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Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors

July 3, 2025 • By

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Last Updated: July 7, 2025

Two people walking up the stairs in a school settingThe Social Security Administration (SSA) is celebrating the passage of the One Big, Beautiful Bill, a landmark piece of legislation that delivers long-awaited tax relief to millions of older Americans.

The bill ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits, providing meaningful and immediate relief to seniors who have spent a lifetime contributing to our nation’s economy.

“This is a historic step forward for America’s seniors,” said Social Security Commissioner Frank Bisignano. “For nearly 90 years, Social Security has been a cornerstone of economic security for older Americans. By significantly reducing the tax burden on benefits, this legislation reaffirms President Trump’s promise to protect Social Security and helps ensure that seniors can better enjoy the retirement they’ve earned.”

The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. It does so by providing an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they earned.

Social Security remains committed to providing timely, accurate information to the public and will continue working closely with federal partners to ensure beneficiaries understand how this legislation may affect them.

For more information about Social Security programs and benefits, visit www.ssa.gov.

Correction Notice: This blog was updated on July 7, 2025. The second sentence of the fourth paragraph originally read, “Additionally, it provides an enhanced deduction for taxpayers aged 65 and older, ensuring that retirees can keep more of what they have earned.”

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  1. Deb

    Under the new law, 90% of people receiving Social Security benefits will not pay federal come taxes. 10% will continue to pay federal taxes. What is the criteria for those 10%?

    Reply
  2. Kim M.

    When does the new federal tax relief go into effect?

    Reply
  3. Engineer_Lou

    The Supposed $6,000 Social Security Deduction in the Big Beautiful Bill is only $4,000. The current $2,000 Single Senior Tax Deduction is being increased to a $6,000 Single Senior Deduction on your Tax Return. Therefore, it is only a $4,000 increased tax deduction per Single Senior in the bill, as shown on The White House webpage:
    https://www.whitehouse.gov/articles/2025/07/no-tax-on-social-security-is-a-reality-in-the-one-big-beautiful-bill/

    Reply
  4. Frank W.

    This provided no useful information on the tax consequences of the bill–just propaganda.

    Reply
  5. Geoffrey W.

    Every article I’ve seen about this legislation disputes this. What gives?

    Reply
  6. Bob

    Very interesting that finally Social Security payments are recognized as a return and not fully taxable. When paid, there is no deduction for the payee. However, the companies do get a tax deduction. So, half of the source payments while working were deducted from corporate/employer income but not the for the individual. Also, had that money been set aside for retirement instead of robbed by the federal government and re-directed to all sorts of nonsense programs, retirees would be getting a whole lot more return on investment. Just goes to show how once you give the government anything it is substantially reduced on return.

    Reply
  7. Mike L.

    How do I know if I qualify for “no fed tax on my ss”? When will this take effect?

    Reply
  8. Mary B.

    THANK YOU PRESIDENT TRUMP WITH ALL MY HEART!!! YOUR NEW BILL WILL HELP MYSELF AND OTHERS VERY MUCH.
    O HAPPY DAY !

    Reply
  9. Bill K.

    I currently withhold taxes from my Social Security check so I don’t incur a penalty from the IRS. Does your current statement mean that I can stop withholding? Or do I have to wait until next year to pay for food and medical care based on the new standard deduction? (I understand that the deduction will go away in a couple of years.)
    Thank you.

    Reply
  10. Sam W.

    Who paid you to write this?

    Reply

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