Medicare

Medicare, A Simple Explanation

October 24, 2019 • By

Social Security and Medicare are both programs that are household names, but do you know the true difference? Both programs help safeguard millions of Americans as well as improve the quality of life for their family and friends. While Social Security offers retirement, disability, and survivors benefits, Medicare provides health insurance.

Medicare is our country’s health insurance program for people age 65 or older and younger people receiving Social Security disability benefits. The program helps with the cost of health care, but it doesn’t cover all medical expenses or the cost of most long-term care.

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare:

Original Medicare

Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). If you want drug coverage, you can join a separate Part D plan. To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and buy supplemental coverage. Examples include coverage from a Medicare Supplement Insurance (Medigap) policy, or from a former employer or union.

Medicare Advantage (also known as Part C)

Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.  Part C plans may have lower out-of-pocket costs than Original Medicare.  They also may offer extra benefits that Original Medicare doesn’t cover — like vision, hearing, dental, and more.

If you can’t afford to pay your Medicare premiums and other medical costs, you may be able to get help from your state. States offer programs for people eligible for or entitled to Medicare who have low income. Some programs may pay for Medicare premiums and some pay Medicare deductibles and coinsurance. To qualify, you must have limited income and resources.

You can learn more about Medicare, including how to apply for Medicare and get a replacement Medicare card on our website.


Tags:

See Comments

About the Author

Darlynda Bogle, Assistant Deputy Commissioner

Darlynda Bogle, Assistant Deputy Commissioner

Darlynda Bogle, Assistant Deputy Commissioner

Comments

Please review our Comment Policy before leaving a comment.

  1. MutfaktanAl

    MutfaktanAl
    https://www.mutfaktanal.com
    Remta, Remta Satış, Remta Online Satış, Remta Mutfak, otel ekipmanları, Cafe Ekipmanları, Endüstriyel Mutfak, Büfe Ekipmanları, Kantin Ekipmanları, Restaurant Ekipmanları

    Reply
  2. endustriyelmutfak

    endüstriyel, otel, cafe, büfe, kantin, restaurant, mutfak, ekipmanları
    endustriyelmutfak
    http://endustriyelmutfak.danzhiyesy.com
    otel ekipmanları, Cafe Ekipmanları, Endüstriyel Mutfak, Büfe Ekipmanları, Kantin Ekipmanları, Restaurant Ekipmanları

    Reply
  3. full, hd, tek, parça, film, izle

    https://www.99danzhiye.com
    full, hd, tek, parça, film, izle, full hd tek parça izle, full hd film izle, full film izle, hd film izle, film izle, bölüm izle

    Reply
  4. sinefocus

    sinefocus
    https://www.sinefocus.com
    full hd film izle, full film izle, hd film izle, film izle, dizi film önerileri, Konusu, Oyuncuları, Tanıtımı, Fragmanı,

    Reply
  5. 360DigiTMG

    This is my first time visit here. From the tremendous measures of comments on your articles.I deduce I am not only one having all the fulfillment legitimately here!
    best data science courses

    Reply
  6. 360DIGITMGTRAINING

    I see some amazingly important and kept up to length of your strength searching for in your on the site
    Best Institute for Data Science in Hyderabad

    Reply
  7. sai nath

    Interesting article Visit Visa Consultants

    Reply

Leave a Comment

Please review our Comment Policy before leaving a comment. For your safety, please do not post Personally Identifiable Information (such as your Social Security Number, address, phone number, email address, bank account number, or birthdate) on our blog.

Leave a Reply to James Hardy Cancel reply

Your email address will not be published. Required fields are marked *