You packed your bathing suit and beach towels. The sunscreen is handy and ready to apply. Your hat is firmly on your head while you sport those stylish shades. The time is finally here, and you’re going on vacation.
Before you get in the car, where are you with that other checklist? You know the one — for the longer vacation you’ll take someday. Are your ducks in a row for your retirement?
With some planning, your retirement dreams can come true. And it only takes a checklist, like the one you made for your vacation!
First, start by opening your my Social Security account. A my Social Security account is an excellent tool that helps you plan for the future. It lets you verify your earnings on your personal Social Security Statement — your future retirement benefit depends on your earnings throughout your career. You can view your Statement at any time; it gives you a good picture of what your future benefits will be. When you are ready to retire, you can even go online to apply for benefits from your home or office, with no risk of sunburn.
The advantages of having a my Social Security account don’t stop after you retire. Once you start receiving benefits, you can manage them with a my Social Security account. Setting up a my Social Security account is easy, convenient, and secure.
Another great tool to help you plan for a secure retirement is our Retirement Estimator. It provides you information about your future Social Security benefits while running different scenarios. You can use the Retirement Estimator to plug in different earnings numbers and retirement dates to help you decide the best time for you to retire. When that time comes, you can apply for retirement benefits online.
These services will put you on your way to the retirement of your dreams. It won’t take much of your time. Your vacation awaits, after all.