Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors
Reading Time: 1 MinuteLast Updated: July 7, 2025
The Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.
The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.
“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”
The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.
Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.
For more information about Social Security programs and benefits, visit www.ssa.gov.
Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”
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S.M.
Details, please.
Michael E.
I cannot believe the SS administration is willingly going along with Trump’s absolute LIE about not taxing social security. There is not one word in the bill about this. A tax credit elsewhere does not amount to no tax on social security and you know it. You should be ashamed to mislead your constituents this way. Shame on you for supporting this MAGA bullshit
Will
The SSA has always impressed me as very well run and the information from OCACT is very insightful. Thank you for this short update. I look forward to learning more.
Fran
Should voluntary withholding of federal taxes be adjusted since the passage of the “Big Beautiful Bill”?
MulchMaid
I am appalled at this blatantly propagandist email sent to every SS enrollee I know. How dare you!
Using the Social Security Administration in an attempt to gaslight America’s seniors may be the lowest form of communication yet from this administration.
Gary
The bill provides an additional deduction of $6,000 per year for people over the age of 65. That $6,000 begins to phase out @ a rate of $60 per $1,000 above $75,000 AGI
The 88% that it will benefit most are the average recipients who receive $24,000 single or $48,000 married in SS. The new deduction moves these average recipients into the 0% tax bracket, if they have no other income.
My SS is $42,000 a year. The addition $6,000 personal deduction may put me in a lower tax bracket but not 0%. It helps but doesn’t eliminate my SS tax burden.
Honestly, it would have helped more people if they would have adjusted the threshold amount of income used to tax SS, that number hasn’t moved for decades. Plus, instead of using the AGI, which is basically the before tax income, use the after deductions income as the number to tax a person on. The AGI number is to low because it was set decades ago and never indexed for inflation.
The before tax number (AGI) effects several hidden tax amounts like Medicare pricing, ACA Pricing, SS Taxes…etc, all of which have thresholds that haven’t been adjusted for many years. If they started using the after deductions number, and indexed the hidden tax thresholds yearly for inflation, it would help in so many ways.
If they indexed the hidden tax numbers Seniors would be inclined to withdraw more from their retirement accounts, which would put more money into the economy, if the hidden taxes had modern day income thresholds I would be buying a new car every two years instead of every 5-6.
I have read that changing SS laws needs to be done through separate committees in a stand alone bill. This is why these current tax changes are currently temporary. Hopefully, they will take a closer look at this when there is more time.
Tim G.
How do we know if we are in the 90 percent or 10 percent?
Debra R.
Isn’t the federal tax on Social Security what helps keep it solvent? This is causing harm to future beneficiaries.
Joyce B.
My thoughts exactly. Also, it means it hurts the money will run out sooner. I read that no SS taxes were not in the bill
Darlene T.
Actually no I don’t believe that is true.
The borrowing from SS for pet projects is what has caused a ss solvency issue!
Democrats us ss for all the illegals, the cost of going after Trump, and other pet projects they did not tell us about… SS was origionally set up to never be touched but Democrats changed that by sliding an amendant into a bill a few years back so they could steal from SS.
Michael
Sounds like some of you need to get a life. I can only guess what party you belong to….
Michael
WE ALL KNOW THEY ARE BRAINWASHED DEMOCRATS
Jeff
Why are you such an asshole!
misa
I agree. I don’t even have a political party but some of these bloggers just complain no matter what the SSA posts.
Not a.
Yes, Michael, Get a life. You should take one of Trump’s body parts out of your mouth. You’ll have to tell the rest of us what it tastes like. You seem like a true MAGA.
noparty
It was President Reagan that imposed tax on Social Sec beneficiaries, along with then Senator Joe Biden. It would take an Amendment to remove the tax and they don’t have the sixty votes because the Democrats , who had the power in the Senate and House to relieve us of this for a few years, would not have done that because Biden, was president and had imposed thet tax along with Reagan back then. This is the best SSA can do for us at this time. I wish people would study history before beating up on SSA.
Barbara
This communication sent by the SSA is false and highly political. The legislation provides a temporary tax deduction of up to $6,000 for people aged 65 and older, and $12,000 for married seniors. These benefits will start to phase out for those with incomes of more than $75,000 and married couples of more than $150,000 a year. Also there are other parts of the bill that cuts benefits for seniors who are on Medicaid and that was not included in this message.
And again it is only temporary so no tax has been eliminated.
Mark
The bill passed the house. It wouldn’t have been possible without bi-partisan support
JJ
You are wrong. All Democrats and 2 Republicans voted AGAINST this bill.
Mark M.
The bill passed the house with bipartisan support.
Jay K.
