General, Online Services

my Social Security: It’s Not Just for Retirees

September 8, 2022 • By

Reading Time: 1 Minute

Last Updated: November 2, 2023

young couple reviewing information onlineYou don’t have to be retired or even close to retirement to benefit from a personal my Social Security account.

Calling or visiting a local Social Security office probably is rarely necessary once you have one. You can do much of your business with us online.

With your personal my Social Security account, you can:

  • Request a replacement Social Security card (in most states and the District of Columbia).
  • Estimate your future benefits to compare different dates or ages to begin receiving benefits.
  • Check the status of your Social Security application when you do decide to apply.
  • Review your work history.

If you already receive benefits, you can also:

  • Request a replacement Social Security card (in most states and the District of Columbia).
  • Get a benefit verification or proof of income letter.
  • Set up or change your direct deposit.
  • Change your address.
  • Request a replacement Medicare card.
  • Get a Social Security 1099 form (SSA-1099).
  • Opt out of receiving certain notices by mail and receive them in the secure Message Center.

Please help us spread the word. Let your family and friends know that they can create a my Social Security account today.

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About the Author

Dawn Bystry, Associate Commissioner, Office of Strategic and Digital Communications

Deputy Associate Commissioner, Office of Strategic and Digital Communications

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Comments

  1. Maria o.

    My mother forgot her sign in username and password for her online account. How can she have access asap. She needs proof of income letter asap.

  2. Maria

    My mother forgot her sign in username and password for her online account. How can she have access asap. She needs proof of income letter asap.

  3. Harry

    I would like to know if Medicare would cover a teenage girls braces if her father passed away and she is receiving survivors benefits and Medicaid won’t cover her? Thank you.

    • Ann C.

      Hi, Harry. Thanks for your question. Generally, Medicare is available for individuals who are age 65 or older. For additional information, please visit our Medicare Benefits page. We hope this helps. 

      • Massamba g.

        Good

      • Brian j.

        Brian jay Reinwald xxxxxxxxx

        • Ann C.

          Hi, Brian. Thanks for visiting our blog. We respond to questions and provide general information on our Retirement, Survivors, Disability, Medicare and SSI programs. If you have a general question, we encourage you to ask here. But remember, never post personal information on social media. Thanks, again.

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  5. Sheila B.

    I am a csrs retiree offset and I draw my social security at a reduced amount. I was wondering could I draw off of my husband’s instead of mine his it was much more. He is still living

    • Ann C.

      Hi, Sheila. Thanks for your question. To qualify for spouse’s benefits, your spouse must be receiving retirement or disability benefits. Keep in mind that if you qualify for your own benefits and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your own benefits, you will get a combination of benefits equaling the higher spouse benefit. VIsit our Benefits Planner for more information. Keep in mind, generally, a pension based on work that is not covered by Social Security (for example, Federal civil service and some State or local government agencies) may cause the amount of your Social Security benefit to be reduced. The Government Pension Offset, or GPO, affects spouses, widows, and widowers with pensions from a federal, state, or local government job. It reduces their Social Security benefits in some cases. For specific questions, you can can call us at 1-800-772-1213, Monday through Friday, between 8:00 a.m. and 7:00 p.m., for assistance. You can also contact your local Social Security office. We hope this helps.

       

       

  6. Darrell M.

    What are the steps that i have to do to file for my social security and then subsequently file for 50% spousal social security?

    • Ann C.

      Hi, Darrell. Thanks for your questions. Our system is set up to take retirement applications three months in advance. You can apply for Social Security retirement benefits when you are at least 61 years and 9 months of age. When you are ready you can complete the online application for Social Security retirement benefits in as little as 15 minutes. To qualify for spouse’s benefits, your spouse must be receiving retirement or disability benefits. Keep in mind that if you qualify for your own benefits and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your own benefits, you will get a combination of benefits equaling the higher spouse benefit. Visit our Benefits Planner for more information. We hope this helps. 

  7. Thomas R.

    I have a question about the mysocialsecurity.gov website as it relates to the new login.gov sign-in process. I had already established a mysocialsecurity account, but would rather use the new login.gov process (due to better security options). Under my current mysocialsecurity account, if I use the option under “security settings” called “deactivate online account,” will I then be able to establish a new account using LOGIN.GOV afterwards. Thanks for clarifying

    • Ann C.

      Hi, Thomas. Thanks for your question. You are able to sign in with your Login.gov credentials instead of your previous my Social Security credentials. You can continue to have both sets of credentials if you wish. We hope this helps.

  8. Dan M.

    Is a “compassionate allowance” paid in addition to Social Security benefits or is it lumped together?

    • Ann C.

      Hi, Dan. Thanks for your question. Compassionate Allowances are a way to quickly identify diseases and other medical conditions that, by definition, meet Social Security’s standards for disability benefits. To learn more information, please visit our Compassionate Allowances page. Keep in mind, we do not base your Social Security benefit amount on the severity of your disability. We base it on your average lifetime earnings before your disability began. Disability payments are established at the highest rate possible, and we use the highest years of your earnings to calculate your monthly benefit amount. We hope this information helps.

  9. Ozcan A.

    When are you going to allow retired US citizens living in foreign countries to open “my social security” account ?They need access to S/S online more than retirees living in US which there is SS office in every neighborhood.

  10. Mahi S.

    Nice & Well

Comments are closed.