Disability

There’s Plenty You Should Know About Social Security Disability Benefits!

March 30, 2017 • By

woman in wheelchair in library Life is unpredictable. When something interrupts your plans, it’s good to know there’s a way to supplement your income, in case of an unexpected life event.

Social Security has a strict definition of disability based on your inability to work and provide for yourself and your family. Disability benefits are available only to people with impairments so severe that they prevent any kind of significant, profitable work. Social Security pays only for total disability. No benefits are payable for partial disability or for short-term disability.

We pay disability via two programs: the Social Security Disability Insurance program, for people who have worked and paid Social Security taxes long enough to be eligible, and the Supplemental Security Income program, which pays benefits based on financial need.

When you apply for either program, we will collect medical and other information from you. Our disability examiners will make a decision about whether or not you can do work that you did before, adjust to other work because of your medical condition, and if your disability has lasted or is expected to last for at least one year or is likely to result in death.

Certain factors may speed or delay the decision in your case, like the nature of your disability and how quickly we can get your medical records. We may also need to send you for an additional medical examination at no cost to you.

If you would like to apply for disability benefits, you can use our online application. It has several advantages, including immediately starting the process, no waiting to get an appointment, and no trip to a Social Security Office. It’s easy, convenient, and secure.

You can find out everything there is to know about disability benefits online.


Tags: , , ,

See Comments

About the Author

Avatar

Jim Borland, Acting Deputy Commissioner for Communications

Jim Borland, Acting Deputy Commissioner for Communications

Comments

Please review our Comment Policy before leaving a comment.

  1. Sharon Curlett

    If you are receiving SSDI, does it change to SS when you reach retirement age? if so, are you considered retired at age 62 or 65?

    Reply
    • Vonda VanTil, Public Affairs Specialist

      Hi Sharon, thanks for using our blog. Social Security disability benefits automatically change to retirement benefits when disability beneficiaries become full retirement age. The law does not allow a person to receive both retirement and disability benefits on one earnings record at the same time.

      Reply
  2. Joaquin Tojeira

    I need for w4v

    Reply
  3. Annette Parham

    I worked hard all my life i had to settle for SSI instead of my social secialty ehy please

    Reply
  4. Charles Finch

    I have tried to get disability for 6 years denied paid all my credits. All this. Time they sent me a letter saying after i reached 66 full retirement age. I no longer qualified i have been wrongly treated by ssd never seen thire Dr’s or had the right to a court hearing cant work in debt just bearly getting by thanks ssd

    Reply
  5. Xavian Helley

    i need june july august sep 4 lastest monthly statements for 2020

    Reply
    • Vonda VanTil, Public Affairs Specialist

      Hi Xavian, thanks for using our blog. The best way to check and maintain your benefits is in your personal my Social Security account. If you do not already have an account, you can create one. Once you are logged in to your account, select the “Benefit and Payment Details” tab. You can view and print your monthly payment amount, your payment schedule and your next payment date. If you are unable to create a my Social Security account or do not want to request it online, you can call us at 1-800-772-1213 for assistance or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.

      Reply
  6. karenunderwood@att.net

    if i am on Social security disability can i collect on my ex husbands ss if we were married 10 years? if so how do i find out if i am getting his or mine. We were married when i applied. if not can i get his now?

    Reply
    • Vonda

      Hello Karen, thank you for your questions.

      You can receive benefits on your ex-spouse’s record if:
      • You are age 62 or older;
      • You were legally married to your ex-spouse for at least 10 years;
      • You are unmarried;
      • Your ex-spouse is entitled to Social Security retirement or disability benefits and,
      • The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.

      Check out our Retirement Planner: If You Are Divorced for additional details.

      Reply

Leave a Comment

Please review our Comment Policy before leaving a comment. For your safety, please do not post Personally Identifiable Information (such as your Social Security Number, address, phone number, email address, bank account number, or birthdate) on our blog.

Leave a Reply to loretta seal Cancel reply

Your email address will not be published. Required fields are marked *