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Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors

July 3, 2025 • By

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Last Updated: July 7, 2025

Two people walking up the stairs in a school settingThe Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.

The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.

“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”

The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.

Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.

For more information about Social Security programs and benefits, visit www.ssa.gov.

Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”

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  1. Barbara

    Very misleading with no details provided. Possible attempt to get seniors to support the BBB which is cruel, unethical and discriminatory toward women, people of color (anyone not a white male) and immigrants. The United States is a country of immigrants.

    Reply
  2. Rita H.

    I did not see a tax change for Social Security benefits, except the additional deduction for those earning under 75,000. Those of us over 75 receiver reduced deduction. And I still pay taxes on my Social Security and I believe I will in 2025 as I did in 2024. If I am wrong, please clarify.

    Reply
  3. Jill D.

    Why is the SSA spamming people with such overt and disgusting political propaganda? So dishonest and unprofessional. Whoever okayed this needs to resign.

    Reply
    • Mac

      More proof that firing the career administrators in favor of asskissing sychophants is continuing to cost us honest evaluations and transparency. I have worked with federal funding in my career and have been an ssa recipient for 10. I have NEVER known the head of the agency to make a blatantly political, i.e. propaganda statement in 40 + years.
      Seeing the head of SSA bow to *dear leader* is disgusting, but not surprising.

      Reply
  4. David G.

    Article does not mention when this change will go into effect, and does not provide specifics.

    Reply
  5. Lisa D.

    Do we know yet if there will remain a taxable earnings cap on income over $175K (or whatever it was through 2024), over which SSI income won’t be taxed?

    Reply
  6. Beth

    This is misleading. A $6000 deduction is being offered 2026 – 2028 only to certain people, the administration feels this deduction will be equivalent to no taxes being taken out, for a portion of the population. Social Security payments will continue to be taxed.

    Reply
  7. Don L.

    Applies to ‘Most’ SS recipients. Now wondering what retirees will not be exempt from taxes and if this will be dependent upon how much your retiree income is.

    Reply
  8. Jack L.

    “The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”

    This is wrong and misleading.

    The law does not eliminate taxation of benefits. It DOES provide an additional deduction (that phases out at higher income levels). The new law does not BOTH eliminate taxation and provide an additional deduction. This sounds like it was written by a partisan administration official.

    Reply
  9. Kathy F.

    I’m surprised you sent out such a misleading statement that some social security beneficiaries will not have to pay federal tax. It was not mentioned that for those that qualify it is a $6000 tax credit to 2028.
    How did you not know this .

    Reply
  10. Deanna

    How does keep the gov from going into debt even more

    Reply

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