What Day of the Month Do I Get my Social Security Payment?

" "Timing is everything, and the arrival time of your monthly payment from Social Security can be key to keeping your financial house in order.

As you budget to pay your bills and save for future needs, keep in mind that your monthly retirement or disability benefit will be paid at the same time each month. To see your next payment date, create or log on to your my Social Security online account and go to the “Benefits & Payments” section.

In general, here’s how we assign payment dates:

  • If you were born on the 1st through the 10th of the month, you’ll be paid on the second Wednesday of the month;
  • If you were born on the 11th through the 20th of the month, you’ll be paid on the third Wednesday of the month; and
  • If you were born after the 20th of the month, you’ll be paid on the fourth Wednesday of the month.

There are exceptions. For example, children and spouses who receive benefits based on someone else’s work record will be paid on the same day as the primary beneficiary.

For others, we may issue your payments on the 3rd of each month. Among other reasons, we do this if:

  • You filed for benefits before May 1, 1997;
  • You also receive a Supplemental Security Income (SSI) payment;
  • Your Medicare premiums are paid for by the state where you live; or
  • You live in a foreign country.

Individuals who receive SSI payments due to disability, age, or blindness receive those payments on the 1st of each month.

If your payment date falls on a federal holiday or weekend, you can expect to receive that month’s payment on the weekday immediately prior.

You can see a current schedule for Social Security and SSI benefit payments in an easy-to-read calendar.

Social Security is with you through life’s journey, helping you to secure today and tomorrow through important financial benefits, information, and planning tools. To learn more, please visit our website.


258 thoughts on “What Day of the Month Do I Get my Social Security Payment?

  1. I’m completing my application for social security at full retirement age – 12/23/54 – and stated I want to receive benefits at my earliest date with no reduction in benefits.
    Why then am I being asked if I want my benefits to start in December or January?

    • Hi Debra, thanks for using our blog. If you wait until your full retirement age, you will get your full benefit. If your full retirement age is 66 and you turn 66 on December 23, you will attain your full retirement age in December. One exception to that is for individuals that are born on the 1st of the month. We figure their benefit (and their full retirement age) as if their birthday was in the previous month.

      Social Security benefits are paid the month after they are due. So, for instance, if your benefits begin with the month of December, you will receive your first benefit payment in January. We hope this is helpful!

  2. Why does the payment date for my check keep changing, and how the hell do you expect me to pay bills on time if it keeps changing?
    Also, it shouldn’t take a 1/2 hour to find the answer to what day I get paid on!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  3. Hello,
    Will remain working full time through age 68, and recently decided to take the spousal benefit, which is half of my husbands, instead of my own, to accure more credits on mine, until official retirement.
    Once fully retired, how do I apply for my own actual benefit and stop recieving the spousal benefit.
    Can I call or can it be done online? If so, where is that located? Thank you for your assistance.

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