If You Are Young and Lose a Parent

Social Security is here for young people when a parent passes away. We know that the loss of a parent isn’t just emotionally painful; it can be devastating to a family’s finances. In the same way that Social Security helps to lift up the disabled and elderly when they need it, we support families when an income-earning parent dies.

In 2017, we distributed an average of $2.6 billion each month to benefit about 4.2 million children because one or both of their parents are disabled, retired, or deceased. Those dollars help to provide the necessities of life and help make it possible for those children to complete high school.

You might ask, who can get child’s benefits? Your unmarried child can get benefits if they’re:

  • Younger than age 18;
  • 18-19 years old and a full-time student (no higher than grade 12); or
  • 18 or older with a disability that began before age 22.

To get benefits, a child must have:

  • A parent who’s disabled or retired and entitled to Social Security benefits; or
  • A parent who died after having worked long enough in a job where they paid Social Security taxes.

Benefits stop when your child reaches age 18 unless your child is a student or disabled.

Within a family, a child can receive up to half of the parent’s full retirement or disability benefit. If a child receives Survivors benefits, he or she can get up to 75 percent of the deceased parent’s basic Social Security benefit.

There is a limit to the amount of money that we can pay to a family. This family maximum is determined as part of every Social Security benefit computation. It can be from 150 to 180 percent of the parent’s full benefit amount. If the total amount payable to all family members exceeds this limit, we reduce each person’s benefit proportionately (except the parent’s) until the total equals the maximum allowable amount.

Children with disabilities may also be eligible for benefits. You can read more about Benefits for Children with Disabilities.

Social Security is securing today and tomorrow, protecting our future and the next generation.

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142 thoughts on “If You Are Young and Lose a Parent

      • My husband was murdered 4 years ago. We have 3 minor children. However, my husband didn’t have the required number of quarters. Would our children still be eligible for survivor benefits? I know some people qualify under ssi Payment when they are disabled without enough credits. Would ssi pay survivor benefits to our minor children if my husband didn’t have enough quarters?

        • Hi, Sylvia. We are very sorry to hear about your loss. In order for your children to be eligible for your husband’s survivors benefits, your husband must have worked long enough to be insured under Social Security. Unfortunately, Supplemental Security Income (SSI) is only for the individual not for any dependents or spouses. SSI is a needs based program intended for disabled individuals who have limited income and resources. You may be eligible to receive social services from the state in which you live. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems. You can get information about services in your area from your state or local social services or welfare office. We hope this helps.

        • Yes apply for benefits for your children your husband would have had to at least worked a year and a half in the last 3 years to qualifyrov

      • I am 18 years old and I just have graduated a month ago. However , I still am a student. I’m going to community college and paying for everything I need to become a nurse out of pocket and I’m unemployed. My father passed away on February 21rst of this year and received benifits. SSI . And my mother and sibling’s gets assistance as well such as food stamps and medicaid

    • I just opened a checking account for my 8 year old sons retroactive check that was sent to me..it was stated as “my name for my sons name” on the check ..it was a check of over 10,000.00 they put the standard hold on it..fine but said they had to call their attorney to see if they could issue a debit card??? Really?? The moneys have to be accounted for and they will be..that’s actually a BETTER way to show purchases made in my opinion..not taking a gambling trip to Vegas with it..my sone not disabled ..these were his funds from my husband..his father’s death 2 years ago..I’m not going to be thrilled I opened this account there if I can’t get a debit card..that’s ridiculous kind of..

      • We are sorry for any inconvenience, Heather. Unfortunately, and because of security reasons we do not have access to personal records in this blog and cannot provide assistant at this time. One of our representatives should be able to provide you with an explanation.
        Please call our toll free number at 1-800-772-1213 for assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks.

        • I understand that of course..I was just wondering if that was a ” standard procedure” to not have access to debit cards for that type of payment.

      • What you should have done Heather but there was no way of knowing was to keep it in you name get direct deposit from the bank of your choice and disburse as you wish, also the bank will issue you a debit card in your name.

        • I’m reading that often states will count it as income even though it’s illegal to do so if my child falls within certain parameters..which he does..this outta be fun..NOT

      • I’m also trying to figure out if my minor childs monthly benefit amount will be countable income that will change/eliminate our RI SNAP benefits and RI medical insurance. Stressed I can’t find a yes or no answer..looking more like no..they’re non taxable income ..they’re in his name with me as his representative..but I’d like to know for sure. Thanks Heather Sposato.

