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Financial Literacy Month, A Perfect Time to Plan for Your Future

April 15, 2019 • By

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Last Updated: November 3, 2023

" "April is Financial Literacy Month and there’s no better time than right now to begin to save for your future. The earlier you start saving, the more you can accrue in a 401k individual retirement account and other types of IRAs. Social Security helps secure your future, but Social Security is only one part of a more complete retirement plan.

Financial literacy includes having access to not just the correct general information, but also to your personal financial information. You can open your own personal my Social Security account and quickly have access to your information from anywhere. There, you can do many things, but the most important thing is to view your Social Security Statement.

Your Social Security Statement is an easy-to-read personal record of the earnings on which you have paid Social Security taxes and a summary of the estimated benefits you and your family could receive, including potential retirement, disability, and survivors benefits. Once you have an account, you can view your Statement at any time. You’ll want to verify that your recorded earnings are correct, because your future benefits are based on your recorded earnings.

We also offer the online Retirement Estimator that provides immediate and personalized benefit estimates based on your earnings record. And, best of all, the Retirement Estimator is an interactive tool that allows you to compare different retirement scenarios like future earnings and different retirement ages.

One sure way to stay on top of your financial future is to join the more than 38 million people who have opened their own personal my Social Security account. The sooner you start planning for retirement the better off you will be.

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Darlynda Bogle, Assistant Deputy Commissioner

Darlynda Bogle, Assistant Deputy Commissioner

Comments

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  2. deileen e.

    i need help here is anyone know how to find social security number online. i just lost my social but i can’t remeber the number of it. can anyone help. pleaese and thank you .

    • V.V.

      Hi Deileen, thanks for using our blog. You can call us at 1-800-772-1213 for assistance or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.

  3. clippingpathlab

    This is good international service Social Security helps secure your future, but Social Security is only one part

  4. Dewan A.

    Great article. Got clear and concise with the ability for us to see them based on their regular life. Thanks so much.

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  5. James J.

    Great article. Got clear and concise with the ability for us to see them based on their regular life. Thanks so much.

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  7. Ranju

    Very good article. I appreciate it. Thanks for sharing this idea.

  8. Shri s.

    Financial literacy includes having access to not just the correct general information, but also to your personal financial information.thanks for sharing this such a amazing information and I also recommend vising best site for Nasha Mukti in Bhopal

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  10. Chukwuemeka J.

    greetings. i arrived on the 16th february 2020 in the states on IR1 visa and received my Green Card 3weeks later. and before i could apply for my scocial security card the SSA closed in-person services and up till now i have not gotten my card. i can not work as a result, what can i do? Thanks.

    • V.V.

      Hi Chukwuemeka, thanks for using our blog. We continue to process Social Security Numbers and issue cards for certain lawful immigrants, we call these processes Enumeration at Entry (EAE) and Enumeration beyond Entry(EBE).

      If these automated processes are not available to you, we may be able to offer an in-office appointment for a new card request based on available staff and office operating status. Please call your local office to see if an in-office appointment is necessary and possible. To contact your local office, please look for the local office telephone number at the Social Security Office Locator under “Social Security Office Information” for the office you select. The toll-free “Office” number is your local office.

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