COLA

Social Security Benefits Increase in 2022

October 13, 2021 • By

Last Updated: October 13, 2021

Approximately 70 million Americans will see a 5.9% increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2022. Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W).

The CPI-W rises when inflation increases, leading to a higher cost-of-living. This change means prices for goods and services, on average, are a little more expensive, so the cost-of-living adjustment (COLA) helps to offset these costs.

We will mail COLA notices throughout the month of December to retirement, survivors, and disability beneficiaries, SSI recipients, and representative payees. But, if you want to know your new benefit amount sooner, you can securely obtain your Social Security COLA notice online using the Message Center in your my Social Security account. You can access this information in early December prior to the mailed notice.

If you prefer to access your COLA notice online and not receive the mailed notice, you can log in to your personal my Social Security account to opt out of a mailed COLA notice and any other notices that are available online by updating your Preferences in the Message Center. Did you know you can receive a text or email alert when there is a new message waiting for you? That way, you always know when we have something important for you – like your COLA notice. If you don’t have an account yet, you must create one by November 17, 2021, to receive the 2022 COLA notice online.

January 2022 marks other changes that will happen based on the increase in the national average wage index. For example, the maximum amount of earnings subject to Social Security payroll tax in 2022 will be higher. The retirement earnings test exempt amount will also change in 2022.

Be among the first to know! Sign up for or log in to your personal my Social Security account today. Choose email or text under “Message Center Preferences” to receive courtesy notifications.

You can find more information about the 2022 COLA here.

 


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Darlynda Bogle, Acting Deputy Commissioner for Communications

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  1. Rebekah R.

    Employment does not pay enough to pay for the gas for the car to drive anywhere for employment in Frankfort,NY and Utica,NY and Herkimer,NY and Ilion,NY!

    There are very few stores in Frankfort, NY and Herkimer, NY and Mohawk, NY Most of the small towns in rural Upstate New York have only one grocery store IF they have a grocery store And there are so many people that there are not enough jobs for the amount of people that need jobs Some people only work 4 hours a day on about 3 days a week so why even bother working at the grocery store – for socializing? Inside their minds it helps pay the bills and it is good for their self-esteem Inside my mind it doesn’t do anything for me 😕 A lot of foods are taken off the shelves of the grocery stores to take to the food banks 😕 Most people cannot afford most of the foods on the store shelves so the foods are taken to the food banks

    Reply
  2. Rebekah R.

    I lived in New York City in 1994 to 2006 and when I was with the Hispanic folks there they thought that I should get an education and that is why I went to school

    Reply
  3. Rebekah R.

    I appreciate different cultures. I appreciate the six years that I worked at full time employment in the schools in New York City in the Bronx because it made me think differently. The Hispanic folks that are on my Facebook page and the Black folks that are on my Facebook page are some of the people who I worked with in the Bronx and lived in Spanish Harlem with. These folks were on my Facebook page awhile ago in about 2009 but then they faded into the background for awhile and now they are very visible on my Facebook page again because some people asked for these people.

    I received a few text messages about the cult that is on my Facebook page and I just gave neutral answers to leave those people alone and that they may not be Christian by what their ideas of Christians are. They are indigenous people and they have different ideas.

    They are Africans that live in New York City and they have different ideas and I appreciate these people.

    Reply
  4. Rebekah R.

    What are financial incentives? Economics determine behaviors
    Inbox

    It is approximately 10:27 PM on Saturday, May 29, 2021 and it is dark outside.

    It rained most of the day today which is okay.

    I turned the thermostat off so that there is no heat on. And there is no cool air on. When the thermostat is off and there is no heat and there is no cold air, it is okay. When the thermostat is off and there is no heat on and no cold air on then the National Grid electricity and heat bill cost less. In the Summers the National Grid electric and heat bill is less because I turn the thermostat off.

    Some people wouldn’t be living here because they would have the cool setting all Summer and the National Grid bill would be too high.

    The females who gave birth to children get cash assistance to pay their National Grid bill so they can crank the heat up to toasty hot 80 degrees and caseworkers are very sympathetic because they have children to take care of so the caseworkers ask for more cash assistance for the females who gave birth to children and have children age infant to about age fourteen. As long as they have infants to about age fourteen those caseworkers will get just about anything for them.

    I don’t get food stamps for public assistance

    Some people wouldn’t be living here because they would purchase food that cost more and wouldn’t be able to stay here

    I have a budget for food

    I get a certain amount of money to purchase food for the month

    Only females who have children have lots of food and they get expensive food

    Only females who have children have lots of food and they get expensive food

    Only females who have children get LOTS of expensive fresh fruits

    The mothers of the children get expensive foods

    The children get expensive foods

    I don’t have children

    Females who gave birth to children get expensive fresh vegetables for free

    The children get expensive fresh vegetables for free

    Females who have to children use their W.I.C. -Women, Infants, Children food vouchers to purchase milks, cheese, yogurts, eggs, cans of tuna, cans of salmon, boxes of cereals 🙁 And they use their food stamps to purchase expensive foods 🙁 And they get food from food banks

    Females who gave birth to children get expensive foods because they get food from food banks and food stamps and W.I.C.- Women, Infants and children food vouchers

    Age infant to about age fourteen get expensive foods

    And the mothers of children who are age infant to about age fourteen get expensive food

    As long as they have children infant to about age fourteen they get lots of foods in their homes for free

    More free baby cribs

    More free baby food

    More free diapers

    More free clothes for infants and toddlers and children that cash assistance from New York State Temporary and Disability Assistance pays for. Cash assistance from New York State Temporary and Disability Assistance pays for almost everything for them

    More work for the military and veterans to do

    There might be food shortages because of the growing population of humans

    There might be a shortage of low income affordable housing apartments because of the growing population of humans

    What causes poverty? Economics determines people’s behaviors

    Free diapers which money from the government pays for

    Free crib furniture for every infant born which money from the government pays for

    Free clothes for infants and children which money from the government pays for

    Lots of financial incentives to give birth to infants

    Reply
  5. Rebekah R.