      • Hi, Susan. Through our Blog, we respond to questions and provide general information on our Retirement, Survivors, Disability, Medicare and Supplemental Security Income (SSI) programs. If you have a general question, we encourage you to ask here. But remember, never post personal information on social media. Thanks!

  1. I think it is wrong to stop paying for children at 18.
    How do you expect students to further their education without other resources? College Funds should be made available for children who want to prepare for a better future.

    • That’s the way it was 30 years ago but those benefits were stopped in order to make the program solvent. Once a child turns 18 it is expected that they can get a job and work their way through college which is what happened 2 generations ago.

    • I completely agree with you. This is not 30 years ago and in this economy there is no working your way threw college without going into debt. From my understanding is that if you apply 3 months before a child turns 18 benefits can exceed to 23 as long as they are in school/ college. My niece turns 18 before she grads from high school and she can still receive benefits til she’s 2 months after she’s turned 19

      • To clarify; when a parent gets Social Security retirement benefits or disability benefits, his or her child also may get benefits. Children also can get benefits when a parent dies. To get benefits, the child must be unmarried and:
        – Younger than age 18;
        – A full-time student (no higher than grade 12) 18 to 19 years old; or
        – Have a disability that started before age 22 and is 18 years or older.
        For more information read our publication “Benefits For Children“.
        Thanks!

        • I am SO CONFUSED!! I finally applied for survivor benefits just today..and my husband died almost 2 years ago. I filed as mother caring for child..our son is 8 years old..I’m 51 and do work but make well under the 17,000.00 that would reduce any benefits I’d get..so it’s a basic case..my husband was 36 when he died in 2016..none of us are/were disabled..none of us have ever received benefits..the rep said the amount would be 1,020.00 a month and I belive upon running both myself and our son..she said he was the only one who was coming up as qualified..which is FINE with me..I’d think it’s less hassle that way than to split that same amount between myself and him..we were married and the marriage license confirmed that but we didn’t live together from 2012-2016 due to his incarnation..and he died 3 months after his release..would that make a difference?? Also she said my son’s benefit would stop when he was 15 years old?? Really? I mean that fine but I’ve never read that..ALWAYS 18..sorry to pour my life out but if I GOOGLE anymore to get NO ANSWERS I’m going to lose my mind..grrrr. Thanks for ANY help here..Heather Sposato

          • Hello Heather. Normally, benefits for children stop when children reach age 18, unless they are disabled. However, if the child is still a full-time student at a secondary (or elementary) school at age 18, Social Security benefits will continue until the child graduates or until two months after the child becomes age 19, whichever is first.
            See “Benefits for Children” for more information. Thanks!

    • I completly agree! My kids are 19 and 18, they both are continuing their education and as a single mom on disability myself how do I help them stay in school after all of the “gov’t help”?

  2. Age? Yes it’s important, but darn it how does one live on$30.00 a Month when all bill are paid. Yes I’m getting help however the help I need is food. I have been diagnoised by specilists for Chronic Migrainescnbigelow2charter.net

  3. My son received a monthly death benefit when my husband passed, for about 1 year, until he was 18. He took a part time job delivering pizza a few hours per week and earned $2,000. We recently received a letter that we owe the $2,000 for the amount he earned during that time when he received benefits. Is this correct? Doesn’t seem fair.
    Thank you,
    Karen

  4. It seems like everyone can get more from social security benefits than a widow whose’s husband worked for more than 75 years was married to the same woman for 64 years raised their family without government help. At death, social security then penalizes his widow. Something is really wrong with social security as it now is..

  5. What if three children are receiving survivor benefits and they move to another state while they are still under 18? Do the benefits remain the same? If the widower remarries, would that impact the children’s survivor benefit from their deceased parent?

      • I’m no expert, but social security is a federal benefit and not at all tied to the state of residence. I can’t think of any reason the children’s benefits would change simply by moving across state lines. If a widower remarries, his spouse benefits would change, but the children’s benefits should not be reduced.

  6. My ex-brother-in-law just died of a heart attack. He has known for over 15 years of his heart condition, but never applied for S.S.D. or prepared for his death. He had custody of 3 children.
    The oldest son has been diagnosed a long time ago with autism and a few other disabilities. The father has never prepared this boy for a social life or education. The boy use to be full of rage and lash out in severe unhealthy behaviors.
    The father has never gotten the boy (now age 22) a photo I.D., or applied for S.S.I. (which he clearly would benefit from).

    My oldest son (age 32) wants to try to get custody so the boy will not become a part of a state hospital system.
    My fiance and I are supporting this decision.

