General, Taxes

Tax Season: What To Know If You Get Social Security or Supplemental Security Income

February 8, 2022 • By

Reading Time: 4 Minutes

Last Updated: November 2, 2023

Tax seasonIt’s tax season once again. It’s important to read this blog even if your earnings or benefits don’t require you to file a federal tax return. You may be entitled to special tax credits that can mean extra cash to help you with expenses. These tax credits are available even if you receive Supplemental Security Income (SSI) and don’t normally file a tax return.

The Child Tax Credit

What is the Child Tax Credit (CTC)?

The CTC is a tax benefit, expanded in March 2021, that helps families who are raising children. You can claim the CTC for any qualifying child even if you don’t usually file a federal tax return. You can get up to $3,600 per qualifying child under age 6, and up to $3,000 for each qualifying child age 6 – 17. These ages are determined as of December 31, 2021.

Am I eligible for the CTC if I get Social Security or SSI?

Yes, if you meet the qualifying rules of the CTC. You can claim this credit from the Internal Revenue Service (IRS) based on each of your qualifying children, even if you get Social Security or SSI and don’t normally file a tax return. You also may have received up to half of your credit through advance monthly CTC payments made by the IRS from July to December 2021. For more information about advance monthly CTC payments, you can visit ChildTaxCredit.gov and the IRS 2021 CTC and Advance CTC Payments Frequently Asked Questions.

Will advance monthly CTC payments, or any CTC I claim on my tax return, reduce my Social Security or SSI benefits?

Advance monthly CTC payments, as well as any CTC that you claim on your 2021 tax return, won’t reduce your Social Security benefits.

If you receive SSI, we won’t count the CTC (or any advance monthly payments you might have received during 2021) as income or resources for 12 months after you receive it when considering your eligibility for SSI and monthly SSI payment amount. If you received any advance monthly CTC payments, be aware of when you received them. You can get that information from the IRS Child Tax Credit Update Portal.

How do I claim the CTC?

You can claim the CTC when you file your federal tax return for 2021. You can visit ChildTaxCredit.gov for options to file a federal tax return for free.

What if I have questions about the CTC?

Please visit ChildTaxCredit.gov and read IRS Filing Season 2021 CTC Questions and Answers if you have questions. Social Security can’t answer CTC questions.

The Earned Income Tax Credit

What is the Earned Income Tax Credit (EITC)?

The EITC provides low- to moderate-income workers and families a tax break. If you qualify, you can use the credit to reduce the taxes you owe – and maybe increase your refund. The EITC amount you might get generally depends on your earned income and the number of your qualifying children.

Am I eligible for the EITC if I get Social Security or SSI?

Yes, if you meet the qualifying rules of the EITC. Receiving Social Security or SSI doesn’t affect your eligibility for the EITC.

Do my Social Security Disability Insurance (SSDI) or SSI payments count as earned income for the EITC?

Learn if your disability payments count as earned income for the EITC at the IRS’ Disability and the Earned Income Tax Credit webpage.

How do I claim the EITC?

To claim the EITC, you must qualify and file a federal tax return. You can visit ChildTaxCredit.gov for options to file a federal tax return for free.

What if I have questions about the EITC?

Learn more about the EITC, including basic qualifications, at the IRS’ Earned Income Tax Credit webpage. Social Security can’t answer EITC questions.

Your Annual Social Security Benefit Statement

What is the Benefit Statement and what do I do with it?

Your Benefit Statement is a tax form from Social Security that shows the total amount of Social Security benefits you received in the previous year. It’s also referred to as an SSA-1099. Noncitizens who live outside of the United States receive the SSA-1042S instead of the SSA-1099. You should report the amount of Social Security income you received to the IRS on your federal tax return.

The Benefit Statement isn’t available for people who only receive SSI payments because SSI payments aren’t taxed.

How do I get my annual benefit statement?

If you receive Social Security benefits, we mailed your Benefit Statement to your address on file with us. If you didn’t receive it, or if lost, you can get your SSA-1099 or SSA-1042S instantly online with a my Social Security account.

Remember to Check your Earnings History

If you don’t receive Social Security benefits, this is a great time to review your earnings history by looking at your Social Security Statement (Statement). It’s important because your future Social Security benefits will be based on your earnings history we received from the IRS. Underreported earnings will mean lower monthly benefit payments when you are ready to start receiving them.

Use your Statement to review your earnings history and to see personalized benefit estimates so you can plan for your future.

Tax season doesn’t have to be a stressful time of year. And for many people, it’s an opportunity to claim additional money. Thanks to the American Rescue Plan, more Americans can claim larger Child Tax Credits and Earned Income Tax Credits for 2021.

Please share this blog with family and friends and remember that Social Security is here to help secure your today and tomorrow.

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About the Author

Darlynda Bogle, Acting Deputy Commissioner for Communications

Darlynda Bogle, Acting Deputy Commissioner for Communications

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Comments

  1. Danny A.

    I need to be able to get my form 1099 Social Security Statement so that I can file my income tax return. EVERY year without fail I NEVER receive my 1099 for my Social Security statement. I usually have to drive all over to get the 1099…..I am just plain getting too old to jump through all of these hoops! CAN YOU PLEASE FIX THIS PROBLEM?

    • A.C.

      Hi, Danny. We are sorry to hear that. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

  2. Robert L.

    As Executor of my mom’s estate, I am required to have her 2021 AND 2022 taxes done. If you can’t provide me a 1099 for her, this can’t be done. Who’s fault is that?

    • A.C.

