Disability, SSI

Qualifying for Supplemental Security Income with Social Security

September 17, 2020 • By

Last Updated: August 19, 2021

We pay monthly Supplemental Security Income (SSI) to people with disabilities who have low income and few resources, and people who are age 65 or older without disabilities who meet the financial limits.

Income is money you receive, such as wages, Social Security benefits, and pensions. Income also includes things like food and shelter. The amount of income you can receive each month and still get SSI depends partly on where you live.

Resources are things you own, including real estate, bank accounts, cash, stocks, and bonds, which we count in deciding if you qualify for SSI. You may be able to get SSI if your resources are worth $2,000 or less. A couple may be able to get SSI if they have resources worth $3,000 or less. If you own property that you are trying to sell, you may be able to get SSI while trying to sell it.

We will not count economic impact payments, also known as coronavirus stimulus payments or CARES Act payments, as income for SSI. These payments will also not count as resources for 12 months. You can learn more about qualifying for SSI by reading our publication, Supplemental Security Income.

If you’re an adult with a disability intending to file for both SSI and Social Security Disability Insurance, you can apply online for both benefits at the same time if you:

  • Are between the ages of 18 and 65.
  • Have never been married.
  • Are a U.S. citizen residing in one of the 50 states, District of Columbia, or the Northern Mariana Islands.
  • Haven’t applied for or received SSI benefits in the past.

We’re here for you. You can find more information on our website.


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About the Author

Darlynda Bogle, Assistant Deputy Commissioner

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  6. Gail L.

    I married an immigrant from Ireland, who later became a US citizen. We were married 15 years and had 2 children whom are now grown. He remarried but died a few years ago at age 80. I remarried in 2012. I am now 81 years old and have divorced my 2nd husband. I do not have copies of marriage license from 1st divorce, nor do I have divorce papers from it. I do not have my first ex-husband’s social security number. How can I find out if my first ex-husband’s social security benefits are higher than those I am getting from social security now on my own work contributions?

    • Vonda

      Hi Gail, thanks for using our blog. You can call us at 1-800-772-1213 for assistance or you can call your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.

  7. Barbara S.

    hi, I’m trying to find out who can I contact if I have not received my benefits for 11/2020, I have called the 800 number, my local city office also, both numbers , i have talked to numerous people, I’m told the same thing that to give them 5-10 business days, it should be in my account still nothing as of this day 01/04/2021, I’ve called today, no return call, I’ve been calling since11/05/2020.

    • Vonda

      For your security, Barbara, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.

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