Make Your Future a Good One with the Retirement Estimator

photograph of a couple looking at the blueprint of a house, planning for their future.If the alternate 2015 of the Back to the Future film series were accurate, we’d be easing along on hover boards, navigating skyways in flying cars, and enjoying the luxuries of self-lacing sneakers and self-fitting jackets.

In 1985, after making it back to the future from 1955, Marty joined Doc for a drive 30 years into the future. That future is now.

In that imagined 2015, we conduct business by fax and watch multiple channels of entertainment on the wall.

In some ways, the real 2015 is far more advanced than the imagined one of the movies. You don’t see any computers or online services in the movie — let alone the computers most of us carry around with us in the form of smartphones and tablets.

In the real 2015, you can do a far better job of predicting your own future. Just visit the Retirement Estimator. With the Retirement Estimator, you can plug in some basic information to get an instant, personalized estimate of your future benefits. Different choices in life can alter the course of your future, so try out different scenarios such as higher and lower future earnings amounts and various retirement dates to get a good prediction of how it can change your future benefit amounts.

As Doc said in the final moments of the film series, no one’s future has been written yet. “Your future is what you make it. So make it a good one.”

With the information you get from the Retirement Estimator, you’ll have a better idea of what types of savings and pensions you may need, and at what age you should consider retiring — to make your future the best it can be.

You don’t need a converted DeLorean or flux capacitor or even a team of creative filmmakers to predict your future. Just visit the Retirement Estimator and predict your own!

And, when you’re ready to put that future in motion, apply for benefits online.

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31 thoughts on “Make Your Future a Good One with the Retirement Estimator

  1. A friend of ours , whose husband died three weeks ago, asked a questions about what to expect from social security benefits.
    Can anyone give me an answer?
    Thanks for your help.
    Benny B.

  2. I was married to my ex husband for 25 yrs. I was told that I can collect through my ex husband social security instead if mine. Since I am collecting that they made me collect on myself .why I found out is the statement they send was an amount then plus 30. From my ex. I am totally confused . Can somebody help me out on this pls. So confused. And thank you for everyone’s help.

  3. I don’t understand why you raise the age to 67 are you guys crazy? Then you give it to drug babies there parents are druggies then you give it to illegals bullshit give us our money you theives

    • Ms. Soares is just spouting ignorant babble. She knows virtually nothing about Social Security and should not be giving anyone advice. CONGRESS made the law raising the FULL retirement age, depending on your birth year, but you can still apply and receive reduced retirement benefits as early as 62. A surviving spouse can apply as early as age 60, 50 if he or she is disabled, and at any age if she has a child of the deceased worker in her care who is under 16 or who became disabled before age 22. Don’t allow someone to deprive you of benefits by listening to their misinformation! That is the same type of person who hears something from a friend or relative and comes in to argue with a Social Security representative who has training and years of experience. It is very aggravating to those of us who have the knowledge to have people misled by an uninformed person who just wants to gripe about something they don’t understand.

    • The earliest age to apply and receive Social Security Retirement Benefits is 62, but if you decide to get benefits before your full retirement age, your benefits will be reduced. At age 64 and if you are ready, you can complete your application for retirement benefits online. Also, you can create a My Social Security account to review your earnings record and get an estimate of your future benefits. If you have specific questions, you can call our toll-free number, 1-800-772-1213 (TTY 1-800-325-0778) for assistance. Representatives are available between 7a.m. and 7p.m., Monday through Friday. You will generally have a shorter wait time if you call later in the week.

  4. Hi, My name is YAYU. Excuses, I need some information about cancer. In this afternoon my brother wife’s do chemotherapy to cancer. But my Brother gets the bad news, the doctor said if a cancer in her breast had spread to heart, kidney and spine. I need some information what can we do to make the condition will be better. She is very sickness. Maybe someone can help us, what can we do? My Brother name is Busro Rashyid, he is number is +62811216386. I need some help. Thank you. Regrets Irahayu

  5. Happy Holidays everybody, and special to the our Acting Commissioner of Social Security, its specialist, and workers in general.
    God bless America!
    God bless Social Security!

    Thanks.

    • Hi Mildred, we are sorry to hear that you are having difficulty reaching someone by phone. We are experiencing higher than normal call volume. When calling our toll free number at 1-800-772-1213, is generally best if you call later in the week. Our representatives are available Monday through Friday, between 7 a.m. and 7 p.m. We also respond to questions and provide general information through our Blog and Facebook page. If you have a general question, we encourage you to ask here. But remember, never post personal information on social media. Thanks!

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