Spruce Up Your Financial Plan with Social Security

May 23, 2019 • By

Reading Time: 2 Minutes

Last Updated: May 23, 2019

" "Now that tax season is over, it’s probably a good time to evaluate some financial “best practices” for the rest of the year. A good spring-cleaning can clear out the clutter to let you see a clear path for your future. Social Security is always here to help. Even if you just started working, now is the time to start preparing for retirement. Achieving the dream of a secure, comfortable retirement is much easier with a strong financial plan.

Tip 1: Start Early

Our online retirement planning resources are helpful to people at any stage of their career. Our many calculators, Benefit Eligibility Screening Tool, and disability resources are all available on our benefit planners website. From here, you can read and download publications and also email and share with colleagues, friends, and family. Remember, the earlier you start, the better chance you have at saving what you need.

Tip 2: Be Informed

We’re often asked, “What’s the best age to start receiving retirement benefits?” The answer is that there’s no single “best age” for everyone and, ultimately, it’s your choice. The most important thing is to make an informed decision, based on your individual and family circumstances.  To help you make that decision, see our retirement publications.

Tip 3: Estimate the Benefits You Might Get

Knowing the amount of money you could get is pivotal in planning your finances.  With the Retirement Estimator, you can plug in some basic information to get an instant, personalized estimate of your future benefits. Try out different scenarios, such as higher or lower future earnings amounts and various retirement dates to see the various potential effects on your future benefit amounts.

Social Security can help you spring into action and take control of your future with the proper planning tools. Share these online resources with friends and family so they, too, will have the tools.

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About the Author

Jim Borland, Acting Deputy Commissioner for Communications

Jim Borland, Acting Deputy Commissioner for Communications


  1. Christine M.

    I need a copy of my Social Security Award Letter. I am locked out of my account because I forgot my password and don’t remember the answers to my security questions. What’s the fastest way to get my Award Letter?
    Christine M Curley (*** – ** – ***
    35 Albion Street, Wakefield, MA 01880
    Cell Phone 781-405-3445

    • Vonda V.

      Hi Christine, thanks for using our blog. Check out our Frequently Asked Questions web page for details on how to get a benefit verification letter. This letter is sometimes called a budget letter, a benefits letter, a proof of income letter or a proof of award letter. You also may be able to request a benefit verification letter by using our automated telephone service at 1-800-772-1213. You can conduct the automated services 24 hours a day. At the prompt, indicate that you’re requesting a proof of income letter. We hope this helps.

  2. hamedhamed

    Can I add funds to my social security that I am receiving?
    شرکت راگاperhaps you right but i have an other issue and emaild to you please check mailbox d23a64e

    • horosh b.

      as part of you says your idea can save world as soon آهنگ غمگین 8f1de2c

Comments are closed.