Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors
Reading Time: 1 MinuteLast Updated: July 7, 2025
The Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.
The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.
“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”
The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.
Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.
For more information about Social Security programs and benefits, visit www.ssa.gov.
Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”
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nancy n.
FOR SURE 2025 SENIORS (83) PAY NO TAX ON SSI…!! PAID TAX TWICE FOR MANY WARS..ONGOING….
Barbara S.
What is the effective date that the tax on Social Security will be reduced ?
Renee M.
Can someone from SSA tell me why we are paying taxes on money we earned and paid taxes on? Because the taxes I paid on the money I earned included the amount deducted for SSA? I need to know, because I don’t understand as it dies appear that we’re being taxed twice.
GK
Yes we all are. Social Security benefits were never supposed to be taxed.
Rick
Not necessarily so. If you recall when you were working you paid into SS and your employer also paid the same amount, tax free at the same time thus if you were paying $2100 a year into your SS account your boss matched it and you paid no tax on his contribution but when you retire50% will be tax free because you paid the tax on your contribution but now you are expected to pay, if you earned enough according to a sliding scale, tax on the amount you got for free because of your employer’s contributions. Also remember when you worked you supported those already retired and if you are retired now today,s workers are supporting you. When SS retirement started, I believe in 1935, there were 7 workers for every retiree now there are just 2 so you can see why there will a shortfall by the mid-2030’s.
Renee M.
The passage of this tax bill hurts the Seniors age 60-64 who are struggling so how may I ask does this provide relief to ALL SENIORS? Shut the front door!
Kathleen F.
Hard to believe this inaccurate, inappropriate information is posted on the SSA website. Very disappointing.
Dennis
Watch the real news Kathleen
Rebecca A.
Me too I don’t know
Why we have to pay taxes on money we already paid taxes on
Sharon B.
Not really surprising?
John B.
90% will have taxes eliminated? This is absolutely not true.
First of all, the bill provides a DEDUCTION for 4 yrs. It does NOT eliminate taxes.
Secondly, 23% of Social Security recipients are not 65 years old yet and the deduction does not apply to them. Then, any single person making more than 90k or a couple making more than 150k will have a reduced deduction.
This is more like 50-60% will get a DEDUCTION, not elimination of taxes.
Doug E.
And you’re complaining that this kid calculated the percentage?
I for one am very thankful for any deduction I can get which is a far cry more than the Biden admin or any other dem admin prior has done.
Thank you President Trump this is going to make my life that much easier now.
Bethany
Ditto! Thank you President Trump!!
Scott
What a bunch of bullshit
Raymond W.
My question is, “ has the reduction or elimination of taxes on Social Security benefits, been implemented? If it was implemented, what date did it begin?“
If it was a reduction, what is the percentage?
Jo_Ann
I have the same questions. It’s frustrating that SSA does not give us ALL the information. Maybe we’ll get an update when it’s about to go into effect.
Janet T.
It is a shame that we pay tax on our income while we work and then we have to pay tax’s on social security that we have already been taxed on. We are paying taxes twice on the same money. WHY!!!!!!
Big E.
SS used to not be taxable at all until Sen Joe Biden decided it should be in 1988.
Doug E.
Good question and what does the Democratic Party have to say about that?
Ever
Wrong, wrong, wrong. Republican President Reagan convened a bipartisan committee to study the prospect of taxing up to 50% of social security payments. The year was 1983 (not 1988) and 88 senators (including Biden) voted to adopt the change – only 4 senators voted “nay.” But guess your false narrative works for the naive and gullible who don’t require facts.
Jo_Ann
Ever, you are right. Here’s a little more information:
Provisional Income Range Portion of Benefits Taxed
Below $25K (single) / $32K (joint) 0% taxed
Between thresholds Up to 50% taxed
Above higher thresholds Up to 85% taxed
The new law doesn’t change how Social Security benefits are taxed—but it gives many seniors a temporary deduction that may eliminate their tax liability for a few years. It’s a significant but time-limited relief (starts 2026 and expires after 2028), rather than a permanent repeal.
Joe
Thank you both for data we need! I am 65 and work full time still, I hope to see some logic in the future on this. And if I live to 70, I can get some SS. Trump and his tariffs are taking it from the top / $2,400. per year in higher costs. Who can trust the ultra rich to make laws for the poor folks? I am voting them all out.
WFB
After reading these posts I now understand how d u m b the average citizen is…. and what this country is a mess…
TOM
I agree. The average person knows little now that it is no longer taught. And many think the government money is infinite. And remember, half do not pay any income tax.
Mike T.
With all of the surplus that Trump is generating with the tariffs, will it one day make it possible to eliminate taxes on SS ?
Big E.
The OBBB did that already. Haven’t you seen the increase in your check, I have.
Big E.
The OBBB already did that. Haven’t you seen the increase in your check? I have.
Ben
Big BS
John S.
Hey Mike. We The People are paying the surplus thru tariffs.
Sam A.
So, John. Please share how much you have paid in tariffs.