    Aug 11, 2021, 8:09 AM
    Two people lived together in the modular home trailer park that I live in. These two people are a couple which means one female and one male. And they got rid of almost everything they had and decided to drive tractor-trailer trucks across the United States. And these two people can do this because they get their SSI which is Supplemental Security Income from the Social Security Administration on debit cards and they get their public assistance on EBT plastic cards. Their SSI and public assistance are set up so that they can travel across the United States and drive tractor-trailer trucks for employment. These two people don’t have children so they can have that kind of lifestyle. It is interesting.
    8:02 AM
    So if they have seven children then they get approximately $2,100 a month for the child tax credits 🙁 They get about three hundred dollars a month for each child in the household🙁 And they get their food stamps 🙁 And they get their W.I.C.-Women, Infants, children food vouchers EBT cards to purchases specific kinds of foods. And they get their cash assistance. And they get their SSI which is Supplemental Security Income. And they get their Medicaid or Medicare which they don’t have to pay for and they don’t have to pay co-payments for any of their medical care 🙁 And they are so worried about what I get 🙁 They can have the money from the Internal Revenue Service for their child tax credits and they still get their cash assistance from Social Services but they tell me that I don’t qualify for anything and they tell me that I have too much money in my bank account BUT yet they can have all that money for their child tax credits and they still qualify
    10:59 AM
    I only get two hundred dollars a month for food 🙁Adirondack Bank
    2817 Genesee St, Utica · (315) 738-0306 🙁 I don’t get food stamps 🙁 I don’t get W.I.C. which is Women, Infants, Children food vouchers 🙁 I don’t get the Child tax credit money from the Internal Revenue Service which is about three hundred dollars a month for each child that they have in every household 🙁 Every child in the home gets about three hundred dollars a month for the Child tax credit from the Internal Revenue Service and their parents can do anything that they want with that 🙁 The two hundred dollars a month that I get to purchase food has to feed me
    I get forty dollars a month to buy gas for my car to drive places 🙁 Adirondack Bank
    2817 Genesee St, Utica · (315) 738-0306 🙁 I have a budget. My SSDI which is Social Security Disability Insurance from the Social Security Administration allots forty dollars a month for gas for my car 🙁 My SSDI which is Social Security Disability Insurance allots two hundred dollars a month for food
    12:27 PM
    I have my food money in my bank account in Delhi, New York. The Delaware National Bank of Delhi, 124 Main Street, Delhi, NY 13753 Phone number (855) 413-3544 has an itemized list of what the money was spent on
    Aug 30, 2021, 4:18 PM
    You sent
    I am waiting for the Adirondack bank in Utica, New York to mail me the checks for my food money.
    I am waiting for the Adirondack bank in Utica, New York to mail me the checks for my gas money.
    I am waiting for the Adirondack bank in Utica, New York to mail me the checks for the hygiene/toiletries money.
    Adirondack Bank in Utica, New York is usually excellent and mails the checks on schedule.
    I have money in my bank account to buy food because I did not spend all of my food money up yet.
    I have to be careful to not spend everything because I have to wait for the Adirondack bank in Utica, New York to mail me my checks.
    Aug 31, 2021, 12:30 PM
    You sent
    I am forced to have a representative payee program by the Social Security Administration that I don’t need because I know how to manage my own money.
    And they don’t give a shit and they just have polite words that are pleasant for my ears to hear. Pleasant polite words and they get paid minimum wages to sit at desk and gossip all day and they don’t give a shit
    If they gave a shit then I wouldn’t be forced to have a representative payee program by the Social Security Administration
    If I have demonstrated that I know how to manage my own money then why am I forced to have a representative payee program?
    Frustrating
    You sent
    can you ask those that you contact regularly already….imagine the billions of dollars spent on stamps, envelopes, etc. ! Why? At least recipients should have an option: mail vs. direct deposit!
    You sent
    I don’t know.
    Maybe the government agency that direct deposits my SSDI which is Social Security Disability Insurance from the Social Security Administration can do that.
    My SSDI checks are direct deposited into an Adirondack bank in Utica, NY and then Adirondack bank mails me separate checks for food, hygiene, gas,
    Maybe the government agency that direct deposits the SSDI checks can put half into Delhi bank and a half into Adirondack bank
    You have to ask the government agencies such as the Social Security Administration
    You sent
    instead of mailing these checks to you, can’t they direct deposit into your account? Would seem so! Would save a ton of money doing so!
    You sent
    I’m sure the $50 and $200 have not been adjusted up to account for the large price increases in both gas and groceries! Keep pushing to get more! Not much, my Kia was just hauled away for some work on its gear shift, a big pain, hope they solve it soon before I run out of food. Take care!

    Reply
  6. Dave B.

    I am currently 63 years old. I plan on taking my SS benefits starting at full retirement age of 66 years and 9 months. My current estimate for my SS benefit at that time is approximately $35,000 for the first year. I have seen that SS will go up in 2022 5.9% for all recipients. Will my rate when I take it at 66 years and 9 months reflect this 5.9% increase and any other annual increases between now and when I actually start receiving my benefits?

    Reply
  7. Willie M.

    We use to receive an amount in October and it stopped 2018.
    Why?

    Reply
  8. Taxuni

    Next year’s cost-of-living adjustment (COLA) for Social Security—a precursor of what can be expected for retirement plan contribution and benefit limits—could be the highest since 2009.

    https://www.taxuni.com/social-security-increase-2022/

    Reply

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