    I’m confused by all the “political issue ” that stand in the way.

    What’s the very first best move for the 22 year old with a disability?

    • He needs to apply for disability, or somebody close to him needs to get him signed up. If your son is wanting custody etc, start with a state i.d., and file for disability, dr’s appts etc

  7. I was young and lost a parent. Except mine was through divorce. They might have as well been dead. No child support; nothing. It’s sad that nothing is available for those in similar circumstances.

    • There is something available for children in those circumstances. The Office of Child Support Enforcement is a division of the Office of Health & Human Services. OCSE partners with federal, state, tribal and local governments and others to promote parental responsibility so that children receive support from both parents. Parents/minor children can have wage garnishments enforced at no cost through state/local family services offices.

  8. My sister passed when she was in her 30s and left a 14 year old behind …. That was about 12 or so years ago..
    My guestion is where did my sisters SSecurity go..Can my niece ever recieve her mother’s benefits….the money she paid in or does the government just TAKE that money.

    • If your sister worked and paid into SSecurity, then her daughter is intitle to her SSecurity under the servivors benfits , go into the office. call them frist at 1-800-772-1213 now don’t weight get it start

  9. My late husband’s Social Security was stolen by Brookdale Hospice Medical Staff an unknown male. My 4 children and me the surviving spouse did not get a dollar to live on. Outrageous. What’s wrong with the Social Security Administration? You pay drug addicts and alcoholism problematics, immigrants, and low life scum of the 🌎. They abused the government and the Presidents allow this. Something criminal is wrong is going on. Fix it. God going to get every no good judge watch.

    • Hello Heidi. We should be notified immediately when a person dies. However, you cannot report a death or apply for survivors benefits online.
      If you need to apply for benefits for your children, please call our toll free number at 1-800-772-1213 (TTY 1-800-325-0778). You can speak to a Social Security representative between 7 a.m. and 7 p.m. Monday through Friday. You can also visit your local Social Security office. An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to speak to someone. Thanks.

      • I have tried several times to call and schedule an appointment to apply for benefits for my daughter & I am always told there is no representative available to assist me at this time and then the call disconnects? The closest office is over 30 minutes away with limited hours

  10. My husband was on social security disability and died October 1992. Our daughter became eligible to receive his ongoing disability income while she was a student starting at her age of 12. Her benefit was stopped on her 18th bday even though she was still in high school not graduating until that june 1998 or six months later, based on her date of birth and when she began school. When I questioned ss on this I was told no, 18 is 18 even if she is still a student. My daughter is owed those last six months of her father’s disability money. I await your written reply.

    • Hello Angela. Unfortunately, and because of security reasons we do not have access to personal records in this blog and cannot provide any assistance on this matter.
      One of our representatives should be able to provide you with an explanation. Please call our toll free number at 1-800-772-1213 for assistance. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. Generally, you will have a shorter wait time if you call later during the day or later in the week. Thanks.

  11. My grand daughter lost her mother Nov 12 2015. She fell off a cruise ship and died. We do not have a death certificate. Do we need that before we can get her any benefits? Chris

    • Yes. You’ll need to bring certified copies of the death certificate and the birth certificate of the minor child when you meet with the local social security office representative.

  12. Just a quick question if a 16 year old is receiving death benefits and drops out of school and leaves home and the parent is still supporting them dose the benefits stop or contain until they are 18

    • I have a similar question, regarding a 16-year-old who dropped out of school but he does still live with his mother. If he dropped out of school, will his survivor’s benefit from his father be discontinued? I have been unable to find an answer on the web site.

  13. Any at social security plan for me this letter I received from social security…I m the mother of the child she will turn 16 year old on oct/16/2018.. she not yes 16 but there stop her benefit already …and she under 18 …why the S.S stop her benefit she received that money from her dad die…and I’m her mother ,I m sick and I received my disability benefits that call the ssi and ssa…now I don’t understand this letter from S.S sent to me stop benefit for my daughter or my ..and why ?? Frist my daughter not 18 year old yes…and second thing ,if there stop my benefit that not right too ..I’m disability that why I received my ssi and ssa benefit a long time before my husband die …can anyone plan to me what going on …

    • Michelle, thank you for using our blog. For your security, we do not have access to your benefit information in this venue. For assistance, please call our toll-free number at 1-800-772-1213 (TTY 1-800-325-0778). Representatives are available between 7 a.m. and 7 p.m., Monday through Friday or contact your local Social Security office.

