COVID-19, General, Guest Bloggers

Get All Your Federal Benefit Payments in One Account Using Direct Payment

September 3, 2020 • By

Last Updated: July 21, 2021

Direct deposit is the safest and most convenient way to receive your benefit payment. In 2013, the Department of the Treasury issued a mandate to move away from checks as a method to deliver federal benefit payments. Since then, almost 99 percent of our Social Security beneficiaries have their payments deposited directly into their bank accounts. We need to increase this number to 100 percent.

Some beneficiaries have not enrolled.  Others receive more than one federal payment, but don’t get all their benefits via direct deposit. In these times, with the COVID-19 pandemic, it is more important than ever to know that your payments are there when you expect them. If you receive more than one federal benefit, but don’t have all your payments directly deposited, you may want to consider enrolling. Here are some reasons why:

  • It is safer to use and less costly.
  • Your benefit payment will be on time, every time, and ready to use.
  • You’ll be free of the hassles or delays with paper checks.
  • You won’t need to leave the comfort of your home to cash a check again.
  • It’s easy to enroll, change, or update your direct deposit information.

You can sign up for direct deposit with Social Security from your preferred location using your personal my Social Security account. If you don’t have a personal account, you can create one today. Once you create your account, you can add your bank information to start your direct deposit. You can make changes to your information any time through your personal account.

Another way to start or change your direct deposit is by calling us toll free at 1-800-772-1213 (TTY 1-800-325-0778).

We want to put you in control of your benefits while providing the best experience and service, no matter where, when, or how you decide to do business with us.


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  1. Tam t.

    Dear Gentlemen.
    When I applied for my Social security benefits. The officer of the office where I applied told me that. My payment will be $1,050 / month. Actually, I have received only $900/month now. Please be advise what should I do ?
    Thank you in advance.

    • Vonda V.

      Hi Tam, thanks for using our blog. For your security, we do not have access to private information in this venue. We ask that members in our Blog community work with our offices with specific questions. You can call us at 1-800-772-1213 for assistance or you can contact your local Social Security office. Please look for the general inquiry telephone number at the Social Security Office Locator. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.

  2. Corides c.

    Very important, I have my acaunt electronically is very good, thank you for that. I am weit my impact economic not recio nothing, I wering by my economic impact, I need that. Thank you.

  3. Corides c.

    Very important, I have my acaunt electronically is very good, thank you for that.

  4. Edgar C.

    Me and my wife will retiring soon. We are planning to stay in the Philippines and just visit our children in the U.S. 1 or 2 times a year. Can we have our SS benefits deposit in one of the banks in the Philippines? If so, what bank you have tie up with?

    Thanks.

    • Vonda V.

      Hi Edgar, thanks for using our blog. Our publication, “Your Payments While You Are Outside the United States”, explains how being outside the United States may affect your Social Security payments.

      If you are a U.S. citizen, you may continue to receive payments outside the United States as long as you are eligible for payment and you are in a country where we can send payments. If you aren’t a U.S. citizen, you must meet one of the conditions for payment described in this publication.

      You may use our Payments Abroad Screening Tool to see if your benefits will continue indefinitely, stop after six consecutive months or if certain country specific restrictions apply.

      We also recommend that individuals planning to leave the United States visit our Office of International Operations web page, which provides additional information for our customers living abroad. We hope this information helps!

  5. George H.

    I can’t open a My Social Security account, because I live in Mexico. You direct deposit my social security every month. The IRS and SSA don’t talk, so they can’t deposit my stimulus check with direct deposit. That is crap. If the Treasury can do it the IRS can to. This is discrimination on the part of the IRS. They sent my check by mail and it got stolen somewhere.

    • Pat

      The stimulus check is to stimulate the USA economy not Mexico. You should not get a check if you live outside the USA.

  6. blanca f.

    i have my account direct deposit but in not resive my 19 coby payment

    • Vonda V.

      Hi Blanca, thank you for your question. Please visit the IRS Economic Impact Payments Information Center to answer your questions about eligibility, payment amounts, what to expect, when to expect it and more. If you are unable to find the answer, call the IRS hotline at 1-800-919-9835. Thanks!

  7. Mahendra S.

    I have a direct deposit account with SSA. In Wells Fargo bank. Neither my wife 76 years and blind and myself 75 years have not received Pandemic Stimulus.
    SSA-*** – ** – *** & *** – ** – ***.
    Thanks.
    Mahendra Singh
    singhmp123@gmail.com
    669-204-5313

    • Vonda V.

      Hi Mahendra, thank you for your question. Please visit the IRS Economic Impact Payments Information Center to answer your questions about eligibility, payment amounts, what to expect, when to expect it and more. If you are unable to find the answer, call the IRS hotline at 1-800-919-9835. Thanks!

  8. LINDA

    IS IT WRONG TO HAVE MY OWN PERSONAL ACCOUNT FOR SSA?
    SHOULD I HAVE MY SSA WITH MY HUSBAND ACCOUNT?

    • Vonda V.

      Hi Linda, thanks for using our blog. You can only create an account using your own personal information and for your own exclusive use. You cannot create an account on behalf of another person or using another person’s information or identity, even if you have that person’s written permission. We hope this helps!

  9. John W.

    Please help me receive my STIMULUS Check.

    • Vonda V.

      Hi John, thank you for your question. Please visit the IRS Economic Impact Payments Information Center to answer your questions about eligibility, payment amounts, what to expect, when to expect it and more. If you are unable to find the answer, call the IRS hotline at 1-800-919-9835. Thanks!

  10. David

    Sounds like a great way to cut off peoples finances when the government would want to…. My SS goes direct deposit so I guess I could be a future victum?

Comments are closed.