      Hi, Robert. We are sorry to hear about your loss. The SSA-1099 is mailed to the last address in our records and is intended for the spouse or executor of the deceased. If you did not receive the benefit statement, you will need to contact your local Social Security office with proof of death and proof of executorship. An SSA-1099 can also be given to someone receiving benefits on the deceased beneficiary’s record such as a spouse, parent, or child of the deceased. If you need more information, call our toll-free number at 1-800-772-1213 (TTY 1-800-325-0778) and ask a representative for assistance. We hope this helps.

  3. wilma J.

    Me & my husband have not received our SSA 1099

    • A.C.

      Hi, Wilma. We are sorry to hear that. If for any reason you and your husband have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

  4. Rick P.

    Why do I have to contact SS and be put on hold for hours (literally) in order to speak to someone to obtain a replacement SSA1099 for 2020? Wouldn’t it be easier to enable this online?

    • A.C.

      Hi, Rick. Thanks for your question. Please note that we are upgrading our National 800 Number system. During this transition, you may experience longer wait times. We sincerely apologize for any inconvenience and we appreciate your patience while we work towards a new, more modern phone service. Wait times to speak to a representative are typically shorter Wednesdays through Fridays or later in the day. For years prior to the last year, you c.an call us at 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 a.m. to 7:00 p.m. to speak to one of our representatives for assistance.  You can also contact your local Social Security office. We hope this helps. 

  5. Joyce H.

    My husband died in June 2021. I need his 1099
    in order to do our taxes. How do I get it sent to me

    • A.C.

      Hi, Joyce. We are sorry to hear about your loss. The SSA-1099 is mailed to the last address in our records and is intended for the spouse or executor of the deceased. If you did not receive the benefit statement, the executor will need to contact your local Social Security office with proof of death and proof of executorship. An SSA-1099 can also be given to someone receiving benefits on the deceased beneficiary’s record such as a spouse, parent, or child of the deceased. If you need more information, call our toll-free number at 1-800-772-1213 (TTY 1-800-325-0778) and ask a representative for assistance. We hope this helps.

  6. Tim

    Sent in a tax form to have tax taken out of my monthly check and still no tax taken out

    • J.lloyd

      I need taxes taken out, haven’t been able to do that on line or other wise

      • A.C.

        Hi, J.Lloyd.  In order to have taxes withheld from your Social Security benefit, you must start by printing, completing and submitting an IRS Voluntary Withholding Request Form (Form W-4V). On this form, you can choose to have 7, 10, 12, or 22 percent of your monthly benefit withheld. The Form W-4V (to withhold federal taxes from your Social Security benefits) can be returned to your local Social Security office by mail. See our Benefits Planner: Withholding Income Tax From Your Social Security Benefits web page for more information. We hope this helps.

    • A.C.

      Hi, Tim. We are sorry to hear that. For your security, we do not have access to private information in this venue. Please contact your local Social Security office to follow up on your request. We hope this is resolved soon.

  7. Liz S.

    Haven’t received 1099 form. Please advise.

    • Suzanne T.

      lost my 1099 social security
      can you send another

      • A.C.

        Hi, Suzanne. For your security, we do not have access to private information in this venue. You can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

         

         

    • A.C.

      Hi, Liz. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

  8. Kelley O.

    I haven’t received my 2021 1099 yet According to the information on my Social Security online account, the earnings information for 2021 is not available. Looks like I’m not the only one who hasn’t received a 1099. Please, please can someone advise when we will get the 1099? Waiting to do our taxes.

    • Lillian A.

      when will get my 1099r from the ssa

      • A.C.

        Hi, Lillian. The SSA-1099 is mailed by January 31 each year. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

    • Bruce A.

      Need 1099 2021

      • A.C.

        Hi, Bruce. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

    • A.C.

      Hi, Kelley. We are sorry to hear that. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

  9. D C.

    You’re not the only one!

  10. Sandra L.

    Form SSA-1099 Social Security Benefit Statement for 2021has not be received by me our my spouse. It is needed for filing 2021 taxes.
    Supposedly it was to be mailed on Jan 25th of this year, 2022. Our post office said all forms received were delivered. What do I need to do?

    • robert r.

      send 1099 form

      • Robert E.

        I have not received my 1099-SSA yet please mail it to my email address or my mailing address
        Robert E Harrold Jr
        60 Deer Ridge
        Oswego, New York 13126

        Thank You

        • Robert E.

          Please send the 1099 for 2021 to my address
          Robert E Harrold Jr
          60 Deer Ridge
          Oswego, New York 13126

          Or to my email: rharrold@twcny.rr.com

          • A.C.

            Hi, Robert. For your security, we do not have access to private information in this venue. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. Just a reminder – please be cautious about posting personal information on social media.  We hope this helps.

      • A.C.

        Hi, Robert. For your security, we do not have access to private information in this venue. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

    • Jean C.

      I haven’t received my 1099 for 2021. Will yhou please email to me?

      • Sandy H.

        If you have an (my social security)
        account online it says you can get one see your 1099 right away ..

      • Marian J.

        I need a copy of my 1099, as I didn’t receive one in the mail and need it to file my income tax

        • A.C.

          Hi, Marian. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

      • A.C.

        Hi, Jean. We are sorry to hear that. For your security, we do not have access to private information in this venue. If for any reason you have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

    • A.C.

      Hi, Sandra. If for any reason you and your spouse have not received your SSA-1099 in the mail, you can request a replacement SSA-1099/1042S for Tax Year 2021 by visiting your personal my Social Security account. For additional information on how to request a replacement SSA-1099/1042S for Tax Year 2021, check out our Frequently Asked Questions. You also may be able to request a replacement SSA-1099 by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a replacement SSA-1099. We hope this helps.

Comments are closed.