  14. To : social security who may concern this letter for me ..plan for me …why my daughter stop her benefit when she turn 16…and in oct /16 that on her birthday but in the 1 of this the month there stop already …

    You will not betitled to a social security benefit beginning Oct/2018. When Sally is 16.

    Your benefit will stop but your child will continue receiving benefit to age 18.
    We may be able to continue your benefit if your child is disabled or you caring for other child who is under 16or disabled…..

    ( Please plan to me this letter I receive from social security couple month ago.. and my daughter stop her benefit already when her birthday not came yes ,,,Oct/16/2018 she will turn 16 …but now oct/1/2018. The social security stop her benefit already …and my question is I’m disabled I’m receiving my ssi and my ssa ..how I’m take care my daughter thought when she turn 18 ?

  15. Any one at social security please can explain for me this letter I received from social security…I m the mother of the child she will turn 16 year old on oct/16/2018.. she not yes 16 but there stop her benefit already …and she under 18 …why the S.S stop her benefit she received that money from her dad died.
    I m sick and I received my disability benefits that call the ssi and ssa…now I don’t understand this letter say from S.S sent to me there stop benefit of my daughter or of my ..And why ?? Frist my daughter not 18 year old yes….and second thing ,if there stop my benefit that not right too ..I’m disabled I can’t go to work that is the reason I received my ssi and ssa benefit a long time ago before my husband die …can anyone explain to me what going on …this letter I received from social security…I m the mother of the child who is will turn 16 year old on oct/16/2018.. she not turn 16 year old yes …but there stop her benefit already on oct/1/2018…and she under 18 …And why the S.S stop her benefit she received that money from her dad died and I’m her mother ,I m sick (disabled) and I received my disability benefits very month that call the ssi and ssa benefit.
    I don’t understand this letter from S.S sent to me why stop benefit of my daughter or my I don’t understand all that ..and why there stop my benefit and how I take care her thought when she turn 18 ?? Frist thing my daughter not 18 year old yes…and second thing ,if there stop my benefit how I take care her to go to school ..I’m disability too that why I received my ssi and ssa ,I recieiving my benefit a long time before my husband die …
    Can anyone from social security explain to me what going on …for me this letter I received…can anyone plan to me what going on …

  16. My Nephew get survivors benefits from the passing of his father, however he does not live with his mother and has not since June 28, 2018. She does not give that money to his grandparent since he has been with her since then, is that Illegal?

    • Hello Nicole, if you suspect misuse of Social Security benefits, report it. We will investigate all allegations of misuse, gather facts and evidence, and make a decision on whether misuse has occurred. If we find misuse occurred, we may find a new representative payee for your nephew. Generally, we look for family or friends to serve as representative payees. When friends or family are not able to serve as payees, Social Security looks for qualified organizations to be representative payees.
      Please call 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday, between 7 a.m. and 7 p.m. to speak to one of our representatives. Or you can contact your local Social Security office. Thanks!

  17. Does child benefits stop when he turns 16. I am aware that my spouse benefits will stop when he turns 16. any
    information you could give me i would appreciate it.
    Thank you

    • Thank you for your question, Chris. Generally, benefits for children stop when your child reaches age 18, unless your child is a student or disabled. For more important information on this topic, visit our Frequently Asked Questions web page.

  18. if a child is receiving benefits from a deceased parent and they get legally adopted will they continue to receive benefits?

  19. My ex husband passed away in 2012. My son was a minor then but I didn’t know that he could receive social security income from my ex-husband’s account. I was hoping to talk to someone about this issue.

    • Hi, Debra. For your and your son’s security, we do not have access to private information in this venue. We do ask that members in our Blog community contact our offices with questions about their specific case. You can also call us at 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. and 7 p.m., Monday through Friday. Wait times are generally shorter later in the day. We hope this helps.

  20. My grandsons parents are both deceased. He is only 12. Parents didn’t have enough credits for SS benefits for the child. What can we do.

  21. My daughter receives survivor benefits from her birth mother passing away. I am remarried and my wife is doing the step parent adoption of my daughter. Will she lose those survivor benefits?

  22. In what year did SSA begin paying survivor benefits to children? If one parent is deceased and the surviving parent applies for survivor benefits 10 years after the death of the deceased parent, does the child qualify for payments back to the date of death? Assume the deceased parent had earnings sufficient for the child to qualify for survivor benefits. If the answer is, yes the child qualifies for payments back to the date of death, does the serviiving parent need to ask for the back-pay, or is it automatically offered?

