General, Retirement, SSI

Preparation Starts with Information

August 7, 2017 • By

Reading Time: 2 Minutes

Last Updated: August 19, 2021

family hiking and holding hands Your parents were there for you when you were born. They’ve been with you through the most important achievements of your life. Now it’s your turn to show them that they can count on you. As your parents get older, they may need help making decisions. When you volunteer to become a representative payee, you’re supporting your parents and their future.

A representative payee is someone who receives Social Security or Supplemental Security Income (SSI) payments on behalf of a person not capable of managing the funds on his or her own. As a representative payee, you would make sure your parents’ basic needs are met by using the money to provide them with food, clothing, and shelter. Any leftover money goes into an interest-bearing account or savings bond for your parents’ future needs. You’re responsible for keeping records of expenses, and we request yearly reports to see how you’ve used or saved the benefits.

Other representative payee duties include knowing your parents’ needs so you can decide the best way to meet those needs with the benefits provided and telling us about any changes that may affect your parent’s eligibility for benefits or the payment amount.

If your parents receive Social Security or SSI benefits and are unable to manage their finances, or you think that may be the case in the future, take the time to become familiar with the responsibilities of a representative payee and consider becoming one.

To learn more about becoming a representative payee, you can read our publication, A Guide for Representative Payees, at and visit the webpage, “When People Need Help Managing Their Money,” at Or, call us at 1-800-772-1213 (TTY 1-800-325-0778) to request an appointment.

Take the steps to ensure your parents have a safe and comfortable future. After all they’ve done for you over your lifetime, volunteering as a representative payee is just one way to show how much you care for and appreciate them. Social Security will always be there for you and your parents through life’s journey.

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About the Author

Jim Borland, Acting Deputy Commissioner for Communications

Jim Borland, Acting Deputy Commissioner for Communications


  1. adana

    adana avukat:

  2. zabaleta very goood article .

  3. Aruna D.

    I agree with it. Thank you for sharing.


  4. Modsapkstores

    Now the people are searching the one of the best article of the site is that

  5. monaas

  6. encin

    Makale için çok teşekkür ederim. Poliüretan köpük hakkında danışmak isterseniz adresimizden bize ulaşabilirsiniz.

  7. neymar

    his is extremely unfair. I left teaching with a disability that eventually put me on SSDI. My situation is just like a LTD educator

  8. keyvan

    because of a medical condition that is
    expected to last one year or more or to result in death.

  9. ali

    for profit payee without notice or any due process since. I have spent entire week trying to avoid the stigma, shame, humiliation from proving lethal and have been abused violently viscously by a local offices three levels so far of staff.

  10. hamid

    The representative worked to get me approved for SSDI. Eventually, I was approved for SSDI. Could I have forced Ogden to keep me on LTD? I believe it is irrational to give years of service to LTD and not to SSDI.

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