnings of the person who died, when the deceased worker started receiving their benefits, your age at the time of your spouse’s death, and the amount of your own retirement benefit. We compare your own benefit with your potential survivor benefit. If your survivor benefit would be higher than your own current retirement benefit at the time of your spouse’s passing, you would be eligible for survivor benefits. For more information, visit here. Thanks!

  11. Please start pay my beneficiaries of ssa income on 06/23/2019 by IAT system deposit direct transfer to my account holding bangkok bank in new york brand service for me in my location in Thailand

  12. My check comes on the first; my husband and sons both come on the 2nd Wednesdays. I tell my creditors that they must allow us to pay our bills on the 20th of the month because of the way Social Security pays us. Most of our creditors have no idea that there is a specific pattern for payment.

  13. I receive my check on the second Wednesday of every month. However, on one side of the situation I have asked for a earlier time and the other side aking payments to be changed until the ck is received!

  14. The link to the Social Security payments calendar only shows the dates for last year (2018). I did not see anything for the current year.

    • Hi, Lillie. The Supplemental Security Income (SSI) program is a needs-based program that pays benefits to disabled adults and children who have limited income and resources. SSI benefits also are payable to people 65 and older without disabilities, who meet the financial limits. For more information or to apply online, visit our SSI web page here. We hope this helps.

  15. Hola. Tenia una pregunta ya fue aprobado mi caso de incapacidad y hoy abri una cuenta de banco para que seme de posite el credito de la in capacidad cuantos dias tardara para que melo den porque primero era que mandaran la autorisasion y ya fue autorisado y aora medijieron en el seguro social que nada mas le iban abisar ami doctor y que luego que asta que se restaure la computadora y digo si lla me miraron los doctores del estado porque es la tercera apelacion necesito ayuda que me digan por favor si despues que eres aprobado cuanto tiempo mas tengo que esperar porque el agente J.LiAO office de los angeles california del con dado Boyle Heights District office. Nese cito saver por favor aquien corresponda muchas gracias y que mi señor jesucristo los bendiga

  16. Thumbs down on the payment schedule!👎 why not pay on the date of birth. Always the same day, easier to make payments. Too much flexing between, wait a week or more longer until SS payment arrives. When I was paid once a week I paid every Friday, every two weeks I was paid on Friday, and when I got paid once a month it was on the first of the month. Make it so that we get our checks/deposits on the date of birth day.

  17. I was under the impression.. After you turn 70 you didn’t have to pay taxes on your social security. Is this true?

    • Hi, Shirley. Thanks for your question. The Federal Insurance and Self-Employment Contribution Acts (FICA and SECA) require the withholding of taxes from wages of employed people, and the net earnings of most self-employed people, for the Social Security and Medicare programs. To learn more about FICA and SECA, please visit here. We hope this helps.

  18. How soon after SS application is completed online, do I start receiving benefits? Mine are payable on the third Wednesday. Today is the 1Oth of the month. Thanks.

    • Hi, Sharon. Thanks for your question. The length of time it takes to process a retirement application can vary depending on whether we need to verify documents or other personal information. If you would like to speak with someone regarding the status of your application, please call 1-800-772-1213, M-F between 7:00 a.m. and 7:00 p.m. and ask a representative to assist you, or you can contact your local office. We hope this helps.

  19. MY NAME IS RANDY WILLIAMS, I AM ON SOCIAL SECURITY DISABILITY INCOME. I BELIEVES SOCIAL SECURITY ADMINISTRATION HAS MADE ERRORS TO MY FIXED INCOME. I BELIEVES, THE ADMINISTRATION HAS BEEN CHEATING ME OUT, OF FIXED INCOME AMOUNTS, I GOT THE RIGHTS TO CHECK MY INCOME AND THE RIGHTS TO KNOW HOW THEY CAME UP WITH THAT AMOUNTS TRUELY MY HOME # IS 843-664-9443

    • Hi, Randy. For your security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. Just a reminder – please be cautious about posting personal information on social media. We hope this helps.

  20. I receive my SS payment on the 3rd Wednesday of the month, which does not work out very well for me. I really need it earlier, when all my Bill’s are due. Is there any way I can change it?

  21. I am having problems navigating your website. I am 75 years old and am not computer savvy. Please help me.

  22. the calendar presented through the following link is a 2018 calendar, not current year:
    “You can see a current schedule for Social Security and SSI benefit payments in an easy-to-read calendar.”

    • Hi, Judy. Thanks for your question. You can apply for Social Security retirement benefits when you are at least 61 years and 9 months of age and want your benefits to start in the next three months. For helpful information on how retiring early or later can affect your benefits, please visit here. You can also use our Online Retirement Estimator to get estimates of your future retirement benefits. Also, if you are approaching age 65, even if you are not ready to retire, you still should sign up for Medicare three months before your 65th birthday. When you are ready, you can complete the online application for Social Security retirement benefits in as little as 15 minutes. We hope this helps.

