95 thoughts on “It’s More Convenient Than Ever to Apply for Social Security Benefits

  1. I got a call that I have an appointment tomorrow 1/10/19
    at Social Security. I have been trying to reschedule my
    appointment, but no one ever answers the phone to reschedule my appointment. Please help.

  2. I want to start receiving benefits at my FRA which will be in June 2019. When is the earliest date I can apply?
    Thank you for your response.

  3. I am unable to make an appointment at my local office……. everytime I call the 800 number they say no one is available to make an appointment and to call back again! This has been going on for many days! What can I do? Thank you

    • Hi Lynda, thank you for using our blog to ask your question. We will always pay a person’s own retirement or disability benefit first. If benefits as a spouse are higher than their own benefits, they will get a combination of benefits equaling the higher spouse benefit. However, keep in mind that a spouse’s benefit cannot exceed one-half of the worker’s full retirement amount (not their reduced benefit amount). So, a person is only going to receive additional spouse’s benefits if their own full benefit is less than half of their spouse’s full retirement benefit.

      Generally, during the initial interview when applying for Social Security benefits, we typically explore all other benefits that could yield you a higher benefit amount. To find out if you are eligible for a higher benefit amount, you can call us at 1-800-772-1213 between 7 a.m. and 7 p.m. Monday through Friday or contact your local Social security office. Thanks!

  4. make scheduling an appointment at a local social security office online easy to do.
    i need to take my marriage license to an office as the next step to get my social security payment and it is impossible to easily find a service to schedule. this complaint includes making a call. i tried that too and i was redirected to call again

  5. I wanted to apply in person and set up an appointment but the office in Mt. Prospect Il does not have a direct line OR allow you to make an appointment.

    • Hi James. We currently do not have an online appointment scheduler. However you do not need an appointment to file for benefits or appeal a disability decision. You can file for the following benefits online:
      Medicare; and

      If you do not want to apply for benefits online, or you need to speak to us for any other reason, you can schedule, reschedule or cancel an appointment by calling us at 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. to 7 p.m., Monday through Friday.

  6. How soon can I receive my benefits for age 63, if I apply after my 63rd birthday. Will I get the back pay for 63, for the months I skipped, because I was late in applying.
    Thank you Rob Rollins

    • Hello Robert, please bear in mind that the decision on when to apply for benefits is a personal one. We only provide you with the information you need to help you make the best choice according to your own situation.

      As to your particular question, you will not be paid “back pay” for the months you skipped because you applied late. If a worker begins receiving benefits before his/her normal (or full) retirement age, the worker will receive a reduced benefit. A worker can choose to retire as early as age 62, but doing so may result in a reduction of as much as 30 percent.

      We have a variety of calculators to help you plan for the future. Which calculator you choose depends on what you want to do. You can also create a my Social Security account to verify your earnings, get your Social Security Statement, and get an estimate of your future benefits. We hope this information helps!

  7. I am an attorney and I am surprised that no where on the site does it address the application date and the eligible date. If my husband is turning 66 in a few weeks and age 66 he is entitled to his full retirement benefit, is that benefit NEGATED if the APPLICATION is made BEFORE that date? If SSA says the “date of your application is May 8th” does that mean that he has mistakenly applied BEFORE age 66 and gets a reduced benefit? There has to be instructions as to how to apply without JEOPARDIZING your age-eligible date if you apply EARLIER than that eligible date.

    • Hi, Tanya. Thanks for your question. If you are already getting Social Security retirement benefits, you will be enrolled in Medicare Parts A and B automatically at age 65. However, because you must pay a premium for Part B coverage, you have the option of turning it down. To learn more about Medicare visit here. We hope this helps.

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