  23. Hi my son and I are receiving Survivor benefits . And when I applyed I was pregnant with my little girl. She is now 7 years old so Is my daughter still Eligible To apply for survivor benefits or is it to late? He dad passed 7 years ago

    • Hello Mia. Thank you for your question. Entitlement for Survivor benefits are based on relationship with the wage earner. In this case (your daughter’s father). She may still be qualified to receive this benefit. We suggest that you work with your local Social Security office for guidance in this matter. We hope this helps. Thanks.

  24. A very helpful article, thank you. What happens when there are three children by 2 different mothers (no marriages) and one turns 18, does the money that the others receive increase at all?
    Thank You,
    Mary

  25. Survival benefits for my son he is going to be 18 in January but he still going to high school an I need to setup an appointment at my local office 95020
    My name is Guillermina arreola 408 5719642
    I need help how to fill out paperwork

    • Thank you for contacting us. Unfortunately, and because of security reasons, we do not have access to personal records in this blog and cannot make an appointment for you.

      For help with your paperwork, you will need to contact your local office or call our toll-free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m.

  26. I have some questions, my name is Sarina Goetz, my father died in 2010, when I was 9 years old. from what I know, my adopted parents have been collecting the money and putting it away or using it or my expenses, I just have some questions about what happens to my money when I turn 18.
    Please get back to me soon,
    Thank you

    • Thank you for your question, Sarina. Normally, benefits for children stop when children reach age 18, unless they are disabled. However, if the child is still a full-time student at a secondary (or elementary) school at age 18, Social Security benefits will continue until the child graduates or until two months after the child becomes age 19, whichever is first.
      Also, at age 18 you become your own payee, and you will be able to manage your funds accordingly.
      To learn more, read our publication: “A Guide for Representative Payees“.

  27. I am guardian to my minor brother who receives survivor benefits because both of our parents died. Is there a limit to how much money he can have saved in order to keep receiving benefits?

    • Thank you for your question, Anni. The survivor’s benefits your brother is receiving are not affected by other income or other resources.
      Normally, benefits for children stop when children reach age 18, unless they are disabled. However, if the child is still a full-time student at a secondary (or elementary) school at age 18, Social Security benefits will continue until the child graduates or until two months after the child becomes age 19, whichever is first.
      There is no limit on how much he can save. Thanks!

  28. My grandson receives survivor benefits from my deceased son. His mother worked up until he started getting survivor benefits she no longer works. When his check comes she states “I get paid next Wednesday”. My Grandson has not seen any of the money not is it being saved. She pays the rent on a house her and my grandson live in while her boyfriend is out of state working. All the household bills out of my grandsons money. Then he asks for a wrist band at the fair and she says we have no extra money it was $25.00 but then 30 minutes later she is walking around with 2 beers in her hand says she buys food my grandson asked me grandma then why do we never have food. My grandson receives 1200+ a month and has nothing to show for it since 2016 when payments started. He received almost $40,000.00 already and will be 18 in 2 1/2 years. Should I report her and ask to be his representative payee. My son worked hard to make sure if anything happened to him the kids would be taken care of. Not have the mother quit work and have her son support her on his survivor benefits. Really do not know what to do Any suggestions would help.

    • If you suspect misuse of Social Security benefits, report it. We will investigate all allegations of misuse, gather facts and evidence, and make a decision on whether misuse has occurred. If we find misuse occurred, SSA may find a new representative payee.
      Generally, we look for family or friends to serve as representative payees. When friends or family are not able to serve as payees, Social Security looks for qualified organizations to be representative payees.
      You can apply to become your grandson’s representative payee. You will need to contact your local Social Security office for a face-to-face interview.
      Please read our publication: “A Guide For Representative Payees” for more information.
      To make an appointment, please call 1-800-772-1213 between 7 a.m. to 7 p.m. to speak to one of our representatives. Generally, you’ll have a shorter wait time if you call later during the day or later in the week. Thanks.

  29. I have one child still receiving survivors benefits from his deceased father, my 2 older daughters have been aged out. All 3 have the same deceased father. My question is can my grandchildren, my oldest daughters children, that I have received full Custody of, receive Survivors benefits! They are the natural blood grandchildren of the deceased, I just recently recently obtained full custody of them out of urgent necessity!

  30. Student graduates from high school, and are planning on going to college in the fall. Will they be able to continue survivor benefits while in college?

