General, Online Services, Retirement

Set a Goal, Make a Plan and Save

February 25, 2016 • By

Reading Time: 2 Minutes

Last Updated: August 19, 2021

clip art of a piggy bank and a small man standing on it dropping in coinsI have a question for you. Did you know it’s America Saves Week? Here’s another one, are you saving for your retirement? One more, if you will, when was the last time you looked at your savings account?

America Saves Week is an annual opportunity to reassess your answers to these questions and ask yourself if you are saving in the way your future demands. You’ve worked hard all your life and when you retire, you should reap the benefits of that labor. Establishing good savings behavior now will minimize future worries about your financial status.

By visiting America Saves Week online, you can complete a 12-question assessment to make sure your savings priorities are aligned with your future plans. You can also evaluate how prepared you are and where your savings habits need strengthening to reach your future goals.

The easiest and most effective way to save is automatically.

Social Security is an important part of a sound financial plan. But, it can’t be the only part. To enjoy a comfortable retirement, people need to save and invest throughout their working lives. The new myRA savings account is an excellent place to start. What better time than America Saves Week to get serious about planning for the future. Start saving today for a secure future; open a myRA account. For more information visit

I always encourage workers to view their personalized Social Security Statement frequently for estimates of their future Social Security benefits. It’s easy to do by creating a my Social Security account at This service is free, fast, and secure.

It pay offs.

Hold yourself accountable this week. Commit to the Take the America Saves Pledge. Join more than 450,000 American Savers who have already committed to save. Then you can make your savings social and share your goals with others via Facebook or Twitter. It may encourage your friends and loved ones to save this week and secure their futures.

See Comments

About the Author

Jim Borland, Assistant Deputy Commissioner, Communications

Jim Borland, Assistant Deputy Commissioner, Communications


  1. lydiacopeland

  2. lydiacopeland

    I looked at the draft saying $5331 , I didn’t believe that…my… father in law realey receiving money in there spare time online. . there great aunt had bean doing this 4 only about fifteen months and a short time ago repayed the loans on their cottage and bought a great new Bugatti Veyron . visit this site

  3. tony

    Where I live, you wouldn’t even be able to rent an apartment for $2000. They require first, last, and a security deposit.

    People on SSI usually don’t have good credit. Everyone forces them to leave a security deposit. The phone and electric companies also make people with bad or no credit leave a deposit.

  4. tony

    The other ironic thing is that SSI doesn’t want those people saving what is basically welfare over $2000 or $3000. The SSA wants them to stay poor in order to collect. When they receive a large lump retroactive payment over $2000 or $3000, they are suppose to use it up in 6 months.

  5. Nick

    How ironic!
    Fed Gov. tells us to save – while they automatically deduct money from every paycheck our entire working lives, and fritter it away!
    So hypocritical!! ;-(

  6. Mitsubishi V.

    Why this website do not have different languages?

  7. Mitsubishi V.

    Why this website don’t have different languages?

  8. P. B.

    Where is a person to save/invest today???Please give examples for our saving strategy.
    There a few options for investment for those with only modest amounts to save. Interest paid on time deposits and Certificates of Deposit (CDs) are less than the rate of inflation. U.S. Savings bonds are no longer available for purchase at local sources and the program is inconvenient since it requires on-line interactive recording and accounting, plus the interest rates are very low. Even I series bonds pay less than real inflation rates due to the method Treasury computes inflation rates. The stock market is unreliable and risky. (I recently lost a large part of my retirement fund in a highly respected company that failed.) I recommend Treasury offer paper US Savings bonds for local sale and rates be at least equal to REAL inflation rates. For years I have bought paper Savings bonds for gifts to children. This teaches them to save and gives them money for later years.

    • Ray F.

      We like to share information on the new savings program developed by the United States Department of the Treasury for people without access to retirement savings plan at work.
      The myRA savings account is an option for individuals to add savings for their retirement. For more information call the U.S. Department of the Treasury at 855-406-6972. Thanks!

  9. Earl

    I totally agree with your opinion. We do not teach our high school students about personal financial management that allows them to save and meet their financial obligations once they graduate.

    • Linda H.

      We are far behind many countries concerning our finances. Kids think money grows on trees or comes out of moms purse and there is nothing wrong with using plastic for your coffee and don’t realize that eventually they have to pay for it.

  10. Sharon E.

    Retrospect is a good teacher. Saving for retirement should be a mandatory subject in our schools everywhere. No better time than when young people first become aware of the power of the penny – to teach them the importance of saving those pennies on a regular basis.
    Parents do mention the fact to their children, but to study the real impact in a classroom, I feel, would be most dynamic on their retention of the dynamics of saving money in whatever capacity, be it change or dollars. Whatever happened to the savings bond program of the 50’s?

    • Mary

      I agree about the savings bond program. Both my husband and I got them as kids and when we married the bonds helped with the down payment on a house.

      • Linda H.

        same here. My son cashed his in to purchase his first car & pay for a portion of his college. Easy way to save money.

Comments are closed.