81 thoughts on “Is Someone You Know Wondering “Who” FICA Is?

  1. Please let me know why I pay double Medicare taxation. The amount debited from my Social Security retirement check (I am 69 years old) and the 1.45% deducted from my paychecks (I am still working thanks God). I don’t receive double Medicare benefits. I understand the Social Security deduction because it increases my benefits, but I am flabbergasted with the double Medicare taxation.

    • You pay a mandatory federal TAX to the IRS towards Medicare AND Social Security when working. Nothing is as certain as death and taxes!!
      PS: those FICA wages MAY raise your SS benefit

    • I don’t understand where you get double taxation for Medicare? Some who have higher income pay more for Medicare. It depends on your income declared on your taxes. If you are still working, you are still going to have FICA withdrawn from your paycheck no matter what age you are.

    • Lucy, the amount deducted from your retirement check is a Premium Fee for receiving Medicare, it’s NOT a TAX. You’re being charged it because your income is high enough that you don’t qualify to have your state of residence post it for you. Some people, such as those that are disabled or too old, get help paying for it, don’t have that Premium deducted. For instance, I suffer a chronic illness and can’t work so my State posts the Premium for me. However, there was a period when I COULD work and those paychecks had FICA deducted, but NOT the Premium because it was a trial period to see if I could handle a long term job. I couldn’t. I got sick again after 6 mos but that little bit of time meant that my benefits went up the following year by $15.
      I don’t know if you look at your Benefit Statements all that closely but if you don’t, do it now and you you might see how much your working wages increase your benefits. If they’re NOT increasing your benefits you might want to go go check out the benefits calculator that’s online here, on this site. I don’t have the link but I’ll go find it and post it as a reply.
      I’m glad you’re still able to work! What I wouldn’t give for that blessing!! I’m only 53 and I’ve been disabled since I was 25. I qualified for SSDI because i was earning a paycheck since age 15 to support a disabled parent so a blessing in disguise, right?

    • I’m back.
      The BEST way I see for you to check on your benefits and ANY confusion or questions you might have, is to create an account. It seems easy and they’ve made it even easier because they used to make it mandatory that one HAD to have a cell phone to verify your account. Not any more. This way, by creating your own account, you’ll know that what you’re earning is actually going into YOUR account and no one else’s.
      There’s help online if you need it.
      Good luck!

  2. how long have the ragheads and wetbacks worked for the bennys you rob from us and give to them along with free doctor care you are a bunch of dick heads

    • That don’t even make sense and really you have no clue what your ragging on. Also please don;t response you may appear more than just dumb!

  3. Carter you have proven your point by incorrect use of words such as “your” when you meant “you’re” and “response” when you meant “respond”. Apparently you don’t know how to use your keyboard either as you used a semi-colon instead of an apostrophe. So you are just as dumb as those you are “ragging on”.

    • No question is dumb unless it’s not asked. If someone is just not using punctuation right, that’s just ignorance of grammar that can be corrected. There’s no need to be rude. She’s simply asking a question.

  4. Well gee. I am 88 years old. Did not pay into FICA until I was 52 years old. From then on until I retired in June, 2015, every dollar I earned as an employee had
    about 8 cents taken out for SS and Medicare. My boss paid the same FOR ME. When I had a business the last 24 years, I, myself, paid about 16 cents on every dollar of profit. Maybe I don’t get a HUGE SS benefit but it keeps me alive. Medicare paid for more than $200,000 in benefits for me in 2014. Thanks for SS and Medicare!! And by the way, since I am single, no death benefit—I have already paid for it myself.!!!!!

  5. It’s my opinion that once someone starts drawing SS or SSDI, they should be exempt from paying Federal Taxes. Let them find the $$ elsewhere. We need every bit of our checks!

    • Depending on whether or not you have additional income, say from investments you created before you became disabled that you’re now drawing on, if your SSDI or SS is your ONLY income, you generally DON’T have to pay income taxes on it. I’ll put myself as an example and say that my income from my SSDI is WAY below the minimum for filling as a single individual with no dependents to declare and no other income assets. I’m also receiving Medicaid and Food Stamps because without them I wouldn’t survive.

      • Hi Jessie. You must pay taxes on your benefits if you file a federal tax return as an “individual” and your “combined income” exceeds $25,000. If you file a joint return, you must pay taxes if you and your spouse have “combined income” of more than $32,000. If you are married and file a separate return, you probably will have to pay taxes on your benefits. See our Benefits Planner: Income Taxes and Your Social Security Benefits for more information.

    • Hi Vince. As long as you continue to work, even if you are receiving benefits, you will continue to pay Social Security taxes on your earnings. However, we will check your record every year to see whether the additional earnings you had will increase your monthly benefit. If there is an increase, we will send you a letter telling you of your new benefit amount. Thanks!

  6. LOL that is so funny we should scream!
    Most deductions on paychecks are part of a Monstrous Ponzi Scheme by the government for 40 years or more!

Leave a Reply - (comment policy)

Your email address will not be published. Required fields are marked *