  31. How do I find out if my father received survivor benefits ( i think its called) until I was 16 when my mother passed. I received SS until i was 18, but I just wanted to know if he receive anything. He’s now deceased and I don’t remember him getting anything.

  32. God Bless this site and have a wonderful today

    i was applied for a benefits of my daughter for survivor child benefits since june 04,2018.my husband passed away on 19th of September 2017.I got my lump sum $250 check but my daughter never receive until now the benefits.As of now I was laid off again and I really need help for the assistance money what ever my daughter got.because even gas money is so hard for me right now. Ive been waiting for so long now and when i called them they said i need to send another documents and probably the bank statement of my husband but when i do request to the bank it would be 500 cost for the whole statement since 2011. Im so really helpless right now and frustrated because of some bills and food for a daily living. I hope if you read this message is someone would help me and i really appreciate.

    • Thank you for contacting us, Jocelyn. Unfortunately, and because of security reasons, we do not have access to personal records in this blog and cannot assist you.

      To inquire about your benefits, you will need to contact your local office or call our toll-free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m.

  33. My daughter will be 18 in October but she will be attending college online. What are the procedures and what do I have to do before loses her benefits. Does she need to fax infor and classes she will be attending?
    The benefits she gets now are survivors checks.
    Thank you for any advice

  34. The simple and concise content is very useful for a person who dont know about the insurance benefits for children’s with these type of parental status. Even before they get matured things changes in their lives and taking a insurance policy at the earliest could save each person from future, you may check https://alchemyinsurance.com for possible plans

  35. Hi I am the rep payee for my 11 year old grandson, whose mother is deceased. His sister is now 18 and no longer receives benefits. A friend told me that he should now receive the full amount of benefits because before they were each getting half. Should his benefit amount now increase?

    • Hi, Susan. We are sorry to hear of your loss. A beneficiary’s benefit rate is established by law to be a set percentage of the deceased worker’s basic benefit amount. For surviving children, it is set at 75 percent of the deceased worker’s basic benefit amount. In some cases, there is a limit to the amount a family can receive each month, called the family maximum. The family maximum can range from 150 to 180 percent of the deceased worker’s benefit. If there are several family members receiving survivors benefits, those benefits may be reduced due to the family maximum—but the benefit for one surviving child would be limited to 75 percent of the deceased workers basic benefit. When an another child is no longer eligible, the amount the other children generally does not change. For specific questions regarding your grandson’s benefits, you can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m. We hope this helps.

  36. I am a father of a child’s that mother has passed away in March 2016 I went to get benefits for my child a month or two later and they told me I couldn’t because she did not work enough. Is it any way I can get some assistance?

  37. I’ve been on hold with the SS office for 45 min and can find no info online to answer our question. My step daughter receives survivorship benefits due to her biological mother passing 2 years ago. The money is going into a bank account for her college years. Our question is, if I legally adopt her, which we would all love, will she no longer receive those benefits or will she still get them? Thank you

    • Hi, Angie. We are sorry you had difficulty reaching us by telephone. We have been experiencing a higher than normal call volume. Benefits for a child who is already entitled to benefits will not stop due to an adoption. For specific questions, please call our toll free number at 1-800-772-1213 (TTY 1-800-325-0778). Representatives are available Monday through Friday between 7:00 a.m. and 7:00 p.m. Generally, you’ll have a shorter wait time if you call later in the week. We hope this helps.

      • I am in a similar situation my children’s biological father passed away back in December and they started receiving survivors benefits at the end of January. We would like for my boyfriend of 11 years to adopt them but want to ensure that their benefits won’t be effected. Where can I find this in writing so I have proof in case needed?

  38. I work for a disable workshop. some of our clients gets SS for their dad or mom who have passed away. they have been disable since birth. They come to our workshop and do piece rate work. How much are they able to make before it interferes with their SS.

  39. My dad passed away when i was 13, my s.s check was put into a c.d by my grandma, when she died i never got any of that money, is there record of where that money went? How do i find out? Its been many many years but i have always wondered about it… I know when my sons dad died i had to fill out paperwork i think every couple months saying where the money was spent or if saved

    • Hi Randy, thanks for using our blog. If your grandmother was your representative payee, she would have been required to keep records of all payments received and how they are spent or saved. Usually, Social Security will send a “Representative Payee Accounting Report” once a year. Keep in mind that a payee must first take care of the beneficiary’s day-to-day needs for food and shelter. Then, they must use the money for the beneficiary’s medical and dental care that’s not covered by health insurance, pay for the beneficiary’s personal needs, such as clothing and recreation and then they can save any money left after all that for the beneficiary’s needs.

