Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors
Reading Time: 1 MinuteLast Updated: July 7, 2025
The Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.
The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.
“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”
The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.
Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.
For more information about Social Security programs and benefits, visit www.ssa.gov.
Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”
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VZ
This is still America and we don’t have to agree on everything. How about we forgo the politicking and the personal attacks and actually discuss the FACTS here? We all need to know what the tax rules are with respect to SS income.
gary
I just was on the hpone with SS ofice and I asked them about this federal tax. He said they have NO memos on this. Is this just some new guy not knowing what hes talking about or did it REALLY go thru. can someone help me with this ?
Gary
Burt
Checked with my CPA, advised to keep taking(paying)fed tax voluntarily from monthly 2025 SS payments, as this BBB does not necessarily stop fed tax on these payments but instead gives a deduction at years end, possibly by refunding same tax as paid in 2025? Bit unclear on all that at this point.
Rick
My question is, when you are working, does s.s. Tax come out before federal taxes or after taxes
Kathy C.
OBBBB provides a temporary reduction in taxable amount of social security benefits by $6,000 of benefits times federal tax rate. Most retired seniors do not pay tax on their social security benefits now, only if they have significant other taxable income after retirement age. Paying less is always better than more. $6,000 x 22% tax bracket (most only at 0, 10 or 12% brackets) saves only $1,320 more in taxes.
Carol P.
Thanks for your clear answer!
Jeannie
Is SSDI included with the No tax law ?
If on SSDI but under 65?
If not us it still taxed at 85%?
Do people on SSDI under 65 still get the additional $6,000 tax credit?
Ron C.
I would like to see Social Security provide details on the income tax deduction for those over 65. How much of a tax deduction will I receive. What are the income requirements? Additional details would be helpful.
Jim G.
Is the $6,000 deduction on social security income based on income
Old G.
I would like a straight answer. Is there federal income tax on Social Security?
Dennis P.
I don’t understand how can your benefits be taxed? All my working life I paid out of my wages into soc sec was I not paying taxes on that money? And now I am being taxed again
Marlene
We have always been double taxed in many ways. However, I’m opposed to not paying taxes on SS. And here’s why: the federal withholding taxes we pay on our SS goes back into SS to keep the program solvent for all of us. Less taxes paid in, less money paid out. If nothing new is done, I’ve read SS benefits will be reduced to 80% of what you now receive by 2034. Does it really make sense to stop the federal withholding taxes? I would like SS to continue for the upcoming generations.
Patrick O.
when do Federal taxes stop on senior citizens social security chrcks
Khem
So what are the income levels for singles and marrieds beyond which they will still have to pay tax on 85% of their Social Security income?
Khem
So what are the income levels for singles and marrieds beyond which they wikk stikk have to pay tax on 85% of their Social Security income?
Sick a.
I just received SSA email announcing the SSA’s 90th Anniversary. Midway through this email was a reference to the fact that the president had signed a document that was evidence of his commitment to protecting SS.
This administration lies on a second to second, daily basis. Make no mistake, privatizing SS is this administration ‘s ultimate goal, regardless of this president’s worthless signature on anything. Hands off my SS.
Ted
Haters will never be happy…and haters are dragging this country down. Haters are so misinformed or refuse reality…blinded by the truth.
Leigh
So true, that one is
Ken W.
No. That’s just a guy who’s afraid of Trump.
Stubbs
Amazing answer. I wish for haters that don’t love our country to leave
Mike
Very True
Ken W.
No haters here. Just people pissed off at a coward, thief liar and Pedifile just to name a few. He is one of the biggest con artist on earth. He’s a waste for a president.
Leslie S.
Ken W , I agree with you.
Sheila A.
I agree! Is he going to take credit when Seniors or disabled or caretakers of disabled children can’t get in to prove who they are before Sept 1. Many offices have closed and many will have to travel long distances to get to an in-person visit or can’t do online verification of proof of identity because of no online skills. Then when the deadline to prove your identity either way is up will they lose their SS? How will these Seniors survive? Will they become homeless and too old to work? Well we know what the administration thinks of homeless people? Then where does their SS money go? Back to pay off the National Debt or someone else’s pocket who did not work to get their SS check? This is supposed to save millions of dollars in fraud from Scammers each year. Or will it? I am entitled to my opinion but I know who I don’t believe and scammers will find a way to get around any safeguards to scam. I can check online to prove who I am and my bank account and jump through all their hoops and whatever else I need to do to protect my SS benefit because I need it to survive. I’ll also offer to help whomever I know that needs help. Also Senior centers can help too. Seniors just have to know how IMPORTANT it is to do this ASAP. Let all you know who are on SS that this is what is happening soon and to find help immediately so they will be able to survive. I’m just trying to be a kind, compassionate good USA Citizen.
Daryl F.
More propaganda!
Louis
You are obviously a dumb democrat and Trump hater
Mona E.
People are worried about their social security. If we don’t pay taxes on our social security, then does this reduce the amount paid into social security? We’re already not having many young people work and therefore we’re not adding as much into social security.
I’d like to know who’s going to pay into social security in order to keep it sovereign.
Tiamaria
THIS. We have virtually zero young people working & paying into the system , yet those are the ones with their hands OUT for free money. SS was not designed for an unconstructive, non-working society who drain the system. It was designed to be maintained & constantly replenished. We MUST get people off the dole & back into the workplace. Its obvious that the SS system CANNOT be propped up by its own money, otherwise there would be no issue. There should be NO REASON why the elderly should be forced to support the young OR dying monetary systems. As it is the elderly are living at way below poverty levels. If anything, it should be higher. to match todays economy. We are no longer living in the 80’s. Simply ridiculous.
Errol F.
Such a stupid claim, All because of Trump hatred and false facts these weirdos fall for.
Mike
When will they stop taken taxes out of our check, what date?
Ron A.
What is the matter with you? You’re not uploading the fact that you don’t have to pay income tax on your Social Security?? It cost me over $12,000 last year and taxes on my Social Security. Want them to keep hands off you pay the taxes I’ll be glad to take your money
Kathy C.
This is impossible. Prior to any tax law change.
Rounding up for example. Assuming you received the max in Social Security payments monthly and received about $44,000 year x85 % max taxable because you make so much other income in retirement = $37,400 taxable – std deduction senior single of about $15,000 ( increasing $6,000 with new tax law for 2 years only), taxable income is $22,400 single at 12% tax bracket, under $3k. If at Max tax bracket 33% still under $7,400. Impossible to be more!. Whatever tax bracket you are in times $6,000 will be your temporary, not a permanent law, max savings from this bill.
Pancho
Try looking objectively at the facts, instead of just parroting liberal, anti-Trump nonsense. Only weak-minded fools fall for cheap, political propaganda.
VICKILYNN
YOU HAVE 3 1/2 MORE YEARS :0)
Mike
You’re just another Trump hater and you’re assuming