Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors
Reading Time: 1 MinuteLast Updated: July 7, 2025
The Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.
The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.
“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”
The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.
Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.
For more information about Social Security programs and benefits, visit www.ssa.gov.
Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”
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Miriam D.
Since the recent passage of The Big Beautiful Bill, how soon will the elimination of federal tax on social security for seniors 65 and over go into effect?
Herbert F.
When will I see the first relief? Will it be for 2025?
APRIL S.
South carolina and Darlington South Carolina and Florence South Carolina and Hartsville South Carolina and Lamar South Carolina and Child tax Credit CTC 3600.00 and 4th stimulus Check 2,200.00 and SSDI and SSI and SSA 2,000
APRIL S.
I am 46 years old, and my son is 16 years old, and we on Social security and SSDI and SSI and we have not received anything, not a increase. Not nothing and day is cutting my son. Check every time and he do not have a job. He owns 16 years old, so I don’t know why they cutting his chick. And I thought that we was supposed to get a rage for the government and from them, and we have not got that. So please let us know what is going on with my son. Many from them people
Glenda C.
I receive a small pension along with my social security monthly. I have a small investment account. If I pull money out, it causes my income to pass the income limit and my SSI is taxed. Will this still be the case?
Sandra
What kind of investment account is it? That makes a difference for the answer to your question.
Raymond O.
Raymond OBrien u
Dean
Can’t believe all the whiners and people Lying about the bill. It only benefits lower income people and not the rich. Yet you complain about that? What part about under $75,000 for single snd $150,000 for married do you not understand?
Guglielmo R.
I file joint income taxes with my wife our combined salary is about 87,000
Does that mean that I can call SS and tell them to bring my voluntary tax withholding to zero ?
Disgusted2025
BS you know it for the rich and nothing for the lower income people just like the first time but hope Americans wake up and see him for what he is, we want forget what you Republicans have done to us!
Alfonso
He has done more for the American people than his predecessor had done in the four year of his administration. It is at least something that is better than nothing, so get your head out of you back side and think about that.
Disgusted2025
I see you don’t understand either!
Disgusted2025
Michael
I’m 62 and I’m on full disability am I going to still have to pay taxes on my social security disability
Kathy N.
I have noticed a difference in the way information is presented by SSA. I see no specific data on how this affects me for the long run. I am 73 now and would love to see our benefits not taxed. However, it’s a “I’ll believe it when I see it” article.
Joseph
Yes, I agree with you as there is no effective date in this article.
I am so glad they passed this law, to no longer tax recipients of Social Security benefits.
Jen
Starts next tax year. At least you will see a benefit in your taxes thanks to the giant deductions that will be given to those over 65. Im 50, completely disabled, getting SSDI. I have to pay taxes on it until I turn 65. Not so fair for everyone.
Rotag
No Jen, it is retroactive and is effective Jan2025 thru 2028.
It is great news for over 80% of SS recipients!
Beth
As I understand the above article, eliminating Social Security income taxes will eventually cause the fund to deplete faster. It’s like a damned if you do and damned if you don’t. It’s confusing a lot of people because it’s vaguely written. 🫤
Lynda S.
Those us that live primarily on SS do have not have to pay taxes because of our income level. Therefore, the additional $6000 deduction and no taxes on SS means absolutely nothing to us. We are dealing with the higher costs but have received nothing with the passage of the BBB.
Richard
U r right. A single person would have to earn. 21,000 to get the deduction. But corporate America taxes from the 2017 Trump bill reduced the rate from 35 to 21 percent. A 40 percent reduction in their rates
Jen
Yes you will. The deduction next year (tax year 2025) will be HUGE for those over 65 collecting social security. The deductions are what has increased tremendously for lower income brackets (under $150k married, $75single). As a disabled American (Im 50 and was a bedside nurse my whole life- now I cant walk and have tremendous pain) under 65, I see no benefit and still have to pay 85% tax on my SSDI because my husband who is 61 receives a slightly larger pension than my SSDI. We will be suffering, having to pay almost full taxes on my SSDI because we are not 65 yet. Bad enough with medical bills and now we still have to worry about taxes going up.
Sonja P.
Should I look for an increase in my SS payment in August because they will no longer be taking out taxes from my check? If not just what does the bill change?
Rose
I’d like to know as well. I just received July and it’s the same as June ..
Anne L.
You need to complete a new W-4V form and provide it to SSA if you want to change or stop federal tax withholding.
Sam C.
How is anyone supposed to trust this Administration’s postings when they are fundamentally biased and downright misleading? Like others posting on here, this is nothing but gaslighting and fanfare. The facts espoused are spurious to say the least.
Carole
I’m with you, what are they taking. Screw us,once again.