  40. My 16 year old granddaughter, with cerebral palsy, is in need of help. Her father passed away in 2017 at the age of 50. He worked all his life and paid into Social Security.
    Is my granddaughter entitled to any help from Social Security?

    • Hi, Beverly. We are sorry to hear about your granddaughter’s condition and your loss. When person dies, his minor children can qualify for survivors’ benefits as long as they are under age 18 and unmarried. Also, if they are over 18 and disabled before age 22, they may qualify as well. You can find more information on how children can qualify for survivors’ benefits when a parent dies by checking out our publication, Benefits for Children. You can also visit our Survivors web page for more information. We hope this helps!

  41. My name is Bessie Sherrod I am in need of my daughter Debbie McGhee social security card number.
    She passed away on April 14 in Seattle Washington.
    She was employed at the University of Washington in that city.
    I do have a copy of her death certificate but they had a
    problem attaining the number. I also will need it to complete other matters. We could not find any other papers that had her Social Security number on them.
    PLEASE TRY AND HELP ME WITH THIS MATTER
    this situation

  42. Is their no continued SSA benefits for a full time college student over 18 years of age? Please advise, my daughter has been receiving benefits since the death of her mother, she’s turning 18 in July and will be a full time college student in the upcoming 2019-20 school year..
    Thank you,

    • Hi, Bruce. Normally, benefits for children stop when children reach age 18, unless they are disabled. However, if the child is still a full-time student at a secondary (or elementary) school at age 18, Social Security benefits can continue until the child graduates or until two months after the child becomes age 19, whichever is first. For more information, visit here. Thanks.

  43. My 11 year old daughter receives her deceased father’s SSI. Her older brother, who also receives SSI, just turned 18 and has received his last SSI payment. How do I ensure my 11 year old is eligible for the SSI that her brother used to receive?

    • Hi, Jen. For your daughter’s security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. We hope this helps.

    • Hi, Patrick. We’re sorry to hear about your loss. When person dies, their minor children can qualify for survivors’ benefits as long as they are under age 18 and unmarried. Also, if they are over 18 and disabled before age 22, they may qualify as well. You can find more information on how children can qualify for survivors’ benefits when a parent dies by checking out our Benefits for Children publication. We hope this helps.

  44. How do I access my son’s statement of benefits that he receives off of his deceased father. I tried to start an account with my son’d social it says I can not cause he is underage. I start one in my social and it does not give me access to his benefits although I am over his check as his mother. I also tried under his deceased fathers social to start an account to get the statement it says I can not do that either, so not sure how I can get it then… please help!

    • Hi, Kristy. You cannot create a my Social Security account for a minor child. Unfortunately, you can only create a my Social Security account using your own personal information and for your own exclusive use. You cannot create or use an account on behalf of another person, even if you have that person’s written permission. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. We hope this helps.

  45. question….just needed a question answered. my grandsons father was killed prior to him being born and it took a while for paternity due to a long drawn out battle against Uber. My daughter applied for social security benefits and WILL NOT retro from the day he was born. which was 26 months ago. they only gave her $4000 the other day and it should be a whole lot more and she has 60 day to appeal and doesn’t know if she should cash the check. she is in desperate need of the money but doesn’t want to hurt the appeal process. she can get any guidance from anyone. can you please help

  46. In 2012 my kids dad died. Two out of the the three kids have turned 18, as of Jun 2019) with the last child being 16. I did not receive any benefits due to being divorced from their father. Shouldnt my 16 year old receive the full amount that they all received? Meaning when the second child turned 18 would he receive the amount that she received. example: each child received $333.00/per month. When first child turned 18 the remaining two received $575. Now that the second child turned 18 the third child should receive $1150. Correct?

  47. What if the child gets a job before 18 will the social security end then or continue until the child turns 18.

  48. Another question what are all the reasons someone with social security benefits lose them beside turning 18?

  49. Hello, i. Was wondering, i have a mild mentally handicap brother, our father died when we were teens and he recieved social secerty check, my brother works, there not to many jobs he can do but hea about to start this new job at a duck farm making 14 an hour will my dads benefits stop going to him because of it??