  23. The way the SSA benefits are paid is atrocious. It should be a set date, not 2nd, 3rd Wednesday business. Sometimes it’s five weeks or longer between checks instead of four weeks. I should not have a monthly bill that has to be paid twice from the same check simply because of the way the SSA check is distributed. I am in better living conditions than a lot of recipients (no medical bills or prescription meds to buy). I still struggle unnecessarily because of the distribution dates. This needs to be changed and SSA recipients are not the ones who need to do the changing. It’s the distribution dates that need to change! You should get the check on the same date every month. This is just another way for the government to rip SSA recipients off. Instead of getting money every four weeks. From July to August 2019, it is five weeks between checks simply because of the way the dates fall. This happens several times in a year! Change it!

  24. My husband supposed to get his first retirement payment on June 12,2019 because he was born April 5th, but when I check it on the 13th, it wasn’t there yet, we have minor kids who needs financial for their school, we live here in the Philippines, when we called ssa Manila, they said it will come early in June so we are kinda waiting so that we can use the money for school needs, thanks! I hope u can help!!

  25. Why are you guys make it so hard, for me to get my SSC and benefits, I work hard and contributed into the pension plan 401k
    True Graham packaging, Lp
    Silah plant, 510 E Naches Ave, Wa,
    5697, was my number, and every month I was resiving a different pay stub as a sertificade, I showed up to the fruiybelt administration at Yakima. Wa
    My investments on gpc black rock principal my right choice benefits .are over in the Billions and since I found out, people and companys keep on trying to take it from me saying I died. And misleading me on my B’day, I can exactly remember, my B day do to a split I got on my head long ago,
    I have the transcripts , from many industry’s and the USA GOVERMENT has done nothing to payme or they want to still it. I will start posting SSN on the internet this involves companys governments even the cricket president we have, Mexicans try to send me back to Mexico the sibling in New York of my Huncle is trying to be me, to take it to Honduras, some guy name Scott Mazzola. Or the father himself is trying to take it to UK, China Asia, with the phones hacking even my sister girlfriend an Mom. One more number , 123456789 , to claimed

  26. This is Marlene Klinger and I want to know if My Checks can be made on the 3rd of the month because my husband has PROSTATE CANCER AND Where I am living at now I have to have the rent in by the 3rd of the Month in is the lease and they don’t tolerate Late Payments

    THANK YOU MARLENE KLINGER

  27. MY MONTHLY PAYMENT IS NORMALLY RECEIVED ON THE 3RD WED. OF THE MONTH WHICH THIS MONTH IS THE 19TH. I WAS CHECKING MY BANK AND CC STATEMENT LIKE I DO EVERY DAY AND FOUND THAT MY SS DEPOSIT WAS MADE THIS MORNING THE 17TH INSTEAD OF THE 19TH. ?????

  28. Your Medicare premiums are paid for by the state where you live.
    What states pay Medicare premiums? I want to move there before I file for SSI!

    • Hi, Eileen. You may be eligible to receive assistance from the state where you live. Medicare enrollees who have limited income and resources may get help paying for their premiums and out-of-pocket medical expenses through the Medicare Savings Programs (MSP). Please call the Centers for Medicare & Medicaid Services at 1-800-633-4227 for more information. You can also visit here. We hope this information is helpful.

  29. First, my SS does not arrive on the same DATE every month but whatever the date of the 3rd Wednesday is. This causes me to have from 1 to 3 NSFs every month. When I started drawing SS at 65, I received it on the 1st of the month. Then SSA went to Congress and got them to vary the payment to our current system because to many seniors were getting hit over their heads. Then about two years later, we were required to get direct deposit (which I already had), which eliminated altogether the robbery problem. Now, although I have changed my due date, they want a date certain, i.e., a certain date every month. My NSFs cost me $35 to $105 per month, but you don’t care because I have tried to change it to a date certain for several occasions. But I still lose up to 10% of my check every month.

  30. How about the repeal of the WEP. I am only receiving 1/3 of my EARNED benefit but if I get a job the Feds will withhold 100% of the premium from my check. I I believe the WEP is illegal because it is a breach of contract can I sue the SSA OR file a federal lawsuit for my full earned benefit ?

  31. Why does it take so long( 4 mos . ) To receive an answer on my disability application. I hope to hear something soon. We are behind on all our bills.

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  33. I applied for SS on 5/3/19, status is still pending and level is Initial. I have not been contacted by anyone so wondering how much longer do i have to wait to make sure it’s approved. i am supposed to receive my first check in September.

