What You Should Know About the SSI Program

two people hiking with a sunsetThe Supplemental Security Income (SSI) program provides cash assistance to people with limited income and few resources.

But … how much do you really know about this program?

SSI provides monthly payments to people who are age 65 or older, completely or partially blind, or considered disabled under Social Security’s strict definition of disability. Social Security pays benefits to people who aren’t able to work due to a medical condition that’s expected to last at least one year or result in death. Blind or disabled children of parents with limited income and resources can also be eligible for the program.

To qualify for SSI, you’ll need to meet strict income and resources requirements. Income is money you earn, such as wages, disability benefits, and pensions. Income can also include the value of items you get from someone else, like food and shelter. Social Security doesn’t count all of your income, or Supplemental Nutrition Assistance Program (SNAP) benefits. Different states also have different rules on how much income you can bring in each month and still get SSI.

Resources include the things you own, although we don’t count everything. For instance, we don’t count a house you own and live in, and we usually don’t count your car. We do count income from rental property, bank accounts, cash, stocks, and bonds. Also, to receive SSI, you must meet other program rules about residency and citizenship. You can find more information about income and resources and eligibility requirements on our website.

SSI payments are the same amount nationwide. In 2016, the basic monthly SSI payment is $733 for an individual and $1,100 for a couple. However, the amount you get may be different. It depends on your income and living arrangements. Some states also add money to the basic benefit.

If you think you may be eligible, apply now. You can contact us toll-free at 1-800-772-1213 (TTY 1-800-325-0778) to set up an appointment to apply for SSI at your local Social Security office. Please visit our website for more information.

 

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185 thoughts on “What You Should Know About the SSI Program

    • Hi, Alan. If you get Social Security, Railroad Retirement Board (RRB) or Civil Service benefits, your Medicare Part B (Medical Insurance) premiums will get deducted from your benefit payment. If you don’t get Social Security payments, RRB, or Civil Service benefits, you’ll get a bill called a “Medicare Premium Bill” (CMS-500). If you have specific questions about your bill or the status of your Medicare coverage, call our toll-free number at 1-800-772-1213 (TTY: 1-800-325-0778). Representatives are available Monday through Friday, between 7:00 a.m. and 7:00 p.m. Generally, you will have a shorter wait time if you call later in the day. You can also contact your local Social Security office. Thanks.

  1. I’m 43 I have degenerative disk disease , my husband draws social security disability, we have a 18 yr old daughter together . We been together for 22 years but married for 5 years . Can I draw any thing threw him or my father? Whom had and died from Huntington’s, could I draw from my father or husband or sign up for my. Self for ssi?my father was a marine and was a corporal and served 4 years in Vietnam and after that was an engineer on rail road until getting sick.
    That was in the 1980. Me my brother and mother each at that time got 330.00 each some thing like that I know it was over 300 each but our father got a lot more. I need some info and advice on what to do.
    You can email me at my husbands email wich is
    Williambarnett372@yahoo.com
    Thank you very Much

    • Hi Rhonda. Please note that Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability. For adults, we use a five-step evaluation process to decide whether you are disabled. We consider any current work activity you are doing, your medical condition, and how it affects your ability to work. You may read more about our disability benefit programs on our webpage titled Benefits Planner: Disability. When you are ready to file an application, you can go online here. For specific questions about your case, you may also call our toll free number, 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, between 7:00 a.m. and 7:00 p.m. You may also contact your local Social Security office. We hope this helps.

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