  50. I recently lost my husband of 19 years he was only 45 and the bread winner of the home. Ihad just started drawing a widows pension from my usband earnings we have wo children 13 and 16 however the grandfather hs petitioned for custody of my children and was denied a temp order ad later given temp custody. Now I still am responsible because Im mom for making rent and car payment school clothes ets’ so y question is without a order of permancy or sole custody with just a temp order how did that stop my benefts

  51. Hi, I have recently taken over guardianship of and 8 year old. His father died a couple years back. Now I am hearing conflicting stories of what this ss money can be used for and also if I need to save any or all receipts too.
    Can you please direct me to the proper way as to use this funds!
    Thank you.

  52. I have prement custody of my grandson when my daughter was pregnant with him she was married to someone else but they weren’t together when she got pregnant he lived in Texas the guy that is his dad got killed in car wreck before she had him can I draw off him and how do I go about it

  53. It doesn’t say if mother is disabled collecting did check and her child father dies and shes pregnant is there any help for her

  54. My son is almost 18 & in High school I know he will still get the SsI, but why does he believe HE will receive a seperate amount taken from the money sent to me as payee?

    • Hi, Sean. Thanks for your question. Your son has the right to receive his own Supplemental Security Income check once he is 18 unless Social Security believes he is not capable of managing or directing the management of his money. This may be what he is referring to. For his security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213, Monday through Friday, between 7:00 a.m. and 7:00 p.m., for assistance. Generally, you will have a shorter wait if you call later in the day. You can also contact your local Social Security office. We hope this helps.

  55. I am 18 years old and I just have graduated a month ago. However , I still am a student. I’m going to community college and paying for everything I need to become a nurse out of pocket and I’m unemployed. My father passed away on February 21rst of this year and received benifits. SSI . And my mother and sibling’s gets assistance as well such as food stamps and medicaid .. would I qualify

  56. I have never in my life witnesses so much CORRUPTION! Every log in on this device is a third party app. I canceled my AT&T services in 2018 because my account was taken over & my Database was broken into. All my accounts from Banking Accounts, Insurance Accounts, My Cox Cable Billling, I received a medical bill yesterday that shows an account for Medicare & Medicaid, I have no insurance policy I’d cards, I’m 51 years old & I do not have a disability. I tried to get help with such corruption but know one wants to help me. I cannot afford another device & rather I have secured internet or not they still scan my device.

  57. My son receives SSI and unfortunately, his dad just passed away. What do I need to do to get his benefits for my son?

  58. My son just lost his fatheron september 20th and his father did not have a social security number and my son is 7 years old.what kind of help would my son be eligible for?

  59. My grandson has been receiving ssi from when his mom passed away he turned eighteen in sept. bus is a senior in his high school. He has not yet gotten this months check what do I do. I am his guardian and grandparent

    • Hi Janet. Thanks for your question. If your grandson is age 18, but still a full-time student at a secondary (or elementary) school, it is possible that his benefits will continue until he graduate or until two months after you turn age 19, whichever is first. Generally, we send students a form to verify their school attendance. If your grandson may need to contact his local Social Security office. Your grandson can also call our toll free number, 1-800-772-1213 (TTY 1-800-325-0778) and ask to speak with one of our representatives, from Monday through Friday, between 7:00 a.m. and 7:00 p.m. Generally, he may have a shorter wait time if you call later in the week. We hope this helps.

  60. Great article, however it should be added that step-children are eligible as well to receive survivors benefit as long as deceased parent provided 50% or more support for them. After my husband passed away I was not aware of this and only applied for benefits for our mutual child. Social Security office never asked me if I had any other children in the household. 2 years later I found out my other children were eligible as well, however SSA would only go back 6 month. I am thankful I founded out about it, however it should be disclosed to applicants at the time of application.

  61. if a minor child is receiving survivors benefits where father died and the mother (is not getting benefits) gets married will that child lose the benefits if stepfather adopts said child? children are 4 & 5

    • Hi Lynn. Benefits for a child who is already receiving benefits will not stop due to an adoption. Your children will continue to receive benefits on their father’s record until they turn age 18 or until they finish high school, whichever comes first. For more information about children’s benefits, please visit our webpage “Benefits Planner: Survivors| Planning for Your Survivors.” For specific questions about your case, please call our toll-free number at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, between 7:00 a.m. and 7:00 p.m. We hope this helps.

  62. My mother pass away when i was 10 I live with my grandmother im am 20 now going to a tech school out of high school my grandmother just recently passed away with cancer can i receive some benefits from social security to help me

  63. Aunt from father said getting the kids money. The girls live with a cousin from mother said mother pass away in 2010 girls have not live with Aunt over 6 years

  64. I turn 18 in May but i’m moving out on my own but I do not graduate high school till 2021 so would I still get that check from my dad or?

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