Guest Bloggers
Are You Making This Dangerous Retirement Planning Mistake?
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NOTE: A version of this article was previously published on Suze Orman’s website on April 7, 2016. I am concerned that many of you are banking on a retirement strategy that may not work out. According to a national survey by the Employee Benefit Research Institute, more than four in 10 Americans say they plan […]
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What Is the Biggest Retirement Planning Mistake?
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That’s easy to answer: Not having a plan! Building a financially secure retirement doesn’t happen by itself. You need to make a commitment to smart financial decisions long before retirement — starting in your 20s would have been ideal — and then keep carrying through on your retirement plan. Here are some other big retirement-planning […]
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What Every Woman Should Know About Social Security
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Retirement planning is especially challenging for women. We tend to live longer, and it’s not uncommon to have “off-ramped” from work at some point(s) to raise kids or care for a loved one. And because this affects lifetime earnings, it may also affect your eventual Social Security benefit. Don’t get me started on the gender […]
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What Are the Most Common Retirement Questions You Receive about Social Security?
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There are two big questions I hear plenty. My husband wants to retire at 62 and start taking Social Security. Is that okay? This typically comes up because husbands are often a few years older than their wives, and figure they want to “get their money’s worth” by taking Social Security as early as possible. […]
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Knowing where you stand now with Social Security will pay off
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For most people, Social Security is a mystery. We see that 6.2 percent deduction on our pay stubs and wonder: What does it mean for my financial future? The answers: A lot. And not enough. After tax season, take a few minutes to go online and read your Social Security statement. Even if your retirement […]
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Women need to understand their Social Security benefit…but that’s not all!
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One of the biggest mistakes people make is simply not taking the time or waiting too long to understand how the retirement system works. If you’re worried that you won’t have enough money to last throughout a longer lifetime, take action by doing something about it. According to a 2016 survey, only 40 percent of […]
Continue reading "Women need to understand their Social Security benefit…but that’s not all!" →Inspector General Warns Public about Phone Calls from OIG “Imposters”
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The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about a nationwide telephone “imposter phishing” scheme. The Social Security Administration (SSA) and its Office of the Inspector General (OIG) have received several reports from citizens across the country about persons receiving phone calls from individuals posing as OIG investigators. The caller […]
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A Call to Teach Our AA and NHPI Seniors About Social Security
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As we approach the new lunar year of the Rooster, we have a unique opportunity to alert our Asian American, Native Hawaiian, and Pacific Islander (AA and NHPI) seniors about Social Security benefits and eligibility — like the rooster issues its daily morning call. I believe that we as a society are judged by how […]
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A Secure Retirement for All
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Having a secure retirement is an important pillar of strength for the middle class in America. Yet, it is unavailable to too many workers in our country. During Hispanic Heritage Month, we’re acutely aware of the particular challenges faced by middle class Latinos in the workforce. Not only do Latinos face wage disparities, they’re also […]
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Why Social Security is Important to Latinos
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Few things are more important to a secure and dignified retirement than Social Security. It plays a large role in the economic well-being of Latinos. According to the President’s Council of Economic Advisers, Latino and African American households have significantly less in retirement savings than white households, and about half of elderly Latinos receive more […]
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