  34. Thanks for the explanation, however, I don’t think it’s fair to have to wait five weeks between SS checks. I don’t get much and struggling quite a bit by the end of the fourth week. 😒

  35. If my SS check is paid on on the 4th wednesday of the month does that represent payment for the month of August?

  36. My son is under a doctor’s care and has been for the past 18 years. He did not receive his check this month or it was lost or stolen. How can he request a replacement check?

  37. I am supposed to receive my check on the first Wed. of the month according to you. I never know when it is going to come in. It shoes up sometimes on the 8th and sometimes on the 12th. This is very frustrating. Hard to budget.

  38. I get my SSD money on the 4th wednesday on every month sometimes on the third Wednesday, If i know i am getting the money the last Wednesday of the month can i ask to get it on the week before just for this one time if i have an emergency and need the money 7 days before ?

  39. My wife and I get our benefits deposit at the same date.
    Her birth day is June 16th and my is 26 Jul. Up until recently the benefits were deposited on the 4th week of the month. The last three months, the deposit was on the 3th week?. Am reworking my budget. when should we expect our deposit for this time on… thank you

    • Hi William. Thanks for your question. In May 1997, SSA started delivering Social Security on the 3rd of the month and on the second, third and fourth Wednesdays of the month. The three new payment dates are assigned based on the beneficiary’s day of birth. Beneficiaries entitled to Social Security benefits prior to May 1997 continue to receive their benefits on the 3rd of each month. You may find it useful to see the scheduled days of payments here. We hope this helps.

  40. What day will my 09/03/2019 social security direct deposit be made? Does the Labor Day Holiday effect my normal 3rd of month deposit of social security benefits?

  41. Hi, rents are due for a lot of us on the 1st of the month as are other bills. I’ve never known SS to give checks on holidays. I think all benefits should be paid on the first regardless of birthdays. This is our money not the governments. IF that republican party takes OUR money we wil be lost. You have to fight for us. Out AGs are setting it in motionn but your agency has to help too.

  42. My payment usually falls on 3rd of each month. Will I get paid earlier for the 9/3/19 payment since on weekend and holiday?

  43. I’m a little disappointed that social security did not pay us today August 30th, 2019. The first falls on a Sunday and the second is a holiday. I normally get paid on the 3rd but I also have another big problem, I live in Florida which is in the path of hurricane Dorrian and need my check to prepare for the storm. Supplies are getting low in the stores as many are out of water and as I live check to check I have no extra money to buy even a loaf of bread. I pray we will be fine.

  44. My birthday is on the 31 of the month. As such, I have to wait almost two months before receiving money due to me. It’s all done electronically now, checks are no longer printed and mailed. I’m not sure I understand why everyone can’t receive their money at the same time.

    • Hi John. For your security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. We hope this helps.

    • Hi Sheron. We apologize,but your question is a bit more complex than we can address in this forum. but For your security, we do not have access to information about your account in this venue, and cannot answer your question accurately. Please continue to work with your local Social Security office on specific questions about your case. You can also call our toll free number at 1-800-772-1213 (TTY 1-800-325-0778). Representatives are available Monday through Friday between 7:00am and 7:00pm. Generally, you’ll have a shorter wait time if you call later in the week. For future pay dates, you may find the Schedule of Social Security Payments calendar useful. We hope this helps.

  45. I got sick and I have no income I’m 65 years old.i applied for early retirement July 5.2019.when will I get my first check?or do I still have to wait until the third of the month?

  46. is the check you receive monthly for the month it is received or is it for the month before meaning you will always be a month behind

  47. Can we change dates to receive our checks or split them up? We get 3 checks mine my wife’s and our daughter gets one. I would like to split them so we get one mid month.

    • Hi, John. In May 1997, the Social Security Administration started delivering Social Security benefits on the 3rd of the month and on the second, third and fourth Wednesdays of the month. The three new payment dates are assigned based on the beneficiary’s day of birth. Beneficiaries entitled to Social Security benefits prior to May 1997 continue to receive their benefits on the 3rd of each month. You may find our Schedule of Social Security Payments helpful. Thanks!

    • For your security, we do not have access to private information in this venue. If you do not receive your electronic payment on the scheduled pay date, please contact your bank or financial institution first. They may be experiencing a delay in posting your payment. If you still need to report a late, missing, or stolen Social Security payment, visit our Frequently Asked Questions. We hope this helps.

  48. A: As explained above, The Social Security Administration cannot perform a medical “Continuing Disability Review” to determine whether you continue to have a disability while you are participating in the Ticket Program and progressing towards your employment goal. Every 12 months after you assign your Ticket to Work to an EN, we must decide if you are making the expected progress toward your vocational goal. We look at progress such as completing certain education or getting and keeping a job. We refer to this as a “Timely Progress Review”.

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