I find this email extremely offensive. As a government agency, the Social Security Administration should not be spreading partisan propaganda!
Not only is it probably illegal based on the Hatch act, it is extremely misleading and only partially true.
This was not a Big, Beautiful Bill. It cuts funding that supports the most vulnerable people in our population, the elderly, sick and children, only to give a tax break to the richest. It is shameful!
You should be ashamed for spreading this misinformation!
Sandy
What are you sniffing? It does not. It takes from those that never ever should have it to begin with.
And I know you didn’t read the entire 950 + pages. Do your homework.
Joe R.
Oh, I guess if you’re a Democrat, the BBB doesn’t apply to those Seniors. I must have missed that page in the Bill.
Cathy O.
Aren’t the elderly the ones who get paid Social Security benefits? So how is it cutting funding to them. If anything they will now have more expendable income by not having to pay Federal tax on their Social Security benefits.
RoyM
Well said.
Carl S.
Another Democrat who has not informed himself of the actual provisions of the bill but only listen to the lies of the Trump haters.
Fuck Y.
Was this authored by the Kremlin? It appears to be propaganda like the Soviets once force fed their slaves.
Charles L.
You are the one spreading misinformation
Dan B.
I for one am looking forward to any cuts after age 65 in SSA taxes. Regardless of D talking points.
Nancy C.
I agree with you Jay K. Also, as a human first and second a Senior Citizen, regardless of party we have the right to free speech. Let’s just ignore the folks you talk party. We are all in this together. Pray for the one who are propagating political dislike. I guess some people hurt from something in their pass.
Jeff
Why are you such an asshole
Teresa P.
I totally agree. Very offensive
Mel M.
https://www.axios.com/2025/07/03/big-beautiful-bill-social-security
Roy
Well said.
Kristin P.
I agree, thanks for posting this comment!
I also believe the information is vague. What does it actually mean?
Stanley H.
It’s the truth if you can’t handle it fuck you.
noparty
SSA used to applaud previous administrations . I don’t think that is uncommon. From what I understand, it is a deduction that can be taken for certain incomes. A removal of what President Reagan, along with then Senator Biden imposed on seniors, a tax on Soc Sec benefits, could only be removed with an amendment. Since Democrats in Congress today are supportove of what Reagan and Biden did, by imposing the tax on Soc Sec beneificiaries, they are not likely to get that passed. It would need 60 votes. When the Democrats had all the power, I asked them if they could consider removing what Reagan imposed. But because Biden was president and they all supported him and would not have been successful in questioning why he supported Reagan as a senator on this unfortuante tax on the elderly, nothing could be done. So this is probably the best we can get for a while.
David
What a total idiot. This is not partisan propaganda, you freak. Trump is the President of the United States and thus head of all government agencies. He passed a bill that affects the Social Security Administration and they then announce it to their recipients. What part of that don’t you understand? You people are the scum of this country. Causing division wherever you go. Go back under the rock you slithered out of.
Independent
Who imposed the tax on Soc Sec recipients in the first place. It was President Reagan along with then Senator Joe Biden who put that tax burden on seniors. Why haven’t the Democrats , while they had power, done an Amendment to the law so they could remove the tax? Because the president was Biden, the very person who joined Reagan in imposing the tax. It would take a sixty vote majority to remove this. The best they can do in a reconciliation bill is a deduction right now. Other previous administrations have applauded previous presidents at SSA. I hope you will not be too angry with SSA. It is not their fault.
Nona
I’m pretty sure you find something every day that is extremely offensive.
Bull S.
Rich considering how dems have pushed their deviant agenda in every single thing they did.
Joyce B.
100% with you.
Mark
Don’t know where you are getting your info from Jay, but the way I read the new tax law. The more you make on ss the higher your taxed. My combined ss is over 45 K so we will be taxed up to 85% of our ss income. And by no means are we wealthy.
Darlene T.
No funding was cut for those truly in need! Fraud and corruption were dealt with… Those cheating will no longer get ss. I had two neighbors who cheated. Now they are old enough to draw.
Truly in need will still get help!
Emma R.
Taxing social security benefits should never have happened
We paid both federal income and social security taxes while we worked and for many years our social security benefits were excluded as income and when it was decided to include them we the elderly lost income. I for one and my brother are glad to see a reduction in our federal income tax.
Patricia L.
Propaganda not worthy of being posted by the person making this comment. The shame is that those who believe what this writer stated will also be allowed to benefit from the BBB.
Michael S.
Nothing like being Negative without looking at the positive. Question….How much of the so called Vulnerable population paid into or are paying for this benefit. It’s a Trust fund for all of us who paid into it. Not for the VULNERABLE POPULATION to get free Benefits. This is a start!!!!