Dean
So a huge tax write off is screwing you? It benefits lower income people not the rich and your whining about it???
Sandra
Yes!!
Peg
Dean must be a bot. Do not pay attention to that b.s
Jeff
Do you realize how insane your answer, yes, is ?
Sandra R.
A CPA just said this bill is a blessing to 90% of SS beneficiaries. I trust her. Been a CPA for over 30 years. I don’t understand why Carole said they are taking. They are giving us the blessing of no tax on our benefits. Not taking. Giving.
Dean
Your complaining because of a huge write off? What’s your agenda?
Dean
Your complaining because we get a huge write off? What is your agenda?
G. R.
You can blame the democrats for that they opposed the elimination of SS taxes , cause they want all your money.
John
Democrats are the reason SS was taxed to begin with. It didn’t use to be but they saw a cash cow for spending.
Nate M.
As a CPA who has reviewed this bill, this article is bogus and should be removed. There is no change in the taxability of social security benefits. The bill only gives a temporary bonus deduction of $6k for seniors 65+ and only earning below $75k if Single or $150k if married.
People claiming social security benefits who are under 65 or above those earning thresholds will see no tax benefit.
Carole
I would love to earn that kind of money, I wouldn’t be using my benefits. If you got that kind of money, do you really need social security? Most of us HAVE TO SURVIVE ON IT.
Dean
You misread the comment. It only benefits lower income people not the rich.
Rebecca W.
If you and/or your spouse worked hard for decades and the government took deductions for SS then YES, a citizen deserves the payments they promised you in retirement. Too bad that so many citizens game the system and take more than they should be entitled to receive.
Renee
The money is all relevant, people who make less $ paid in less to the government. They usually also have lower bills and house payments. The people who made 75 to 100k a year paid more into the government, and have higher house payments and car payments. So yes, i paid 120,000.00 into ss. Then I should get what I am owed, and if you pd. 60000.00 into the ss. Over the years, you should get what you are owed, but the people who paid nothing into ss. (Unless didabled) shouldn’t be getting any money ie: illegals that you more than you got, any extra should be put in money market earning interest, because there use to be 5 workers for every one person getting paid, and that has dropped to like 3 people…people aren’t having as many kids, so less workers..less $ coming in… This is why you keep hearing that. Social security, it’s not gonna be around after another 15 years, and why some programs should be cut…there are A LOT of people on ss disability, that shouldn’t be on it…they could go out and get a job, but prefer the free lower income and then complain about how expensive things are…
Dean
Ok so what’s wrong with that? Dems always whine about rich not paying taxes so now your whining because they don’t get the write off??
Kelly S.
So basically, because I’m 43 and receive SSDI this bill changes nothing for me even though I worked LONG HARD hours to earn the little bit of money that I do get… because between my husband and I, we do make under $150k a year, but still enough that part of mine is considered “taxable “
Kerry
You are one that will benefit. Talk to your tax person- but as I understand it, you can submit a new withholding form to have less taken out OR you can claim the $6k at tax time. I’m not an expert but that’s how I read it.
Bob
Kerry is incorrect. This does not apply to SSDI, plus you need to be 65 or older.
Daniel S.
Thank you for that information! Much appreciated.
Disgusted2025
Thank you, that all the republican does is lye about everything, they are horrible human beings, I don’t know why they hate the poor what we done to them?
Molly B.
This is a pack of lies and political propaganda that should have never been sent out to millions of people via email. The Social Security Administration is spreading misinformation about Trump’s reconciliation bill, falsely claiming it eliminates federal income taxes on most retirees’ benefits.
The facts? The newly signed law is projected to further to weaken the Social Security program and its revenue. The SSA’s statement is a blatant lie and falsely misrepresents the bill that was signed into law, as well as its harm to retirees.
The only people who will reap the “benefits” of the bill are people like SSA Commissioner Frank Bisignano and other members of the 2% of wealthiest Americans.
Darryl J.
I receive 1164.00 a month. Will the new law increase the amount I receive
Carole
I agree, I took out a home improvement loan. Guess what, I am waiting to see if they are going to cut my check because of it.
Dean
The only lies are yours. This only benefits lower income people NOT the rich.
noneya
dean your full of sh&t end of story . whats your credentials?
you just post to be posting your full of it…
Victoria L.
But there are many other things in the bill that MAJORLY BENEFIT the rich other than this one you all are talking about.
Suzannne
TDS is showing very much. Wish you a speedy recovery. 💯👍🇺🇲🇺🇲
lee
In New bill, would they increase my Social Security disability income?
Zue s.
My husband and I combined income a year is below $140,000.
So u saying $6,000 would be a tax relief?