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Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors

July 3, 2025 • By

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Last Updated: July 7, 2025

Two people walking up the stairs in a school settingThe Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.

The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.

“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”

The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.

Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.

For more information about Social Security programs and benefits, visit www.ssa.gov.

Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”

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  1. Maurice M.

    So, the yada yada is, “The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries,” But only $4,000 until 2028. Right? Meanwhile, ultra-rich people and mega-corps, like Exxon-Mobil will reap the benefits once again. In 2017 this corporation got a $2B check as-soon-as Donnie signed the original bill.

    Reply
  2. Asta

    I believe the above article on the social security tax relief will be misleading to many. It must be made clear that social security will still be taxed but a deduction when filing will be where the savings will be seen.

    Reply
  3. K M.

    This article is incorrect. Please review the actual provisions of the bill and correct your article.

    Reply
  4. Debra

    Will those of us over 65ers that are maximizing our work effort to pay off mortgages before fully retiring, thus earning about $140,000/yr, still have to pay tax on social security?

    Reply
  5. Larry W.

    if we can buy all these expensive ships planes and other things
    why can’t they give some of that money to shore up Social Security for the future? Our money would be there if they hadn’t robbed from it in the passed , they talk about other nations paying their fair share how about repaying what they stole from Social Security. how about every time everytime they scrap a ship or and airplane that money comes back to sure up that account? Surley there are ways why are our legislators not looking for them?

    Reply
  6. DAVID G.

    I am unclear. If I am over 65, it is likely I will no longer pay income tax on my benefits, so what is the enhanced deduction for taxpayers aged 65 and older?

    Does that refer to an enhanced deduction on my remaining income taxes?

    Reply
  7. Bill

    So what’s the specifics on the no tax on social security payments?

    Reply
    • Beth

      Bill, the letter is misleading. You can easily google the actual plan. A $6000 deduction for some people that the gov says will be equal to no taxes on SS, for years 2026-2028 only.

      Reply
  8. Vanessa H.

    Mr. Bisignano – How DARE you lie to we seniors! At least three reports, like the one below, insist that you and the President are using “smoke and mirrors” to lull people into a false sense of expectation. SHAME ON YOU!!!!
    https://www.pbs.org/newshour/politics/trump-says-the-republican-mega-bill-will-eliminate-taxes-on-social-security-it-does-not

    Reply
  9. Gene P.

    I am 93 and single & my annual income is $250,000, will my social security income be taxed?

    Reply
  10. David S.

    Using my tax dollars to “celebrate” a partisan victory for Republicans. Someone should be prosecuted for that, or at least lose their job. But this is the Trump government, where corruption is a feature, not a bug.

    Reply

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